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291 results on '"Mortgages -- Standards"'

1. New CFPB Rule Applies Mortgage Standards To Residential PACE Financing

Subjects
Consumer protection -- Standards, Mortgages -- Standards, Mortgages, Business, international
Abstract

Listen to this post On December 17, 2024, the Consumer Financial Protection Bureau (CFPB) finalized a rule applying standard mortgage protections to Residential Property Assessed Clean Energy (PACE) loans. The [...]

Published
2025

3. Mortgage warning as simple mistake could cost you an extra £3,000 in repayments; Homeowners who let their mortgage deal slip onto a higher Standard variable rate (SVR) rate when their fixed deal comes to an end can be adding thousands extra onto their repayments

Subjects
Mortgages -- Standards, Payment, Homeowners -- Behavior, Mortgages, General interest, News, opinion and commentary
Abstract

Byline: By, Ruby Flanagan Brits could be paying an 'unnecessary' extra £3,000 on their mortgage by making this one simple mistake. Homeowners who let their mortgage deal slip onto a [...]

Published
2024

4. Russian banks agree on mortgage borrowers protection standard

Subjects
Russia. Central Bank of the Russian Federation -- Standards, Banks (Finance) -- Standards, Mortgages -- Standards, Mortgages, Business, international
Abstract

Moscow, Russia: The Banking Standards Committee has approved the Standard for Protecting the Rights and Legitimate Interests of Mortgage Borrowers and will soon submit it to the Bank of Russia [...]

Published
2024

5. BOOZMAN, MORAN, LANKFORD, BLACKBURN, CRAMER AND BRAUN URGE VA TO PROTECT VA HOME LOANS FROM COSTLY ENERGY CONSERVATION STANDARDS

Subjects
United States. Department of Agriculture -- Standards, United States. Department of Housing and Urban Development -- Standards, United States. Department of Veterans Affairs -- Standards, Energy conservation -- Political aspects, Mortgages -- Standards, Architecture and energy conservation -- Political aspects, Environmental law -- Political aspects, Housing authorities -- Political aspects, Mortgages, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by Arkansas Senator John Boozman: U.S. Senator John Boozman (R-AR), a senior member of the Senate Veterans' Affairs Committee, joined Ranking Member Jerry [...]

Published
2024

6. SENS. MORAN, BOOZMAN, LANKFORD, BLACKBURN, CRAMER AND BRAUN URGE VA TO PROTECT VA HOME LOANS FROM COSTLY ENERGY CONSERVATION STANDARDS

Subjects
United States. Department of Agriculture -- Standards, United States. Senate. Committee on Veterans' Affairs -- Standards, United States. Department of Housing and Urban Development -- Standards, United States. Department of Veterans Affairs -- Standards, Energy conservation -- Political aspects, Mortgages -- Standards, Architecture and energy conservation -- Political aspects, Environmental law -- Political aspects, Housing authorities -- Political aspects, Mortgages, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by the U.S. Senate Committee on Veterans Affairs: U.S. Senator Jerry Moran (R-Kan.) -- ranking member of the Senate Veterans' Affairs Committee and [...]

Published
2024

7. A JOURNEY TO MORE EQUITABLE MORTGAGE STANDARDS

Subjects
Mortgages -- Standards, Homeowners, Mortgages, News, opinion and commentary
Abstract

WASHINGTON, DC -- The following information was released by Fannie Mae: A key part of Fannie Mae's mission is setting standards for single-family mortgages. We do this to ensure mortgages [...]

Published
2023

10. Motto Mortgage Golden Standard to Host Grand Opening Celebration on May 1

Subjects
Mortgages -- Standards, Financial services industry -- Standards, Mortgage brokers -- Standards, Mortgages, Financial services industry, General interest, News, opinion and commentary
Abstract

HAYWARD: Motto Mortgage has issued the following news release: Motto Mortgage, the first-and-only national mortgage brokerage franchise in the United States focused on transparency and compliance, has a new office [...]

