1,864 results on '"LOW-income consumers"'
Search Results
2. The effect of tobacco tax increase on price‐minimizing tobacco purchasing behaviours: A systematic review and meta‐analysis.
- Author
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Cho, Ara, Lim, Carmen, Sun, Tianze, Chan, Gary, and Gartner, Coral
- Subjects
- *
TOBACCO taxes , *SALES tax , *EXCISE tax , *NICOTINE addiction , *LOW-income consumers - Abstract
Background and aims Method Results Conclusions Tobacco product excise taxes are a cost‐effective method for reducing tobacco consumption, but industry pricing and marketing strategies encourage consumers to engage in price‐minimizing behaviours (PMBs). We investigated the relationship between tobacco tax increases and PMBs, measuring whether PMBs intensify following tax increases, whether low‐income consumers with higher nicotine dependence are more likely to engage in PMBs and whether PMBs are negatively related to smoking cessation.This was a systematic review with meta‐analysis of cross‐sectional and longitudinal studies from seven databases up to March 2023, using studies that reported any product‐ and purchasing‐related smoking behaviours post‐tobacco tax increase in a general representative population. Sixty‐eight studies were quality‐assessed using the Newcastle–Ottawa scale. All studies were narratively synthesized, with five studies involving 13 068–26 575 participants providing data for pooled analyses on PMBs [purchasing lower‐priced brands, roll‐your‐own (RYO) tobacco and cartons] pre‐ and post‐tax increases using a random effects meta‐analytical model.Fifty‐seven studies reported on legal PMBs, and 17 studies reported illicit cigarette purchasing. Meta‐analysis showed that consecutive tax increases were positively associated with purchasing RYO [odds ratio (OR) = 1.60, 95% confidence interval (CI) = 1.04–2.46], especially in higher tobacco taxing environments, with substantial heterogeneity (
I 2 = 96%). Lower income and higher nicotine dependence were associated with purchasing lower‐priced brands and RYO, whereas higher income and nicotine dependence were associated with purchasing cartons, large‐sized packs and cross‐border sales. Less evidence associated illicit tobacco purchases with tax increases or PMBs with smoking cessation.Tobacco purchasers’ PMBs vary widely by state, country and time‐period within countries. Both legal and illegal PMBs, potentially influenced by industry pricing tactics, may exacerbate health inequalities and dilute the public health benefits of tobacco tax increases. [ABSTRACT FROM AUTHOR]- Published
- 2024
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3. Addressing difficulties with abstract thinking for low‐literate, low‐income consumers through marketplace literacy: A bottom‐up approach to consumer and marketing education.
- Author
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Viswanathan, Madhu, Jaikumar, Saravana, Sreekumar, Arun, Dutta, Shantanu, and Duhachek, Adam
- Subjects
- *
LOW-income consumers , *ABSTRACT thought , *CONSUMER education , *MARKETING education , *MARKETPLACES , *LITERACY - Abstract
We examine a bottom‐up approach to consumer and marketing education for subsistence consumers, that is, those with low income and relatively lower literacy levels. They face a variety of cognitive and other constraints, with difficulty in abstract thinking being a central issue that is critical for effective decision‐making. We study the impact of marketplace literacy education, with its unique bottom‐up approach, on abstract thinking in the consumer domain. We test the effectiveness of a bottom‐up educational approach, which covers concrete examples before abstract concepts, compared to the reverse sequence of a top‐down approach. We find that the bottom‐up approach in marketplace literacy education leads to more abstract thinking in the consumer domain compared to a top‐down approach. We discuss the implications of this research for consumer affairs. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
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4. Post‐Harvest Travels of Marine Fish: How Small Fish Food Systems Variously Support Food Security and Nutrition in Coastal and Inland Cities in Ghana.
- Author
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Ahwireng, Anderson K., Bavinck, Maarten, Onumah, Edward Ebo, Pouw, Nicky, and Nunoo, Francis K. E.
- Subjects
- *
MARINE fishes , *CITIES & towns , *FISH food , *FOOD security , *LOW-income consumers - Abstract
This paper enquires into the travels of low‐cost varieties of marine fish in the context of Ghana, distinguishing flows that move toward coastal cities versus those destined for distant, inland cities. It derives data from field research on the Ghanaian small fish food system through surveys, FGDs and interviews conducted in Accra and Tamale. It is argued that although both coastal and inland cities partake in small fish food systems, they experience different flow patterns and FSN outcomes. These are partly related to the fact that Ghana relies on the confluence of local and imported sources for the delivery of low‐cost fish varieties to the population, especially in urban regions where such demand is high. We recommend that policies should focus on investing in infrastructure, especially transport and distribution systems linking cities to fishing communities, to enhance low‐cost fish distribution and improve FSN outcomes for low‐income urban consumers in Ghana. [ABSTRACT FROM AUTHOR]
- Published
- 2024
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- View/download PDF
5. Searching for Approval.
- Author
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Agarwal, Sumit, Grigsby, John, Hortaçsu, Ali, Matvos, Gregor, Seru, Amit, and Yao, Vincent
- Subjects
LOW-income consumers ,INTEREST rates ,LOANS ,BOND market ,RATE setting - Abstract
This paper theoretically and empirically studies the interaction of search and application approval in credit markets. Risky borrowers internalize the probability that their application is rejected and behave as if they had high search costs. Thus, "overpayment" may be a poor proxy for consumer sophistication since it partly represents rational search in response to rejections. Contrary to standard search models, our model implies (1) endogenous adverse selection through the search and application approval process, (2) a possibly non‐monotone or non‐decreasing relationship between search and realized interest, default, and application approval rates, and (3) search costs estimated from transaction prices alone are biased. We find support for the model's predictions using a unique data set detailing search behavior of mortgage borrowers. Estimating the model, we find that screening is informative and search is costly. Counterfactual analyses reveal that tightening lending standards and discrimination through application rejection both increase equilibrium interest rates. This increase in realized interest rates is in part due to strategic complementarity in bank rate setting. [ABSTRACT FROM AUTHOR]
- Published
- 2024
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6. Halal supply chain risk management using the House Of risk (HOR) method in the Madura halal industrial area.
