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Introduction and summary 'How do banks make money?' is a deceivingly simple question. Banks make money by charging interest on loans, of course. In fact, there used to be a [...]

Introduction and summary Banks make money many different ways. Some banks employ traditional banking strategies, attracting household deposits in exchange for interest payments and transaction services and earning a profit [...]

We test the relevance of the new trade theory and the traditional theory of comparative advantage for explaining the geographic patterns of international M&As of financial institutions between 1985 and 2000. The data provide statistically significant support for both theories. We also find evidence that the U.S. has idiosyncratic comparative advantages at both exporting and importing financial institutions management. JEL classification: F15; F23; G15; G21 Keywords: Foreign direct investment; Financial institutions; Mergers and acquisitions

The purpose of this study was to assess, through naturalistic inquiry, the differences between and relationships among coping strategies of parents of murdered or abducted, long-term missing children, where the offender was non-familial. Multiple data sources were used to examine two areas: the perceptive differences of coping among parents of murdered children in contrast to parents of abducted, long-term missing children; and the ways in which coping strategies of parents of murdered children differ from the coping strategies of parents of abducted, long-term missing children. A single dominant theme emerged when analyzing the similarities and differences among the groups: the duration of expected coping was dependent upon the likelihood of the resolution of the ambiguity of the situation. The analysis identified that both groups suffered comparable bereavement manifestations and utilized similar coping strategies during times of ambiguous loss. The two groups mirrored each other emotionally until the time that parents of murdered children attained clarification of the ambiguous loss through outcome determination. At this point, parents of murdered children were then able to embark on the different emotional and physiological tracks toward the identifiable phases of resolution, which is grieving the loss of their child.

During the 1980's, almost one in four of the new commercial banks chartered in the United States failed. Split-population model is used in this study to examine failure patterns and failure determinants for these banks and then results are compared with to a benchmark model estimated for small estimated banks.

Introduction and summary When economists analyze an industry, they typically do so at arms length, using a combination of theoretical models and large amounts of statistical data. The theoretical models [...]