Clasificación de riesgos.

The subject to risk gradually gained importance in recent times and occupies an important place in the entire administration, international, regional, national and enterprise. Not only in the financial field, which is the most visible, credit bure a usare organized, they criticize the importance and responsibility of rating agencies and promotes general consensus is clearly the Basel Accords, but risk management encompasses social political, technical, and natural disasters aspects. There is a fundamental difference between a conjunctural and systemic or structural phenomenon since the former follows a specific and temporary circumstances while the latter sets up a vicious circle where the effects feedback to their own causes and therefore is much more difficult to manage. The short-term risk may be serious but can be identified so that their neutralization is generally good prognosis. [ABSTRACT FROM AUTHOR]