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This paper extends the application of ESG score assessment methodologies from large corporations to individual farmers' production, within the context of climate change. Our proposal involves the integration of crucial agricultural sustainability variables into conventional personal credit evaluation frameworks, culminating in the formulation of a holistic sustainable credit rating referred to as the Environmental, Social, Economics (ESE) score. This ESE score is integrated into theoretical joint liability models, to gain valuable insights into optimal group sizes and individual-ESE score relationships. Additionally, we adopt a mean-variance utility function for farmers to effectively capture the risk associated with anticipated profits. Through a set of simulation exercises, the paper investigates the implications of incorporating ESE scores into credit evaluation systems, offering a nuanced comprehension of the repercussions under various climatic conditions.

In recent years, the rapid development of artificial intelligence technology, especially the emergence of large language models (LLMs) such as ChatGPT, has presented significant prospects for application in the field of education. LLMs possess the capability to interpret knowledge, answer questions, and consider context, thus providing support for dialogic teaching to students. Therefore, an examination of the capacity of LLMs to effectively fulfill instructional roles, thereby facilitating student learning akin to human educators within dialogic teaching scenarios, is an exceptionally valuable research topic. This research recruited 34 undergraduate students as participants, who were randomly divided into two groups. The experimental group engaged in dialogic teaching using ChatGPT, while the control group interacted with human teachers. Both groups learned the histogram equalization unit in the information-related course "Digital Image Processing". The research findings show comparable scores between the two groups on the retention test. However, students who engaged in dialogue with ChatGPT exhibited lower performance on the transfer test. Electroencephalography data revealed that students who interacted with ChatGPT exhibited higher levels of cognitive activity, suggesting that ChatGPT could help students establish a knowledge foundation and stimulate cognitive activity. However, its strengths on promoting students. knowledge application and creativity were insignificant. Based upon the research findings, it is evident that ChatGPT cannot fully excel in fulfilling teaching tasks in the dialogue teaching in information related courses. Combining ChatGPT with traditional human teachers might be a more ideal approach. The synergistic use of both can provide students with more comprehensive learning support, thus contributing to enhancing the quality of teaching.

The widespread confusion among investors regarding Environmental, Social, and Governance (ESG) rankings assigned by rating agencies has underscored a critical issue in sustainable investing. To address this uncertainty, our research has devised methods that not only recognize this ambiguity but also offer tailored investment strategies for different investor profiles. By developing ESG ensemble strategies and integrating ESG scores into a Reinforcement Learning (RL) model, we aim to optimize portfolios that cater to both financial returns and ESG-focused outcomes. Additionally, by proposing the Double-Mean-Variance model, we classify three types of investors based on their risk preferences. We also introduce ESG-adjusted Capital Asset Pricing Models (CAPMs) to assess the performance of these optimized portfolios. Ultimately, our comprehensive approach provides investors with tools to navigate the inherent ambiguities of ESG ratings, facilitating more informed investment decisions., Comment: 28 pages, 2 figures, presented at Fields - Institute's Mathematics for Climate Change (MfCC) Network & Waterloo Institute for Complexity and Innovation (WICI): Math for Complex Climate Challenges Workshop, Waterloo, Canada; 26th International Congress on Insurance: Mathematics and Economics, Edinburgh, UK; and the 58th Actuarial Research Conference (ARC), Des Moines, Iowa, USA

This paper presents a comprehensive survey of ChatGPT-related (GPT-3.5 and GPT-4) research, state-of-the-art large language models (LLM) from the GPT series, and their prospective applications across diverse domains. Indeed, key innovations such as large-scale pre-training that captures knowledge across the entire world wide web, instruction fine-tuning and Reinforcement Learning from Human Feedback (RLHF) have played significant roles in enhancing LLMs' adaptability and performance. We performed an in-depth analysis of 194 relevant papers on arXiv, encompassing trend analysis, word cloud representation, and distribution analysis across various application domains. The findings reveal a significant and increasing interest in ChatGPT-related research, predominantly centered on direct natural language processing applications, while also demonstrating considerable potential in areas ranging from education and history to mathematics, medicine, and physics. This study endeavors to furnish insights into ChatGPT's capabilities, potential implications, ethical concerns, and offer direction for future advancements in this field., Comment: 21 pages, 4 figures, accepted by Meta-Radiology

In this paper, we propose a salient-context based semantic matching method to improve relevance ranking in information retrieval. We first propose a new notion of salient context and then define how to measure it. Then we show how the most salient context can be located with a sliding window technique. Finally, we use the semantic similarity between a query term and the most salient context terms in a corpus of documents to rank those documents. Experiments on various collections from TREC show the effectiveness of our model compared to the state-of-the-art methods., Comment: 2019 IEEE International Conference on Visual Communications and Image Processing (VCIP)