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Direktna naložba v nepremičnine pomeni fizično lastništvo nepremičnine, katero investitor lahko preoblikuje, odda v najem ter na koncu nepremičnino eventualno tudi proda. Struktura naložbe se prične z iskanjem prave nepremičnine in zanesljivo tržno raziskavo. Sledi temeljit pravni in dejanski skrbni pregled, s katerim skuša vlagatelj nepremičnino spoznati ter pridobiti podatke o njenih pravnih in dejanskih razmerjih. Temu sledi ocena vrednosti nepremičnine z namenom ugotovitve njene realne vrednosti. Nadalje so predstavljeni osnovni viri financiranja ter prednosti in slabosti vsakega od njih, jedro magistrskega dela pa sestoji iz celovitega pregleda različnih oblik oddajanja stanovanjske nepremičnine v najem. Razlikujemo namreč med kratkoročnim in dolgoročnim najemom, ki pa se lahko izvajata na različnih pravnih podlagah. Posebna pozornost je namenjena tudi preučitvi sedanje ureditve najema poslovnih prostorov in stavb. Poslovni najem je namreč do nedavnega urejal Zakon o poslovnih stavbah in poslovnih prostorih, vendar pa je novela Stanovanjskega zakona (SZ-1E) bistveno posegla na to področje. Magistrsko delo na koncu obravnava tudi davčni vidik naložbe ter prodaje nepremičnine kot možnosti izstopa iz naložbe. Namen magistrskega dela je bralcu prikazati kompleksnost, obsežnost in pasti direktne naložbe, ki predstavlja najpogostejšo obliko naložb v nepremičnine, predvsem na račun splošno sprejete družbene predstave o njeni varnosti, stabilnosti in donosnosti. Pa je temu res tako? Direct investment in real estate means physical ownership of real estate, which the investor can transform, rent out, and eventually sell the real estate. The structure of the investment starts with finding the right property and reliable market research. This is followed by a thorough legal and factual due diligence, with which the investor tries to get to know the real estate and obtain information about its legal and factual relationships. This is followed by an assessment of the property's value in order to determine its real value. Further, the basic sources of financing and the advantages and disadvantages of each of them are presented, and the core of the master's thesis consists of a comprehensive review of the various forms of renting out residential real estate. In practice, there is a difference between short-term and long-term leases, which can be implemented on different legal bases. Special attention is also devoted to the examination of the current regulation of the lease of business premises and buildings. Until recently, commercial leases were regulated by the Commercial Buildings and Commercial Premises Act, but the amendment to the Housing Act (SZ-1E) significantly intervened in this area. At the end, the master's thesis also deals with the tax aspect of the investment and the sale of real estate as a possibility of exiting the investment. The purpose of the master's work is to show the reader the complexity, extensiveness and risks of direct investment, which represents the most common form of investment in real estate, mainly due to generally accepted social concept of its safety, stability and profitability. But is that really the case?

V diplomskem delu sem predstavila prometno varnost voznikov motornih koles v Sloveniji. Teoretski del naloge sem začela s predstavitvijo pojma prometna nesreča in z opisom dejavnikov tveganja. Definirala sem tudi koncept prometne varnosti. Nadaljevala sem z opredelitvijo motornih koles. Dotaknila sem se mobilnosti voznikov motornih koles v Sloveniji. Dejavnike, ki vplivajo na varnost voznikov motornih koles, sem razdelila glede na sistem voznik – vozilo – okolje in izpostavila njihove ključne značilnosti. Nadaljevala sem z opisom prometne varnosti motoristov v EU. V drugem delu oz. analitičnem delu diplomske naloge sem se osredotočila na analizo prometnih nesreč voznikov motornih koles v obdobju med 2009 in 2019. Pridobljene podatke sem predstavila v tabelah in v grafični obliki. Predstavljeni so splošni podatki prometnih nesreč, njihovi vzroki in tipi, časovne in krajevne značilnosti, demografske značilnosti voznikov ter posebej še značilnosti prometnih nesreč, v katerih so bile udeležene voznice motornih koles. Z njimi sem želela dobiti odgovor na osnovno trditev in identificirati področja, kjer bi prometno varnost motoristov morali izboljšati. Na podlagi analiziranih podatkov sem zapisala še kratko analizo prometnega in zdravstvenega tveganja motoristov. Nalogo sem zaključila z opredelitvijo vseh ugotovitev in možnih izboljšav. In my thesis I presented the road safety of motorcycle drivers in Slovenia. I started the theoretical part of the thesis with a presentation of the concept of a traffic accident and a description of risk factors. I also defined the concept of road safety. In the following chapters I defined motorcycles and I took a look at the mobility of motorcycle drivers in Slovenia. I have broken down the factors that affect the safety of motorcyclists according to the driver - vehicle - environment system and highlighted their key characteristics. In addition I described the road safety of motorcyclists in the EU. In the second, analytical part of the thesis, I focused on the analysis of traffic accidents of motorcycle drivers in the period between 2009 and 2019. I presented the obtained data in tables and in graphical form. The general data of traffic accidents, their causes and types, temporal and local characteristics, demographic characteristics of drivers, and especially the characteristics of traffic accidents in which women motorcyclists were involved are presented. With previously mentioned data, I wanted to get an answer to my initial hypothesis and identify areas where road safety for motorcyclists should be improved. Based on the analyzed data, I presented traffic and health risks of motorcyclists. I completed the task with a brief analysis of the findings and possible improvements.

More than 20 years after the 2000 Stože Landslide that devastated the village of Log pod Mangartom in NW Slovenia, this paper gives a review of the short-term response to and disaster relief provided for this catastrophic event, and further summarises this events effects on Slovenias efforts to improve its system of preventing natural disasters caused by various forms of landslides. Recent advances in reducing landslide disasters in Slovenia after 2000 are presented, including hazard and risk maps for landslides, rockfalls, and debris flows based on modern methodologies. Also, a short overview is given of Slovenian international cooperation on natural disasters. The developments in the landslide disaster risk reduction policy have unfortunately been less obvious in terms of the state taking preventive measures by adopting relevant legislation for adequate spatial planning.Po več kot 20 letih od plazu Stože leta 2000, ki je opustošil vas Log pod Mangartom v SZ Sloveniji, ta članek podaja pregled kratkoročnega odziva in pomoči ob nesreči ter nadalje povzema vpliv tega dogodka na prizadevanja v Republiki Sloveniji za izboljšanje sistema za preprečevanje naravnih nesreč, ki jih povzročajo različne oblike zemeljskih plazov. Predstavljen je nedavni napredek na področju zmanjševanja nevarnosti delovanja zemeljskih plazov v Sloveniji po letu 2000, vključno s kartami nevarnosti in ogroženosti za zemeljske plazove, skalne podore in drobirske tokove, ki so bile izdelane na podlagi sodobnih metodologij. Podan je tudi kratek pregled mednarodnega sodelovanja Slovenije na področju naravnih nesreč. Razvoj politike zmanjševanja naravnih in drugih nesreč zaradi delovanja zemeljskih plazov je bil žal manj očiten na področju preventivnih ukrepov države, ki bi s sprejetjem ustreznih zakonskih aktov okrepila preventivno delovanje z njihovo uporabo v ustreznih postopkih prostorskega načrtovanja.

Diplomska naloga obravnava analizo odstopanj izvedbe investicijskega projekta energetske sanacije in rekonstrukcije Vrtca Bled, iz vidika naročnika. Prikazan je vsebinski in tehnični obseg projekta, opisane so faze od ideje do pričetka uporabe objekta in povzet časovni ter finančni potek izvedbe projekta. Analizirana in predstavljena so odstopanja dejanskih rezultatov glede na načrtovane in pogodbeno opredeljene časovne in finančne plane. V nalogi so prikazana tudi predvidena in realizirana tveganja ter ukrepi, ki so omogočili uspešno izvedbo projekta, po pričakovanjih naročnika. The diploma thesis deals with the analysis of deviations from the implementation of the investment project of energy rehabilitation and reconstruction of the Bled Kindergarten, from the point of view of the client. The content and technical scope of the project are presented, the phases from the idea to the beginning of the use of the facility are described, and the time and financial course of the project implementation is summarized. Deviations of actual results according to planned and contractually defined time and financial plans are analyzed and presented. The thesis also presents the anticipated and realized risks and measures that enabled the successful implementation of the project, according to the expectations of the client.

Novo stoletje in moderna družba zahtevata uvajanje novih ter naprednejših tehnologij in drugačne pristope k reševanju težav. Ljudje razpolagamo z ogromno količino znanja, ki nam bo v prihodnosti omogočalo razsežnosti, katere si še ne znamo čisto zares predstavljati. Posebno pazljivi moramo biti, da se poleg ogromnega napredka in novih odkritij, naučimo opažati tudi težave, ki nastajajo hkrati z novostmi. Poudarek v tem delu nosijo tveganja, ki jih okolju predstavlja hiter človeški napredek. Nismo prepričani, če je človeštvo že doseglo točko, na kateri lahko prizna, da pride tudi do napak in da je včasih bolje opustiti nekaj, kar lahko vodi do nepopravljivih posledic. Sodelovanje javnosti je pomemben element moderne družbe. To lahko dosežemo le tako, da zagotovimo zadostno količino resničnih in preverljivih informacij. Vsaka nova stvar zahteva kritično evalvacijo. Rezultat so pozitivni učinki, ki jih prinaša in katere del so zagotovo tudi negativni učinki. Le tako lahko dosežemo objektivno oceno in zmanjšamo možne nevarnosti The new century and modern society require the introduction of new and more advanced technologies and different approaches to the problem- solving. Humans have a huge amount of knowledge. We must be especially careful that, in addition to enormous progress and discoveries, we also learn to observe the problems that arise at the same time as innovations. Particular emphasis in this part is placed on the risks posed to the environment by rapid human progress. We are not sure if humanity has already reached the point where it can admit that sometimes mistakes also happen and that it is better to give up something that can lead to irreparable consequences. Public participation is an important element of modern society, and this can only be achieved by providing a sufficient amount of true and verifiable information. Every new thing requires a critical evaluation, the result of which is the positive effects it brings, and of which the negative effects must certainly be a part of it, because only in this way can we achieve an objective assessment and reduce possible dangers.

