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Socio-Economic factors have an immense impact on the awareness levels amongst the poor and the underprivileged sections of society. Social security schemes are vital for providing critical financial support to the families in case of sickness, medical expenses or death of an income earner. This paper studies how socio-economic factors affect the likelihood of being unaware of the various Jansuraksha schemes. Primary data collection for the study was done through the survey method, using a structured questionnaire, carried out amongst 1,854 respondents across the various states of India. The findings of the study reveal that those who would be highly eligible, i. e. drivers, workers, students, low-income earners, were the least aware about these the various government schemes. [ABSTRACT FROM AUTHOR]

The Jan Suraksha scheme is the largest social security scheme in the world for the excluded sections of the society. This necessitates a feedback from the masses that becomes even more vital. This paper is a third part of a series, covering the Jan Suraksha Schemes. In the previous two papers, the scheme itself and its performance were discussed. The current paper discusses in detail the perceptions of a large sample of respondents about Jan Suraksha Schemes. The survey targeted only the Jan Dhan account holders from the excluded sections of society in order to get feedback from the grassroots level, and understand the awareness and perceptions of this group. [ABSTRACT FROM AUTHOR]