ASK THE EXPERTS.

Q Do private health insurance policies all cover the same item numbers if they are the same level (e.g. Bronze, Silver or Gold?) Or can there be a difference between the insurers - and if so, do I need to worry about the differences? A Health insurance expert Uta Mihm: Yes Gold, Silver and Bronze cover exactly the same services and item numbers for all insurers. The older you get the closer you get to the average life expectancy so the greater the risk for the insurer that they actually need to pay out your life insurance, therefore life insurance premiums become very expensive. [Extracted from the article]