V magistrski nalogi sem raziskala poglede uporabnikov, ki obiskujejo društvo Pot v Ilirski Bistrici in Pivki. Poleg pogledov s strani uporabnikov so me zanimala tudi razmišljanja strokovnih delavcev, ki v takšnih dnevnih centrih delujejo in se ukvarjajo s področjem zasvojenosti s prepovedanimi drogami. V teoretičnem delu sem podala definicijo zasvojenosti in razmišljanje različnih avtorjev o tej tematiki. Nadaljevala sem s predstavitvijo vrste drog, kjer sem navedla tudi tveganja pri sami uporabi. Opisala sem socialnovarstvene programe, namenjene uporabnikom prepovedanih drog, kamor sem vključila tako visokopražne kot nizkopražne programe, saj so za uporabnike prepovedanih drog oboji bistvenega pomena. Natančneje sem opisala društvo Pot, ki spada pod nizkopražne programe in so vanj vključeni vsi moji sogovorniki. Nalogo sem zaključila s pomenom strokovnih delavcev pri delu z uporabniki in pomenom socialnega dela. Naloga temelji na pogledih uporabnikov in strokovnih delavcev na delovanje samih dnevnih centrov, možnih izboljšavah tako dnevnih centrov kot širitvi in možnih izboljšavah v občinah Ilirska Bistrica, Pivka, Sežana ter Ljubljana, kjer omenjeni strokovni delavci delujejo. Poudarek sem dala tudi na samo življenje uporabnikov in njihov pogled na družbo in okolje, v katerem živijo. V empiričnem delu je predstavljena kvalitativna raziskava. Glavni vir podatkov je šest uporabnikov, ki obiskujejo društvo Pot. Trije društvo obiskujejo v Ilirski Bistrici in trije v Pivki. Drugi del intervjujev sem izvedla s petimi strokovnimi delavci, ki delujejo na področju prepovedanih drog. Štirje med njimi delujejo v podobnih dnevnih centrih v treh različnih občinah. Opravila sem intervju s strokovnim vodjem društva Pot v Ilirski Bistrici, intervjuja s strokovno vodjo in strokovno delavko društva PO MOČ Sežana, strokovno delavko društva Stigma v Ljubljani ter raziskovalko na Nacionalnem inštitutu za javno zdravje Koper. V rezultatih so predstavljene teme raziskave, ki sem jih pridobila s pomočjo intervjujev. V nadaljevanju so dodani rezultati, ki jim sledi razprava in moje ugotovitve. Na koncu pa so podani ugotovljeni sklepi in predlogi za izboljšave ter spremembe za še večjo podporo in pomoč uporabnikom. This master thesis aims at analyzing users’ responses to the Pot association’s addiction treatments and programs in Ilirska Bistrica and Pivka. The association functions as a day centre offering a variety of preventive measures and anti-drug activities. The perception of the professional workers in drug demand reduction were taken into consideration as well. In the theoretical framework of the thesis, the concepts that are central to the topic are defined. The concept of addiction, various types of drugs and their effects as well as common health risks are explored and presented. What follows is the presentation of social welfare programs. It focuses on strict high-threshold programs as well as on low-threshold programs. The Pot association is closely analyzed as the low-threshold program that the participants have experienced. The theoretical analysis highlights the importance of social work, social workers, and practitioners. The analysis is based on users and practioners’ responses to the concept and effectiveness of the addressed addiction treatments, programs and day centres. It also offers their reflections on possible improvements as well as on the extension of activities in the areas of Ilirska Bistrica, Pivka, Sežana and Ljubljana. The users’ lifestyles, values and their outlook on life were taken into consideration as well to gain an accurate picture of their life situation. The performed qualitative research is presented in the empirical part of the thesis. Interviews with six users of the analysed Pot’s addiction programs have been used for data collection. Three interviewees participate in association’s activities in Ilirska Bistrica, whereas the other three interviewees use the association’s services in Pivka. Interviews have been used as a form of collecting data from the professional workers and practitioners as well. There were 5 individuals included in the research. Their professional work is related to the field of illicit drugs. The empirical work included interviews with the head of the Pot association, interviews with the professional workers and with the head of the POMOČ association in Sežana, and interviews with a professional worker and the head of the Stigma association in Ljubljana. A researcher at Nacionalni inštitut za javno zdravje Koper (The National Institute of Public Health) contributed to the analysis as well. The interviews served as a way of obtaining the information needed to analyse and present the research topics. The result section is followed by the discussion section. The findings and conclusions as well as some proposals for improvements are included in the final section of the thesis. This way the analysis can serve as a basis of further addiction programs’ improvements.

Namen prispevka: Namen prispevka je razmejiti državno od zasebne obveščevalne dejavnosti, prikazati značilnosti in trende zasebne obveščevalne dejavnosti po svetu ter opozoriti na zametke te dejavnosti v Sloveniji. Metode: Opravljena je analiza teoretičnih del in pristopov k obravnavanju državne in zasebne obveščevalne dejavnosti, analiza konkretnih primerov razvoja in delovanja zasebne obveščevalne dejavnosti ter analiza zakonodaje, ki to dejavnost ureja v Sloveniji. Deloma so bili uporabljeni tudi rezultati raziskave, ki je bila na to temo opravljena za potrebe doktorske disertacije na Fakulteti za varnostne vede Univerze v Mariboru. Ugotovitve: Zasebna obveščevalna dejavnost (v okviru zakonskih omejitev) postaja pomembna in legitimna gospodarska dejavnost, ki ni omejena na državo ali regijo, temveč deluje v globalnem okolju. Njene stranke so tako države kot velike korporativne družbe, ki se zanimajo za tveganja, ki bi lahko ogrozila njihove interese. Takšen trend, ki ga zaznavamo na Zahodu, bi se lahko v določeni meri pojavil tudi v Sloveniji, kjer zaradi narave in nelagodja ob omembi zasebne obveščevalne dejavnosti dejansko ne moremo zagotovo trditi, kako zelo je ta razširjena. Kljub temu pa lahko z analizo slovenske zakonodaje zaznamo elemente zasebne obveščevalne dejavnosti in predvsem dela protiobveščevalne dejavnosti, kot je zaščita poslovnih skrivnosti. Globalna konkurenca, prihod tujih gospodarskih družb in nastop slovenskih gospodarskih družb na svetovnem trgu bodo najverjetneje silili družbe v čim učinkovitejšo zaščito lastnih podatkov ter zbiranje in analizo novih podatkov, pomembnih za obvladovanje tveganj, to pa bo pozitivno vplivalo na razvoj zasebne obveščevalne dejavnosti. Izvirnost/pomembnost prispevka: Prispevek na enem mestu razloži evolucijo državne in zasebne obveščevalne dejavnosti in slednjo brez ideologiziranja in moraliziranja predstavi kot logično posledico potreb in trendov v gospodarstvu kakor tudi dejavnosti držav, ki svoje mnogotere, nekoč tradicionalne dejavnosti, prepuščajo zasebni pobudi in so od nje včasih celo odvisne. Purpose: The purpose of this article is to delimit state intelligence from private intelligence, demonstrate features and trends of private intelligence activities around the world, and draw attention to the beginnings of these activities in Slovenia. Design/Methods/Approach: The methods span an analysis of theoretical works and approaches dealing with state and private intelligence operations, an analysis of concrete examples of the development and operation of private intelligence activities, as well as an analysis of the legislation that regulating this activity in Slovenia. Also used are the results of the survey conducted on this topic for the needs of the doctoral dissertation at the Faculty of Criminal Justice and Security of the University of Maribor. Findings: Private intelligence (within legal limits) is becoming an important and legitimate economic activity that is not limited by country or region, but it is spread in a global environment. Its customers are states as well as large corporations interested in the risks that could jeopardize their interests. This trend, as perceived in the West, could, to some extent, also appear in Slovenia. Due to the nature of this activity and discomfort at the mention of the term private intelligence, one cannot say here how much it is already widespread in Slovenia. Nevertheless, through the analysis of Slovenian legislation, we can detect elements of private intelligence activities, particularly those partly related to counterintelligence, such as protection of business secrets. Global competition, the arrival of foreign firms, and the performance of Slovenian firms on the world market will most likely be forcing Slovenian firms to maximize effective protection of their data and collection/analysis of new data relevant to risk control, which will have a positive impact on the development of private intelligence. Originality/Value: The article is an attempt to simultaneously explain evolution of state and private intelligence activities, presenting the latter without ideology and moralizing, i.e., as a logical consequence of needs and trends in the economy, as well as the manifold activities that states once traditionally controlled themselves but now cede to private initiative, sometimes even depending on it.

