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This paper aims to examine the influence of behavioral factors on indebtedness for household consumption in Indonesia. The data for this study was obtained from 490 selected respondents using a structured questionnaire. Statistical analysis was conducted using the partial least square analysis. The results of the study indicate that household attitude towards behavior, subjective norms and behavior control are the main predictors of household debt intentions and debt behavior. Among the determinants, attitude towards debt behavior shows a highly significant relationship with household consumption. The results suggest that the attitude of the household plays an important role in determining debt behavior. The results of this study may help consumer associations, financial institutions, intermediaries and policy makers to improve consumers' awareness, provide better credit service facilities and efficient financial management. [ABSTRACT FROM AUTHOR]

The most recent COVID-19 pandemic has posed a risk to the world economy that has never been seen before. Therefore, the welcoming attitude of the residents in tourist destinations has become a concern for post-COVID-19 tourism recovery. There seem to be many issues concerning the interactions of hosts and tourists as Covid-19 fear exists. Thus, this study aims to examine the role of place attachment and host tourists' attractions on the welcoming attitude of the residents in Langkawi, Malaysia. The researchers conducted a quantitative method and cross-sectional approach in this study. Researchers distributed 600 questionnaires to the respondents in Langkawi, Malaysia, and 461 usable questionnaires were returned and proceeded for further analysis. This study used structural equation modelling to use Smart PLS version 3 software. In structural equation modelling, the measurement and structural model of the study were reported. The study found that place attachment and host tourists interaction play a significant role in maximizing residents' welcoming attitude. The practitioners and academicians will be benefited from the outcome study while exploring tourism recovery strategies and post-Covid tourist arrival. [ABSTRACT FROM AUTHOR]

We examine the impact of the Community Based Fisheries Management (CBFM) on welfare of fishing households in Bangladesh. Our analyses demonstrate how the various types of livelihood assets contribute to household income of fishers in different types of water body areas such as closed beels (deeper depressions in the floodplain), open beels (lake), floodplain beels and rivers. Data for the study were obtained from two questionnaire-based field surveys conducted by the Bangladesh CBFM project office: a baseline study carried out in 2002 and an impact study in mid-2006. A total of 1 994 households were randomly selected from 34 (51%) CBFM project water bodies in Bangladesh. Our study shows that fisher's income has significantly increased in floodplain beels (FPB), open beels (OB), and rivers. Fishers' income from fishing has been significantly reduced in closed beels (CB) due to excessive lease fees and stocking costs for aquaculture. The regression results indicate that natural, physical, and financial assets have significantly contributed to income of the fisher households in open beels, rivers, and floodplain beels. The CBFM organized fishers have changed their attitudes, improved trust, and resolved conflicts in open beels. Results of the study suggest that natural, physical, and financial assets play very significant roles in poverty reduction in CBFM areas in Bangladesh. There is a need to give priority to investment in social capital and financial credit for reducing poverty of fishers of Bangladesh. [ABSTRACT FROM AUTHOR]