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This research was made to determine the purpose of the effect of liquidity ratios on financial performance, namely Liquid Asset to Total Asset Ratio (LTA), Liquid Asset to Deposit Ratio (LAD) and Financing to Deposit Ratio (FDR) on Return On Assets (ROA) at Bank Muamalat period 2019-2021. The independent variables are LTA, LAD and FDR and the dependent variable is ROA. This study uses a quantitative research type whose data is in the form of secondary data obtained from quarterly financial reports that have been published by Bank Muamalat. The technique used is multiple linear regression with classical assumption test and hypothesis testing. Resulting in conclusion that Liquid Asset to Total Asset Ratio (LTA) at Bank Muamalat has no effect on Return On Assets (ROA). Meanwhile, Liquid Asset to Deposit Ratio (LAD) and Financing to Deposit Ratio (FDR) at Bank Muamalat have a significant effect on Return On Assets (ROA).