- Author
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Prastiti, Novi, Rahmawati, Diana, Al Ayubi, Muhammad Anas, and Sofiya, Diana
- Subjects
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HOUSING management , *SUPPLY chain management , *LOW-income consumers , *SUPPLY chains , *PLASTICS in packaging , *NATURAL disasters - Abstract
As a country with the largest Muslim population in the world, providing halal guarantees is very important. For this reason, the Indonesian government through the Ministry of Religion encourages industials to provide halal products. The product that is the object of research is crab cakes from CV Anfival. UD Anvifal faces risks in various stages of its supply chain which can affect the quality and halalness of its products. The method used in this research is House of Risk (HOR), which consists of two stages. The first stage is risk identification, which involves mapping halal supply chain activities by dividing business activities into five main stages: planning (plan), resources (source), production (make), delivery (deliver), and return (return). At this stage, risk analysis is carried out to identify risk events and risk agents that have the potential to disrupt the supply chain. The second stage is risk handling, where mitigation strategies are designed for risk agents that need to be addressed immediately. Mitigation priorities are based on Aggregate Risk Potential (ARP) calculations. Based on the identification results, 79 risk events were obtained and 38 risk agents were obtained. Of the 38 risk agents that were obtained, 20 risk agents were selected with a cumulative ARP of 95.13%, which has the potential to cause risk events, so they will be handled first, namely (A24) there is no clear production plan, (A6) completion of production is not on time., (A4) lack of a structured recording system, (A25) halal license or BPOM is not very important (A2) lack of work experience, (A23) sudden demand, (A17) dependence on one cardboard supplier, (A7) internal communication which is not good, (A30) the occurrence of natural disturbances or natural disasters, (A16) dependence on one plastic packaging, (A1) lack of concern from workers in supporting the company's progress (A21) poor communication with customers, (A15) dependence on one supplier crabs, (A33) entry of parasitic animals (A9) number of workers deemed adequate (A31) damage to means of transportation (A32) damage to machines or production equipment. [ABSTRACT FROM AUTHOR]
- Published
- 2024
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7. The Business Roundtable’s Stakeholder Pledge, Five Years Later.
- Author
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Paine, Lynn S.
- Subjects
BUSINESS planning ,GOING public (Securities) ,LOW-income consumers ,INDUSTRIAL management ,BUSINESS schools ,BY-laws - Abstract
The article discusses the Business Roundtable's Stakeholder Pledge and the skepticism surrounding its implementation. It explores the concept of stakeholder capitalism and its challenges. While stakeholderism has gained acceptance, it has not replaced shareholder capitalism as the main principle for US companies. The article provides a critical analysis of the current state of corporate governance. [Extracted from the article]
- Published
- 2024
8. CM Sindh orders scrutiny of SHS, solar parks plan for free electricity to low-income consumers.
- Subjects
LOW-income consumers ,SOLAR power plants ,SOLAR houses ,SOLAR energy ,COOPERATIVE societies - Abstract
Sindh Chief Minister Syed Murad Ali Shah has decided to implement a program to provide free electricity to off-grid consumers and those using 50 to 100 MW electricity by using solar energy solutions. The decision was made during a meeting attended by various officials. The Minister of Energy provided information on the number of households using electricity in different regions, both on-grid and off-grid. The Chief Minister also proposed the establishment of microgrids and solar parks to provide electricity to households. The Chief Minister directed the Minister of Energy to prepare proposals for solar parks and solar home systems for further discussion and approval. [Extracted from the article]
- Published
- 2024
9. Millions Hit by Record 51% Electricity Tariff Hike.
- Subjects
ELECTRICITY pricing ,LOW-income consumers ,OPTICAL disks ,ENERGY policy ,CONSUMERS ,INCOME - Abstract
The government has approved a 51% increase in electricity tariffs, which will result in an additional cost of Rs580 billion for millions of poor households. This increase is the highest in terms of percentage for lower-income groups and is a prerequisite set by the International Monetary Fund (IMF) for Pakistan to qualify for the next bailout package. The new electricity prices range from Rs3.95 to Rs7.12 per unit for residential consumers, with the poorest consumers seeing a 51% increase. Commercial users will also experience a rate hike of up to 15%. Despite public discontent, the government remains committed to these measures. [Extracted from the article]
- Published
- 2024
10. New Electricity Tariffs: How Much Will Your Bill Increase?
- Subjects
ELECTRICITY pricing ,LOW-income consumers - Abstract
The Power Division has announced new electricity tariffs that will be implemented in July 2024. Most consumers will experience a slight increase in their monthly bills, but the government will provide a subsidy of Rs440 billion to help offset the impact. The increase will be less than 2% for 58% of domestic consumers, while the wealthier 42% will see an average increase of 9%. However, the Power Division is optimistic that electricity rates will decrease as the economy improves, with rates expected to be 3% lower by January 2025. Fixed charges have been introduced to cover 75% of the power sector's costs, and a burden of PKR 150 billion has been reduced for the industrial sector. The new electricity prices will be officially notified after a hearing by the National Electric Power Regulatory Authority (NEPRA). [Extracted from the article]
- Published
- 2024
11. Uncle Sam vs Apple.
- Author
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Henry, Charlotte
- Subjects
IPHONE (Smartphone) ,LOW-income consumers ,APPLICATION stores ,APPLE Watch - Abstract
Regulators around the world, including the US Department of Justice, are taking legal action against Apple for alleged anti-competitive behavior. The DOJ claims that Apple has created high switching costs for consumers, making it difficult and costly to switch to other devices or platforms. Critics argue that Apple's closed ecosystem and control over its App Store limit competition and innovation. However, some experts believe that Apple's tight integration and focus on user experience are beneficial for consumers. The outcome of these challenges could potentially impact Apple and its products. [Extracted from the article]
- Published
- 2024
12. Differences in Farmers’ Market Patronage among Participants in the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)
- Author
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Renata Blumberg, Emily Fowler, Gabrielle Guerrero, Yeon Bai, Meena Mahadevan, and Pankaj Lal
- Subjects
farmers’ markets ,fruit and vegetable intake ,low-income consumers ,WIC ,Nutritional diseases. Deficiency diseases ,RC620-627 - Abstract
In the United States, there is a high prevalence of diet-related diseases in low-income communities that lack access to fresh produce. Greater access to local farmers’ markets may affect individual and household intake of fruits and vegetables. However, barriers to farmers’ market access remain. The purpose of this study is to evaluate the differences between participants in the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) who regularly shop at farmers’ markets and those who do not. We found that regular farmers’ market shoppers tended to consume on average more fruits and vegetables than WIC participants who did not regularly shop at farmers’ markets. Differences in the importance of various store or market characteristics, barriers to fruit and vegetable consumption, and fruit and vegetable procurement methods were also found.
- Published
- 2024
- Full Text
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13. Effects of wall materials on the physicochemical properties of spray-dried bitter gourd (Momordica charantia L.) powders.
- Author
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Deng, Yuanyuan, Liu, Guang, Zhang, Huimin, Zhou, Pengfei, Tang, Xiaojun, Li, Ping, Zhao, Zhihao, Zhang, Yan, Wang, Zhangying, Wei, Zhencheng, and Zhang, Mingwei
- Subjects
MOMORDICA charantia ,SOY proteins ,LOW-income consumers ,PRESERVATION of materials ,POWDERS ,VITAMIN C - Abstract
Bitter gourd has numerous health-promoting effects on the human body. However, its use has been greatly limited due to its poor acceptance by consumers, resulting from its strong bitterness. This study investigated the effects of five wall materials, namely, soybean protein isolate, gum arabic, maltodextrin, resistant starch, and a soybean lecithin calcium caseinate mixture, on the physicochemical properties of spray-dried bitter gourd powders. The results showed that all five wall materials reduced the moisture content, water activity, browning degree, agglomeration, and bitterness of the spray-dried bitter gourd powder. Maltodextrin was found to be the most effective at reducing water activity, while soybean protein isolate was best at protecting the colour, and the soybean lecithin calcium caseinate mixture was best at reducing hygroscopicity and masking bitterness. Additionally, all five wall materials improved the preservation of flavonoids, saponins, and vitamin C, with soybean protein isolate being the most effective in improving the total flavonoid retention ratio and the soybean lecithin calcium caseinate mixture being the best in improving the retention ratios of total saponins and vitamin C. The spray-dried bitter gourd powder prepared with soybean protein isolate had the highest antioxidant activity and α-glucosidase inhibitory activity. These results are significant for understanding the relationship between wall materials and the physicochemical properties of spray-dried powder. Additionally, these materials provide bitter gourd product manufacturers with useful guidance for producing high-quality products. Furthermore, the results could provide useful insights for processing fruits with similar product characteristics, thus contributing to the enrichment of food processing knowledge. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
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14. Ambalajlı ve Ambalajsız Süt Tüketimini Etkileyen Faktörlerin İncelenmesi: Kahramanmaraş İli Örneği.
