Dollars and sense.

This article discusses the benefits and considerations of switching bank accounts. It highlights that many Australians are hesitant to switch banks, but there are advantages to doing so, such as paying fewer fees or earning more interest. The article suggests asking key questions before making the switch, including how you will access the account, what fees are involved, how much interest you will earn, and if the bank offers helpful features. It also mentions that some accounts may have specific conditions or exclusions. Additionally, the article mentions the possibility of using an offset account to reduce mortgage costs and suggests checking with your current bank to see if they can offer a better deal before switching. [Extracted from the article]