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Byline: DIANNE MALEY FINANCIAL FACELIFT Paul and Deirdre are well fixed financially but like most people, they don't want to pay any more tax than they have to. They'd also [...]

Byline: ROB CARRICK; Staff There's been talk for years in the financial industry about do-it-yourself planning, but it hasn't come together for reasons that include development costs and uncertain potential [...]

Byline: DIANNE MALEY; Special to The Globe and Mail FINANCIAL FACELIFT With two small children, Lynn and Wyatt are thinking of moving from their modest Toronto-area house to a larger [...]

Byline: DIANNE MALEY; Special to The Globe and Mail FINANCIAL FACELIFT 'I came to Canada 27 years ago and started working right away,' Al writes in an e-mail. He's done [...]

Byline: SALMAAN FAROOQUI; Staff When inflation started rearing its ugly head two years ago, Bryce Leung's financial situation started improving, rather than getting worse. Mr. Leung and his wife Kristy [...]

Byline: TIM CESTNICK TAX MATTERS FCPA, FCA, CPA(IL), CFP, TEP, and an author, and co-founder and CEO of Our Family Office Inc. He can be reached at tim@ourfamilyoffice.ca I remember [...]

Byline: DIANNE MALEY; Special to The Globe and Mail FINANCIAL FACELIFT Tyler and Isabel have no firm plans yet to retire from their well-paying jobs in the health care sector, [...]

Byline: DIANNE MALEY; Special to The Globe and Mail FINANCIAL FACELIFT A t age 62, Louis is facing the prospect of looking for another job after his $75,000a-year contract ends [...]

Byline: PREET BANERJEE Consultant to the wealth management industry with a focus on commercial applications of behavioural finance research A few studies have pegged the mid-50s as the point at [...]

Byline: DIANNE MALEY; Special to The Globe and Mail FINANCIAL FACELIFT In their mid-50s, Morris and Abigail are getting tired of their work and would like to retire early in [...]

Whew, boy. There is no simple one-size-fits-all answer to this question because so much depends on how stocks and bonds perform over the time you are saving for retirement. The [...]

Byline: DIANNE MALEY; Special to The Globe and Mail FINANCIAL FACELIFT Walter is 57, Nadia is 54. They have three children who range in age from 21 to 36, with [...]

Byline: DIANNE MALEY; Special to The Globe and Mail Murray is 57 and Veronica is 53. They're both in sales, earning a combined $280,000 a year including substantial bonuses. While [...]

Byline: ROB CARRICK; Staff The work of retirement planning keeps getting harder. High interest rates and inflation are soaking up money for retirement saving in some households, and longer lifespans [...]

Byline: DIANNE MALEY FINANCIAL FACELIFT Jordan and Joy have raised two children, paid off the family home and cottage, and amassed substantial savings and investments. Jordan, who is 58, runs [...]

Byline: ROB CARRICK; Staff If you're a millennial or member of Gen Z, the biggest financial non-event of the decade is the housing market correction. High mortgage rates cancelled out [...]

Byline: FREDERICK VETTESE A key to retiring well is paying off debt before retiring. Canadians have generally been successful in accomplishing this, but there has been a significant drop in [...]

Byline: DIANNE MALEY; Special to The Globe and Mail FINANCIAL FACELIFT Gabriel and Ivy have wellpaying professional jobs, three children and a mortgage-free house in small-town British Columbia. Gabriel works [...]

Byline: TERRY CAIN; Special to The Globe and Mail This is certainly not the ideal time to retire. With stock markets faltering, interest rates and inflation rising, and a good [...]

TALES FROM THE GOLDEN AGE Shan Robertson, 57, Calgary I retired last year at age 56 after a career in postsecondary education administration. I loved my job, even during the [...]

Byline: BRIDGET CASEY MBA (Finance), founder of Money After Graduation, a financial e-learning company Many older millennials are waking up on the other side of 40 and realizing their chance [...]

Byline: DIANNE MALEY; Special to The Globe and Mail FINANCIAL FACELIFT At age 52, Barry and Beth are enjoying their peak earning years, bringing in a combined salary of more [...]

Byline: DIANNE MALEY; Special to The Globe and Mail The people: Barry and Beth, both age 52, and their children, 19 and 21 The problem: Are they saving enough to [...]

Byline: ROB CARRICK; Staff Retirement saving is the obvious cut for households struggling to stay centred financially while interest rates rise and inflation keeps burning up more income. The 2022 [...]

Byline: BEN MUSSETT; Staff They had looked for two years, but Justin Valente and his partner still hadn't found an affordable home in Vancouver that would fit the family they [...]

Byline: CLARE O'HARA; Staff More than two years into the pandemic, Canadians are beginning to realize the sudden impact a major health crisis could have on their retirement and financial [...]

Byline: BRENDA BOUW; Special to The Globe and Mail TALES FROM THE GOLDEN AGE Alex Lloy, 70, Kincardine, Ont. I decided to retire five years ago while on vacation with [...]

Byline: ROB CARRICK; Staff With one glaring exception, a decade of strong gains in real estate and stocks seems to have produced a sense of complacency about personal finance. The [...]

Byline: ROB CARRICK; Staff The already-weak argument that owning a house is a retirement plan looks even worse today thanks to rising interest rates. Just like renters, homeowners need personal [...]

Byline: BRENDA BOUW; Special to The Globe and Mail TALES FROM THE GOLDEN AGE David Davidson, 68, of Oakville, Ont. I retired at the age of 61 from a career [...]

Byline: BRENDA BOUW; Special to The Globe and Mail TALES FROM THE GOLDEN AGE Maureen Atkinson, 71, of Toronto My entire career was in retail. My husband, John Williams, and [...]

Byline: DIANNE MALEY, Special to The Globe and Mail Lead FINANCIAL FACELIFT When their first Financial Facelift appeared in 2018, Betty and Bob - who had been comfortable financially - [...]

Byline: KIRA VERMOND, Special to The Globe and Mail Lead Trixie Rowein, portfolio manager and founder with the PAX Portfolio Advisory at Raymond James Ltd. in Edmonton, recently contacted a [...]

Byline: DIANNE MALEY, Special to The Globe and Mail Lead FINANCIAL FACELIFT A t first blush, Lewis and Liza seem to be a typical professional couple pondering retirement. He's age [...]

Byline: DIANNE MALEY, Special to The Globe and Mail Lead Bill and Ava say they're a 39year-old couple with retirement on their mind. 'I expect that we actively engage in [...]

Byline: DIANNE MALEY, Special to The Globe and Mail Lead Wisdom has it you should pay off your mortgage before you retire from work, and for most people, that's the [...]

Byline: ROB CARRICK, Staff Lead Well into the second grinding year of the pandemic, more people are worried about how much they have saved for retirement than their physical and [...]

Byline: TIM CESTNICK Lead TAX MATTERS FCPA, FCA, CPA (IL), CFP, TEP, is an author, and co-founder and CEO of Our Family Office Inc. I think my wife takes great [...]

Byline: ANDREW HALLAM, Special to The Globe and Mail Lead When I was in elementary school in the late 1970s, many of my teachers smoked. I remember knocking on the [...]

Byline: ROB CARRICK, Staff Lead In a financial emergency, it's a Survival 101 tactic to cut back on retirement saving or dip into money you already put away. Asked what [...]

When Adrian Ward and his fiancée, Maren McLaughlin-Klotz, started house-hunting in Austin, Tex., they decided to overhaul how they talked about, and handled, money. They shared their credit histories. They [...]

You are five to 10 years away from retirement and worry that you are behind in planning. You probably are. You are certainly not alone. A third of Americans between [...]