Namen prispevka: V preglednem znanstvenem prispevku analiziramo aktualne varnostne trende in sociološke ter psihološke ovire, s katerimi se sooča varnostni management, z namenom pojasniti dileme pri zagotavljanju informacijske varnosti. V času negotovih razmer v poslovnem okolju postaja informacijska varnost vse pomembnejši poslovni proces. Učinkovitost je pogojena z različnimi okoljskimi, strukturnimi in osebnostnimi dejavniki, ki jih je potrebno upravljati, če se želi ustrezno obvladovati tveganja, ki ogrožajo obstoj organizacij. Metode: Analiza varnostnih trendov je izvedena s pregledom aktualnih mednarodnih raziskav o trenutnem stanju informacijske varnosti. Prav tako je bil izveden pregled teorij, ki pojasnjujejo vpliv psiholoških dejavnikov na odločitvene procese. S sintezo ugotovitev smo izoblikovali predpostavke o vzrokih neracionalnih odločitev, teoretične pristope pa smo nadgradili z njihovo umestitvijo v organizacijsko in varnostno področje. Ugotovitve: Ugotavljamo, da organizacije funkcije informacijske varnosti ne razvijajo ustrezno. Pregled aktualnih raziskav je pokazal, da se organizacije pogosto neučinkovito odzivajo na povečana varnostna tveganja, saj jim to onemogočajo neugodne poslovne razmere, strokovna nepodkovanost in tradicionalna vodstvena mentaliteta, spremembe na področju varnostnih rešitev in kognitivne pristranskosti pri odločevalcih. Prav tako ugotavljamo, da je učinkovitost informacijske varnosti vse bolj pogojena z netehničnimi ukrepi, pri čemer največjo vlogo odigra usposobljen, dobro razvit in strateško naravnan varnostni management. Praktična uporabnost: Varnostni trendi, ki jih predstavljamo v prispevku, za večino sodobnih organizacij predstavljajo velik izziv pri doseganju poslovne uspešnosti. S prispevkom želimo opozoriti na sodobne varnostne dileme in prispevati k večji ozaveščenosti odgovornega managementa. Ponujamo tudi izhodiščne točke za učinkovito soočanje s kognitivnimi ovirami pri sprejemanju odločitev. Izvirnost/pomembnost prispevka: Prispevek je aktualen, saj analizira najnovejše raziskave o informacijski varnosti in na osnovi tega predstavlja sodobne trende. Prav tako je izviren, ker združuje spoznanja s področja psihologije tveganj in odločitev ter informacijske varnosti v organizacijski kontekst. Purpose: Information security is becoming an ever more important business process in this period characterised by uncertainty in the business environment. Its efficiency depends on various environmental, structural, and personal factors which need to be managed in order to adequately control all risks threatening organisations‘ survival. This paper analyses current security trends, as well as sociological and psychological obstacles in security management, with a view to clarifying different dilemmas related to the provision of information security. Design/Methods/Approach: The analysis of security trends was conducted on the basis of an overview of current international research on the present state of play in the field of information security. It also includes an overview of theories explaining the impact of psychological factors on decision-making processes. Assumptions regarding the reasons for irrational decisions were drawn by performing the synthesis of findings, while theoretical approaches were upgraded by placing them in the organisational and security fields. Findings: The authors find that organisations are not developing the function of information security in an adequate manner. The overview of current research shows that organisations are often inefficient in their response to higher security risks, since they are prevented from doing so by unfavourable business conditions, lack of expertise, traditional management mentality, changes in the field of security- related solutions and cognitive bias found in decision-makers. The authors also find that the efficiency of information security is ever more dependent on non- technical measures, whereby trained, well-developed and strategically-oriented security management plays a crucial role. Practical Implications: For the majority of modern organisations, security trends presented in this paper represent a great challenge in terms of achieving business success. This paper wishes to draw attention to contemporary security-related dilemmas and raise the awareness of responsible management. The paper also provides several starting points enabling an efficient confrontation with cognitive obstacles in the course of decision-making. Originality/Value: This paper is up-to-date, as it analyses the latest research into information security and uses such analysis to present contemporary trends. It is also original, since it combines findings from the fields of the psychology of risk and decision- making, as well as from information security, and places them in organisational context.

Namen prispevka: Mobilne naprave so stičišče različnih podatkov, ki izhajajo iz osebne in poslovne rabe. Zaradi enostavnosti rabe in izjemnih možnosti povezovanja so se pojavile številne varnostne grožnje. Te pretijo uporabnikom mobilnih naprav in povečujejo tveganje informacijskovarnostnih incidentov. V primeru odtujitve poslovnih podatkov, ki so na mobilni napravi, in zahtev po preiskavi, ne moremo več govoriti o »običajnem« zasegu in pregledu mobilne naprave – varovati moramo osebne podatke in ravnati na pravno predpisan način ohranjanja pričakovane zasebnosti. Metode: Dognanja temeljijo na pregledu virov ter analizi in interpretaciji rezultatov dvostopenjske raziskave (anketa in intervju) med uporabniki mobilnih naprav v 34 slovenskih organizacijah. Anketirani so bili zaposleni, ki pri svojem delu uporabljajo informacijsko-komunikacijske tehnologije, intervjuvanci pa odgovorni za informacijsko varnost v obravnavanih organizacijah. Ugotovitve: Raziskava kaže, da je meja med osebno in poslovno rabo pri rabi mobilnih naprav izginila, ob stalnem povečevanju groženj se povečuje tudi tveganje incidentov (izguba informacij, odtujitve mobilne naprave ipd.). Za varno rabo mobilnih naprav je treba spoštovati zakonodajo, informacijskovarnostna pravila, politike in standarde, ki jasno določajo, kako uporabljati mobilno napravo v povezavi s poslovnimi podatki. Ob incidentu sta pomembna odziv posameznika in organizacije ter postopek obravnave in preiskovanja. Omejitve raziskave Viri in primerljive raziskave, ki obravnavajo rabo mobilnih naprav, z njim povezane grožnje in varnostne incidente, so redki, organizacije pa ne prijavljajo tovrstnih incidentov. Praktična uporabnost: Mobilne naprave lahko zaradi varnostnih incidentov povzročijo škodo – tako uporabnikom kot organizacijam. Njihova raba pa predstavlja različna varnostna tveganja, predlagani so ukrepi za preprečevanje in obravnavo varnostnih incidentov. Izvirnost: Tematika o rabi mobilnih naprav v povezavi z varnostnimi incidenti je v začetni fazi razvoja, raziskave redke, predstavljene ugotovitve za slovenski prostor pa novost. Purpose: Mobile devices carry various data originating from personal and business use of mobile devices. Due to their simple use and extreme possibilities of connecting, numerous security threats to mobile device users have arisen. These threats increase the risk of information security incidents. In case of loss of business data on mobile device, the seizure and inspection of a mobile device should be dealt in a specifically sensitive manner personal data must be protected according to the reasonable expectation of privacy. Design/Methods/Approach: The results are based on the literature review, analysis and interpretation of results of a two-level research (survey and interview) among the users of mobile devices in 34 Slovenian organisations. The survey was conducted among the employees who use information communication technology with their work, whereas the interviewees were the ones who are responsible for information security in these organisations. Findings: The research shows that the boundary between personal and business use of mobile devices has disappeared and the constant rise of threats increases also the risk of security incidents (such as loss of data, loss of mobile device, etc.). In order to use mobile devices safely, respective legislation, rules of information security, politics and standards, which clearly define the appropriate use of mobile device in relation to business data, must be respected. When an incident does occur, the response of an individual and the organisation and the procedure of investigation are of importance. Research Limitations / Implications: Previous literature and similar researches, which deal with the use of mobile devices, connected threats and security incidents, are rare, whereas the organisations do not report such incidents. Practical Implications: Mobile devices can cause damage to the users and organisations via security incidents. Their use represents various security risks, therefore the article includes suggestions for prevention and dealing with security incidents. Originality/Value: The topic of using mobile devices in connection to security incidents is in the early stages of development, the research is rare and the findings are a novelty for Slovenia.

Namen prispevka: Cilj prispevka je pokazati razliko med oceno ogroženosti in oceno tveganj ter razviti predlog modela izdelave teh ocen za področje obveščevalno-varnostne dejavnosti v Republiki Sloveniji in hkrati spodbuditi praktike k uporabi enotne metodologije in terminologije na tem področju. Metode: Prispevek je strokovne narave in temelji na analizi procesa izdelave ocen ogroženosti in ocen tveganj za področje obveščevalno-varnostnih dejavnosti. Ugotovitve: Pri obravnavani tematiki obstajajo nekatere nejasnosti, ki se nanašajo na trenutno uporabo terminov grožnja in tveganje, ter posledično ocene ogroženosti in ocene tveganj. Avtor izhaja iz ideje, da so ocene ogroženosti del ocene tveganj, ki poleg ogroženosti vsebuje še pomembnost in ranljivost tarče. Nadalje je opredeljena terminologija, predstavljene pa so tudi nekatere hevristične rešitve ter predlog modela izdelave ocene ogroženosti in ocene tveganj primernih za področje obveščevalno-varnostne dejavnosti v Republiki Sloveniji. Obveščevalno-varnostna dejavnost se odvija v kompleksnem okolju z visoko stopnjo negotovosti, kjer je zaželena preprostejša in bolj prilagodljiva metodologija. Avtor priporoča uporabo hevristike, kar pri oceni ogroženosti pomeni, da več, kot je potrjenih indikatorjev, večja je verjetnost uresničitve grožnje, pri oceni tveganj pa, da se tveganje poviša ob povečani ogroženosti, ranljivosti ter pomembnosti tarče, in obratno. Praktična uporabnostin pomembnost prispevka: Prispevek se ukvarja z izdelavo ocen ogroženosti in ocen tveganj, z namenom poskusa poenotenja procesov izdelave in terminologije ter razumevanja omenjenih ocen za področje obveščevalno-varnostne dejavnosti. Purpose: The aim of the paper is to point out the differences between threat assessment and risk assessment, and to develop a proposal for an assessment model for intelligence and security purposes in the Republic of Slovenia. The purpose is also to encourage practitioners to use common methodology and terminology in this field. Design/Methods/Approach: The paper is of a professional nature and it is based on analysis of the process of threat assessment and risk assessment that is developed for intelligence and security area. Findings: The paper points out some confusing aspects regarding current usage of the term threat and risk, and consequently threat assessments and risk assessments. The paper is based on the idea that the threat assessment is a part of a risk assessment that additionally to the threat includes also the importance and vulnerability of the targets. The terminology is also defined, some heuristic solutions are put forward, and a proposal of threat and risk assessment model suitable for intelligence and security purposes in the Republic of Slovenia is made. Intelligence and security are taking place in a complex environment with high level of uncertainty. This fact demands the methodology that is simple and adaptable. The usage of heuristics is recommended, since more confirmed indicators by the threat assessment assume the increased likelihood of the achievement of the objectives set. In risk assessment the elevated risk depends on elevated threat, vulnerability and criticality of the target, and vice versa. Practical Implications and Value: The paper deals with threat and risk assessment, and it attempts to unify methodology, terminology and understandings of these assessments in the area of intelligence and security.

