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This study aims to analyze the effect of Capital Adequacy Ratio, Third Party Funds, Non-Performing Loans, Loan to Deposit Ratio on the profitability of People's Credit Banks and Sharia People's Credit Banks under the Supervision of the Purwokerto Financial Services Authority Office from 2016 to 2020. This type of research is quantitative associative and purposive sampling as a sample collection technique. The research method used is a multiple linear regression analysis of panel data. The results showed that Third Party Funds significantly positively affected the Profitability of People's Credit Banks and Sharia People's Credit Banks under the Supervision of the Purwokerto Financial Services Authority Office from 2016 to 2020. Non-Performing Loans significantly negatively affect the Profitability of People's Credit Banks and Sharia People's Credit Banks under the Supervision of the Purwokerto Financial Services Authority Office from 2016 to 2020. Capital Adequacy Ratio and Loan Deposit Ratio have no effect on the Profitability of People's Credit Banks and Sharia People's Credit Banks under the Supervision of the Purwokerto Financial Services Authority Office from 2016 to 2020. ABSTRAK Penelitian ini bertujuan untuk menganalisis pengaruh Capital Adequacy Ratio, Dana Pihak Ketiga, Non Performing Loan, Loan to Deposit Ratio terhadap profitabilitas Bank Perkreditan Rakyat dan Bank Perkreditan Rakyat Syariah dibawah Pengawasan Kantor Otoritas Jasa Keuangan Purwokerto pada tahun 2016 sampai 2020. Jenis penelitian ini adalah kuantitatif asosiatif dan purporsive sample sebagai teknik pengabilan sampel. Metode penelitian yang digunakan adalah analisis regresi linear berganda data panel. Hasil penelitian menunjukkan Dana Pihak Ketiga berpengaruh positif signifikan terhadap Profitabilitas Bank Perkreditan Rakyat dan Bank Perkreditan Rakyat Syariah di Bawah Pengawasan Kantor Otoritas Jasa Keuangan Purwokerto tahun 2016 sampai 2020. Non Performing Loan berpengaruh negatif signifikan terhadap Profitabilitas Bank Perkreditan Rakyat dan Bank Perkreditan Rakyat Syariah di Bawah Pengawasan Kantor Otoritas Jasa Keuangan Purwokerto tahun 2016 sampai 2020. Capital Adequacy Ratio dan Loan to Deposit Ratio tidak berpengaruh terhadap Profitabilitas Bank Perkreditan Rakyat dan Bank Perkreditan Rakyat Syariah di Bawah Pengawasan Kantor Otoritas Jasa Keuangan Purwokerto tahun 2016 sampai 2020.

Agriculture is a sector that has the potential to be developed because it is a buffer for food sovereignty. Therefore it is necessary to change a new paradigm in agricultural development. Agricultural management is not through a farming approach but is business-oriented. The younger generation who are familiar with digital technology is the hope in the regeneration of old farmers. To support the realization of food security, young farmers known as millennial farmers need to be educated about entrepreneurial patterns in agriculture or agripreneurship. The method of community service carried out is counseling which begins with the presentation of the material, continued with discusi, and mentoring is carried out. The target group for community service is millennial farmers in Kroya village who are members of Karang Taruna. The number of participants was 35 people. Counseling is carried out face-to-face. The result of this activity is that young farmers understand that they can develop their business even better, so that this farmer profession can become a decent livelihood for them

Pengembangan pariwisata yang ada di Kabupaten Brebes memiliki hambatan dan rintangan yang harus dihadapi terutama jika tidak didukung oleh masyarakat sekitar tempat wisata tersebut. Penelitian ini bertujuan untuk mengetahui strategi Kbaupaten Brebes dalam memperomosikan pariwisata. Penelitian ini merupakan penelitian kualitatif yang mendeskripsikan secara mendalam objek penelitian melalui wawancara, dokumentasi, dan studi literatur. Hasil dari penelitian ini menunjukkan bahwa Pelaksana tujuan pengembangan pariwisata, Tourism Information Center, dan sebagai media penghubung antara masyarakat dan pengelola wisata. Hasil dari penelitian ini daharapkan dapat menjadi masukan bagi Kabupaten Brebes dan Kabupaten lainnnya dalam menyusun strategi pengembangan pariwisata.

