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THE CURRENT ECONOMIC expansion remains on track to celebrate its 10th birthday in June and will become, a month later, the longest expansion ever recorded. For history buffs, the previous [...]

The economy is performing well, and near-term prospects through the remainder of the decade look good. Growth appears to have slowed a bit f at the start of 2018, mostly [...]

THESE ARE GOOD economic times. The current eight-and-half-year economic expansion is already the third longest in history and in lull swing. The longest was the 10-year expansion of the 1990s, [...]

THE U.S. ECONOMY is performing well. The job market is posting impressive gains, vehicle sales have never been stronger, home sales and house prices have largely recovered from the bust, [...]

Mark Zandi, chief economist at Moody's Analytics, has been providing insights to RMA members in conference keynotes and RMA Journal articles over the ups and downs of the past two [...]

The sweeping changes to the tax code passed by the Trump administration and the Republican Congress will significantly impact the near-term economic outlook. The $1.5 trillion, 10-year tax cut will [...]

The U.S. economy is performing well, and near-term prospects remain good. Employment growth shows no sign of weakening from the robust 200,000-plus average monthly pace that has prevailed for more [...]

The U.S. economy is performing well, and its prospects for at least the next several years are good. There are some clear threats to this optimism, the most obvious being [...]

THE U.S. economy has come a long way since the dark days of the Great Recession. Less than two years ago, the global financial system was on the brink of [...]

The GreaT recession continues. After 18 months of economic contraction, 6.5 million jobs have been lost and the unemployment rate is fast approaching double digits. Many with jobs are seeing [...]

INTRODUCTION Mark Zandi isn't an easy person to catch up with. He's very busy these days, always moving--sometimes in Washington advising policymakers, and sometimes at his desk at Moody's Economy.com [...]

Byline: Mark Zandi Editor's note: This is based on an upcoming Moody's Analytics report about Fannie Mae and Freddie Mac credit risk transfers. Questions about what do with Fannie Mae [...]

Household credit conditions are at an inflection point. After years of booming loan growth and improving credit quality, growth is set to slow and quality to erode. Residential mortgage lenders [...]

Refinancings have had a powerful impact on an otherwise moribund economy. This article shows how refinancing activity has affected the economy and quantifies the refi boom's national and regional economic [...]

The high-flying housing markets are expected to cool in the months ahead. A few mini-price bubbles appear to be building, notably in San Jose and parts of Southern California. Yet [...]

Just a few housing markets are overpriced, even though housing prices nationally are rising at a hefty 6 percent pace. Good economic fundamentals appear to be sustaining the price gains, [...]

The unprecedented deterioration in credit quality experienced by most consumer lenders in recent years will soon abate. The longer-term forces that have resulted in today's credit problems are still in place, however, and threaten to result in more significant credit problems in the future. Bottom line: lending hindsight and foresight are more important than ever. (Reprinted by permission of the publisher.), The unprecedented deterioration in credit quality experienced by most consumer lenders in recent years will son abate. The longer-term forces that have resulted in today's credit problems are still in [...]

This year purchase originations appear likely to near an all-time high, and housing sales are setting a blazing pace. But a chill may be in store for the housing markets [...]

A LIST OF BEST HOUSING MARKETS So far 1996 has been good to the nation's housing and mortgage markets. During the first half of this year, existing home sales have [...]

Household credit conditions are deteriorating. In 1995, personal bankruptcy filings increased to levels last witnessed after the 1990-91 recession. Further, credit card delinquency rates also rose sharply to levels last seen during the last recession. One reason for this worrisome trend is the steady reduction of credit standards since the start of the 1990s, as evidenced by increasing loan-to-value ratios and the eagerness of lenders to expand loan commitments. Strong household borrowing and rising interest rates in 1994, which boosted household debt service burdens, can also be blamed for the deterioration of household credit conditions. The weak economy during the first half of 1995 and the unexpected federal income tax bills also contributed. However, the outlook for 1996 is good, in light of tightened lending standards, decline in interest rates in 1995 and a stronger economy.

The economic impact of weak home prices extends well beyond the housing market. California and the Northeast have experienced this first-hand. The U.S. economy continues to founder. Consumer spending remains [...]

Job growth and housing demand are red hot in certain of the nation's most explosive growth markets. For next year, here's the list of the top 10, hottest of the [...]

The subprime financial shock that began in early August will reverberate across the economy well into next year. The risk of recession during the next six to 12 months has [...]

FORECASTING INTEREST RATES is normally a foolhardy activity. But given the steadily improving economy, prudent planners should prepare for higher rates over the next several years. How much will rates [...]

Byline: Lawrence Mishel, Steve Rattner, Mark Zandi, Eliot Spitzer, James K. Galbraith, and Allan H. Meltzer Is Obamanomics a boon or a bane? A debate over the president's policies. Whatever [...]

The economic expansion threatens to unravel. This is most evident from the increasingly dark conditions in the labor market. Corporate layoff announcements continue unabated, unemployment insurance claims are surging, and [...]

The new economy continues to perform well, although it is quickly losing some of its luster. Real GDP growth this year will be robust, exceeding 5%. Core consumer price inflation, [...]

The U.S. economy has begun a transition from boom-like to substantially weaker growth. This transition has occurred as the economy has reached or gone beyond its capacity, as is evident [...]

The big gainers for home prices will be markets like Seattle and many California metro areas. The weaker markets, not surprisingly, will be cities where job growth is slow and [...]