Search

Byline: Thomas P. Vartanian Regulatory relief has been enacted by Congress -- and while this is certainly a great first step, there's more to be done to cure the regulatory [...]

Byline: Thomas P. Vartanian This paper has run two thoughtful articles by Adam Levitin and Aaron Klein commenting on the Treasury's proposed restructuring of the government's emergency authority to liquidate [...]

One of the most prominent features of the Dodd-Frank Wall Street Reform and Consumer Protection Act ('Dodd-Frank') is the creation of the Financial Stability Oversight Council (FSOC). (1) The formation [...]

The U.S. Treasury Department has attempted to launch the most ambitious effort to establish the boundaries of a long-term national debate on reform of the federal financial regulatory system in [...]

Byline: Thomas P. Vartanian There is a body of opinion in Washington that the best way to move on from the conservatorships of Fannie Mae and Freddie Mac is to [...]

New rules permit financial institutions and associations of financial institutions to voluntarily share information with each other to identify, prevent, and deter money laundering and terrorist activity.

Byline: Thomas P. Vartanian The proliferation of a rules-based system of bank regulation in the United States is proving that it may be ineffective in a modern-day economy. It missed [...]

Byline: Thomas P. Vartanian The last month has seen a variety of financial regulators articulating their views concerning fintech. Their interest signals greater regulatory certainty for innovative firms looking to [...]

Raising capital is a fundamental part of a banker's job these days. Yet even as regulators press banks to raise more capital, they are wary of some investors willing to [...]

Byline: Thomas P. Vartanian and David L. Ansell Banks are beginning to shake off eight years of financial cobwebs that have gummed up potential mergers, acquisitions and a variety of [...]

Banking industry analysts are anticipating problems in the areas of security and regulation along with the positive reactions associated with electronic commerce, payments and data interchange. Other issues that will arise will be in the area of privacy concerns and financial accountability. New regulations, laws and conventions will have to be created to deal with the losses and damages that will occur., The euphoria surrounding new forms of electronic commerce, payments, and data interchange will be tempered by a broad range of unpredictable real- world reactions in such areas as consumer behavior, [...]

New electronic products and services are possible through three methods in banking and holding companies. Internal development, acquisition of another firm or joint ventures are the methods. The greatest amount of opportunities are possible through joint ventures. Different kinds of regulatory concerns and issues will be confronted as these ventures develop., Banks and holding companies have three strategic alternatives for delivering new electronic products and services to customers: They can develop them through internal expansion; acquire, whole or in part, companies [...]

Byline: Thomas P. Vartanian The FDICand the Board of Governors of the Federal Reserve System will soon finalize one of the more significant requirements of the Dodd-Frank Act - the [...]

Byline: Thomas P. Vartanian In the wake of the Dodd-Frank Act, continuing regulatory pressure on financial institutions and the destabilized real estate market will continue to require a significant number [...]

Byline: Thomas P. Vartanian and Robert H. Ledig It has become politically fashionable in some quarters to demonize businesses, particularly financial institutions, in the wake of the serious economic distress [...]

Byline: Thomas P. Vartanian However one describes the Dodd-Frank Act, it and similar global regulatory initiatives are redefining the terms of financial services safety and soundness, capitalization and profitability. Just [...]

Byline: Thomas P. Vartanian Protection of consumers from unfair and abusive practices must be an important goal in a business such as the financial services industry, which relies on public [...]

Byline: Thomas P. Vartanian Most of the attention given to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 has focused on the more dramatic changes it makes, [...]

Byline: Thomas P. Vartanian After each bank or thrift failure, the FDIC, FSLIC or RTC has routinely dispatched its professional liability attorneys to investigate whether to take action against directors, [...]