Published
2023

11. Motto Mortgage Golden Standard to Host Grand Opening Celebration on May 1

Subjects
Mortgages -- Standards, Financial services industry -- Standards, Mortgage brokers -- Standards, Mortgages, Financial services industry, Business, News, opinion and commentary
Abstract

New mortgage brokerage franchise in Hayward, California provides homebuyers and refinancers competitive rates and access to local professionals that understand the market HAYWARD, Calif., April 20, 2023 /PRNewswire/ -- https://c212.net/c/link/?t=0&l=en&o=3843082-1&h=154190067&u=https%3A%2F%2Fwww.mottomortgage.com%2F&a=Motto+Mortgage, [...]

Published
2023

12. Sun West Mortgage Sets Standard with 40 Minute Underwriting Times

Subjects
Mortgage banks -- Standards, Mortgages -- Standards, Insurance -- Standards, Mortgages, Insurance industry, General interest, News, opinion and commentary
Abstract

BUENA PARK: Sun West Mortgage Company, Inc has issued the following news release: Sun West Mortgage Company Inc., backed with the technology platform of Celligence, announced a new industry milestone [...]

Published
2022

13. Sun West Mortgage Sets Standard with 40 Minute Underwriting Times

Subjects
Mortgage banks -- Standards, Mortgages -- Standards, Insurance -- Standards, Mortgages, Insurance industry, Business, News, opinion and commentary
Abstract

BUENA PARK, Calif., Dec. 20, 2022 /PRNewswire/ -- Today Sun West Mortgage Company Inc., backed with the technology platform of Celligence(TM), announced a new industry milestone by achieving a 40-minute [...]

Published
2022

14. Impac Mortgage Holdings, Inc. Announces Acceptance of Plan to Regain Compliance with NYSE American Continued Listing Standards by February 26, 2024 and Receipt of Noncompliance Notice from NYSE American

Subjects
Impac Mortgage Holdings Inc. -- Planning, Mortgages -- Standards, Real estate investment trusts -- Standards, Stock-exchange -- Listings, Mortgages, Company business planning, Business, Business, international
Abstract

IRVINE, Calif. -- Impac Mortgage Holdings, Inc. (NYSE American: IMH) (the 'Company' or 'we') announced today that, as previously reported, on August 26, 2022, the Company received a notification from [...]

Published
2022

15. Average SVR paid by UK mortgage borrowers hits highest level in 13 years; Standard variable rate reached 4.91% at the start June -- before last week's rise in base rate by the Bank of England

Subjects
United Kingdom. Bank of England -- Standards, Banks (Finance) -- Standards, Mortgages -- Standards, Interest rates, Mortgages, News, opinion and commentary
Abstract

Byline: Hilary Osborne The average standard variable rate paid by UK mortgage borrowers reached its highest level in 13 years this month, it was revealed on Monday, and last week's [...]

Published
2022

16. Martin Lewis issues mortgage advice to everyone trying to buy their first home; Martin advised anyone who doesn't have 'bog-standard, straightforward circumstances' -or even those who are confused about mortgages -to talk to a regulated broker

Subjects
Mortgages -- Standards, Brokers, Mortgages, General interest, News, opinion and commentary
Abstract

Byline: By, Levi Winchester Martin Lewis has issued urgent advice to everyone applying for a mortgage -especially those who think they can't get a deal. The MoneySavingExpert founder urged anyone [...]

Published
2021

17. Austrian central bank defends mortgage-lending standards

Subjects
Mortgages -- Standards, Central banks -- Standards, Mortgages, Banking, finance and accounting industries
Abstract

BANKING AND CREDIT NEWS-November 23, 2022--Austrian central bank defends mortgage-lending standards (C)2022 M2 COMMUNICATIONS http://www.m2.com Global Banking News - 23 November 2022 The Austrian central bank (ONB) has defended its [...]

Published
2022

18. Austrian central bank defends mortgage-lending standards

Subjects
Mortgages -- Standards, Central banks -- Standards, Mortgages, Business
Abstract

M2 EQUITYBITES-November 23, 2022--Austrian central bank defends mortgage-lending standards (C)2022 M2 COMMUNICATIONS http://www.m2.com Global Banking News - 23 November 2022 The Austrian central bank (ONB) has defended its compulsory mortgage-lending [...]

Published
2022

19. Scheme to link mortgages to eco standards will leave first-time buyers struggling

Subjects
Mortgage banks -- Standards, Mortgages -- Standards, Architecture and energy conservation, House buying, Mortgages, General interest, News, opinion and commentary
Abstract

Home buyers could soon be asked to improve the insulation of their properties as part of their mortgage requirements under plans announced by Boris Johnson's government. Mortgage lenders will be [...]

