Su casa, su deuda. La política de vivienda chilena entre la financiarización, la subsidiariedad y la integración social.

Chilean real estate financialization is explored from the perspective of the subsidiary State, the programmatic development of housing policies and the leading role that indebtedness has assumed as a mechanism and as a possibility of social distinction. For these purposes, a general review is made of the general transformations of capitalism, in order to position the financial. Within this framework, housing has played a key role both as an asset and as a form capable of absorbing surpluses. Based on this, general statistics are analyzed at the banking and subsidiary level on housing and focusing on the documentary analysis of the texts that provide legal support and programmatic direction to them and to the current National Urban Development Policy. From this point, the subsidy instrument is discussed, together with the relationships it articulates with indebtedness, and the current paradigm of social integration is criticized. The conclusion presents a reading of Chilean neoliberalism, which, at least in its spatial and housing facets, depends on mechanisms of institutional viability for its survival. [ABSTRACT FROM AUTHOR]