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Purpose – The present study is intended to assess the risk factors associated with digital buying. Also aims to design and develop an instrument to assess the digital buyers risk factor score (DBRFS) in light of pandemic. Design/methodology/approach – Present investigation uses a quantitative approach to achieve the stated objectives. The survey instrument for the purpose of assessing risk factors associated with digital buying was developed in two phases. The present study adopts theory of planned behaviour (TPB), built based on the theory of reasoned action (TRA). The data were collected and analysed considering 500 valid responses, sampling unit being digital buyers using social media platforms in tyre-II city of India. The data collection was undertaken between June 2021 and August 2021. The instrument is designed and validated using exploratory factor analysis (EFA) followed by confirmatory factor analysis (CFA). Findings – The present research identified six perceived risk factors that are associated with digital buying; contractual risk, social risk, psychological risk, perceived quality risk, financial risk and time risk. The DBRFS of male is 3.7585, while female is 3.7137. Thus, risk taking by the male and female is at par. For the age group 15–30, DBRFS is 3.6761, while age group 31–45 noted as 3.7889 and for the 46–50 age groups it is measured as 3.9649. Practical implications – The marketers are expected to have the knowledge about how people responds to the pandemic. The outcome of the research helps to understand consumer behaviour but disentangling consumer’s “black box” is challenging especially during global distress. The present study outcome helps the digital shopkeepers to respond positively to meet the needs of digital buying. Originality/value – The scale development and to quantify the DBRFS. A deeper understanding of about digital consumers during pandemics will help digital shopkeepers to connect issues related digital buying.

Studies illustrate progress in financial technology in Pakistan; nevertheless, the uncertain obstacle that prevents clients from adopting financial technology remains unclear. The research on the perceived risk, particularly in using financial technology in Pakistan, is limited. Therefore, this research bridges this gap. Two hundred ten members partook in this exploration. We have used the structural equation modeling approach to probe the acquired information and hypothesis. Empirical results show that three of eight perceived risk factors: performance risk, financial risk, and overall risk, have a substantial adverse effect on the intention to utilize financial technology. The highest impact was performance risk, followed by financial risk and overall risk. Whereas the other five risks: social risk, time risk, security risk, legal risk, and psychological risk, statistically have no substantial adverse effect on intent to utilize financial technology. The outcomes help experts better conceptualize and diminish hazard boundaries in planning for the disturbance of financial technology (fintech). Experts are likewise encouraged to focus on fintech's operational aptitudes and utilitarian framework execution in fintech administrations. [ABSTRACT FROM AUTHOR]

Sport injuries are expected consequence of athletic competition, and are not generally caused as a result of a single causative factor but are associated with various risk factors interacting at a given time. Sports injury is a public health concern, as it has detrimental effects on the health and well-being of young athletes. Basketball continues to increase in popularity in Nigeria as a participation sport at all levels of play, from recreational to professional but there is a dearth of information on basketball injuries in Nigeria. This study was therefore designed to determine the prevalence, pattern of injury and perceived risk factors of basketball players in Nigeria. Material and Method. The study was a cross-sectional survey involving 110 basketball players (96 males and 14 females) including amateur and professionals. The amateur players were recruited from various stadia in Lagos state and professionals players were those who participated in the Dstv Basketball Premier League. The trainings and matches were watched and recording was done. Basketball-related injuries data were collated during trainings and matches using a standardized basketball injury report questionnaire. Data was analysed using SPSS version 21.0 and was summarized with mean, standard deviation, frequency, percentage, tables. Results. The 12 months prevalence of sport injury during training session for the basketball players was 80.8%. Sudden turn or twist (40.0%) was the most common cause of injury and majority of the injuries were to the lower extremities being more represented at the ankle joint (39.1%). Ligament sprain (52.7%) was the most common type of injury and massage (41.8%) was the most frequently used modality for treatment. Eightyone percent of the players never made use of mouth guard and 83% always play on a concrete surface during training session. Conclusion. The findings from this study showed that the prevalence of basketball injury was relatively high compared with other studies. Sudden turn, twist or stop, fall from bad landing technique, collision with obstacle, hit by a projectile and previous injury were the major mechanisms of injury. Majority of the injuries were to the lower extremities, being more predominant in the ankle and knee region. The major perceived risk factors, were none usage of mouth guard and playing on a concrete surface. [ABSTRACT FROM AUTHOR]