Published
2021

20. Covid-hit homeowners fear getting stuck on costly mortgage deal; Brokers say borrowers with reduced incomes should not assume they must move to standard variable rateCoronavirus -- latest updatesSee all our coronavirus coverage

Subjects
Mortgages -- Standards, Coronaviruses, Brokers, Homeowners, Mortgages, News, opinion and commentary
Abstract

Byline: Hilary Osborne A third of borrowers who have seen their income fall as a result of the pandemic fear they may not be able to remortgage, research has found [...]

Published
2021

21. Ability to repay: mortgage lending standards after Dodd-Frank.

Author

Marquand, Zachary B.

Subjects
Mortgages -- Standards, Interest rates -- Laws, regulations and rules, Subprime loans -- Standards, Government regulation, Mortgages, Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010
Abstract

I. INTRODUCTION "People respond to incentives." Gregory Mankiw (1) Lenders pay brokers a percentage of the loan originated and an additional percentage for including high profit or risky features. (2) [...]

Published
2011

24. An economic view of the housing crisis.

Author

Rchardson, Christopher A.

Subjects
Home ownership -- Evaluation, Mortgages -- Standards, Foreclosure -- Laws, regulations and rules, Subprime loans -- Laws, regulations and rules, Mortgages, Government regulation
Published
2009

25. The evolution of a suitability standard in the mortgage lending industry: the subprime meltdown fuels the fires of change.

Author

Hirsch, Jr., Frank A.

Subjects
Foreclosure -- Laws, regulations and rules, Mortgages -- Standards, Predatory lending -- Laws, regulations and rules, Subprime loans -- Laws, regulations and rules, Government regulation, Mortgages, Truth in Lending Act, Home Ownership and Equity Protection Act of 1994
Abstract

I. INTRODUCTION The subprime mortgage meltdown that began in 2007, accompanied by a huge spike in delinquencies and foreclosures on mortgage loans, has caused intense focus on possible ways to [...]

Published
2008

26. What home buyers need to know about pre-approvals

Author

Gooderham, Mary

Subjects
Home buying -- Economic aspects, Mortgages -- Standards, Brokers, Mortgage brokers, Interest rates, Mortgages, General interest, News, opinion and commentary
Abstract

Byline: MARY GOODERHAM, Special to The Globe and Mail Lead The recent drops in interest rates and economic turmoil caused by the spreading coronavirus are adding more complexity to the [...]

Published
2020

29. FHFA should resist calls to weaken mortgage standards

Author

Smith, Joseph A., Jr.

Subjects
United States. Federal Housing Finance Agency -- Powers and duties, Mortgages -- Standards, Mortgages, Banking, finance and accounting industries, Business, Economics
Abstract

Byline: Joseph A. Smith Jr. We're already beginning to forget the lessons of the financial crisis. Fannie Mae and Freddie Mac--the two government-sponsored enterprises that support much of the U.S. [...]

Published
2018

30. CFPB Finalizes Changes to QM Standard, Creates 'Seasoned QM' Category

Subjects
Mortgages -- Standards, Mortgages, General interest, News, opinion and commentary
Abstract

Washington, D.C: American Bankers Association has issued the following news release: The Consumer Financial Protection Bureau today wrapped up its efforts to revise the Qualified Mortgage standard by issuing final [...]

Published
2020

31. FORM 8-K: CIBX Commercial Mortgage, LLC Files Current Report (Updated on NOV 03, 2020)

Subjects
United States. Securities and Exchange Commission -- Standards, Mortgage backed securities -- Standards, Securities law -- Reports, Mortgages -- Standards, Mortgages, General interest, News, opinion and commentary, Securities Exchange Act
Abstract

Washington: CIBX Commercial Mortgage, LLC, has filed FORM 8K (Current Report) with Securities and Exchange Commission on NOV 03, 2020: UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM [...]

Published
2020

32. STATISTICAL NEWS RELEASE: 'TIGHTENED CREDIT STANDARDS FOR CORPORATE LOANS AND RESIDENTIAL MORTGAGE LOANS'

Subjects
Banks (Finance) -- Standards, Coronaviruses -- Reports -- Forecasts and trends -- Surveys, Bank loans -- Standards, Business financing -- Standards, Mortgages -- Standards, Mortgages, Market trend/market analysis, News, opinion and commentary
Abstract

AMSTERDAM, The Netherlands -- The following information was released by the Nederlandsche Bank (DNB): In a survey distributed by DNB, Dutch banks report that they tightened the credit standards for [...]

