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Discusses the number and percentage of Connecticut licensed drivers without automobile insurance, the percentage of accidents involving an uninsured driver and how many were the fault of an uninsured driver in the past three years, and, all possible penalties under state law for driving without insurance and if these increase if the uninsured driver injures someone.

Discusses whether the insurance commissioner regulates adjustments to amounts paid under an uninsured and underinsured motorist insurance policy.

Discusses what remedies the Insurance Department employs if an automobile insurer does not offer the uninsured and underinsured motorist coverage required by law.

Discusses the inconsistency surrounding underinsured motorist policies discussed by the Connecticut Supreme Court in James Lash v. Aetna Casualty and Surety Company et al. (236 Conn. 318 (1996)) and how it can be dealt with legislatively.

Discusses Connecticut Supreme Court case James Lash v. Aetna Casualty and Surety Company et al. (236 Conn. 318 (1996)) which involves the determination of underinsured motor vehicles and the constitutionality of the underinsured motor vehicle statute, CGS 38a-336(e).