Uvod: Cilj zdrave prehrane otrok je spodbujanje rasti in razvoja ter zdravih prehranjevalnih navad. Vedno več družin je na vegetarijanski prehrani. Osnovno načelo vegetarijanske prehrane je izogibanje živalskim proizvodom. Obstaja več različic vegetarijanske prehrane. Bolj kot je prehrana omejena, večje je tveganje za pomanjkanje nujnih hranil. Zato je pomembno posvetiti pozornost vnosu makro in mikro hranil ter zdravstveni vzgoji staršev. Namen: Namen diplomskega dela je predstaviti vpliv vegetarijanske prehrane na zdravje otrok. Cilj diplomskega dela je predstaviti vegetarijansko prehrano, koristi, tveganja in posledice le-te in pregled makro in mikro hranil v prehrani otrok vegetarijancev, ki so lahko v pomanjkanju. Metode dela: Za izdelavo diplomskega dela smo uporabili deskriptivno metodo dela. Literaturo smo iskali s pomočjo digitalne knjižnice Univerze v Ljubljani, DiKul oddaljenega dostopa in preko podatkovnih baz UpToDate, Medline, ScienceDirect in CINAHL. S pregledom domače in tuje znanstvene ter strokovne literature smo uporabili članke, ki so bili objavljeni v celotnem obsegu in izdani v obdobju med letoma 2006 in 2019. Besedilo v izbranih virih je bilo vezano na ključne besede in besedne zveze: otroci, mladostniki, vegetarijanstvo, vegetarijanska dieta, tveganja, koristi, zdravje. Rezultati: Če je vegetarijanska prehrana pravilno sestavljena in vključuje obogatena živila, lahko spodbuja zdravje in zmanjšuje tveganje za bolezni. Omejitev ali izključitev hranil živalskega izvora lahko povzroči nizek vnos esencialnih hranil. Upoštevati je treba dnevna priporočila za prehranske vlaknine, beljakovine, maščobe in maščobne kisline, vitamine A, B2 in B12, kalcij in vitamin D, železo, cink in jod. Razprava in zaključek: Za otrokovo rast in razvoj je ključnega pomena uravnotežena prehrana. Ker se vedno več družin iz različnih razlogov prehranjuje vegetarijansko, morajo biti starši dobro poučeni o pravilni sestavi in pripravi vegetarijanske prehrane otrokom. Smiselno je slediti prehranskim smernicam VegPlate Junior, ki so bile pripravljene posebej za otroke. Med rastjo so potrebe po energiji in nekaterih hranilnih snoveh višje, zato so otroci še posebej ranljivi in bolj ogroženi zaradi pomanjkanja hranil. Otroci naj bodo redno vodeni pri pediatru, da se še pravi čas odkrije morebitna pomanjkanja esencialnih hranil. Introduction: The goal of a healthy diet for children is to promote growth, development and healthy eating habits. More and more families are on the vegetarian diet. The basic principle of a vegetarian diet is to avoid animal products. There are several variants of the vegetarian diet. The more restricted the diet is, the greater is the risk of a lack of essential nutrients. Therefore, it is important to pay attention to the intake of macro and micronutrients and the health education of parents. Purpose: The purpose of this thesis is to present the impact of vegetarian diets on children's health. The diploma thesis aims to present vegetarian diets, benefits, risks and consequences of them, review of micro and macronutrients in the diet of vegetarians and different views on the effects of vegetarian diets on children's health. Methods: A descriptive work method was used to produce a thesis. Literature was searched through the University of Ljubljana digital library, DiKul remote access and the UpToDate, Medline, ScienceDirect and CINAHL databases. The review of domestic and foreign scientific and professional literature used articles that were published in full volume and published between 2006 and 2019. The text in selected sources was related to keywords and phrases: children, adolescents, vegetarianism, vegetarian diet, risks, benefits, health. Results: If the vegetarian diet is properly put together and includes enriched foods, it can promote health and reduce the risk of diseases. Limiting or excluding nutrients of animal origin may result in low intake of essential nutrients. Daily recommendations for dietary fiber, protein, fat and fatty acids, vitamins A, B2 and B12, calcium and vitamin D, iron, zinc and iodine should be followed. Discussion and conclusion: Balanced food is crucial to a child's growth and development. As more and more families eat vegetarian for various reasons, parents must be well-informed in order to properly prepare and prepare vegetarian meals for children. It is sensible to follow the dietary guidelines (VegPlate Junior) developed specifically for children. As you grow, your energy and nutrient requirements are higher and children are especially vulnerable and more at risk of nutrient deficiency. Have your child regularly consult a pediatrician to identify the essential nutrient deficiencies at the right time.

Na mladih svet stoji je rek, ki ga pogosto slišimo, kadar se govori o mladih. Rek, ki nam da misliti, da so mladi v naši družbi cenjeni. Vendar nam podrobnejši pogled razkrije, da morda le ni tako. Družba od mladih pričakuje, da bodo v njej aktivno sodelovali. Po drugi strani pa jim ne omogoča, da bi dosegli samostojnost. Pomemben mejnik na prehodu iz mladosti v odraslost je prva zaposlitev, ki bi mladim omogočila, da postanejo polnopravni člani družbe. Večina mladih na današnjem trgu dela v Sloveniji ne najde ustrezne, varne zaposlitve. Mladi v Sloveniji so zelo izobraženi, vendar njihovega znanja ne izkoriščamo tako, kot bi ga lahko. Posledice so beg možganov in nezadovoljstvo z življenjem tistih, ki ostanejo v državi. The future of the world is in the hands of young people is something we often hear today. This makes us think that young people are valued in our society. However a more thorough examination might show us that this is not the case. Society is expecting young people to be active participants but on the other hand does not enable them to become active. The first job is an important milestone which helps young people to become independent. Most young people in Slovenia today can not find a safe employment. They are very educated but their knowledge is not being used in the market. Consequently young people are moving out of the country and the ones who are staying are not satisfied with their life.

V prvem poglavju teoretičnega uvoda se naloga usmeri v razlago fenomena odvisnosti in zasvojenosti. Nato se posveti heroinu, kokainu in substitutom, ki so najbolj pogosti med tveganimi uživalci droge pri nas. Opisuje pomen dvojne diagnoze in sistemsko ujetost uporabnikov s to etiketo. V drugem poglavju teoretičnega uvoda naloga opiše tveganja, ki so povezana z zlorabo prepovedane droge. Zloraba ima posledice tako na zdravstveni kot socialni ravni. Opisana so predoziranja in zastrupitve ter primerne ustrezne rekcije. Prikazuje tudi medsebojni odnos, ki ga imajo naši uporabniki s policaji. Naloga diskutira o stigmi, ki velja za uporabnike, in sicer, da so povezani z nasiljem in kriminalom. V predzadnjem poglavju osvetli različne poglede in politike na področju drog. Razloži zgodovinski razvoj politike do drog v slovenskem in danskem prostoru. Nato primerja zakonodaje obeh držav na področju drog in kasneje aplikacijo teh politik v praksi. V zadnjem poglavju naloga opiše namembnost varnih sob in kje po svetu so locirane. Nato pregleda pomembne raziskave na področju delovanja varnih sob. Opiše socialno delo, ki sprejema konzumacijo droge. Naloga se na koncu teoretičnega uvoda posveti organizaciji, kjer sem opravljala prakso in ki v mojem raziskovanju služi kot primer dobre prakse, to je Maendenes Hjem. V empiričnem delu opišem in izpostavim vprašanja, ki me zanimajo in opišem pridobivanje ter obdelavo raziskovalnega gradiva, ki je sestavljeno iz šestih intervjujev. Intervjuji so bili narejeni z osebami, ki sem jih spoznala tekom prakse in so neposredno vpleteni v delovanje varne sobe. Dnevniki so nastajali kot posledica opazovanja s popolno udeležbo, ki sem ga opravljala med prakso. Predstavim rezultate, kjer opišem, katere so potencialno nevarne situacije v varni sobi in kakšni so primerni odzivi nanje, naštejem potrebne kompetence zaposlenih, opišem vlogo policistov in dejavnike, ki so potrebni, da varna soba uspešno deluje. Na koncu v razpravi rezultate smiselno povežem v teorijo, ki razlaga, kaj je potrebno, da je varna soba res varna za vse udeležene: uporabnike, zaposlene in skupnost. Po sklepih dodam še predloge, ki bi se lahko upoštevali pri vzpostaviti take sobe pri nas. In the first chapter of the theoretical introduction of the thesis I focused on the interpretation of the phenomenon of dependency and addiction. Than the thesis concentrates on heroin and cocaine and substitutes, that are most frequently used by risk drug users in Slovenia. It describes the meaning of double diagnosis and systemic entrapment of users with this label. In the second chapter of the theoretical introduction the thesis describes the risks that are connected with abuse of prohibited drugs. Abuse has consequences both on health as well as on the social level. The describes overdoses and intoxications and adequate reactions. It shows the interplay between Slovenian users and police representatives. Then the thesis discusses the stigma that is connected to users, such as their connection to criminal behaviour and violence. The penultimate chapter illuminates different points of view of policies related to drugs. It explains the historical development of drug policy in the Slovenian and Danish environments and compares the legislation of both countries on the field of drugs and later the application of these policies in practice. In the last chapter the thesis describes the purpose of safe facilities and their global geographic distribution and presents the overview of important research dealing with the management of safe facilities. It also describes the social work that accepts the consumption of drugs. In the end the thesis focuses of the theoretical introduction to the organisation where I worked and that served in my research as an example of good practice, i.e. Maendenes Hjem, Copenhagen, Denmark. In the empirical part I described and exposed the questions that were of interest to me and I described the way of obtaining and analysing the research material, composed of six interviews. Interviews were made with people that I met during my practical work and were directly involved in the running of the safe facility. The diaries were written due to observations with complete presence that I performed during my practical work. I present results in which I described the potentially dangerous situations in the safe facility and the appropriate reactions to them and the necessary competencies of the employees. I describe the role of the police and the factors needed for the successful operation of the safe facility. In the end of the discussion I meaningfully connected the results with the theory, explaining what is needed in order for the safe facility to be really safe for all involved: users, employees and the community. After conclusions I added suggestions that could be taken into account in case of establishment of a safe facility in Slovenia.

