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This study aims to determine the influence of Financial Inclusion and Financial Management on the Performance of MSMEs in the Culinary Sector in Marpoyan Damai District, Pekanbaru. The population in this study was 3,450 and there were 70 samples of business actors obtained using the Slovin formula.The research method used is a quantitative method and uses primary and secondary data. Primary data collection was carried out by distributing questionnaires to micro-entrepreneurs in the culinary sector in the Marpoyan Damai sub-district. To test the hypothesis in this research, use the SPSS version 25 program.The research results show that: 1) Financial inclusion has a significant effect on the performance of MSMEs, 2) Financial management has a significant effect on the performance of MSMEs, 3) Financial inclusion and financial management have a positive and significant effect on the performance of MSMEs.

This research was conducted to analyze and predict bankruptcy using the Altman Z-Score and Grover methods at PT. MAG Tbk Pekanbaru. Business failure (bankruptcy) is the thing that entrepreneurs fear most because many companies that have shaky foundations eventually dissolve themselves. Companies need to conduct financial analysis to identify early signs of bankruptcy. Much research has been conducted on bankruptcy detection tools, giving rise to various bankruptcy prediction models which are used as a tool to improve the condition of a company before the company experiences bankruptcy. Researchers chose 2 methods, namely Altman Z-score and Grover. Altman Z-score method to predict predictors with statistical methods by combining 4 financial ratios to calculate company failure. The Grover model is a model created by re-evaluating the Altman Z-Score model. The problem in this research is fluctuating profit/loss. The research method used is quantitative with financial ratios in the form of archival data which contains financial reports. The research results that have been processed based on the Altman Z-Score model and the Grover model show that the company is not in financial distress (Financial Distress) and the values between the Z-Score and Grover have similar criteria results because they use similar ratios.

UMKM memiliki peran yang penting bagi perekonomian Indonesia, salah satu kendala UMKM saat ini yaitu belum melakukan pengelolaan keuangan secara maksimal. Penelitian ini bertujuan untuk menguji pengaruh literasi keuangan dan inklusi keuangan baik secara simultan maupun parsial terhadap pengelolaan keuangan pada pelaku UMKM Mini Market di Kecamatan Aur Birugo Tigo Baleh, Kota Bukittinggi. Metode penelitian yang digunakan metode kuantitatif dan menggunakan data sekunder dan data primer. Sampel dalam penelitian ini ditetapkan sejumlah 84 responden dari 106 populasi diukur dengan memanfaatkan rumus Slovin. Teknik pengumpulan data yang digunakan adalah kuesioner .Metode pengambilan sampel menggunakan Propotional stratified random sampling yang berikutnya diolah guna selanjutnya dikaji dengan program SPSS25.Analisis data meliputi : uji validitas, uji reliabilitas, uji multikolinearitas, uji heterokedastisitas, uji normalitas, uji regresi linier sederhana,uji regresi linier berganda, uji t, uji f, dan ujikoefisien determinasi. Hasil penelitian menunjukkan bahwa (1) Terdapat pengaruh yang signifikan literasi keuangan terhadap pengelolaan keuangan pada pelaku UMKM khususnya pelaku usaha Mini Market di Kecamatan Aur Birugo Tigo Baleh, (2) Terdapat pengaruh yang signifikan inklusi keuangan terhadap pengelolaan keuangan pada pelaku UMKM khususnya pelaku usaha Mini Market di Kecamatan Aur Birugo Tigo Baleh, dan (3) Terdapat pengaruh yang signifikan literasi keuangan dan inklusi keuangan terhadap pengelolaan keuangan pada pelaku UMKM khususnya pelaku usaha Mini Market di Kecamatan Aur Birugo Tigo Baleh.

This study aims to assess performance using the balanced scorecard method across various perspectives: financial, customer, internal business processes, and growth and learning. The research employs a quantitative approach with primary and secondary data sources, involving 40 respondents from CV Angkasa Raya Teluk Kuantan employees, selected through accidental sampling. Data analysis, including validity and reliability tests, is conducted using SPSS 25. The findings indicate that (1) the financial perspective for CV Angkasa Raya Teluk Kuantan is generally positive, (2) the customer perspective reveals the company's ability to achieve customer satisfaction, (3) the internal business process perspective reflects favorable results in the areas of innovation, operations, and after-sales service, and (4) the growth and learning perspective suggests satisfactory employee satisfaction and effective training programs. The study provides a comprehensive assessment of performance measurement using the balanced scorecard method, offering insights into the company's strengths across various dimensions.

