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CREDIT UNIONS IN CHILE AND THEIR ROLE IN FINANCIAL INCLUSION.
- Source :
-
Economic Analysis Review / Revista de Análisis Económico . abr2022, Vol. 37 Issue 1, p75-103. 29p. - Publication Year :
- 2022
-
Abstract
- This paper explores the role played by credit unions in financial inclusion in Chile. Using administrative individual-level data, we analyze the borrowing behavior of credit union debtors. The results find that credit unions contribute to financial inclusion: it is more likely that people with low income, elderly, women, and inhabitants of small communities, far from the large urban centers, borrow from credit unions. Also, we find that having a credit union commercial office in the county where individuals live increases their access to credit. [ABSTRACT FROM AUTHOR]
Details
- Language :
- English
- ISSN :
- 07165927
- Volume :
- 37
- Issue :
- 1
- Database :
- Academic Search Index
- Journal :
- Economic Analysis Review / Revista de Análisis Económico
- Publication Type :
- Academic Journal
- Accession number :
- 161027300