Diplomska naloga predstavlja izkušnje projektnih partnerjev, ki sodelujejo na mednarodnih projektih, pri tem pa za osebno komunikacijo uporabljajo spletna orodja, kot so Skype, Slack, Viber v primerjavi s klasičnim poslovnim komuniciranjem. Ugotovitve kvalitativne empirične raziskave kažejo, da v proučevanem podjetju obstajajo koristi in tveganja v uporabnosti spletnih orodij za učinkovito osebno komuniciranje. V podjetju za osebni pogovor preko spletnih orodij najpogosteje uporabljajo tehnologijo Skype, ki prinaša koristi lažjega in hitrejšega sodelovanja v osebni komunikaciji na mednarodnih projektih. Poleg koristi pa je kraja podatkov največje tveganje uporabe spletnih orodij, zato je pomembno, da podjetje za preprečevanje varnostnih tveganj stremi k posodobitvi informacijsko komunikacijske tehnologije s sodobnejšo. The article introduces experiences of project partners who are collaborating on international projects, while using online tools for personal communication, such as Skype, Slack, Viber, compared to traditional business communication. Findings of the qualitative empirical research show there are benefits and risks in the usefulness of online tools for effective personal communication in the studied company. The company is using Skype technology for personal conversations with online tools most frequently, which brings benefits of easier and faster collaboration in personal communication when working on international projects. Besides the benefits, however, data theft is the biggest risk when using online tools, therefore it is important that the company aims to update their information-communication technology with more modern one to prevent security risks.

Odpiranje trga z električno energijo, liberalizacija in privatizacija proizvodnje, distribucije in prenosa so povzročili velike spremembe tako na področju obratovanja elektroenergetskega sistema (EES) kot pri poslovanju posameznih družb. Tradicionalna vertikalna struktura organiziranosti proizvodnje prenosa in distribucije se je spremenila tako, da vsako od navedenih podjetij na trgu nastopa samostojno [1]. Posledica strukturnih sprememb in uvedbe novih tehnologij, predvsem obnovljivih virov električne energije, se odraža na EES, ki obratuje pod zelo spremenjenimi pogoji in bližje termičnim omejitvam. EES je s tem posledično tudi bolj ranljiv. Spremembe na trgu z električno energijo in vse večji pritiski nacionalnih regulatorjev k ohranjanju ter zmanjšanju tarif so pripeljali do situacije, ko so sistemski operaterji prenosnega omrežja (SOPO) vedno bolj primorani optimizirati tudi stroške investiranja. Takšno poslovanje vodi k pomembnim odločitvam, ki jih bo potrebno uvesti tudi pri postopkih načrtovanja omrežij in investiranjih v prenosna omrežja (PO). Deterministični načini načrtovanja, ki temeljijo na klasičnem N-1 kriteriju, ki definira, da izpad enega elementa v omrežju ne povzroči preobremenitev elementov sistema, padca napetosti, prekinitev napajanja porabnikov, nestabilnosti sistema in kaskadnih izpadov, dajejo informacijo le o tem, ali je sigurnostni kriterij izpolnjen ali ne, ne upoštevajo pa verjetnosti nastopa različnih obratovalnih stanj, verjetnosti izpada posameznega elementa in njegov vpliv na omrežje [2], [3], [4], [5], [6]. Načrtovanje, ki temelji na determinističnem pristopu, lahko pripelje tudi k predimenzioniranju prenosnih omrežij, kar posledično vodi k večjim tarifam za odjemalce [1], [2]. V ta namen je v doktorski disertaciji predstavljena nova metodologija za verjetnostno načrtovanje PO, ki upošteva verjetnost nastopa različnih obratovalnih stanj, verjetnost izpada elementov sistema in njihov vpliv na EES. Vpliv na EES se oceni na podlagi novega kazalnika (IOG – Impact on the Grid), ki upošteva vse kršitve, ki jih povzroči izpad elementa, kot so preobremenitve, kršitve napetosti, prekinitve napajanja razdelilnih transformatorskih postaj in izpad proizvodnje. Nova metodologija, ki bo na podlagi indeksa tveganj prikazala zanesljivosti EES, bo sistemskim operaterjem PO v pomoč pri odločitvah o investiranju novih elementov v EES in določanju prioritet posameznih investicij, s čimer bo omogočila nižje stroške investiranja pri še vedno zadostni stopnji zanesljivosti. The opening of the electricity market, liberalisation and privatisation of the generation, distribution and transmission have led to major changes in the field of electric power system operation as well as in the operations of individual companies. Traditional vertical structure of organisation of the generation of transmission and distribution has changed so that each of these companies acts independently on the market [1]. As a result of the structural changes and implementation of new technologies, especially renewable energy resources is reflected in the electric power systems (EPS), which operate under very changed conditions and closer to the thermal limits. Consequently, EPS is also more vulnerable. Changes on the electricity market and the growing pressures of national regulators to reduce tariffs lead to the situation where the transmission system operators will be ever more forced to optimise the investment costs. Such operations lead to important business decisions, which will need to be introduced also in the process of network planning and investments into the transmission networks (TN). Deterministic methods of planning that are based on the classic N-1 criterion, which defines that an outage of one element in the network does not cause an overload of the system elements, voltage vioolations, interruption of power supply to consumers, system instability and cascading outages, provides information only on whether the security criterion is fulfilled or not, but it does not consider the probability of various operating states, probability of outage of individual element and its impact on the network [2], [3], [4], [5], [6]. Planning, based on a deterministic approach may also lead to over-dimensioning of transmission networks, which in turn leads to higher tariffs for consumers [1], [2]. To this end, a new methodology for probabilistic planning of TN is presented in this thesis. The said methodology takes into consideration the probability of occurrence of different operating states, the probability of outage of system elements and their impact on the EPS. The impact on the EPS is assessed on the basis of a new indicator (Impact on the Grid, IOG), which takes into consideration all breaches of voltage caused by the outage of an element, such as overloading, breaches of voltage, interruption in electricity supply of substations and generation downtimes. The new methodology, which based on a risk index demonstrates the reliability of the EPS, will help the transmission system operators (TSOs) in the decisions on investments into new elements of the EPS and help determining the priorities of individual investments, by way of which it will enable a lower investment costs in the still sufficient degree of reliability.

Diplomski seminar obravnava pomen in vlogo Incoterms transportnih klavzul v mednarodnem poslovanju. Namen raziskave je analizirati vlogo Incoterms klavzul v mednarodnem poslovanju ter na primerih izbranih podjetjih predstaviti njihovo uporabo v praksi. Uvodno poglavje diplomskega seminarja je namenjeno opredelitvi in pomenu vključevanja v mednarodno poslovanje. V sklopu tega poglavja predstavimo tudi učinke vključevanja v mednarodne posle tako za podjetje kot tudi za nacionalno gospodarstvo. V poglavjih, ki sledijo, obravnavamo postopek izvoznega in uvoznega posla in dogovore o Incoterms transportnih klavzulah. Na uspešnost mednarodnega posla pomembno vpliva tudi vrsta Incoterms transportne klavzule. Dogovor med prodajalcem in kupcem o ustrezni Incoterms transportni klavzuli v izvozu oz. uvozu zmanjšuje nepotrebne izgube, stroške in verjetnost nastanka sporov. Prava izbira Incoterms transportnih klavzul je namreč tista, ki pripomore k učinkovitejšemu uvozu oz. izvozu blaga. Del diplomskega seminarja je namenjen zgodovini Incoterms klavzul. Nastanek Incoterms klavzul sega v leto 1936, kasneje pa so se ta določila vse do leta 2010 dopolnjevala. Prav prenova klavzul pa je nekdaj veljavnih 13 spremenila v danes veljavnih 11 Incoterms klavzul. Pomembno je poudariti, da za prodajalca in kupca ni zavezujoče, da jih vključita v kupoprodajno pogodbo, sta jih pa dolžna upoštevati, če se zanje v pogodbi dogovorita. Četrto poglavje diplomskega seminarja je namenjeno vsebini posameznih Incoterms klavzul. Incoterms klavzule predstavljamo po posameznih skupinah in vrstah, vključno s časom in krajem prehoda stroškov in tveganj s prodajalca na kupca (možnosti izgube, poškodbe). V predzadnjem, empiričnem delu diplomskega seminarja, obravnavamo primere uporabe Incoterms transportnih klavzul v treh izbranih podjetjih. Gre za podjetja, ki so zelo uspešna in konkurenčna na svojem področju, kar vodi do njihove rasti. Analizirali smo najpogosteje uporabljene transportne klavzule, ki jih izbrana podjetja vključijo med pogodbena določila v postopkih uvoza surovin, blaga in živil za predelavo in prodajo. This graduate seminar discusses the importance and role of Incoterms transport clauses in international business transactions. The purpose of our graduate seminar is to analyze the role of Incoterms clauses in international business transactions and present practical examples of their use in three companies we have selected for the analysis. The introductury chapter of our seminar is aimed at the definition and importance of integration in international business transactions. The effects of integration in international business transactions for both, the company as well as for national economy are also presented within this chapter. The following chapters deal with the procedure of export and import transactions and arrangements for the Incoterms transportation clauses. A significant impact on the successful business is also the sort of Incoterms transport clauses used. The agreement between the seller and the buyer on the adequate Incoterms transport clauses in conveying export or import reduces unnecessary unnecessary losses, costs and the probability of conflicts. The right choice of Incoterms transport clauses is the one that helps to contribute to successful importation or exportation of goods. Part of the graduate seminar is designed for the history of Incoterms clauses. The formation of the clauses dates back to 1936 and the rules have been changing up until the completion in 2010. Precisely it was the renovation that turned the 13 formerly used clauses into 11 that are in validation today. It is important to note that the inclusion of Incoterms transport clauses in a sale/purchase contract is not binding for the seller or the buyer, however they are bound to abide by their instructions if they agree to use them in a contract. The fourth chapter is aimed at the content of individual Incoterms clauses. Incoterms clauses are presented in individual groups and species, including the time and the place of the transition of costs and risks from the seller to the buyer (the possibility of loss, damage). In the empirical part of the seminar we deal with practical examples of the use of Incoterms transport clauses in the three selected companies. Those are companies that are highly successful and competitive in their field, which leads to their growth. We have analyzed most frequently used transport clauses which the selected companies include in the importation procedures of raw materials, goods and foods for processing and sale.

