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Collaboration with technology is the best strategy to create regional competitiveness in this era. However, adjustments to locality elements must still be included because it is the key and capital of success. The purpose of this study is to develop a strategy to build the competitiveness of the Central Java region based on technology and locality with the Pentahelix approach. The method used in this research is Research and Development (R&D). The study is based on qualitative research with the Pentahelix approach. The second stage is developing a technology and locality-based platform implemented in one of the districts in Central Java. The results of the first research phase are in the form of an analysis of the conditions of Central Java which can be capital in increasing regional competitiveness and can be realized in the form of a digital platform with the Pentahelix approach. The results of the second study are digital platforms in the form of technology and locality-based apps. The new thing offered in this research is the R&D method used to develop a strategy to increase the competitiveness of the Central Java region.

Introduction: Indonesia's economic growth experiences unstable conditions from year to year, The study explores their impact on Indonesia's inability to overcome government spending problems by comparing three alternative sources of Indonesian state income to support economic growth, namely foreign debt, Sukuk, and bonds. Methods: The research uses a quantitative approach derived from secondary data in the form of time series data. Foreign debt has a negative effect on Indonesia's economic growth, while sukuk and bonds have a positive effect on Indonesia's economic growth. Results: The simultaneous result is 0.948, meaning that the independent variables (foreign debt, Sukuk, and bonds) have an influence and can be explained by 94.8% of Indonesia's economic growth. Meanwhile, the remaining 5.2% is explained by other variables that are not in this research. This indicates that the foreign debt sukuk and bonds variables have a big influence on Indonesia's economic growth in 2016-2023. Conclusion and suggestion: Foreign debt must be controlled properly by the state so that an economic crisis does not occur in Indonesia. Apart from that, the government must increase the issuance of sukuk and bonds to meet the needs of the deficit APBN. [ABSTRACT FROM AUTHOR]