Rendahnya jumlah pelaku usaha di Indonesia disinyalir karena berwirausaha dianggap sebagai profesi yang kurang menjanjikan dan perlu waktu lama untuk bisa menjadi orang yang sukses dalam berwirausaha. Tujuan kegiatan pengabdian oleh tim pengabdian Fakultas Ekonomika dan Bisnis Program Studi Ekonomi Pembangunan Universitas Wijayakusuma Purwokerto adalah masyarakat dapat memahami dan menerapkan cara meningkatkan pendapatan rumah tangga dengan memulai usaha baru maupun melakukan inovasi dalam usaha yang sudah ada. Metode pendekatan yang dilakukan dalam kegiatan pengabdian ini adalah presentasi tatap muka dengan materi terkait upaya meningkatkan pendapatan rumah tangga, memulai usaha kecil, dan pentingnya inovasi dalam kewirausahaan. Hasil pengabdian pada masyarakat di Desa Kebutuhduwur Kecamatan Pagedongan Kabupaten Banjarnegara menunjukkan bahwa masyarakat khususnya ibu-ibu pemberdayaan kesejahteraan keluarga mampu memahami upaya meningkatkan pendapatan rumah tangga, memulai usaha baru maupun inovasi dalam kewirausahaan. Selain itu, masyarakat dapat memulai usaha baru dan berinovasi dalam kewirausahaan sehingga dapat meningkatkan pendapatan rumah tangga. Kata kunci : Pendapatan Rumah Tangga, Inovasi Kewirausahaan

This study aims to examine the effect of profitability, dividend policy, firm size, and capital structure variables on enterprise value in Indonesia Stock Exchange- or IDX-listed companies for 2011-2015 period. The population in this study were 37 IDX-listed companies for 2011-2015 period. 12 companies were sampled purposively. The data were analyzed using multiple regression. The results show that probability, dividend policy, firm size and capital structure simultaneously have an effect on enterprise value. Partially, profitability and dividend policy have a significant positive effect on enterprise value, capital structure has a significant negative effect on enterprise value, and firm size has a negative, yet statistically insignificant effect. From the results of this study, it is expected that any company management pays attention to their profitability, dividend policy, and capital structure as these factors have a significant effect on enterprise value and thus they need to be maximized to make the enterprise value greater.

Kegiatan penyuluhan kepada masyarakat sangat diperlukan guna menambah ilmu pengetahuan, wawasan, pengalaman dan ketrampilan manajerial masyarakat pada umumnya. Ilmu manajemen merupakan sebuah ilmu yang sangat penting untuk diterapkan dalam pengelolaan organisasi, pengelolaan kegiatan usaha atau usaha mikro kecil dan menengah dan pengelolaan ekonomi rumah tangga masyarakat pedesaan. Untuk itu dirasa sangat perlu memberikan pengetahuan dan ketrampilan bagi masyarakat tentang ilmu ekonomi khususnya ilmu manajemen keuangan. Tujuan penyuluhan kepada masyarakat ini adalah untuk meningkatkan pengetahuan tentang Ilmu Manajemen keuangan yang digunakan untuk mengelola kegiatan usaha Keluarga atau pemilik usaha UMKM, khususnya diperuntukkan bagi ibu-ibu PKK yang memiliki usaha di Desa Kutaliman, Kecamatan Kedungbanteng, sehingga diharapkan dapat membantu dalam mengatur kesejahteraan keluarga. Metode yang dilakukan antara lain memberikan informasi serta penyuluhan tentang manajemen keuangan bagaimana melakukan pengelolaan bisnis atau UMKM dengan cara melakukan pengelolaan kas, pemisahan keuangan keluarga dengan keuangan usaha, serta berusaha melakukan pengembangan usaha dan inovasi produk. Diharapkan masyarakat desa dapat memahami dan mengetahui strategi yang dapat memberikan motivasi untuk tetap bertahan dan kelangsungan hidup usaha menjadi terjamin. Sehingga dengan kegiatan usaha yang semakin berkembeng masyarakat secara umum dapat meningkatkan kesejahteraan dan taraf hidupnya.