- Author
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AĞIR, Hasan Burak, Erdem, Melih, and Çoraklı, Hatice
- Subjects
- *
LOW-income consumers , *MILK consumption , *CONSUMER preferences , *ADVERTISING campaigns , *CONSUMERS - Abstract
The study aims to identify factors influencing the consumption preferences of packaged and unpackaged milk among consumers in Kahramanmaraş province. A face-to-face survey was conducted with 400 consumers selected through proportional sampling in 2020. Tobit regression was employed for data analysis. Results indicate that women prefer packaged milk more than men, and as age increases, consumers tend to prefer packaged milk. Moreover, consumers in higher income groups are more likely to consume packaged milk. Conversely, there is a negative correlation between university education level and unpackaged milk consumption. Additionally, a higher number of family members and the perception of open milk as healthy influence open milk preferences. Advertising campaigns and having children in the family were found to be ineffective in influencing packaging preferences. Thus, decision makers should develop policies to promote open milk consumption among low-income consumers. [ABSTRACT FROM AUTHOR]
- Published
- 2024
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15. Exploring the effectiveness of social holidays in the Finnish context.
- Author
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Vento, Elli
- Subjects
POOR children ,HOLIDAYS ,LOW-income consumers ,SOCIAL interaction ,MENTAL health - Abstract
This study explores the effectiveness of social holidays by examining, how the objectives of state-driven Finnish social tourism are met in practice and how the benefits of a social holiday differ between disadvantaged families with children and adult groups. Among both groups, the results of a quantitative survey (N = 796) and six qualitative interviews of four highly experienced holiday instructors foreground benefits related to emotional and mental well-being, participation and activeness, and an opportunity to escape mundane responsibilities and difficult life situations. Our results suggest that in some areas (social interaction, life management, peer support) outcomes of a holiday vary between customer groups, which foregrounds the need to match social tourism objectives and services to their variable needs and motives. Regarding methodological aspects, this study demonstrates that when a respondent directly evaluates the benefits of a holiday, the results may differ from those gained via two-stage quantitative analyses applying general-level scales. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
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16. Does increasing the availability of a nutritious food produced by a small‐ and medium‐sized enterprise increase its consumption? Evidence from a field experiment in Kenya.
- Author
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Maredia, Mywish K., Porter, Maria, Nakasone, Eduardo, Ortega, David L., and Caputo, Vincenzina
- Subjects
SMALL business ,FIELD research ,CONSUMPTION (Economics) ,LOW-income consumers ,BRAND name products - Abstract
Many development programs rely on the idea that increasing profitability of small‐ and medium‐sized enterprises (SMEs) could increase availability of nutritious foods among low‐income consumers. We designed a randomized controlled trial in which we made a specific nutritious product produced by an SME exhaustively available in low‐income local markets. We find that compared to control markets, consumers in treated markets purchased and consumed more of this product and less of competing brands with added sugar and fat. However, overall consumption for the product category was not increased and there was no change in the consumption of other related but potentially less nutritious foods. Our findings suggest the need for alternative policies to increase consumption of nutritious foods. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
17. The impact of brokers on ACA marketplace growth.
- Author
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Gürel, Aleka
- Subjects
OPEN enrollment (Health insurance) ,MARKETPLACES ,LOW-income consumers ,PATIENT Protection & Affordable Care Act ,ONLINE marketplaces - Abstract
Brokers are an under‐studied channel of enrollment in the affordable care act (ACA), having grown to support nearly 80% of active federally facilitated marketplace (FFM) enrollment during the 2024 Open Enrollment Period. Brokers enroll a disproportionately low‐income and new‐to‐market consumer base compared to the core exchange websites, and have contributed to the record‐breaking growth in the ACA Marketplace in recent years. Understanding the role brokers play and the technological and policy changes that have enabled their work may help state‐based marketplaces improve stagnant enrollment growth. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
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18. Information search costs and trade credit: evidence from high-speed rail connections.
- Author
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Huang, Haijie, Chen, Steven Xianglong, Lee, Edward, and Li, Dongdong
- Subjects
HIGH speed trains ,LOW-income consumers ,CITIES & towns ,CREDIT ,COST ,CONSUMERS - Abstract
We investigate the impact of information search costs on firms' access to trade credit used as a major source of interfirm financing. Using the openings of high-speed rails (HSR) in China as exogenous shocks, we find that firms located in cities with HSR connections receive more trade credit from their suppliers. Further analyses show that the HSR effect on trade credit concentrates among customers with poor information transparency and that HSR openings improve the customers' information environment, suggesting that a decline in information search costs promotes supplier financing. Our finding reveals a positive externality of HSR construction on interfirm financing. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
19. Water Assistance for Low‐Income Households: Analysis of LIHWAP Performance.
- Author
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Jones, Jack P. and Carpenter, Adam T.
- Subjects
LOW-income consumers ,COVID-19 pandemic ,HOUSEHOLDS ,LEGISLATIVE bills ,RESIDENTIAL water consumption - Abstract
Key Takeaways: The Low‐Income Household Water Assistance Program, or LIHWAP, was initially established as a way to help low‐income water customers struggling to pay their bills during the COVID‐19 pandemic. Qualitative analysis of LIHWAP‐funded efforts across the United States evaluated successes and challenges, with case studies illustrating how the program could improve. A permanent low‐income assistance program should focus on rate reduction, infrastructure, flexibility for different needs, and program compliance. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
20. Servitization: The Journey to Advanced Services: A Conversation with Tom Palmer.
- Author
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Palmer, Tom and Euchner, Jim
- Subjects
BUSINESS forecasting ,LOW-income consumers ,SPARE parts ,SERVICE level agreements - Abstract
The article discusses the concept of servitization, which involves selling products as services. The author believes that this shift is inevitable due to various factors such as outsourcing non-core activities, the circular economy, and advances in technology. The article emphasizes the importance of focusing on value creation and not just changing the revenue model. It also discusses the journey of Rolls-Royce in adopting a services business model and highlights the importance of customer-driven value propositions and flexibility in adapting to customer operations and cultural situations. The future of advanced services in the manufacturing industry is moving towards servitization, driven by economic and environmental pressures and supported by digital technology and efficient asset sharing networks. Manufacturers should identify value creation opportunities and work in partnership with customers to pilot and scale their service offerings. [Extracted from the article]
- Published
- 2024
- Full Text
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21. Consumption Behaviour of Poor Consumers: A Bibliometric and Content Analysis.
