The objective of this research was to know the viability of project investment evaluation using a simulation strategy for financial projection, which incorporates quantitative primary data to go through the evaluation process and extract financial indicators for decision making and give an opinion which serves for obtaining a credit; the recent investigation was applied to students of Mexico National Technological Institue (TecNM), specifically at the campus (ITLM), in Los Mochis, Sinaloa in the course of Formulation and Evaluation of Investment Projects which belongs to the bachelor's Degree in Business Administration. For this effect it's important to give feedback that at present any company that needs to use a bank and not bank source of financing requires an investment project; this is the importance of this topic, for its relevance and opportunity; the loan institutions demand formality and presentation in the project for obtaining a credit, combined with the innovative or important of the business idea, this turns out to be a highly positive binomial, allowing that the small and medium enterprises (SMEs) participate for getting a financial source for their business; depending the case, the companies could be in the stage of growth or in the stage of maturity, but the needs will be the same: they require cash flow to correct some specific needs and it only will be able by obtaining a credit from a bank or a government institution, such as the "Fideicomiso de Riesgo Compratido FIRCO" (Shared Risk Trust), "Fideicomiso instituido en Relación a la Agricultura FIRA" (Institutional Trust Regarding Agriculture), "Secretaría de Economía SE" (Ministry of Economy), "Secretaría de Agricultura y Ganadería, Desarrollo Rural, Pesca y Alimentación SAGARPA" (Ministry of Agriculture and Livestock, Rural Development, Fishing and Feeding), among others; these institutions guide in their varied programs to these companies in the process of consolidation or growth, but they require that their participation can be taken to develop and evaluate an investment to know their viability. [ABSTRACT FROM AUTHOR]