Uvod: Robotska kirurgija je namenjena izvajanju visoko tveganih in zapletenih kirurških operativnih posegov. Trendelenburgov položaj je položaj, pri katerem pacient leži v previsni legi z glavo navzdol in nogama navzgor. Tveganja za pacienta med robotskim operativnim posegom v tem položaju so: nevrološke, oftalmološke in otološke, kardiovaskularne, pulmološke, gastrointestinalne in renalne komplikacije ter razne poškodbe. Operacijska medicinska sestra je vključena v pripravo pacienta na robotski operativni poseg in sodeluje pri preprečevanju intraoperativnih komplikacij. Namen: Namen diplomskega dela je predstaviti uporabo Trendelenburgovega položaja v robotski kirurgiji. Zastavljena cilja sta: predstaviti vlogo medicinske sestre med robotskim operativnim posegom in predstaviti tveganja za pacienta, ki je dolgo časa nameščen v Trendelenburgov položaj. Metode dela: V diplomskem delu smo uporabili deskriptivno metodo dela, pregledali domačo in tujo literaturo ter jo vsebinsko analizirali. Literaturo smo iskali in zbirali v bibliografskih podatkovnih bazah, kot so MEDLINE, CINAHL, PubMed in na spletni strani AORN (The Association of periOperative Registered Nurses), ter s pomočjo COBBISS-a in Google Učenjaka. Izločili smo članke, ki so bili vsebinsko neustrezni, na primer tiste, ki so govorili o klasični ali laparoskopski kirurgiji in tiste, ki so govorili o robotski kirurgiji v položaju, ki ne bo Trendelenburgov. Razprava in zaključek: Medicinska sestra, ki pripravlja pacienta na robotski operativni poseg v Trendelenburgovem položaju, mora oceniti stanje kože, prepoznati tveganja za nastanek poškodbe zaradi pritiska, pristriči morebitne dlake na operativnem mestu, pacienta namestiti v ustrezen položaj, namestiti trakove in pripomočke, ki preprečujejo, da bi pacient drsel po operacijski mizi. Podaljšano ležanje v Trendelenburgovem položaju lahko privede do cerebralnega edema, poškodb živcev zgornjih in spodnjih okončin, povišanega očesnega pritiska ter do poškodb tkiva. Medicinska sestra mora znati pacienta za robotski operativni poseg namestiti v ustrezno lego, podložiti področja, kjer obstaja nevarnost za nastanek poškodbe zaradi pritiska, in poskrbeti, da so rjuhe in blazine pod pacientom poravnane. Pri operativnem posegu se za varno nameščanje pacienta v položaj uporabljajo ramenska opornica, oporniki, vakuumska vreča, razni trakovi in blazinice iz gela ter podloge in pene za preprečevanje nastanka poškodbe zaradi pritiska. Introduction: Robotic surgery is intended for performing high-risk and complicated surgical cases. Trendelenburg position is position, in which the patient lays in overhanging position, with his head down and legs up. Laying in Trendelenburg position can cause several complications, such as: neurological, ophthtalmological and otological, cardiovascular, pulmological, gastrointestinal and renal complications and different injuries. Operating room nurse is included in patient preparation for robotic surgical procedure and plays a big role in preventing intraoperative complications. Purpose: Purpose of this diploma work is introducing the use of Trendelenburg position in robotic surgery. Goals we set are: introducing nurse role during robotic surgical procedure of patient laying in Trendelenburg position and introducing risks for the patient laying in Trendelenburg position for long period of time. Methods: In this diploma work we used descriptive method of work, we reviewed home and foreign literature, and we analysed it. We searched and collected literature from databases like MEDLINE, CINAHL, PubMed and AORN journal, and with help of COBBISS and Google Scholar. We excluded articles, that were inadequate by the content, like the ones, that talked about classic and laparoscopic surgery, and the ones, that talked about robotic surgery in different positions, that were not Trendelenburg position. Discussion and conclusion: The nurse, that is preparing the patient for robotic surgery in Trendelenburg position has to evaluate patient's skin condition and recognize potential risks for bed sores development. She has to cut patient's hair on operative field, position patient in the right position for the surgical procedure and position accessories, that prevent patient sliding from operative table. Prolonged time in Trendelenburg position can lead to cerebral edema, upper and lower extremity nerves injuries, increased eye pressure and tissue injuries. Nurse has to master safe patient positioning and preventing pressure injury by padding places with higher risk of pressure. She has to make sure, that sheets and pillows under patient are smooth and straight. During surgical procedure, shoulder braces, vacuum bag, pads, braces and tapes are used for safe positioning of the patient. Gel pads, foams and pillows are used for preventing pressure injury.

Hitremu razvoju interneta in pametnega mobilnega telefona je sledilo tudi povečanje moči in količine prenosa podatkov, kar nam je omogočilo neomejeno sporazumevanje in dostopanje do vseh želenih informacij. V hipu lahko posnamemo fotografije, jih delimo s prijatelji, poslušamo glasbo ali plačujemo račune. Pametni mobilni telefon v povezavi z internetom je postal naš stalni spremljevalec in nepogrešljiv sestavni del našega življenja. Otroci že zelo zgodaj dobijo pametne mobilne telefone, s tem pa se jim odpre virtualni svet, ki je poln različnih možnosti, priložnosti in tudi tveganj. Koliko poznajo omenjen nov svet, kako dostopajo do njega, v kakšni meri in za kakšen namen ga uporabljajo in kakšno vlogo pri tem igrajo starši, so le nekatera vprašanja, na katera sem iskal odgovore v magistrskem delu. V štirih skupinskih diskusijah so osnovnošolski otroci z mano delili njihova mnenja, razmišljanja, spoznanja in izkušnje glede uporabe interneta in pametnih mobilnih telefonov ter mi tako omogočili vpogled v njihov vsakdan. With the rapid development of the Internet and the smartphone, followed by the power and also the amount of data transfer, we have not only the possibility of unlimited communication, but we can also access all the information we need at any time, take photos, share them with friends, listen to music or pay the bills. A smartphone in association with the Internet has become our constant companion and for our normal functioning, an indispensable part of our life. Children get smartphones at an early age and in doing so, opening up a new virtual world of different options, opportunities and risks. How well do they know the new world, how they access it, to what extent and for what purpose it is used and what role do the parents play in it are just some of the questions to which I tried to find the answers. In four group discussions, primary school children shared with me their opinions, reflections, insights and experiences regarding the use of the Internet and smartphones, and thus gave me an insight into their daily lives.

Javno-zasebno partnerstvo predstavlja mehanizem in instrument za razvoj države ter obenem povezuje javni in zasebni sektor. Partnerstva so vse pogostejši pojav v evropskih državah in drugje, saj pripomorejo k večjemu gospodarskemu razvoju. Glavni namen partnerstev je delitev tveganja tako na javni kot zasebni sektor in obenem spodbujanje oziroma zagotavljanje zasebne iniciative za upravljanje, financiranje, vodenje, vzdrževanje in prenovo infrastruktur oziroma izvajanje storitev, ki so načeloma v domeni države. Poleg tveganj si sektorja delita tudi koristi. S pomočjo javno-zasebnega partnerstva se povečujejo možnosti vlaganja v obsežnejše in zahtevnejše projekte, ki spodbujajo napredek države in prinašajo finančne koristi ter boljše zadovoljstvo uporabnikov, seveda ob pravilni in uspešni izvedbi. Tako javni in zasebni sektor skupaj dosegata zastavljene cilje. Cilji javnega sektorja so učinkovito in hitro izvajanje javnih nalog v skladu z javnim interesom, medtem ko zasebni sektor prevzame izvedbeno vlogo, ki je učinkovitejša, cenejša, sami pa pridobijo nove poslovne možnosti in udeležbo pri dobičku. V diplomskem delu sem analizirala in raziskala, kako se javno-zasebno partnerstvo razvija v Sloveniji, katere so največje napake pri sklenitvi teh partnerstev ter katere so tiste države, po katerih bi se morala Slovenija zgledovati. Osredotočila sem se tudi na to, kako je Zakon o javno-zasebnem partnerstvu (v nadaljevanju ZJZP) vplival na razvoj javno-zasebnih partnerstev. Dejstvo je, da javni sektor kot tak ni samozadosten, kar se tiče zagotavljanja potrebnih infrastruktur in storitev, ki so v javnem interesu, zato sta posredovanje in vključevanje zasebnega sektorja zaželena in nujna, predvsem zaradi tehnoloških inovacij, ki so temeljna osnova za produktivnost, konkurenčnost in doseganje ciljev. Na podlagi analiz gradiva sem naletela na precej kritik pravnega okvirja, ki regulira javno-zasebna partnerstva v Sloveniji, ter posledično nepravilne in neuspele projekte izvedbe. The public-private partnership is a mechanism and an instrument for the development of the state, and at the same time, it connects the public and private sectors. Partnerships are an increasingly frequent phenomenon in the European countries and elsewhere, as they contribute to greater economic development. The main purpose of partnerships is to share risk both in the public and private sectors and at the same time, to encourage or provide a private initiative for the management, financing, leadership, maintenance, and renovation of infrastructures or the provision of services that are in principle within the domain of the state. In addition to the risks, the sector also shares the benefits. With the help of public-private partnerships, opportunities for investing in larger and more demanding projects are promoted, which promotes the progress of the country and brings financial benefits and better customer satisfaction with a proper and successful implementation, of course. Both the public and private sectors together achieve the set goals. Public sector objectives are an efficient and rapid implementation of public tasks in accordance with the public interest, while the private sector assumes an implementation role that is more effective, cheaper and obtains new business opportunities and profit sharing. In the bachelor’s thesis, I analyzed and investigated how a public-private partnership is developing in Slovenia, which the biggest mistakes in the conclusion of these partnerships are, and what the countries are by which Slovenia should be inspired. I also focused on how the Public-Private Partnership Act (ZJZP) influenced the development of public-private partnerships. The fact is that the public sector is not self-sufficient in the provision of the necessary infrastructures and services in the public interest, so the mediation and involvement of the private sector is desirable and necessary, especially as a result of technological innovations, which are a fundamental basis for productivity, competitiveness, and achieving goals. Based on the analysis, I encountered considerable criticism of the legal framework governing public-private partnerships in Slovenia, and consequently, incorrect and unsuccessful implementation projects.