The rate of population growth that increases every year is accompanied by the level of public consumption, which can trigger an increase in waste production which impacts the community. Therefore, the research objectives were 1) to identify the potential for waste management in Kutasari Village, Baturaden District Banyumas Regency; 2) analyze the business feasibility of a waste in Kutasari Village, Baturaden District Banyumas Regency from a financial perspective; 3) identify the driving and inhibiting factors in waste bank management management in Kutasari Village, Baturaden District Banyumas Regency; 4) identify stakeholders involved in waste bank management management in Kutasari Village, Baturaden District Banyumas Regency, and 5) formulate a waste bank management model management in Kutasari Village, Baturaden District Banyumas Regency. The research method was a mixed-method of the business feasibility method and the Miles and Huberman method. Furthermore, the determination of research location used the purposive sampling technique. The results showed that the waste bank was an alternative solution in waste management. Financially, this business was feasible to run. It could be seen from the R/C ratio value, which was 1.41. The driving factor in the management of waste banks was public awareness of the economic value of waste. In contrast, the inhibiting factor was the lack of community participation in innovation. Stakeholders involved in waste bank management were local governments, private institutions, universities, collectors, and the community. Then the formation of a waste management model is expected to improve the community's economy. In addition, this model sought to empower the community to increase household income sustainably.

Penelitian ini bertujuan 1) Mengidentifikasi indeks williamson berdasarkan kepulauan di indonesia.2) menganalisis hubungan ketimpangan pembangunan terhadap kesempatan kerja, kemiskinan, Indeks Pembangunan Manusia, dan investasi berdasarkan kepulauan di Indonesia. Jenis penelitian ini adalah deskriptif dan kualitatif. Penelitian dilakukan di Indonesia tahun 2016-2020. Metode penelitian ini menggunakan analisis indeks williamson dan analisis  korelasi pearson. Hasil penelitian menunjukkan bahwa Pulau Sumatera, Pulau Nusa Tenggara, dan Pulau Papua masuk kategori dengan ketimpangan tinggi. Pulau Jawa dan Pulau Kalimantan masuk kategori ketimpangan sangat tinggi. Pulau Sulawesi masukkategori ketimpangan mendekati merata. Pulau Maluku masuk dalam kategori sangat merata. Ketimpangan pembangunan antar pulau di Indonesia memiliki hubungan yang sangat kuat dan signifikan terhadap kesempatan kerja, kemiskinan, indeks pembangunan manusia, dan investasi. Implikasi penelitian ini adalah pemerintah pusat dan pemerintah daerah menciptakan pembangunan infrastruktur yang merata di Indonesia.

Previous studies on the association between migration outflow and income inequality have shown mixed findings. Some find that migration outflow reduces income inequality, but others find that migration outflow increases income inequality. This study aims to analyze the effect of migration outflow on income inequality in Central Java Province with two control variables: mean years of schooling and minimum wage. Central Java was chosen as the research location because it is the province with the highest migration outflow. This study uses secondary, time series data for the period 2000-2018 consisting of income inequality as measured by the Gini ratio (percent), migration outflow (people), meanyears of schooling (years), and minimum wage (rupiah). Data were obtained from BPS Central Java and analyzed with multiple linear regression. The results show that migration outflow and mean years of schooling have a negative significant effect and minimum wage has a positive significant effect on income inequality. This findings imply that migration outflow and improvement of the quality of human resources through education can be solutions to reduce poverty and income inequality, while minimum wage actually increases inequality, which may be due to the large portion of population engaging in agriculture and the informal sector.

The purpose of this research is to analyze the influence of oil prices fluctuations to Indonesia macroeconomics that is economic growth, inflation, and unemployment from 1988 to 2018. The data analysis technique uses Vector Autoregressive (VAR). The result showed that oil price fluctuations in the amount of one standard deviation will gives a positive influence to economic growth, inflation rate, and unemployment which each has 0,001 percent, 0,001 percent, and 0,002 percent. Keyword : World Oil Prices, Economic Growth, Inflation, and Unemployment Abstrak Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pengaruh fluktuasi harga minyak dunia terhadap variabel makroekonomi Indonesia yaitu pertumbuhan ekonomi, inflasi, dan angka pengangguran dari tahun 1988 sampai dengan 2018. Teknik analisis data menggunaan Vector Autoregression (VAR). Hasil analisis menunjukkan bahwa guncangan yang terjadi pada fluktuasi harga minyak dunia sebesar satu standar deviasi akan memberikan pengaruh positif terhadap pertumbuhan ekonomi, inflasi serta pengangguran yaitu masing-masing sebesar 0,001 persen, 0,001 persen, dan 0,002 persen. Kata Kunci : Harga Minyak Dunia, Pertumbuhan Ekonomi, Inflasi, dan Pengangguran

