1. Fertility-a human right worthy of mandated insurance coverage: the evolution, limitations, and future of access to care.
- Author
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Kawwass JF, Penzias AS, and Adashi EY
- Subjects
- Female, History, 21st Century, Humans, Infertility economics, Infertility therapy, Insurance Coverage economics, Insurance Coverage history, Insurance Coverage trends, Insurance, Health economics, Insurance, Health history, Insurance, Health legislation & jurisprudence, Insurance, Health trends, Male, Mandatory Programs economics, Mandatory Programs history, Mandatory Programs legislation & jurisprudence, Mandatory Programs trends, Pregnancy, Sexual and Gender Minorities history, Sexual and Gender Minorities legislation & jurisprudence, United States, Fertility physiology, Health Services Accessibility economics, Health Services Accessibility history, Health Services Accessibility legislation & jurisprudence, Health Services Accessibility trends, Insurance Coverage legislation & jurisprudence, Reproductive Rights legislation & jurisprudence, Reproductive Rights trends
- Abstract
We review the history, current status, and potential future of state infertility mandates and focus on the business implications of mandates and on the inadequacies and reproductive injustice resulting from gaps between legislative intent and practical implementation. Nineteen states have passed laws that require insurers to either cover or offer coverage for infertility diagnoses and treatment. The qualifications for coverage, extent of coverage, and exemptions vary drastically from one state to another, resulting in deficiencies in access to care even within mandated states for certain groups, such as single individuals, patients in same-sex relationships, and patients pursuing fertility preservation. Although insurance coverage of fertility services in the United States has expanded as an increasing number of states have enacted infertility mandates, significant gaps in implementation and access remain even among states with existing mandates. Provider, patient, and legislative advocacy is warranted in the name of reproductive justice to expand insurance coverage and, in turn, maximize reproductive outcomes, which have been shown to improve as financial barriers are lifted., (Copyright © 2020 American Society for Reproductive Medicine. Published by Elsevier Inc. All rights reserved.)
- Published
- 2021
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