- Author
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Goel, Pooja, Sharma, Nitika, and Saha, Raiswa
- Subjects
LOW-income consumers ,CONSUMPTION (Economics) ,CONSUMER behavior ,BIBLIOMETRICS ,CONTENT analysis ,BIBLIOTHERAPY - Abstract
The poor people segment has gained considerable scholarly attention, particularly after eight scholars established it as an untapped market. This study attempts to understand the nine consumption behaviours of a poor consumer. Therefore, we collate 384 scholarly papers indexed in the Scopus database, published during the period 1975–2020. Both evaluative and bibliometric relationship techniques, namely, Biblioshiny and VOSviewer, are utilized to understand the domain's progress in the past 45 years. Besides this, content analysis is conducted via hand search to identify the most utilized research methods, popularly applied theories and most explored contexts. Results show that research in this field has grown exponentially, particularly after 2007, with research focusing on low-income consumers, bottom-of-pyramid consumers and mobile money users. The findings indicate this domain demonstrates skewed development, and there is a huge room for future studies. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
22. Fragmentation of employment relationships, fragmentation of working time: the nature of work and employment of platform takeaway riders and implications for decent work in China.
- Author
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Xiliang Feng, Fang Lee Cooke, and Chenhui Zhao
- Subjects
- *
INDUSTRIAL relations , *LOW-income consumers , *WORKING hours , *SUBWAY stations , *OVERTIME , *INTERVENTION (Federal government) , *CONSUMERS' reviews - Abstract
This paper critically examines the notion of working time flexibility of platform takeaway riders and its impact on them in China. Drawing on 25 interviews with platform and takeaway delivery company managers and takeaway riders as well as secondary data, the study finds that the management model adopted by the platform companies and their agency companies often encourages riders to extend their working hours by being designed into the rider's earning system, status level and various incentive schemes. Driven by profits, takeaway delivery platform companies pursue speed and impose harsh punishments for poor customer reviews. Severe competition and the platforms' aggressive pricing and commissioning practices mean that takeaway riders' remuneration is tightly squeezed, with no subsidies or overtime payment, and with rules for bonuses that make it increasingly difficult to earn. Working excessively long and intense hours is the only way that riders can increase their income, which suggests that rider-oriented working time flexibility is virtually non-existent. We propose the notion of fragmented employment relationships and fragmented working time to conceptualise working time flexibility in the takeaway delivery context in China. We accentuate the need to examine the quality of working time flexibility when examining this practice. We call for state interventions to provide a greater level of social protection than the takeaway riders are currently experiencing to advance the decent work agenda as part of the Sustainable Development Goals. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
23. Determinants affecting consumers' preferences of retail market and WTP for safe Rui (Labeo rohita).
- Author
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Hoque, Mohammed Ziaul, Mozahid, Md. Nur, and Islam, Md. Jakiul
- Subjects
RETAIL industry ,CONSUMER preferences ,ROHU ,LOW-income consumers ,CONSUMER attitudes ,LOGITS ,FACTOR analysis ,DETERMINANTS (Mathematics) ,LATENT variables - Abstract
In developing countries, food safety is an important predictor of consumer attitude when purchasing fish. This paper explores factors affecting the choice of retail markets and consumers' Willingness to Pay (WTP) for safe fish in Bangladesh. Cross-sectional data were collected through a consumer survey (n = 420) in two major cities. Factor analysis, multinomial logit model, and log-linear regression were employed to investigate the latent structure of a set of variables; assess factors affecting consumers' WTP and their choices of retail markets for safe fish. The study outcomes demonstrate that consumers perceived the production method as the more influential attribute in choosing safe fish, and their WTP for production method is higher than for safety claims. High earners and female customers with a heightened safety awareness have the strongest preference for safe fish from supermarkets. In contrast, low-income consumers only are more likely to buy safe fish at wet markets. For a high-income level, the presence of a minor in the family, a low number of family members, willingness to join an Environmental Club, and a positive attitude toward attributes substantially influence consumers' WTP for safe fish positively. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
24. Sindh allocates Rs 25 billion to utilize solar energy to electrify off-grid villages as per Bilawal campaign promise.
- Subjects
CAMPAIGN promises ,LOW-income consumers ,CLEAN energy ,ENERGY development ,ELECTRIC power ,SOLAR houses ,SOLAR energy - Abstract
The Sindh government has allocated Rs 25 billion in its budget to fulfill a campaign promise made by PPP Chairman Bilawal Bhutto Zardari. The promise is to provide free electricity to underprivileged power consumers in the country. The funds will be used to provide free rooftop solar systems to 2.6 million off-grid households, with 500,000 households receiving solar home systems in the first phase. This initiative is in addition to the World Bank-funded Sindh Solar Energy Project, which aims to provide solar home systems to 200,000 households. The government has also instructed electricity companies not to disconnect low-income consumers for non-payment and to forgive outstanding electricity dues. [Extracted from the article]
- Published
- 2024
25. The 11 Best Treadmills for Any Home Gym.
- Author
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Heimlich, Jennifer and Coughlin, Sara
- Subjects
TREADMILLS ,TREADMILL exercise ,EXERCISE equipment ,LOW-income consumers - Abstract
This article provides a list of 11 recommended treadmills for home use, as suggested by experts in the running industry. The treadmills are described in detail, including their features, pros, and cons. The article aims to assist readers in finding the right treadmill for their home gym needs. It also offers tips for selecting a treadmill and provides information on care and maintenance. The information is presented in a neutral and informative manner, providing a comprehensive overview of treadmill options. [Extracted from the article]
- Published
- 2024
26. 172 public sector buildings will be provided with 47MW electricity through solarization in three different phases, Minister Energy Nasir Shah.
- Subjects
PUBLIC sector ,PUBLIC buildings ,ELECTRICITY ,LOW-income consumers ,SOLAR panels - Abstract
Sindh Energy Minister Syed Nasir Hussain Shah has announced that 172 public sector buildings will receive 47 MW of electricity through solarization in three phases. In the first phase, 34 buildings will receive 21.7 MW, followed by 3.30 MW in the second phase, and 15 MW for 100 buildings in the third phase starting in July 2024. The minister also mentioned plans to install 4 MW of floating solar at the Hyderabad Qasimabad treatment plant. The World Bank's technical mission expressed satisfaction with the project's progress, and the minister emphasized the government's commitment to providing free electricity to low-income consumers through solarization. [Extracted from the article]