The Special Province of Yogyakarta does not to allow non-native Indonesian citizens residing in the Province of DIY to possess land titles. This study aims to analyze the effect of ethnic discrimination on poverty by adding control variables such as working capital credit, investment credit, economic and education infrastructure. It employs time series data in the period 2000-2018 and are analyzed using multiple linear regression with ordinary least Square (OLS) model. The results show that working capital credit and investment credit have a negative and significant effect on poverty. Ethnicity has a positive and significant effect on poverty. Education infrastructure has a significant effect on poverty. The findings imply the need for a review of the policy on the prohibition of land ownership and the need for the performance of the banking sector in the form of lending as well as the need to support human resources improvement through improving educational infrastructure and promoting the quality of teachers in reducing the number of poor people.

The results of previous research on the relationship between economic growth and poverty have shown inconclusive results. This could be due to the fact that the relationship between these variables is indirect. Therefore, this study tries to introduce employment opportunity as a mediating variable. In addition, the authors also examined the effect of control variables consisting of dependency ratio, education, and infrastructure. The data used in this study are panel data of 6 provinces on Java Island in the period of 2000-2017. The methods used in this study are path analysis and multiple linear regression. The results show that employment opportunity perfectly mediates the relationship between poverty and economic growth. This study also found that dependency ratio and education had a significant effect on poverty, while infrastructure had a negative, but insignificant effect on poverty. The perfect mediating effect implies that economic growth will reduce poverty only if the economic growth is able to generate employment opportunities. These findings imply the importance of inclusive growth that gives access to the poor to work and business opportunities.

Previous empirical studies on the relationship of the tourism sector to economic growth have shown inconclusive results. Besides, the tourism sector has a low contribution to economic growth. This study aims to analyze the influence of local tourists, foreign tourists, the number of non-productive age residents, education, and health on economic growth in Eastern Indonesia. The research method in this study is using multiple linear regression with a panel data model. The data are annual data of 12 provinces with the period from 2010 to 2019. The results showed that local tourists, foreign tourists, the level of education and health had a significant positive effect on economic growth in Eastern Indonesia. Meanwhile, the non-productive age residents do not affect economic growth in Eastern Indonesia. The implications of this study are 1) the need to develop tourism infrastructure and 2) the need to improve the quality of human resources in the education and health sectors in Eastern Indonesia.

Regional Autonomy Policy is intended to improve the performance of regional economic development, in general this policy can spur regional economic growth, but whether the policy is also able to reduce poverty in the region, this situation is the main problem of this study, so this research is aimed at finding out the influence of regional financial capacity on poverty in regencies / cities in North Sumatra province. The data used are secondary data in the form of panels sourced from the Central Statistics Agency (BPS) and the Directorate General of Fiscal Balance (DJPK), for 33 districts / cities in North Sumatra province from the period of 2010-2019. The research method uses multiple linear regression. The results showed that ratio of regional financial independence and Degree of Fiscal Decentralization has no significant negative relationship to poverty. Government Expenditure in the Health Sector has a significant negative relationship to poverty. This finding implies that the local government must improve health services as a whole in all districts/cities in North Sumatra Province.

This study aims to analyze the effect of financial literacy, trust, location, income, and perception of profit sharing on interest in saving in Islamic banks. This type of research is quantitative. The sampling technique was simple random sampling and a sample of 100 respondents. The method of analysis used multiple linear regression. The results showed that financial literacy and location did not affect the interest in saving in Islamic banks in the people of Banyumas Regency. trust, income and perception of profit sharing have a positive and significant effect on the interest in saving in Islamic banks in the people of Banyumas Regency. the need to improve the provision of information about Islamic banks such as Islamic principles and products in Islamic banks, so that public interest in saving in Islamic banks will increase.

