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The article highlights the value of a certified financial planner (CFP) for individuals to help them implement and monitor their investment plan. Topics covered include the value in net portfolio returns that a CFP can add to individuals, the significance of wealth management, and the behavioral coaching that a good CFP can provide.

The article offers options for people who are retiring or changing jobs regarding their existing retirement plan in the U.S. Topics discussed include leaving the money in the current plan, rolling the money into a Rollover or Traditional Individual Retirement Account (IRA). It is also advised to discuss these options with a certified financial planner.

The article stresses the importance for individuals to have a financial planner that knows them well. The author encourages the use of CFP® professional that can give each client a personalized approach. According to the author, it is important to have a plan that best suits one's needs. Visiting napfa.org to search for CFP® professional is recommended.

The article offers suggestions for managing one's finances including reviewing finances with a financial planner regularly, not focusing on short-term plans and taking help from a certified financial planner (CFP).

The author provides financial management tips on dealing with the bull market in 2014 since the Standard & Poor's (S&P) 500 Index closed at 676.53 on March 9, 2009. Topics mentioned include the forward price-earnings ratio for the S&P 500, the benefits of a dollar-cost-average strategy, and the use of a diversified portfolio with exposure to domestic stocks, international stocks, real estate, and fixed income.

The article discusses the things businesses should consider when managing asset allocation.

The article offers advice to help achieve long-term achievement success. Seeking the help of a financial planner to create a financial plan and to implement a diversified investment strategy for a portfolio is advised. Looking at short-term corrections as buying opportunities and not doing anything stupid are stressed.

The article talks about the business money to be saved by U.S. companies from purchasing new or used equipment in 2013 by claiming a Section 179 Deduction. The Section 179 Deduction was amended for 2012 and 2013 under the American Taxpayer Relief Act of 2012, allowing companies to deduct up to 500,000 U.S. dollars of equipment purchases up to two million U.S. dollars. How much money companies could save in 2013 is explained.