Procesi planiranja in nabave predstavljajo pomemben dejavnik pri delovanju farmacevtskih družb in jim pripisujemo velik pomen za uspešen konkurenčen boj med gospodarskimi družbami. Potrebe po raznovrstnih kakovostnih zdravilih so vedno večje, zato je pomembno, da zagotavljajo farmacevtska podjetja stabilno oskrbo trga. V proizvodnji zdravil se podjetja srečujejo s kompleksnim sistemom, velikim številom informacij, širokim spektrom različnih znanj, pridobivanjem surovin z velikega števila različnih lokacij in zmeraj strožjimi regulatornimi zahtevami. Za učinkovito obvladovanje množice dejavnikov je potreben celovit in visoko zmogljiv informacijski sistem. Uporaba primernega informacijskega sistema nudi potrebno podporo celotni oskrbovalni verigi za urejen in napreden proces planiranja in nabave, ki pa omogoča dobro obvladovanje tveganj, s katerimi se podjetje srečuje. Zaradi številnih tveganj, s katerimi se farmacevtska podjetja srečujejo, je potrebno vpeljati ustrezen sistem obvladovanja tveganj in dejavnost kontrolinga. V magistrskem delu smo si zastavili cilj analize postopkov planiranja in nabave v farmacevtskem podjetju. Delo je razdeljeno na teoretični in empirični del. V teoretičnem delu naloge smo najprej opredelili postopke in značilnosti procesov planiranja in nabave. V nadaljevanju smo predstavili delovanje in značilnosti izbranega informacijskega sistema, ki predstavlja ustrezno orodje za uspešno obvladovanje procesov planiranja in nabave. Nato smo opredelili vidik dejavnosti kontrolinga in izvajanja kontrol, kot proces aktivnosti podjetja za zagotavljanje skladnosti procesov planiranja in nabave s cilji podjetja. Obvladovanje tveganj predstavlja pomemben proces za zagotavljanje stabilnosti oskrbovalne verige, zato v nalogi posvetimo še nekaj pozornosti pojmu tveganje in zberemo tveganja, s katerimi se farmacevtska podjetja srečujejo. Prav tako povzamemo splošne značilnosti farmacevtskega sektorja. V empiričnem delu naloge smo analizirali procese planiranja in procese nabave v izbranem farmacevtskem podjetju. Predstavili smo praktične primere tveganj, s katerimi se podjetje srečuje in zbrali načine obvladovanja le teh. S področja dejavnosti kontrolinga smo zbrali nekaj iz množice kontrol, ki se izvajajo v procesih planiranja in nabave. Na podlagi spoznanj iz teorije in prakse smo v zaključnem delu naloge podali odgovor na zastavljene hipoteze. Processes of planning and purchasing are important factors in pharmaceutical companies, with a huge impact on keeping up with other competitive companies. The need for a variety of quality drugs is getting bigger, therefore it is of a great importance that pharmaceutical companies keep the market supplies stable. In the manufacturing of drugs the companies meet with a complex system, a lot of information, a wide range of different skills, delivery of raw materials from different locations and plenty more strict regulatory requirements. A comprehensive and high-performance information system is needed to effectively manage a huge variety of different risks. The use of a suitable information system provides the necessary support for the whole supply chain, regarding the managing of the risks, which we are facing in the processes of planning and purchasing. Due to the many risks faced by pharmaceutical companies, an adequate risk management system and controlling is needed. In the master thesis, our goal was to analyse the planning and purchasing processes in a pharmaceutical company. The work is divided into a theoretical and empirical part. In the theoretical part of the thesis we first defined the procedures and characteristics of planning and purchasing processes. In the following, we presented the functioning and characteristics of the selected information system, which represents an appropriate tool for successful management of planning and purchasing processes. Then we defined the aspect of controlling and its activities as the process of the company's activity to ensure that the planning and purchasing processes are consistent with the company's objectives. Risk management is an important process for ensuring the stability of the supply chain, so we dedicated some attention to the concept of risk and collect the risks that pharmaceutical companies encounter. We also summarized the general characteristics of the pharmaceutical sector. In the empirical part of the task, we analyzed the planning and purchasing processes in the selected pharmaceutical company. We presented practical examples of the risks that the company encounters and collect ways of controlling them. From the field of controlling activities we collected some of the controls that are carried out in the planning and purchasing processes. Based on the findings from theory and practice, we answered the hypotheses in the final part of the master thesis.

Življenja si danes brez električne energije ni več moč predstavljati. Od električne energije je odvisno delovanje države, gospodarstva ter vpliva na kvaliteto življenja vsakega posameznika. Električna energija spada pod kritično energetsko infrastrukturo, kar pomeni, da lahko grožnje, ki ji pretijo, pravzaprav ogrožajo življenje ter tudi premoženje ljudi. Ena od groženj kritični elektroenergetski infrastrukturi so tudi naravne nesreče in vremenske ujme. V tovrstnih krizah je lahko elektroenergetska infrastruktura bolj ali manj ogrožena in/ali poškodovana, njene okvare pa posledično ogrožajo življenje ljudi ter živali, ogrožajo premoženje, kulturno dediščino ter nazadnje tudi okolje. Ena izmed naravnih nesreč, ki poleg viharjev ter mokrega in težkega snega ogroža elektroenergetsko infrastrukturo, je žled. Leta 2014 je Slovenijo prizadel katastrofalen žled. Poškodoval je precejšen del elektroenergetske infrastrukture po celotni Sloveniji, diplomsko delo pa se osredotoča na elektroenergetsko infrastrukturo podjetja Elektro Ljubljana, d.d. Diplomsko delo se na primeru tega žledoloma osredotoča na ocenjevanje ogroženosti kritične elektroenergetske infrastrukture in načrtovanje zaščite, reševanja in pomoči ter kakšno je vodenje v času krize v podjetju. Skozi intervjuje z zaposlenimi v podjetju Elektro Ljubljana, d.d. je podana podrobnejša percepcija nesreče in njenih posledic. V diplomskem delu se je ugotovilo, da je v slovensko zakonodajo možno implementirati spremembe, ki bi pozitivno vplivale na kritično elektroenergetsko infrastrukturo in sicer kabliranje električnih vodov brez pridobitve gradbenega dovoljenja, kar poleg preventivnega investiranja podpre tudi trajnost gradnje, saj je v primeru kabliranja življenjska doba električnega voda dvakrat daljša kot življenjska doba nadzemnega voda. Prav tako bi lahko v zakone implementirali omiljene postopke gradnje in tako ponovno podprli preventivno investiranje podjetij že v nekriznem času. Preventivno investiranje, kot je bilo v diplomskem delu ugotovljeno, je možno izvajati s kabliranjem električnih vodov, s preventivno menjavo (pre)starih drogov ter tudi z uvedbo pomočnika dežurnega delavca podjetja izven delovnih ur podjetja. Nowadays, it is impossible to imagine life without electric energy. The functioning of the country, economy and it also impacts quality of life of every individual depends on it. Electric energy is a part of critical energy infrastructure, meaning that any threat, that might impact it, can also endanger lives and properties of the people. One of the threats to critical electro-energy infrastructures are natural disasters and extreme weather. In these types of crisis, the electro-energy infrastructure can be more or less endangered and/or damaged and its impairment consequently endangers lives of the people and animals, their property, cultural heritage, and lastly, environment. One of the natural disasters, that endangers electro-energy infrastructure along with storms and wet and heavy snow, is glaze ice. In 2014, Slovenia was hit by catastrophic glazed ice. The glaze damaged a considerable part of electro-energy infrastructure over all of Slovenia. This diploma thesis will be, however, focused on electro-energy infrastructure of electricity company Elektro Ljubljana, d.d. The thesis will be referring to the case of the aforementioned catastrophe and will be focusing on assessing the danger to critical electro-energy infrastructure, protection planning, rescue and aid and what is the leadership of the company like in the time of crisis. A detailed analysis of the disasters perception and its consequences is given, based on the interviews with company employees of Elektro Ljubljana, d.d. The thesis unearths that it would be possible to implement changes to Slovenian laws, that would have a positive impact on electro-energy infrastructure namely cabling of powerlines without having to acquire building permission which would support, alongside preventive investment, structures sustainability. By cabling, the lifespan of powerlines doubles compared to the lifespan of above-ground powerline. Additionally, a less strict approach to building processes could be implemented into the laws and therefore it would support the company prevention investments in time without crisis. Preventive investing, as it was discovered in the diploma, could be done by cabling of power lines, preventive replacement of (too) old poles and by introducing an assistant to the company’s emergency responder outside of company working hours.