- Published
- 2024
27. Seminar on net metering, distributed generation policies.
- Subjects
WIND power ,RENEWABLE energy sources ,SOLAR energy ,CLEAN energy ,LOW-income consumers ,ENERGY industries - Abstract
A seminar on net metering and distributed generation policies was held, where Moin M Fudda, a former managing director of the Karachi Stock Exchange, suggested that consumers with rooftop solar systems should be able to donate excess clean energy to charitable causes. He emphasized the potential benefits for underprivileged areas in Karachi, as well as mosques, seminaries, and charities that struggle to meet their electricity requirements. Syed Salman Mohiuddin, Hopewind Regional Head, highlighted the need for Pakistan to generate 60% of its electricity from renewable energy sources by 2030 and advocated for the installation of rooftop solar systems. Clean energy expert Irfan Ahmed proposed that provinces should oversee wind and solar power projects, and Mehfooz A Qazi, Director of the Sindh Solar Energy Project, mentioned that the installation of rooftop solar systems aligns with the government's policy to maximize clean energy production. [Extracted from the article]
- Published
- 2024
28. The QTAs and FPAs of power sector.
- Author
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Cheema, Tahir Basharat
- Subjects
ENERGY industries ,LOW-income consumers ,CONSUMPTION (Economics) ,FUEL switching - Abstract
The article discusses the issues and challenges faced by the power sector in Pakistan. It highlights the lack of accountability and transparency in the sector, with public hearings by the regulator, Nepra, being seen as mere rituals without any impact on the decisions made by the Central Power Purchasing Agency-Guaranteed (CPPA-G) or the distribution companies (DISCOs). The article also explains the various adjustments and changes in charges that are made in the power sector, such as the Monthly Fuel Price Adjustment (MFPA) and the Quarterly Tariff Adjustment (QTA), and questions the justification and burden of these charges on consumers. It calls for stricter audit and scrutiny by Nepra to prevent undue claims and inefficiencies from burdening the consumers. [Extracted from the article]
- Published
- 2024
29. A streamlined multidisciplinary metabolic clinic in psychiatric recovery service: a pilot study.
- Author
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Leung, Kelvin CY., Bakr, Bianca, Chung, Cindy, Parmar, Mayuri, Elhindi, James, and Brakoulias, Vlasios
- Subjects
MENTAL health services ,PSYCHIATRIC clinics ,LOW-income consumers ,TRAUMA-informed care ,EXERCISE physiology ,REHABILITATION nursing ,CLINICAL psychology ,PSYCHIATRIC nursing - Abstract
Background: The metabolic syndrome (MetS) is a collection of risk factors for cardiovascular disease and type-2 diabetes, that includes central obesity, hypertension, hyperglycaemia and dyslipidaemia. An audit indicated inadequate MetS screening in an Australian psychiatric recovery service. Objectives: We aimed to improve MetS screening, identification and intervention by offering streamlined lifestyle education, clinical reviews and discharge planning. This pilot program prioritized holistic, culturally-sensitive, patient-centric, and trauma-informed approaches to enhance metabolic health outcomes. Methods: A Metabolic Clinic was piloted in two psychiatric rehabilitation cottages (n=35), which involved disciplines of dietetics, exercise physiology, diversional therapy, occupational therapy, peer workforce, social work, clinical psychology, pharmacy, nursing and medical. Another cottage (n=15) was assigned as the comparison and received standard care. A 12-week, 3-times-per-week lifestyle and behavioral program, called MetFit, was devised and offered to those identified at screening for the treatment cottages. Outcome measures were feasibility measures, the five metabolic parameters (waist circumference, blood pressure, fasting serum triglycerides, high-density lipoprotein, and glucose), functional measures, and a meal questionnaire. Results: The treatment cottages had qualitative advantages in screening and identifying MetS. Of four enrolled consumers in MetFit, an improvement of triglycerides (p=0.08), squats (p=0.02), and push-ups (p=0.07) was observed. Major challenges of enrolment included an overall lack of acknowledgment of its importance, poor motivation of consumers and resources limitation. Conclusions: The one-stop provision of groups, peer support and inpatient pathway with multidisciplinary team-integration was generally accepted by consumers and the MDT and has iteratively demonstrated the urgent need for consumer-centered physical care and a cultural shift to foster collaboration within a psychiatric service. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
30. Elizabeth Bowen's Grammar of Waning Empire.
- Author
-
Bootes, Wendi
- Subjects
- *
RELATIVE poverty , *ABSOLUTE poverty , *LOW-income consumers , *POVERTY - Abstract
This essay theorizes a connection between referential instability and British imperial collapse in Elizabeth Bowen's novel The Last September. It argues that the felt experiences of the rapidly shifting historical situation in Ireland must be understood through the novel's linguistic indirection. By tracing the development of "enabling generalizations," it shows how the novel's dialogic language exposes the unstable nature of colonial identification—evidenced in the volatility of setting—while offering a formal strategy for grappling with that very instability. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
31. Decomposing Neighbourhood (In)Stability: The Structural Determinants of Turnover and Implications for Neighbourhood Crime.
- Author
-
Williams, Seth A
- Subjects
- *
BUSINESS turnover , *CRIME , *LOW-income consumers , *POLITICAL economic analysis , *SOCIAL disorganization - Abstract
While the human ecological model views neighbourhood instability as a function of household-level decisions, the present study draws on a political economy of place perspective to highlight how the profit-seeking interests of outside actors shapes instability, with consequences for neighbourhood crime. Using data on neighbourhoods in Los Angeles County from 2007 to 2013, I decompose levels of stability according to housing dynamics (displacement, development, changing rents, sales, low-income units), and assess their direct and indirect association with violent and property crime. I find that, over a 7-year period, poorer neighbourhoods are more vulnerable to these exchange-value pressures, stability is more consequential to crime in high-poverty neighbourhoods, and certain housing dynamics are associated with increasing crime through their detrimental effect on renter stability. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
32. What win–win lost: rethinking microfinance subsidy in the past and designing for the future.
- Author
-
Morduch, Jonathan and Ogden, Timothy
- Subjects
LOW-income consumers ,FINANCIAL inclusion ,MONEYLENDERS ,INVESTORS ,SOCIAL finance ,CONSUMER protection ,MICROFINANCE - Abstract
The modern microfinance industry was built on the idea that lenders could (and should) profit while serving poor and excluded customers. This idea—that lenders could 'win' while customers would also 'win'—inspired the broader field of social enterprise and opened possibilities for business-driven responses to social problems. However, in hindsight it is possible to see that not only was the idea flawed—important claims underpinning the core idea have failed to find empirical support—but the lingering belief that 'win–win' was right continues to handicap not only financial inclusion and consumer protection policies, but the social investment and finance industry as a whole. The win–win formulation was driven by the assertion that customers would be indifferent to the level of interest rates on loans and that it was simply access to finance that mattered most to customers. The argument was used to justify charging the highest interest rates to the most operationally expensive customers, who turned out to not coincidentally be the poorest customers. However, studies show that customers are indeed sensitive to interest rates and that high interest rates discourage borrowers. Moreover, despite charging high rates, financial data show that most lenders failed to earn profit after fully accounting for the subsidies received from donors and social investors. Microfinance and the social investment industry it helped spawn remain important tools for addressing poverty and inequality, but both sectors are overdue for a transparent reckoning of the roles of subsidy (including its benefits) and greater recognition of the potential for exclusion caused by high prices and the drive for profitability or 'sustainability'. Muddled thinking on subsidy and prices handicapped the past but does not need to handicap the future. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
33. Subsidizing Car Ownership for Low-Income Individuals and Households.
- Author
-
Klein, Nicholas J.
