普惠金融对农民收入结构的影响研究———以黄河流域为例.

Inclusive finance is an important way to promote farmers’ income increase and adjust farmers’ income structure. This paper uses the panel data of the Yellow River basin from 2011 to 2020 to explore the impact of inclusive finance on the income structure of farmers. The results show that:①The total inclusive financial index has a significant positive impact on the income of rural residents and income from all sources in the whole and all regions of the Yellow River basin, but only has a negative impact on property income in the upstream region, but the negative impact is not significant. ②The inclusive financial coverage index has a significant positive impact on the income of rural residents and income from all sources in the whole and all regions of the Yellow River basin, a significant negative impact on the income of downstream households, and a significant negative impact on downstream property income. ③The depth index of inclusive financial use has a significant positive impact on the per capita net income of rural households and the net income of household management in the whole Yellow River basin, but has no significant positive impact on wage income, while property income and transfer income have a significant negative impact. [ABSTRACT FROM AUTHOR]