Time to RESHOP Your HOME and AUTO INSURANCE.

Home insurance deductibles can be set as a flat dollar amount, usually ranging from $1,000 to $2,500, or as a percentage of your home's replacement value; for auto insurance, deductibles typically go up to $1,000. "A lot of companies don't want to sell home insurance in Florida because it's high risk", says Dan Karr, founder and CEO of ValChoice, an insurance industry watchdog. Roughly one-third of individuals with home or auto insurance haven't reshopped their policy for better coverage and lower premiums, according to insurance comparison website Policygenius. MONEY The talking lizard from Geico and perky Flo from Progressive claim that switching insurance companies and bundling policies can save you money. [Extracted from the article]