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Potential victims face tough decisions: Buy insurance or deal with the consequences of a potential cyberincident? If attacked, pay the ransom or not? Meanwhile, insurance companies are finding new ways [...]

The insurance industry heads into 2023 facing a very different environment from just a year ago, with inflation hitting 40-year highs, interest rates on the rise after years of 'lower [...]

AM Best has released a new version of its free mobile app that offers expanded access to Best's Credit Ratings, plus more information on companies and related news and research. [...]

Key Points Dealing With Changes: Risk management has become a juggling act for the industry as it deals with constant changes and inconsistencies in COVID-19 guidance and regulations. Facing New [...]

Someone had to pay. In this case, it was Beer Belly's Sports Bar, a Texas establishment that gave a man too much to drink one November night in 2017. He [...]

Eastern Kentucky University, benefiting from its online program amid COVID-19 shutdowns, was the top vote-getter in the Best's Review biennial poll of top risk management and insurance programs. The programs [...]

Inflation will impact insurers in 2023, but the industry shouldn't expect the same 'acceleration' that's hit other parts of the economy because it's taken steps to keep itself stable in [...]

Insurers are working hard to move beyond the economic challenges of recent years--and they're finding opportunities in emerging risks. As they've been dealing with the continuing challenges of COVID-19 and [...]

This article focuses on the regulations surrounding boating around Southern Resident Killer Whales (SRKWs) in 2024. It acknowledges the decline in the SRKW population and the ongoing efforts to aid their recovery. The article acknowledges the confusion surrounding the regulations and emphasizes the importance of understanding them to avoid legal violations. It highlights the significance of distinguishing between resident and transient killer whales, suggesting visual observation as the most straightforward method to identify SRKWs. The text provides information on fishing regulations and protective measures for killer whales (SRKWs) in British Columbia, including restrictions on recreational and commercial salmon fishing in specific areas and time periods. It also mentions speed reduction zones and vessel distance avoidance regulations to safeguard the whales. The article discusses both mandatory and voluntary regulations, as well as the necessity for consultation with affected groups and coastal communities. It recommends that boaters and anglers familiarize themselves with Canadian and US rules regarding SRKWs. [Extracted from the article]

The article discusses the efforts of two organizations, the Nature Trust of BC and the Cowichan Lake Salmonid Enhancement Society (CLSES), in protecting and restoring salmon habitat in British Columbia. The Nature Trust of BC has acquired over 73,000 hectares of ecologically significant land to save vulnerable wildlife, fish, and plants. They are currently raising funds to purchase 5.2 hectares along the Englishman River. The CLSES operates a small hatchery and is focused on restoring and enhancing the Cowichan River watershed. Both organizations work with partners to protect salmon and trout species and their habitats. [Extracted from the article]

'Stormy' may be an appropriate metaphor to use for an insurance industry that's potentially facing an increasing number of perils heading into 2022. But the forecast may not be as [...]

Vishaal Hariprasad, CEO and co-founder of cyber insurer Resilience, didn't hesitate when President Joe Biden looked right at him and asked: 'How can the insurance industry help drive better cyber [...]

Key Points Rising Rates: Insurers and their advocates say the industry could be forced to raise rates if the war exclusion in property insurance contracts can't be used for attacks [...]

Insurers say they're ready to exert pressure on lawmakers--and on each other--to fend off shock verdicts that have led to reduced liability coverage and higher legal liability risks. They're also [...]

Insurers point to the rise of third-party litigation--where outside financiers such as hedge fund managers and venture capitalists are treating multibillion-dollar lawsuits as valuable investments--as the primary reason for the [...]

Construction App A lot can happen on a construction site. And a lot can go wrong. Now there's an app--known in the trades as the 'Billy button'--that can help construction [...]

Mental Health Apps A Swiss Re analysis has shown that one-third of insurance consumers have experienced deteriorating mental health, according to Natalie Kelly, head of life & health global underwriting, [...]

The article discusses the best times for fishing based on various factors such as fish species, fish age, current direction and flow rates, state of the tide, moon phase, and weather conditions. It challenges the notion that the early bird gets the worm, stating that the best fishing times are not solely determined by the time of day but rather by the state of the tide and current velocity. The article also provides insights into the best fishing times for rockfish, lingcod, and halibut, emphasizing the importance of understanding the behavior and feeding patterns of different fish species. Additionally, it suggests keeping a fishing log to record important details such as lure choices, depth, weather conditions, and catch locations. [Extracted from the article]

The text discusses the impact of the Big Bar landslide on the Fraser River in British Columbia and the efforts made to save the affected salmon populations. The landslide, which occurred in 2019, blocked the river and posed challenges for salmon recovery. Measures such as debris removal, fish transport, and the use of innovative technology like the "bubble curtain" were implemented to enhance salmon migration. The restoration efforts, including the completion of an interim fishway in 2021, have allowed salmon to pass through the area and reduce the risk of population decline. The article also mentions the importance of monitoring and adapting to changing conditions, as well as the need to address the effects of climate change on outdoor activities. [Extracted from the article]

The article discusses the status of chinook salmon populations in British Columbia. While some stocks are declining due to human activity and climate change, there is also good news about certain populations that are recovering. The Cowichan River has seen a significant increase in chinook returns, and the Thompson River had a record-breaking number of summer run chinook. These positive trends are attributed to restoration efforts, fishing restrictions, and reduced exploitation rates. However, there are still challenges to address, such as the impact of climate warming and the need for targeted conservation measures. [Extracted from the article]

A group of neighbors in Kingston Springs, Tennessee came together to help their 90-year-old neighbor, Jasper, build new chicken coops on his farm. Jasper's old coops were deteriorating, making it difficult for him to collect eggs. The community raised over $5,300 and volunteered their time and expertise to construct the new coops, which were designed with input from other chicken owners. The project brought the community together and will make it easier and safer for Jasper to continue sharing his eggs with the community. [Extracted from the article]

Seals and sea lions in the Salish Sea have been feasting on salmon, leading to a decline in salmon populations and reduced catches for commercial and recreational fishing. The seal population has increased since the 1970s, reaching 51,000, and their impact on salmon runs is particularly high during the migration of juvenile salmon smolts and the return of adult salmon to their home rivers. Some experts, including Dr. Carl Walters and Indigenous communities, believe that a controlled harvest of seals and sea lions is necessary to rebalance their populations and reduce their impact on salmon stocks. However, the exact proportion of salmon in the seal diet is difficult to determine, and more research is needed to fully understand the relationship between pinnipeds and salmon. Additionally, the warming climate and lack of summer rain, combined with pinniped predation, pose a further threat to adult salmon. Measures to mitigate these threats, including pinniped harvest options, may be necessary in the future. [Extracted from the article]