- Subjects
LOW-income consumers ,USED cars ,AUTOMOBILE ownership ,HOUSEHOLDS ,NONPROFIT organizations ,AUTOMOBILES - Abstract
Copyright of Journal of Planning Education & Research is the property of Sage Publications Inc. and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2024
- Full Text
- View/download PDF
34. Explaining Variation in Treatment Effects: An Impact Evaluation and Mixed-Methods Study of Variation in Early Grade Reading Program Effects.
- Author
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D'Agostino, TJ, Guzmán, Danice Brown, Perrin, Paul, Liberiste-Osirus, Anasthasie, and Schuenke-Lucien, Kate
- Subjects
- *
EVALUATION , *LOW-income consumers , *RANDOMIZED controlled trials , *TEACHER-student relationships , *CURRICULUM - Abstract
This article contributes to understanding the effectiveness of early grade reading interventions in low-income-country contexts and how and why such interventions vary in their effectiveness across schools. It presents the results from an impact evaluation of an early grade reading intervention in Haiti with a mixed-methods analysis of factors that explain variation in program effects. We study program impact using a randomized controlled trial experimental research design and find significant treatment impact on students' literacy skills, including on students' reading comprehension in Creole. We use a mixed-methods design to explore variation in program effects across school sites. Key factors that explain variation in program effects include the frequency of instructional coaching visits; the dosage and uptake of treatment, which was linked to student and teacher absenteeism and the exclusive use of the treatment curriculum; the behaviors of school leaders; the fluency and quality of lesson delivery; and the remoteness of schools. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
35. PERCEPTION vs. REALITY.
- Author
-
Bedgood, Casey
- Subjects
LOW-income consumers ,CUSTOMER satisfaction - Abstract
The article examines whether quality is the primary driver of customer satisfaction in healthcare, challenging conventional assumptions and presenting a case study of hospitals' performance. Topics include the lack of correlation between quality scores and customer satisfaction, the impact of leadership and improvement methodologies on service outcomes, and the importance of fostering a culture of learning and proactive improvement in healthcare organizations.
- Published
- 2024
36. Blockchain Metamorphosis: Transforming Traditional Finance through Decentralization and Transparency.
- Author
-
Ali, Mays Moneer Abd and Nema, Bashar M.
- Subjects
BLOCKCHAINS ,LOW-income consumers ,CRYPTOCURRENCIES ,BITCOIN ,FINANCIAL institutions ,METAMORPHOSIS - Abstract
This study investigates how decentralization and transparency offered by blockchain technology could revolutionize traditional finance. Even with the rise of well-known cryptocurrencies such as Bitcoin and Ethereum, a general understanding of blockchain's influence on the financial industry is still lacking. We identified five major application cases--transparent credit scoring, effective consumer identification, expedited insurance settlements, improved cybersecurity, and the emergence of decentralized finance--where blockchain technology is well positioned to tackle persistent issues. We show how blockchain technology may address problems such as opaque credit scoring, poor customer identity, convoluted insurance settlement procedures, and susceptibility to cyberattacks by thoroughly examining various use cases. According to our research, a greater number of traditional financial institutions need to embrace and integrate blockchain innovations into their functions to promote inclusivity, transparency, and decentralization. [ABSTRACT FROM AUTHOR]
- Published
- 2024
- Full Text
- View/download PDF
37. Role of AI in enhancing brand equity.
- Author
-
Viswanath Reddy, K., Sreenivas, T., and Lavanya, G.
- Subjects
- *
BRAND equity , *LOW-income consumers , *ARTIFICIAL intelligence , *CONSUMERS , *CUSTOMER experience - Abstract
In view of the change that immovably has established which shows that trustworthy brands are more productive, brand equity simplifies the concept employed effectively, represent potential advantage on possessing strong regarded trademark. Quite precisely, it is business collection of branding resources including obligations associated with particular trademark identity or business reputation, either contribute to or selling of a product through an item or admin istration. Associating "branding" with the ideas like "value" and "resources" Revolutionized advertising, allowing it to go beyond basic methods and have a position in th e top level. It's the intangible worth that a business makes from possessing with well brand, symbol, or even unique identity. Because measurement of a brand's worth is not totally resolved by consumer interaction and judgement. Brand value may hav e a positive or negative impact on any company's capacity to commercialize items as well as services connected for particular certain brand equity. The explanation for brand value would be typically selling, usually inextricably linked with purchasers' awaren es s but also attitudes regarding the special product. There are several approaches to increasing good brand worth, including considerable advertising efforts, boosting recognizability through free services, even merely offering a great product and service. Broken merchandise, poor customer service, or a poorly executed advertising campaign are a ll factors that might detract f ro m a brand's equity. In this paper we explained how AI-powered solution assists advertisers in optimising companies' product' s s ty le and through that they achieve a really memorable consumer experience. Company's approach based on a kn o wled ge h alf way and with a combined language of technology half way may affect customer actions. Through mechanization, firms' b ran din g is not only to map with latent connections but also to use a certain insight to impact customer action. AI assists to merge th es e two and AI can be used to create brand equity, which is the theme of the current research. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
38. Government Considers Lowering Tariffs for Solar Net Metering.
- Subjects
TARIFF ,LOW-income consumers ,LETTING of contracts ,AFFLUENT consumers ,FUEL costs ,SOLAR power plants - Abstract
The government is considering lowering the net metering tariff for rooftop solar power units in response to concerns over excessive fuel cost adjustments burdening consumers. During a meeting of the Senate Standing Committee on Power, Power Secretary Asad Rehman Gilani acknowledged recent fuel cost adjustments as unfair to consumers and emphasized the government's commitment to the automatic adjustment mechanism with the International Monetary Fund. The committee also decided to close proceedings related to the award of contracts for the 765 kV transmission line for the Dasu Hydropower Project, believing that the matter has been sufficiently scrutinized by higher authorities. [Extracted from the article]
- Published
- 2024
39. Creating Responsible Subjects: The Role of Mediated Affective Encounters.
- Author
-
Bajde, Domen and Rojas-Gaviria, Pilar
- Subjects
SOCIAL problems ,CONSUMER research ,CONSUMPTION (Economics) ,MICROFINANCE ,INTEREST-free loans ,LOW-income consumers ,RELATIONSHIP marketing ,CHARITABLE giving - Abstract
Why do people willingly bestow upon themselves the responsibility to tackle social problems such as poverty? Consumer research has provided valuable insight into how individuals are created as responsible subjects but has yet to account for the crucial role of affective dynamics in subject formation. We draw upon affect theorizing and nascent research on "affective governmentality" in organization and policy studies to theorize the formation of responsible subjects via affective encounters (i.e. consumption encounters through which consumers' capacities to affect and to be affected change), and to explore how affective encounters are mediated downstream. Through a qualitative investigation of the online microloan market, we explain how market intermediaries contribute to the creation of affective-entrepreneurial subjects who willingly supply interest-free loans to the disadvantaged. The intermediaries accomplish this by nurturing and dramatizing a structure of feeling that subtends affective encounters and by deploying apparatuses of affirmation and relatability to target and intervene into affective encounters. In addition to illuminating the affective dynamics involved in consumer responsibilization and subject formation more broadly, our study facilitates critical reflection on the subject-formative power of consumer experiences and experiential marketing and carries important implications for research on charitable giving and critical thinking on microcredit. [ABSTRACT FROM AUTHOR]
- Published
- 2021
- Full Text
- View/download PDF
40. Identification of risk factors for ewe mortality during the pregnancy and lambing period in extensively managed flocks.