Biodiversity, one of which is the diversity of species of Nepenthes spp, is a natural wealth owned by the Education Forest of the Muhammadiyah University of Palangkaraya, Rakumpit, Palangka Raya City, Central Kalimantan. The research uses observation techniques and transect techniques as well as literature documentation as a supporting source with this type of exploratory research. The diversity of Nepenthes spp species obtained in the Educational Forest of Muhammadiyah University of Palangkaraya, namely found 6 (six) species with different characteristics of roots, stems and leaves. Nepenthes spp species found included Nepenthes ampullaria jack, Nepenthes rafflesiana jack, Nepenthes reinwardtiana miq, Nepenthes hirsute, Nepenthes garcilis, and Nepenthes tomoriana.

The objective of this research is to examine the impact of financial literacy and financial technology on financial inclusion. The study utilizes a quantitative research method and incorporates both primary and secondary data. The primary data was collected through a questionnaire consisting of 24 questions, which was completed by MSME owners in the processed food and beverage industry. The sample was selected using a purposive random sampling technique from a population of 1,856 business owners. Data analysis involved descriptive statistics, validity testing, reliability testing, normality testing, multicollinearity testing, heteroscedasticity testing, multiple linear regression testing, t-testing, f-testing, and determination coefficient testing. The data analysis was conducted using SPSS 25 software. (1) financial literacy significantly impacts financial inclusion, (2) financial technology significantly affects financial inclusion, and (3) financial literacy and financial technology collectively exert a significant influence on financial inclusion among MSME actors in the food and beverage sector in Tampan District.

Hypertension is an increase in systolic blood pressure of more than 140 mmHg and diastolic blood pressure of more than 90 mmHg. One of the risk factors for hypertension is an unhealthy lifestyle that affects adults. The purpose of this study was to determine the correlation of lifestyle and the incident of hypertension in adults in the work area of BLUD UPT Puskesmas Pahandut, Palangka Raya. The method used is accidental sampling. The design of this study uses analytical descriptive research with a cross-sectional approach. The samples taken were from79 hypertensive patients who visited the Pahandut Health Center. The data of this study were taken using questionnaires. After tabulating, the data were analyzed univariately and bivariately analysis using the Chisquare test. The results of the study showed that the significance value of p-value = 0.000 (0.05). This shows that there is a correlation of lifestyle and the incident of hypertension in adults in the BLUD UPT Pahandut Health Center work area, Palangka Raya City. The advice given is that people's lifestyles can be well maintained by doing physical activity, maintaining a diet to reduce smoking and drinking coffee habits.

Dengue Hemorrhagic Fever (DHF) is a vector-borne disease. The vector carriers of the dengue virus are mostly mosquitoes of the Aedes aegypti and Aedes albopictu types. The community's level of knowledge about Dengue Hemorrhagic Fever in the Jekan Raya Health Center's Working Area is in the low category (47.5%) Community Behaviors About Dengue Hemorrhagic Fever Prevention In the Jekan Raya Community Health Center Work Area, most of the community's behavior is categorized as negative (55%.). The design of this research is an analytic survey with a cross sectional approach, the population in this study is all the people who visit the Jekan Raya Public Health Center by 40 people. The results of this study indicate that Agar can contribute to training and organizing outreach activities to increase public knowledge about DHF. And this research becomes reading material and literature for the development of health sciences and becomes additional information for all parties. Knowledge of Dengue Hemorrhagic Fever with Preventive Behavior (DHF) in the Work Area of ​​the Jekan Raya Public Health Center, Palangka Raya City.

Diarrhea is a condition in which a person defecates 3 (three) times or more in one day, the factor causing diarrhea in children is due to behavior that does not maintain cleanliness. so that viruses or bacteria that stick to the hands also enter the body through the food that is eaten. The purpose of this study was to determine the level of knowledge and behavior of mothers with the prevention of diarrhea in children at the UPT Puskesmas Jekan Raya, Palangka Raya City. The method used is Total Sampling. The design of this study used an analytical survey with a Cross Sectional approach. The research sample was 43 mothers who visited the UPT Puskesmas Jekan Raya. The research data was taken using a questionnaire after tabulating the data in univariate analysis and bivariate analysis using the Chi-squere test. The results of the study, the significance value of P-value = 0.002 < = 0.05, there is a relationship between Mother's Knowledge and Behavior and Prevention of Diarrhea in Children at UPT Puskesmas Jekan Raya. The advice given to mothers is that they can increase their knowledge through print media or social media so that they can add experience in terms of preventing diarrhea in children.