Published
2020

33. FORM 8-K: Banc of America Merrill Lynch Commercial Mortgage Inc. Files Current Report (Updated on July 06, 2020)

Subjects
United States. Securities and Exchange Commission -- Standards, Securities law -- Reports, Mortgages -- Standards, Mortgages, General interest, News, opinion and commentary, Securities Exchange Act
Abstract

Washington: Banc of America Merrill Lynch Commercial Mortgage Inc., has filed FORM 8K (Current Report) with Securities and Exchange Commission on July 06, 2020: UNITED STATES SECURITIES AND EXCHANGE COMMISSION [...]

Published
2020

35. Researchers from Ohio State University Report on Findings in Geriatrics and Gerontology (Debt Stress and Debt Illusion: the Role of Consumer Credit, Reverse and Standard Mortgages)

Subjects
United States. Social Security Administration -- Standards, Mortgages -- Standards, Consumer credit -- Standards, Gerontology -- Reports, Housing authorities -- Reports, Mortgages, Health, The Ohio State University -- Reports -- Standards
Abstract

2021 JUN 25 (NewsRx) -- By a News Reporter-Staff News Editor at Health & Medicine Week -- Investigators publish new report on Aging Research - Geriatrics and Gerontology. According to [...]

Published
2021

36. Nigeria: 'Uniform Underwriting Standards Will Ease Home Financing'

Subjects
Mortgages -- Standards, Brokers -- Interviews, Banks (Finance), Conferences and conventions, Consultants (Persons), Mortgage brokers, Real estate, Central banks, Editors, Mortgages, News, opinion and commentary
Abstract

Byline: Chinedu Uwaegbulam ADENIKE FASANYA-OSILAJA is a United States-based mortgage broker and consultant to the Nigeria Housing Finance Programme (NHFP). She spoke to Property & Environment Editor, CHINEDUM UWAEGBULAM on [...]

Published
2019

37. 25-year mortgages no longer the standard

Subjects
Home buying, Mortgages -- Standards, Budgets, Mortgages, General interest, News, opinion and commentary
Abstract

Bath: London & Country Mortgages has issued the following press release: Lenders are increasingly offering mortgages with terms of up to 40 years, helping homebuyers on tighter budgets to get [...]

Published
2019

38. Champions Mortgage Setting New Speed Standards From Approval To Closing

Subjects
Mortgage banks -- Standards, Mortgages -- Standards, Real estate agents and brokers -- Standards, House buying, Real estate industry -- Standards, Mortgages, Business, News, opinion and commentary
Abstract

MELBOURNE, Fla, Feb. 25, 2019 /PRNewswire/ -- With the ever-increasing speed of today's real estate market, timing has never been more critical to potential homebuyers as well as realtors and [...]

Published
2019

41. Will Lower Lending Standards Move the Home-Equity Needle?

Subjects
Home equity loans -- Standards, Mortgages -- Standards, Credit unions -- Standards, Mortgages, Banking, finance and accounting industries, Business
Abstract

Byline: Ray Birch As the reduction in mortgage demand has some credit unions reaching down to members with slightly lower credit scores, there could be widespread adjustments in home equity [...]

Published
2014

42. Five Perspectives on Lowering Mortgage Lending Standards

Subjects
Experian PLC, Mortgages -- Standards, Credit unions -- Standards, Mortgages, Banking, finance and accounting industries, Business
Abstract

Byline: Ray Birch Rising home values, increasing consumer confidence in their own financial situations and falling delinquencies all point to the possibility more credit unions will ease mortgage lending standards, [...]

Published
2014

43. Five Perspectives On Lowering Mortgage Lending Standards

Subjects
Experian PLC, Mortgages -- Standards, Credit unions -- Standards, Mortgages, Banking, finance and accounting industries, Business
Abstract

Byline: Ray Birch SCHAUMBERG, Ill.-Rising home values, increasing consumer confidence in their own financial situations and falling delinquencies all point to the possibility more credit unions will ease mortgage lending [...]

