Urged to merge.

The article focuses on the possible merger of German financial institutions Commerzbank and Deutsche Bank. It describes the two banks as chronic underperformers with the 0.4 percent (%) return on equity (RoE) for Deutsche the first positive RoE in four years, while Commerzbank saw a 3% RoE. It comments that very low interest rates and high competition have hurt the banks profitability despite the banks possessing ample liquidity and being well capitalized.