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1. Counteracting exclusion from the banking services market based on french and polish legal regulations

Author

Góral, Lesław, Uniwersytet Łódzki, Wydział Prawa i Administracji, Katedra Prawa Podatkowego, and lgoral@wpia.uni.lodz.pl

Subjects
wykluczenie bankowe, prawo do rachunku bankowego, usługi bankowe adresowane do osób starszych, prawo bankowe, prawo konsumenckie
Abstract

Artykuł akcentuje potrzebę zapewnienia szczególnej ochrony przez prawo konsumenckie osób wykluczonych z rynku usług bankowych. Autor analizuje francuskie i polskie regulacje przeciwdziałające temu zjawisku. Przedstawione w artykule rozważania mają charakter refleksji nad potrzebą szczególnej ochrony słabszej grupy usługobiorców usług bankowych. Wzorcowym punktem odniesienia w tym zakresie są dla Autora francuskie regulacje prawne, które przybrały formę Kodeksu Pieniężnego i Finansowego oraz Kodeksu Konsumenta. The article emphasizes the need to ensure special protection by consumer law of persons excluded from the banking services market. The author analyzes French and Polish regulations counteracting this phenomenon. The considerations presented in the article are a reflection on the need for special protection of the weaker group of service recipients of banking services. The author’s reference point in this respect is the French legal regulations, which took the form of the Monetary and Financial Code and the Consumer Code.

Published
2018

3. Constitution of the Republic of Poland

Author

Bach-Golecka, Dobrochna, Bosek, Leszek, Capik, Agata Barbara, Chybalski, Piotr, Czarny, Piotr, Dąbek, Dorota, Dębowska-Romanowska, Teresa, Dudek, Dariusz, Dybowski, Maciej, Gierach, Ewelina, Golecki, Mariusz Jerzy, Góral, Lesław, Grzebyk, Patrycja, Grzegorczyk, Paweł, Karlik, Piotr, Koperkiewicz-Mordel, Katarzyna, Kozłowski, Krzysztof, Laskowska, Marzena, Łazowski, Adam, Mariański, Adam, Mączyński, Andrzej, Miemiec, Wiesława, Naleziński, Bogumił, Nykiel, Włodzimierz, Ofiarska, Małgorzata, Ofiarski, Zbigniew, Piątek, Wojciech, Podkowik, Jan, Sadomski, Jacek, Sakowicz, Andrzej, Sawicka, Krystyna, Skoczylas, Andrzej, Steinborn, Sławomir, Stębelski, Marcin, Szczucki, Krzysztof, Szczurowski, Bartosz, Szpunar, Maciej, Tuleja, Piotr, Weitz, Karol, Wiącek, Marcin, Wiliński, Paweł, and Safjan, Marek

Published
2016

4. PRZECIWDZIAŁANIE WYKLUCZENIU Z RYNKU USŁUG BANKOWYCH NA GRUNCIE FRANCUSKICH I POLSKICH REGULACJI PRAWNYCH.

Author

GÓRAL, Lesław

Subjects
BANK marketing, CONSUMER protection, FRENCH authors, CONSUMER law, BANKING laws
Abstract

Copyright of Studies in Law & Economics / Studia Prawno-Ekonomiczne is the property of Lodz Scientific Society / Lodzkie Towarzystwo Naukowe and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Published
2018
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5. REKONSTRUKCJA POJĘCIA RYNKU BANKOWEGO NA GRUNCIE PRZEPISÓW POLSKIEGO PRAWA BANKOWEGO I JEGO UŻYTECZNOŚĆ W ZAKRESIE ANALIZY REGULACJI PRAWNYCH NORMUJĄCYCH CEL NADZORU NAD TYM RYNKIEM.

Author

GÓRAL, Lesław

Abstract

The necessity of clarifying the notion of banking market in legal sciences is justified by the need to define it both on the plane of theoretical considerations, and practical functioning of the market from the perspective of supervision by the Financial Supervision Authority, as well as the legislative work undertaken to order the banking market. For the latter, it would allow for a separate, apart from banking law, regulation of the establishment and operation rules of the category of entities of financial market engaged solely in lending money and unreasonably named "parabanks". The attempt to define the notion of banking market, undertaken in the article and based on an analysis of the provisions of the Polish banking law, is a scientific reflection and the conclusions thereof should be taken as a starting point for a deeper discussion on the need to define the notion of banking market in legal sciences. This issue is significant because although banking market is being defined in economic sciences, this understanding is not always sufficient in legal sciences. The author believes that the notion of banking market should be clearly defined in the banking law and its scope cannot be identified only with the activities of banks. The notion of banking market proposed in this article, enables the author to answer the question whether normatively defined objectives of supervision over the market suggest that we are dealing with an integrated or centralized supervision. [ABSTRACT FROM AUTHOR]

Published
2014

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