Published
2014

44. New Mortgage Product Provides Affordable Path to Homeownership for 70% of Market Unable to Pay Standard 20% Down Payment

Subjects
Fintech -- Finance, Homeowners, Price indexes, Home ownership, Mortgage banks -- Standards -- Finance, Office equipment industry -- Standards -- Finance, Mortgages -- Standards, Mortgages, Company financing, General interest, News, opinion and commentary
Abstract

MANCHESTER: Risk Reduction Mortgage Corp has issued the following news release: Risk Reduction Mortgage Corp., a startup Fintech mortgage product provider, today announced the launch of its signature solution, Risk [...]

Published
2018

45. French central banker says banks need to tighten mortgage standards

Subjects
Banks (Finance) -- Standards, Mortgages -- Standards, Economic policy, Banking industry, Central banks, Commercial banks, Mortgages, Business
Abstract

M2 EQUITYBITES-January 15, 2020--French central banker says banks need to tighten mortgage standards (C)2020 M2 COMMUNICATIONS http://www.m2.com Global Banking News - 15 January 2020 A French central banker has said [...]

Published
2020

46. French central banker says banks need to tighten mortgage standards

Subjects
Banks (Finance) -- Standards, Mortgages -- Standards, Economic policy, Banking industry, Central banks, Commercial banks, Mortgages, Banking, finance and accounting industries
Abstract

BANKING AND CREDIT NEWS-January 15, 2020--French central banker says banks need to tighten mortgage standards (C)2020 M2 COMMUNICATIONS http://www.m2.com Global Banking News - 15 January 2020 A French central banker [...]

Published
2020

47. Robust causality and cautionary standards: why the Inclusive Communities decision, despite upholding disparate-impact liability, establishes new protections for defendants--Part II

Author

McKeen, Elizabeth L., Patel, Bimal, and Pavel, Ashley

Subjects
Wells Fargo Bank N.A., JPMorgan Chase & Co., Wells Fargo & Co., Mortgages -- Standards, Banking industry -- Standards, Liability (Law), Property tax, Mortgages, Banking industry, Banking, finance and accounting industries
Abstract

In this two-part article, the authors illustrate the defendant-facing protections of the recent Inclusive Communities decision by examining disparate-impact claims that previously survived dismissal. The first part of the article, which appeared in the November/December 2015 issue of The Banking Law Journal, provided background on the issue prior to the Inclusive Communities ruling, explained the decision, and discussed why Inclusive Communities articulates a more demanding standard for asserting a disparate-impact claim. This second part of the article, explains why Inclusive Communities should result in swift disposition of meritless FHA claims., INCLUSIVE COMMUNITIES SHOULD RESULT IN SWIFT DISPOSITION OF MERITLESS FHA CLAIMS Under the heightened 'robust causality' pleading standard, many previous disparate-impact cases that survived a motion to dismiss likely would [...]

Published
2016

48. The Standard Promotes Mike Morey to Vice President of StanCorp Mortgage Investors

Subjects
Vice presidents (Organizations), Commercial real estate -- Standards, Mortgages -- Standards, Mortgages, General interest, News, opinion and commentary
Abstract

PORTLAND: The Standard has issued the following press release: Standard Insurance Company (The Standard) announced today that Mike Morey has been promoted to vice president of StanCorp Mortgage Investors. Morey [...]

Published
2018

49. The Standard Promotes Mike Morey to Vice President of StanCorp Mortgage Investors

Subjects
Vice presidents (Organizations), Commercial real estate -- Standards, Mortgages -- Standards, Mortgages, Business, international
Abstract

Jan. 17 -- Standard Insurance Company (The Standard) announced today that Mike Morey has been promoted to vice president of StanCorp Mortgage Investors. Morey has been active in the commercial [...]

Published
2018

50. FHFA Should Resist Calls To Weaken Mortgage Standards

Subjects
United States. Federal Housing Finance Agency -- Laws, regulations and rules, Mortgage banks -- Laws, regulations and rules, Mortgages -- Standards, Government regulation, Mortgages, Business, international
Abstract

This article was originally published by the American Banker. We're already beginning to forget the lessons of the financial crisis. Fannie Mae and Freddie Mac-the two government-sponsored enterprises that support [...]

Published
2018

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