Uvod: Kajenje je prav gotovo ena izmed razvad, ki bi jo morali v času nosečnosti opustiti, a raziskave kažejo, da nekatere nosečnice kljub škodljivosti kajenja z njim nadaljujejo. Namen diplomskega dela je proučiti razloge za vedenje žensk z vidika kajenja v času nosečnosti opredeliti karakteristike žensk, ki v času nosečnosti s kajenjem nadaljujejo, in preveriti znanje teh žensk o posledicah kajenja. Metode: V prvem delu diplomskega dela je uporabljena deskriptivna metoda teoretičnega raziskovanja, ki temelji na osnovi pregleda znanstvene in strokovne literature. Iskanje literature je potekalo s pomočjo brskalnikov DiKUL, CINAHL, Medline, COBISS, ScienceDirect in Google učenjak. Pregledana literatura sega do leta 2004. V drugem delu diplomskega dela je uporabljena kavzalna neeksperimentalna metoda empiričnega raziskovanja, ki temelji na osnovi zbiranja podatkov z anketo. Uporabljen raziskovalni instrument je anketni vprašalnik, ki je bil objavljen na družbenem omrežju Facebook in posredovan prek e-pošte. Podatke je avtorica analizirala in statistično obdelala z orodjem za spletne ankete 1ka. Sodelovanje v raziskavi je bilo anonimno in prostovoljno. Rezultati: V raziskavi je sodelovalo 118 žensk, ki so bile ali so še vedno aktivne kadilke in so bile vsaj enkrat v življenju noseče. V času nosečnosti so s kajenjem najpogosteje nadaljevale mlajše ženske, ženske z nižjo izobrazbo, ženske, katerih partnerji so v času njihove nosečnosti kadili, in ženske, ki so pred zanositvijo pokadile več kot 10 cigaret dnevno. Kot najpogostejši razlog za opustitev kajenja v času nosečnosti so ženske navedle zavedanje, da kajenje škodi otroku (37 %), kot najpogostejši razlog za nadaljevanje s kajenjem v času nosečnosti pa neuspeh pri opuščanju kajenja (36 %). 50 % ali več znanja o škodljivosti kajenja v času nosečnosti je imelo le 39,3 % vseh anketirank. Razprava in zaključek: Ženske pri opuščanju kajenja v nosečnosti potrebujejo večjo podporo, da bi se zmanjšala stopnja neuspeha pri opuščanju kajenja. V proces opuščanja kajenja bi bilo treba vključevati tudi partnerja. Prav tako imajo ženske premalo znanja o škodljivih posledicah kajenja v nosečnosti na potek nosečnosti in plod. Introduction: Smoking is definitely a habit that should be discontinued during pregnancy nevertheless studies show that some pregnant women continue smoking despite its harmful consequences. The aim of the thesis was to study the reasons behind smoking behaviours of women during pregnancy, define the characteristics of women who continue smoking during pregnancy, and test their knowledge of possible consequences of smoking. Methods: In the first part of the thesis, a descriptive method of research was adopted based on a review of scientific and professional literature. Literature search was carried out in the databases: DiKUL, CINAHL, Medline, COBISS, ScienceDirect and Google Scholar. Reviewed literature dates back to 2004. In the second part of the thesis, a causal non-experimental method of empirical research was applied supported by a data collection questionnaire survey. The research instrument was a questionnaire that was published on Facebook social network and forwarded by e-mail. Collected data was analysed and statistically evaluated with the help of a tool for online surveys 1ka. Participation in the survey was anonymous and voluntary. Results: In the study, 118 women participated who were or remain active smokers and experienced at least one pregnancy. Women who tended to continue smoking during pregnancy were younger, with lower levels of education, women whose partners smoked during pregnancy and women who smoked more than 10 cigarettes daily before the onset of pregnancy. The women reported that the most common reason for smoking cessation during pregnancy was awareness that it may harm the baby (37 %) whereas the most frequent reason to continue smoking during pregnancy was failure to quit smoking (36 %). Only 39.3 % of all respondents had 50 % or more knowledge on harmful effects of smoking during pregnancy. Discussion and conclusion: Women who wish to stop smoking during pregnancy need more support for the failure rate in smoking cessation to be reduced. The partner should also be included into the process of smoking cessation. Additionally, women possess insufficient knowledge of the harmful effects of smoking during pregnancy on the course of pregnancy and on the foetus.

V zaključni nalogi je obravnavan projekt odprtja bistroja s počasi pečenim dimljenim mesom v centru Kranja, kjer take ponudbe še ni. V vsebino naloge je zajet celoten potek projektnega vodenja. Aktivnosti, ki morajo biti opravljene za dosego našega cilja so razporejene po vrstnem redu v katerem morajo biti opravljene, pripisani pa so jim tudi viri, ki bodo te aktivnosti opravljali. Za vsako aktivnost je določen tudi rok, v katerem mora biti aktivnost zaključena, da se nemoteno lahko nemoteno prične naslednja aktivnost brez zamud, projekt pa je tako lahko končan v predvidenem času. V nalogi so analizirani tudi celotni stroški projekta in opisana morebitna tveganja ter njihove preventivne in kurativne rešive. Skozi projekt pridemo do zaključka, da je projekt lahko končan v okvirih naših želja in sicer v 31 dneh in s 65800€ stroškov. Theme, addresed in the thesis, is the project of opening a bistro with slowly roasted meat in the very centre of Kranj, where there is no such establishment. It covers the entire project management process. Activities, necessary to achieve our goal, are presented in the order in which they have to be performed, including the sources executing the tasks. There is a deadline to each activity that is strictly planned in order fo the next one to begin and the project could be executed in time. The thesis also analyses the costs and possible risks and preventive measures together with solutions. Through the project we reach the conclusion that it could be finished inside the wished window. The project will take 31 work days and cost 65800€.

V času svetovne krize in zaostrenih gospodarskih razmer se je povečalo tveganje tudi pri poslovanju finančnih institucij. Vsaka finančna ustanova mora obvladovati tveganja pri svojem poslovanju, tako kreditna, tržna kot operativna. Največji delež tveganja odpade na kreditno tveganje, ki mu je bilo v diplomskem seminarju posvečenega največ prostora. V diplomskem seminarju smo želeli izpostaviti pomen upravljanja s kreditnim tveganjem v banki. Banka mora predvsem oceniti, kakšna je možnost, da bo posojeni denar oziroma financirani predmet dobila poplačan. Pred financiranjem je torej nujno potrebno oceniti, kakšno tveganje obstaja, da stranka mogoče ne bo mogla ali ne bo hotela poplačati obveznosti. Za obvladovanje kreditnega tveganja se banke poslužujejo različnih tehnik odkrivanja možnosti plačila oziroma neplačila. S tem področjem se v bankah ponavadi ukvarja oddelek bonitete oziroma področje »Upravljanje s kreditnimi tveganji«. Zaposleni v bonitetni službi ocenjujejo posamezna podjetja, ki želijo financiranje, na podlagi klasičnih finančnih analiz, ugotavljanja bonitete strank in predvsem ugotavljanja, ali je stranka sposobna ustvariti dovolj denarnega toka, da bo potencialne obveznosti lahko plačevala. S poglobljeno analizo smo pridobili dodatna znanja s področja ugotavljanja bonitete in plačilne sposobnosti podjetij. In the times when the whole world is facing the crises and economic circumstances are bad, the management of the financial institutions is also under the big pressure of the risk taking. Big companies gone bankrupted, various insolvencies and bad paying discipline have forced banks and leasing companies to monitor more effectively the risk management connected to financing of their clients. Also by us in Slovenia. Every financial institution has to establish an efficient risk management weather these are loan contracts, commercial contacts or operative risks. The higher percentage of the risk goes to loan contracts. In this graduate seminar paper we would like to point out the importance of the management with loan ventures from the side of a bank. The most important thing from the side of a bank is to establish what is the possibility that the loaned money or financed object will be repaid. So, before making the decision whether to finance the client, the evaluation of the possibility whether the client will be able and willing to repay its obligations is necessary. There are various techniques being used for risk management in banks which usually have a separate department dealing with rating of the clients or so called »Risk management department«. Employees in this department value or rate each company which would like to be financed in any way. They do that on the basis of classical financial analyses, client’s rating etc. But most of all they need to establish whether the client is capable to make enough financial currency to be able to repay potential obligations. With deeper analyses we will get additional knowledge in the field of establishing the rating of the potential clients, their cash flow and liquidity.

V strokovni monografiji z naslovom Planiranje razvojnih rešitev podjetja avtorji preučujejo institucijo družine in razvoj družinskega podjetja na primeru slovenskega podjetja, podajajo izsledke naklonjenosti slovenskih podjetij inoviranju, pojasnjujejo panožno analizo bonitetnih ocen kot pomoč pri sprejemanju odločitev o poslovnih partnerjih, analizo zaznane velikosti izvoznih ovir v času finančne in gospodarske krize na primeru slovenskih izvoznikov, raziskujejo prepoznavanje in ocenjevanje novih in kompleksnih tveganj, analizirajo praktično poučevanje študentov in učne metode prenosljivih oziroma prečnih kompetenc v Sloveniji, pojasnjujejo kako se razvija kulturna inteligenca pri študentih in predstavljajo dojemanje pomena okoljskega računovodstva pri študentih poslovne ekonomije. Navedeno predstavlja različne vidike preučevanja, ki lahko usmerjajo k ustreznim možnostim razvoja podjetja. In the professional monograph entitled Planning the development solutions of enterprises authors examine the institution of the family and the development of family business on the case of Slovenian enterprise, provide results of affection of Slovenian enterprises for innovations, explain sectorial analysis of credit ratings to help enterprises making decisions on business partners, analysis of the perceived size of the export barriers in time of financial and economic crisis on the case of Slovenian exporters, explore the identification and assessment of new and complex risks, analyse the practical teaching of students and teaching methods of transferable or transversal competences in Slovenia, explain how to develop cultural intelligence of students and represent the perception of the importance of environmental accounting among students of business economics. All of the foregoing represents different viewpoints of the examination, which can be directed towards the appropriate possibilities of enterprise's development.