- Author
-
Flay, K. J., Chen, A. S., Yang, D. A., Kenyon, P. R., and Ridler, A. L.
- Subjects
- *
SHEEP breeding , *LOW-income consumers , *LAMBS , *PERCEPTION (Philosophy) , *EWES , *MULTIPLE pregnancy ,MORTALITY risk factors - Abstract
Background: Ewe mortality during pregnancy and lambing is an issue for sheep producers globally, resulting in reduced productivity and profitability, compromised ewe welfare, and poor consumer perception. Despite these negative consequences, there was little investigation into factors associated with ewe death during this time. Therefore, this study aimed to assess associations between ewe body condition score (BCS), weight, reproductive parameters, and risk of mortality during pregnancy and lambing. Methods: Four cohorts from three commercial New Zealand farms participated, with 13,142 ewe lambs enrolled and followed over time. Data were collected for five consecutive lambings. Visits aligned with key on-farm management times, specifically: prior to breeding, at pregnancy diagnosis (PD), prior to lambing (set-stocking), and, at weaning of their lambs. At each visit, ewes were weighed, BCS assessed and reproductive status was recorded when relevant (litter size at PD and lactation status after lambing). Ewes that died or were culled were recorded, and any ewes that were absent from consecutive visits were presumed dead. Logistic regressions were developed to assess the relationship between weight and BCS at each visit, PD result (single or multiple-bearing) and lactation status (wet or dry) in each year, and, risk of mortality during the pregnancy and lambing period in each year. Results: In the PD to weaning period, mortality incidence ranged from 6.3 to 6.9% for two-tooth (18-months-old at breeding) to mixed-age (54-months-old at breeding) ewes. For ewe lambs (7 to 8-months-old at breeding), mortality was 7.3% from set-stocking to weaning. Heavier ewe lambs at PD were less likely to die during lambing (OR: 0.978, p = 0.013), as were those with greater set-stocking BCS. In subsequent years, BCS was a predictor of ewe death, with odds of mortality greatest for ewes < BCS 2.5. Additionally, for poorer BCS ewes, increasing weight reduced risk of mortality, but there was no impact of increasing weight in greater BCS ewes. Conclusions: This study identified risk factors associated with ewe mortality during the pregnancy and lambing period. Flock owners can use these to either cull at-risk ewes or proactively intervene to reduce likelihood of mortality, thereby improving flock productivity, profitability and welfare. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
41. Providing Consumer Credit to Low-Income Populations in Brazil—The Case of Complexo da Penha.
- Author
-
Santanna, Danielle
- Subjects
- *
CONSUMER credit , *LOW-income consumers , *RURAL poor , *FINANCIALIZATION , *DEBT , *URBAN poor , *POVERTY , *EVERYDAY life - Abstract
The financial inclusion (FI) literature claims that expanding access of the poor to consumer credit in the formal financial system is an instrument to alleviate poverty. This view has been increasingly challenged by the financialization literature, which highlights unsustainable indebtedness of low-income borrowers following the introduction of FI policies. While a welcome contribution and antidote to mainstream assessments, much of the financialization literature on Brazil has, to date, focused on a macro-oriented analysis. As a major testing ground for FI, a better understanding of these dynamics in Latin America's largest country deepens our understanding of the socio-economic consequences of inserting poor populations into the financial system. This paper contributes to the financialization literature by drawing on interviews conducted in a Rio de Janeiro slum to understand how debt dynamics operate in everyday life, along with its structural conditioners. It shows that FI policies provide limited consumption smoothing and instead increase the structural vulnerability of low-income households. Wage and welfare support along with greater oversight and control of financial products supplied to low-income borrowers are warranted. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
42. Flying the not-so-friendly skies: airline passenger misconduct, 1999-2020.
- Author
-
Skaggs, Sheryl and Vieraitis, Lynne M.
- Subjects
- *
AIR travelers , *LOW-income consumers , *FLIGHT delays & cancellations (Airlines) , *AERONAUTICAL safety measures , *FEDERAL legislation - Abstract
Over the past several years, media reports of airline passenger misconduct have climbed sharply. Research has shown that while industry-level factors such as delayed and canceled flights, poor customer service, and overcrowded seating contribute to increased unruly behavior, additional contextual elements related to personal use of alcohol (prohibited and served) have also played a role in this shift. Drawing on data from more than 915 incidents voluntarily reported to the Aviation Safety Reporting System (ASRS) over a 21-year time period, we use a multi-level case classification coding process to examine three broad types of passenger misconduct - physical, verbal, and other general types. Our results highlight the diverse range of behaviors associated with unruly airline passengers and offer insights into how environmental factors, spatial context, weak enforcement of existing federal legislation, as well as industry structures and practices, create pathways for offender behavior. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
43. Water Shutoffs in Older American Cities: Causes, Extent, and Remedies.
- Author
-
Swain, Marian, McKinney, Emmett, and Susskind, Lawrence
- Subjects
HISTORIC districts ,LOW-income consumers ,CITIES & towns ,WATER utilities ,PUBLIC records - Abstract
Copyright of Journal of Planning Education & Research is the property of Sage Publications Inc. and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
- View/download PDF
44. Young consumer engagement at the bottom of pyramid: applying S-O-R framework in e-commerce context.
- Author
-
Gupta, Ashish, Kumar, Ajay, and Melese, Esubalew
- Subjects
YOUNG consumers ,CUSTOMER relations ,LOW-income consumers ,ONLINE marketplaces ,ELECTRONIC commerce ,STRUCTURAL equation modeling - Abstract
Purpose: This study aims to identify the key drivers of consumer engagement in e-commerce among young consumers at bottom-of-pyramid (BoP) markets and their impact on continued usage intention. Design/methodology/approach: A cross-sectional research design was used to understand low-income customers' engagement in e-commerce, specifically online shopping. The data for this study were collected from BoP customers in the Indian market. A conceptual model was proposed, and hypotheses were developed using the stimulus–organism–response (S-O-R) framework. For analysis, structural equation modeling was performed using AMOS 20.0 software to test the structural model. Findings: The results of the study highlight that perceived importance, technology and infrastructure and social influence are key drivers of e-commerce at BoP customers. Key drivers have shown a significant positive impact on customer engagement which leads to continue usage intention of e-commerce. Furthermore, customer engagement has shown a strong relationship with continue usage intention of e-commerce. Practical implications: This study indicates that young consumers' engagement is important for e-commerce service providers to gain a market share. BoP markets offer immense opportunities to create, develop and sustain e-commerce firms for a long time, especially in India. Managers should recognize the potential of BoP markets, which can generate a huge demand for products and services on e-commerce platforms. Originality/value: This study contributes both theoretically and empirically. Theoretically, this adds to the existing knowledge of customer engagement, especially in e-commerce and BoP market segment. Empirically, it tested the conceptual research model of low-income customer engagement in the e-commerce marketplace using the S-O-R framework. The study recommended practical implications for e-retailers/e-commerce service providers engaging BoP customers in a digitally connected and intensively competitive era. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
45. Safety Analysis of Korean Cottage Industries' Doenjang , a Traditional Fermented Soybean Product: A Special Reference to Biogenic Amines.
