SİGORTA SEKTÖRÜNÜN YARATTIĞI KAMUSAL DIŞSALLIKLAR.

Since insurance sector causes externalities, its multiplier effect on national economies is significant. Its contribution to Turkey's developing economy is remarkable regarding main factors such as savings required for investment, financing feasibilities, trust climate, reduction of risks. Turkey's insurance penetration remains low in comparison to world insurance penetration share with respect to national income per capita. The goal of this article is to point to public sector's regulatory role in insurance sector development by examining externalities by the means of insurance. [ABSTRACT FROM AUTHOR]