The first thousand days of life are from the first day of pregnancy until the child is two years old which can determine the future of humans. This phase is called the golden period because at this time there is a very rapid brain growth. One of the nutritional problems that often occurs in The first thousand days of life is stunting. The purpose of this study was to determine the relationship between mother's knowledge and the incidence of stunting in toddlers in the working area of Kereng Bangkirai Health Center, Palangkara Raya City in 2022. The design of this study used a descriptive analytic method with a cross sectional approach. The sample in this study were all mothers who have toddlers totaling 60 respondents with purposive sampling technique. The results showed that respondents who had good knowledge of 34 respondents were the majority of normal stunting events, namely 31 respondents (91.2%) while 26 respondents who had less knowledge were the majority of stunting, namely 15 toddlers (57.7%) and the results of the chi-square statistical test analysis obtained Asymp value. Sig = 0.000 < 0.05, it can be concluded that there is a significant relationship between Mother's Knowledge of the First 1000 Days of Life and Stunting Incidence Therefore, for health workers to further improve health promotion efforts for pregnant women and those who have toddlers and can provide counseling about the first thousand days of life with stunting.

Tujuan dari penelitian ini untuk memastikan bagaimana financial literacy & pendapatan mempengaruhi perilaku keuangan pada pelaku atau pemilik UMKM sektor kuliner di kecamatan Mandau, kabupaten Bengkalis. Financial literacy dan pendapatan adalah variabel independen (X) pada penelitian ini sedangkan perilaku keuangan adalah variabel dependen (Y) yang menjadi fokus permasalahan pada penelitian ini. Adapun metode yang dipakai untuk penelitian ini yaitu metode kuantitatif dan statistik deskriptif. Dua bentuk data yang dipakai ada data primer dari hasil tanggapan responden pada kuesioner dan data sekunder dari berbagai sumber, termasuk organisasi pemerintah seperti dinas koperasi & UMKM di Kabupaten Bengkalis berupa data jumlah UMKM di kecamatan Mandau. Populasi yang dipakai pada penelitian ini merupakan pelaku UMKM sektor kuliner di kecamatan Mandau yang berjumlah sebanyak 55 orang. Sampel penelitian ini di ambil memakai metode saturation sampling/sampel jenuh yakni sebanyak 55 responden yang merupakan jumlah keseluruhan populasi. Melalui penggunaan aplikasi SmartPLS 4, maka dijalankan uji SEM-PLS (Structural Equation Model - Partial Least Square) dengan melewati dua tahapan yaitu evaluasi model pengukuran (outer model) dan evaluasi model struktural (inner model) terhadap data yang dikumpulkan dari hasil kuesioner. Berdasarkan hasil penelitian memperlihatkan bahwa perilaku keuangan dipengaruhi secara signifikan & positif oleh financial literacy, dipengaruhi dan secara signifikan & positif oleh pendapatan.

This program's main objective is to instill character education in loving the environment in children, improve thinking skills, and increase children's creativity. The relationship between children and their surroundings is an important foundation for building a good relationship between humans and nature. Community service activities at SDN Tumbang Nusa 2, located in Taruna Jaya Village, Jabiren Raya, Pulang Pisau, Central Kalimantan, were held from July to August 2019. Activities carried out included counseling on environmental education and film screenings. It provides education to school-age children in knowing the environment, managing the environment, and increasing children's creativity in environmental conservation and forest conservation efforts. The implementation of the activity is the introduction of several types of plants that function as cover crops and good tree planting practices and provide training in making goods from used materials. The methods used are counseling, demonstrations, and mentoring. In this case, partners are school children who will have an understanding of environmental education and conservation, starting from the understanding of the environment, the causes of environmental damage, how to manage the environment around schools, and how to anticipate environmental damage. Besides, partners were also given knowledge of planting and caring for trees properly in the school environment. Partners were also given skills to make crafts from used goods, such as making flowers and leaves from plastic bags, making flower pots from used plastic drink bottles, and make a bicycle from cardboard.

This program's main objective is to instill character education in loving the environment in children, improve thinking skills, and increase children's creativity. The relationship between children and their surroundings is an important foundation for building a good relationship between humans and nature. Community service activities at SDN Tumbang Nusa 2, located in Taruna Jaya Village, Jabiren Raya, Pulang Pisau, Central Kalimantan, were held from July to August 2019. Activities carried out included counseling on environmental education and film screenings. It provides education to school-age children in knowing the environment, managing the environment, and increasing children's creativity in environmental conservation and forest conservation efforts. The implementation of the activity is the introduction of several types of plants that function as cover crops and good tree planting practices and provide training in making goods from used materials. The methods used are counseling, demonstrations, and mentoring. In this case, partners are school children who will have an understanding of environmental education and conservation, starting from the understanding of the environment, the causes of environmental damage, how to manage the environment around schools, and how to anticipate environmental damage. Besides, partners were also given knowledge of planting and caring for trees properly in the school environment. Partners were also given skills to make crafts from used goods, such as making flowers and leaves from plastic bags, making flower pots from used plastic drink bottles, and make a bicycle from cardboard.