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Byline: Julie Schmit, USA TODAY Almost 800,000 homeowners will see mortgage payments rise about $200 a month in the next few years as the benefits of their government loan modifications [...]

Byline: Julie Schmit, @julieschmit, USA TODAY Home building is recovering faster in some cities than in others, just as home prices are. Major cities in Texas are leading the way [...]

Byline: Julie Schmit, @julieschmit, USA TODAY New mortgage-lending rules take hold today that federal regulators say will guard against the risky lending practices that contributed to the greatest collapse in [...]

Byline: Julie Schmit, @julieschmit, USA TODAY The housing recovery hit high gear in 2013 with bigger than expected price gains and solid home sales. This year isn't likely to be [...]

Byline: Julie Schmit, @julieschmit, USA TODAY Existing home sales lost steam in November as buyers faced higher interest rates and a tight supply of homes for sale, the National Association [...]

Byline: Julie Schmit, @julieschmit, USA TODAY Housing starts rose almost 23% last month, touching their highest level in more than five years and further demonstrating the housing market's growing strength. [...]

Byline: Julie Schmit, USA TODAY, Higher rents are ahead next year for the nation's apartment dwellers, but some cities will see smaller bumps than in recent years, market researchers say. [...]

Byline: Julie Schmit, @julieschmit, USA TODAY Home prices rose by only 0.2% in October from September and virtually no growth is expected in November, market researcher CoreLogic says. Still, prices [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Home sales will hold steady next year, but prices will continue to rise due to a low supply of homes for sale, the National [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY U.S. home prices were up 1.3% in August from July, but the peak rate of gain in home prices occurred in April, a widely [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Big investors continue to expand into more cities for single-family homes as they pull back in others. Last month, institutional investors, who largely buy [...]

Byline: Julie Schmit, USA TODAY, A $7.6 billion federal program to help homeowners avoid foreclosure in 18 states and the District of Columbia has gotten just 22% of its funds [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY More people are getting home loans with lower credit scores and smaller down payments. Last month, the average FICO score for a closed home [...]

Byline: Julie Schmit, USA TODAY, Home sales cooled in September because of higher interest rates, and the recent government shutdown may put a damper on activity for this month, too. [...]

Byline: Julie Schmit and, Meghan Hoyer, USA TODAY Middle-class home buyers are finding fewer homes on the market that they can afford. In 14 of the top 100 metropolitan regions, [...]

Byline: Julie Schmit, and Barbara Hansen, USA TODAY In the aftermath of a historic housing bust, rented single-family homes are on the rise in communities from coast to coast. At [...]

Byline: Julie Schmit, @julieschmit, USA TODAY Home price gains are slowing after a strong bounce off the bottom, potentially marking a new phase for the housing recovery. Home values aren't [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Mortgage interest rates fell again this week to their lowest level since June, but they have likely leveled off -- unless the government shutdown [...]

Byline: Julie Schmit, USA TODAY, The nation's leading banks continue to fall short in servicing consumer home loans despite last year's national settlement that was intended to fix problems laid [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY A short federal government shutdown won't derail the housing recovery, but it could delay closing of some home loans. If the shutdown runs less [...]

Byline: Julie Schmit, @julieschmit, USA TODAY Gayle McLaughlin looks and sounds like the former school teacher and data entry worker she was -- down to her sensible brown walking shoes. [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Home prices rose strongly in July, but the rate of increase may have topped out, a closely followed industry barometer shows. Home prices were [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Strong existing-home sales in August may result in weaker numbers in the coming months if buyers rush to close deals anticipating higher interest rates. [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Thousands of Colorado homeowners may face a personal financial disaster in the wake of the state's severe floods. Standard homeowner insurance policies don't cover [...]

Byline: Julie Schmit, @julieschmit, USA TODAY Adele and Josue Montoya missed the housing bubble and bust. Still, the first-time home shoppers are in a situation not unlike that faced by [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY New homes could get more expensive in the coming months as a shortage of suitable lots drives up builders' costs. In 27 leading markets, [...]

Byline: Julie Schmit, USA TODAY, A big jump in home values has pulled 3.2 million homeowners above water on their mortgages in the past year, but that pace will slow [...]

Byline: Julie Schmit Home prices were up strongly in June, but prices aren't rising as fast as before. June home prices were up 12.1% from a year earlier and 0.9% [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Kerry Fisher lost at least eight homes in the past four months to faster and more cash-rich buyers. But recently an agent called her, [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY An era of exceptionally affordable housing is fading in some parts of the U.S. as stagnant incomes collide with rising prices and interest rates. [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Leyla Hilmi, 42, is counting the days to Oct. 1 when she'll be able to sign up for health insurance under the Affordable Care [...]

Byline: Julie Schmit and Aamer Madhani, USA TODAY, Almost five years after taxpayers bailed out mortgage giants Fannie Mae and Freddie Mac, President Obama said on Tuesday that it's time [...]

Byline: Julie Schmit, USA TODAY, Home prices rose in June for the 16th consecutive month nationwide but at a slower pace than in recent months. Still, for the first six [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Higher mortgage rates aren't the only things driving up the cost of buying a home. Mortgage closing costs are up, too. Loan-origination and other [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Home prices in May turned in their best annual gain in more than seven years and set records in Denver and Dallas as the [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY House flippers are racing against rising prices to make fast profits. In the first half of this year, 9% of the single-family homes that [...]

Byline: Meghan Hoyer and Julie Schmit, USA TODAY, Major real estate investors are continuing to expand into more cities as they look for single-family homes to buy and turn into [...]

Byline: Julie Schmit, @julieschmit, USA TODAY U.S. home prices have risen for 14 straight months, but first-time buyers have been increasingly on the sidelines. In May, first-time buyers accounted for [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY This week's sharp increase in mortgage rates -- the biggest one-week leap in 26 years -- won't likely be repeated, but a long era [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY New home sales surged in May, and home prices soared in April, but rising mortgage rates threaten future gains, economists say. Home prices rose [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Steven and Joan Bailey say they're two-time victims of a broken foreclosure system. In 2010, they lost their North Carolina home to a foreclosure [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY The big jump in home prices in the past year is finally bringing more sellers to the housing market, but inventories remain lean. The [...]

Byline: Julie Schmit, USA TODAY, Four of the nation's leading mortgage servicers have not complied fully with new standards for handling home loans and must correct the problems or potentially [...]

Byline: Julie Schmit, USA TODAY, Banks repossessed 11% more homes in May than in April, potentially a sign that they, too, want to unload homes in a strong market. Bank [...]

Byline: Julie Schmit, USA TODAY, Demonstrating the power of rising home prices, the number of underwater homeowners has dropped below 10 million for the first time in more than at [...]

Byline: Julie Schmit, @julieschmit, USA TODAY More Americans say now is a good time to sell a home than at any time in the past three years, a rise in [...]

Byline: Julie Schmit, USA TODAY, Mortgage interest rates have broken the 4% mark for the first time in a year and may eventually cool home price gains. Rates jumped to [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY Mortgage interest rates are back to their highest levels in a year -- and may creep higher still. After hitting a five-month low in [...]

Byline: Julie Schmit, @JulieSchmit, USA TODAY The rapid run-up in housing prices the past year has ignited talk of another housing 'bubble,' but only a few markets are at risk [...]

Byline: Julie Schmit, USA TODAY, Home prices in vacation areas are on the upswing with the rest of the housing market but not as much. As of May 1, median [...]