The purpose of this study was to analyze the contribution of women's batik craftsmen income to household income, the influence of KUB Pringmas women's batik craftsman income on consumption expenditure and the welfare level of KUB Pringmas women's batik craftsmen. The population were 38 respondents. Data collection techniques through observation accompanied by interviews and questionnaires. The results of research using analytical techniques in the form of cross tabulation and simple linear regression showed that: (1) As many as 94.74% or 36 women batik craftmen contributed low, the average income of female batik artisans was less than Rp 1,116,667 per month. The income of female batik craftmen has a significant positive effect on household consumption. (3) The batik craftsmen of KUB Pringmas are included in the category of not yet prosperous, but household welfare using the BKKBN indicator has been met and the average is in the condition Prosperous Family III Plus (KS III Plus). The implication of the above conclusion is that the efforts of women artisans to increase their income contribution to the household by making the main work and increasing working hours. Food consumption expenditure takes precedence over non-food consumption. Efforts to improve welfare by holding training to improve the skills of women batik craftmen.

East Java Province is one of the largest regions and has the second highest GDP on Java Island. However, based on the Williamson index the level of income distribution within regions districts/cities is still low. This study intent to analyze areas that become growth pole and spatial economic interactions in East Java Province in 2009 and 2018. The analyses used in this research are gravity model analysis and scalogram analysis. The results of scalogram analysis and centrality showed that in 2009 there were 3 districts/cities included in Hierarchy I, 5 districts/cities in Hierarchy II, 6 districts/cities in Hierarchy III, 9 districts/cities in Hierarchy IV, 12 districts/cities in Hierarchy V and 3 districts/cities VI. While in 2018 there were 8 districts/cities in Hierarchy I, 10 districts/cities in Hierarchy II, 11 districts/cities in Hierarchy III, 4 districts/cities in Hierarchy IV, 3 districts/cities in Hierarchy V and 2 districts/cities in Hierarchy VI. Growth pole areas within hinterland areas in 2009 to 2018 increased. From 2009 to 2018 hinterland areas that interact strongly with the city of Surabaya such as Sidoarjo Regency, Gresik Regency and Bangkalan Regency. The results imply the necessity to increase interaction or cooperation both in the economic and social between the regions which are the center of growth and the hinterland region such as in the economic sector.

One of the labor problems is the availability of job opportunities which are very limited, while the number of workforce is increasing. This type of research used in this research is quantitative. The data used in this research is panel data with multiple linear regression analysis techniques. This data uses 35 districts / cities in Central Java Province from 2014-2019. The results showed that economic growth and inflation did not have a significant effect on employment in Central Java Province in 2014-2019. Meanwhile, Regional Minimum Wage and Human Development Index have a positive and significant effect on employment in Central Java Province in 2014-2019. The implications that can be given are the need to improve the quality of the population in Central Java Province. To increase the Human Development Index, it is possible to facilitate access to health and education facilities at affordable prices.

Previous researches shows that the relationship of education on poverty is negative and significant. Therefore, this study introduces the mediating variable income per capita to analyze the path of education on poverty. Research purposes is analyzing whether per capita income mediates the effect of education on poverty. The data used are secondary data in the Province of the Special Region of Yogyakarta in the period 2000-2018. This research method is path analysis. The results show that per capita income mediates the relationship of education on poverty in partial mediation. This finding implies the importance of improving the quality of human resources through education to reduce poverty.

Farmer groups become one of the agricultural institutions that have an important role in agricultural development. This study aims to analyze the effect of turnover, education level, length of business, and landholding on the membership of farmers in farmer groups and to analyze the variable that has the greatest effect on farmer membership. Stratified proportionate random sampling is used to select 34 farmers who join farmer group and 51 farmers who do not join farmer group. Stratification is based on landholding. The method used is logistic regression and Mann Whitney analysis using SPSS. The results show that turnover, education level, and landholding significantly influence farmer’s membership. Landholding has the biggest effect on the membership of farmers in farmer groups. Keywords: Agricultural institution, farmer group, farmer membership