- Author
-
Bahuguna, Ashutosh, Kumar, Vishal, Bodkhe, Gajanan, Ramalingam, Srinivasan, Lim, SeMi, Joe, Ah-ryeong, Lee, Jong Suk, Kim, So-Young, and Kim, Myunghee
- Subjects
BIOGENIC amines ,SOYBEAN products ,LOW-income consumers ,BACILLUS cereus ,POISONS ,HIERARCHICAL clustering (Cluster analysis) - Abstract
The typical Korean diet contains a significant quantity of doenjang owing to its unique taste and health benefits. However, the presence of anti-nutritional and toxic substances, such as biogenic amines and microbial pathogens, in doenjang has resulted in a loss of revenue and poor consumer health. The present study focused on the identification and quantification of different biogenic amines, pathogenic Bacillus cereus, and yeast counts in 36 doenjang products (designated as De-1 to De-36, 500 g each) procured from the different cottage industries situated in different parts of the Republic of Korea. The results indicated, only three samples were contaminated with B. cereus, exceeding the recommended limit (4 log CFU/g) suggested by the national standards of Korea. A total of six distinct yeasts were identified in different doenjang samples, whose comprehensive enzymatic profiling suggested the absence of harmful enzymes such as N-acetyl-β-glucosaminidase, α-chymotrypsin, and β-glucuronidase. The biogenic amines were detected in the range of 67.68 mg/kg to 2556.68 mg/kg and classified into six major groups based on hierarchical cluster analysis. All doenjang samples contained tryptamine, putrescine, cadaverine, histamine, and tyramine, while 94.44% were positive for spermidine and spermine. The results documented the analysis of traditional cottage industry doenjang and suggest the need for constant monitoring to ensure the safety of food for the consumer. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
46. Voting decision‐making of low‐income consumers: Literature review and research agenda.
- Author
-
Mukherjee, Srabanti, Datta, Biplab, and Singh, Ramendra
- Subjects
LOW-income consumers ,CONSUMER behavior ,CONSUMERS' reviews ,VOTING ,EVIDENCE gaps - Abstract
This review article examines why and how low‐income voters decide to vote for a political candidate. A total of 163 articles in the last 80 years (1944–2023) have been identified through a systematic literature review. Thereafter, the fragmented literature has been organized using a fusion of 3W1H and TCCM (Theory, context, characteristics, and method) frameworks to obtain a comprehensive overview of the low‐income voters' behaviour. Accordingly, the study has explained the voting contexts of poor consumers. Besides, the fundamental theories and methods employed in this research domain have been identified. This study revealed three characteristics of 'voting choice' of low‐income consumers (group identity, communication characteristics, and political environment characteristics) that have been further classified under several sub‐themes. This review article pioneers to provide an integrated and organized analysis of the literature on the voting behaviour of low‐income consumers, highlighting critical research gaps in theories, contexts, methods, and antecedents that future researchers can examine to extend the discourse in this realm. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
47. Inclusiveness: Advancing Environmental Justice in a Diverse Democracy.
- Author
-
Dunn, Alexandra Dapolito and Russell, Irma S.
- Subjects
- *
ENVIRONMENTAL justice , *CIVIL rights , *EARTH Day , *ENVIRONMENTAL impact analysis , *EXECUTIVE orders , *LOW-income consumers - Abstract
The article focuses on the evolution and current significance of environmental justice (EJ) as a major initiative at the federal and state levels. It traces the historical roots of the EJ movement from the civil rights era, emphasizing the pursuit of redress for adverse environmental impacts on disadvantaged communities. It underscores the need for judges familiar with EJ issues and emphasizes the broad, inclusive definition of EJ in the Earth Day 2023 Executive Order.
- Published
- 2023
48. Understanding consumption frequency across consumer segments and regions in the Brazilian aquaculture market.
- Author
-
St. Louis, Tracy Jeanel, Pedroza Filho, Manoel Xavier, and Flores, Roberto Manolio Valladao
- Subjects
LOW-income consumers ,CONSUMERS ,AQUACULTURE ,CONSUMPTION (Economics) ,SOCIODEMOGRAPHIC factors ,OXYGEN consumption - Abstract
Several socio-demographic factors influence fish consumption frequency and preferences in the Brazilian aquaculture market. Hence, the aims of this paper were (i) to acquire information on fish consumption frequency; (ii) to examine the associations between specific socio-demographic characteristics of aquaculture consumers; (iii) to investigate the consumption frequency of these specific characteristics relating to certain barriers and drivers of consumption frequency; and (iv) to explore whether consumption behavior varies across different groups of consumers and regions. The study involved an online survey of 1509 consumers across the five regions in Brazil. The results of this study indicated that the general fish consumption frequency pattern is highly seasonal. In addition, we determined that significant differences in fish consumption frequency, determinants, and habits were found among income levels, age groups and regions. Our results show that low-income consumers are highly disadvantaged and more likely to consume fish less frequently than the other income groups. We further recommend several marketing strategies and initiatives to stimulate the consumption frequency of fish amongst Brazilian consumers. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
49. Early-Life Rainfall and Long-Term Human Capital Accumulation of African Women.
- Author
-
Le, Kien and Nguyen, My
- Subjects
RAINFALL ,HUMAN capital ,AFRICANS ,CLIMATE change ,LOW-income countries ,LOW-income consumers - Abstract
In light of global climate change, the variance of rainfall is projected to increase substantially, affecting every country. In this paper, we examine how exposure to rainfall during the first 1,000 days of life influences women's long-term human capital accumulation in the context of 28 African countries. Exploiting the exogenous deviations of rainfall from the historical norms, we document a positive relationship between rainfall during the first 1,000 days and women's educational attainment. The effects mostly come from rainfall variability in agricultural season. There is also suggestive evidence that larger impacts are detected among women from low-income countries and women living in areas with poor market integration. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
50. EPA's Greenhouse Gas Reduction Fund (GGRF).
- Author
-
Lattanzio, Richard K.
- Subjects
GREENHOUSE gas laws ,ZERO emissions vehicles ,LOW-income consumers ,POOR people - Abstract
The article offers information on the Environmental Protection Agency's (EPA) Greenhouse Gas Reduction Fund (GGRF), established by the Inflation Reduction Act of 2022 (IRA) to address climate change issues. Topics include the allocation funds to the EPA for FY2022 for grants, loans, and technical assistance to deploy zero-emission technologies, funding for qualified projects, and assistance for low-income and disadvantaged communities.
- Published
- 2024
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