Search

Your search keyword '"Credit ratings -- Management"' showing total 233 results
Start Over Descriptor "Credit ratings -- Management"
233 results on '"Credit ratings -- Management"'

1. 5 ways doctors can protect their credit score

Author

Panebianco, Chris

Subjects
Management, Evaluation, Economic aspects, Company business management, Physicians -- Evaluation -- Economic aspects, Credit ratings -- Management
Abstract

As a physician, you've worked hard to earn your credentials, which is why it's important to protect your credit score and maximize your ability to thrive as a professional. Your [...]

Published
2023

2. Never Google 'free credit report.' Do this instead

Author

Ovide, Shira

Subjects
Internet/Web advertising -- Influence, Internet/Web search services -- Influence, Personal finance -- Management, Rating agencies (Securities) -- Services, Credit ratings -- Management, Text search and retrieval software, Company business management, Internet search software, Internet/Web advertising, Internet/Web search service, General interest, News, opinion and commentary
Abstract

Byline: Shira Ovide I Googled 'free credit report.' It led me into a financial nightmare. Don't make the same mistake. The U.S. government requires each of the three major credit [...]

Published
2023

3. Improve credit score for leg-up on loan

Author

Ramaswamy, Swapna Venugopal

Subjects
Mortgage banks -- Customer relations, Credit ratings -- Management, Consumer credit -- Management, Company business management, News, opinion and commentary
Abstract

Byline: Swapna Venugopal Ramaswamy, USA TODAY Your credit score is one of the first things mortgage lenders consider when you apply for a loan. The better the three-digit number, the [...]

Published
2023

4. Strive to keep your score in good shape

Author

Shell, Adam

Subjects
Credit ratings -- Management, Company business management, News, opinion and commentary
Abstract

Byline: Adam Shell, Special to USA TODAY Need a loan to buy a house? Applying for a new rewards credit card? Acing the lender's credit check will get you the [...]

Published
2022

5. Leveraged lending guidance and enforcement: moving the fulcrum.

Author

Webb, Peter

Subjects
Commercial loans -- Standards, Credit ratings -- Management, Company business management
Abstract

I. INTRODUCTION While countless articles and commentaries have been published about the causes of the 2008 financial crisis, as well as the appropriateness of governmental responses, the end result has [...]

Published
2016

6. New Book by Faith Zingoni Reveals How to Remove Hard Inquiries on a Credit File and Improve Credit Score in 45 Days

Subjects
Credit my Success (Nonfiction work), Credit ratings -- Management, Authors -- Works, Company business management, Business, Business, international
Abstract

M2 PRESSWIRE-January 27, 2022-: New Book by Faith Zingoni Reveals How to Remove Hard Inquiries on a Credit File and Improve Credit Score in 45 Days (C)1994-2022 M2 COMMUNICATIONS RDATE:26012022 [...]

Published
2022

7. Equifax, Experian and TransUnion Extend Free Weekly Credit Reports Through End of 2022

Subjects
Equifax Inc. -- Services, TransUnion Corp. -- Services, Experian PLC -- Services, Epidemics -- Economic aspects -- United States -- Ireland, Credit ratings -- Management, Credit bureaus -- Services, Company business management, Business, Business, international
Abstract

Big Three U.S. Credit Reporting Agencies Continue to Offer Free Weekly Credit Reports to Consumers Amidst Pandemic and Economic Uncertainty ATLANTA & COSTA MESA, Calif. & CHICAGO -- The three [...]

Published
2022

8. Single mom raised her credit score even though she lost her job

Author

Ramaswamy, Swapna Venugopal

Subjects
Epidemics -- Social aspects -- Economic aspects -- United States, Personal finance -- Management, Single mothers -- Finance -- Beliefs, opinions and attitudes, Credit ratings -- Management, Company business management, Company financing, News, opinion and commentary
Abstract

Byline: Swapna Venugopal Ramaswamy, USA TODAY When Nicole Johnson lost her job as a teaching assistant last May at the height of the pandemic, she decided to stay home with [...]

Published
2021

9. Can Our Credit Rating Be Hurt If We Delayed Mortgage Payments?

Author

Kaysen, Ronda

Subjects
Homeowners -- Economic aspects, Credit ratings -- Management, Mortgages -- Forecasts and trends, Home equity loans -- Forecasts and trends, Mortgages, Company business management, Market trend/market analysis, General interest, News, opinion and commentary
Abstract

For millions of American homeowners who have deferred mortgage payments during the crisis, the ability to borrow money again may depend on what type of loan they have. Q: My [...]

Published
2020

10. How to minimize damage to your credit score; OPINION

Author

Carrick, Rob

Subjects
Management, Economic aspects, Company business management, Epidemics -- Economic aspects -- Canada, Personal finance -- Management, Credit ratings -- Management, COVID-19 -- Economic aspects, Insurance, Insurance industry, Finance, Employers, Insurance companies
Published
2020

11. Rating banks: risk and uncertainty in an opaque industry

Author

Morgan, Donald P.

Subjects
Insurance industry -- Evaluation, Insurance industry -- Economic aspects, Insurance industry -- Laws, regulations and rules, Credit ratings -- Management, Credit ratings -- Analysis, Banking industry -- Evaluation, Banking industry -- Economic aspects, Banking industry -- Laws, regulations and rules, Insurance industry, Banking industry, Government regulation, Company business management, Business, Economics
Abstract

The risks associated with the banking industry and the insurance industry cannot be easily assessed due to various factors including regulations governing and protecting these industries. These opaque features of the banking industry are the causes of the differences in their financial ratings by rating companies like Moody's and S&P.

Published
2002

12. Retail Credit Rating Downgrades - How To Stop A Downgrade Becoming A Default

Author

Ahark, Sukh

Subjects
Retail industry -- Economic aspects, Epidemics -- Economic aspects -- United Kingdom, Credit ratings -- Management, Company business management, Business, international
Abstract

COVID-19 disruption and resulting lockdown measures have particularly impacted some retailers. For those hard-hit, signs of declining demand and profit erosion can cause concern for banks lending to them. Other [...]

Published
2021

13. Retail Credit Rating Downgrades

Subjects
Default (Finance) -- Prevention, Credit ratings -- Management, Company business management, Business, international
Abstract

How to stop a downgrade becoming a default What is happening? COVID-19 disruption and resulting lockdown measures have particularly impacted some retailers. For those hard-hit, signs of declining demand and [...]

Published
2021

14. Data on Operations Science Discussed by Researchers at Beijing University of Chemical Technology (Suppliers' Trade Credit Strategies With Transparent Credit Ratings: Null, Exclusive, and Nonchalant Provision)

Subjects
Management, Finance, Methods, Company business management, Company financing, Credit management -- Methods, Credit ratings -- Management, Industrial suppliers -- Finance
Abstract

2022 FEB 25 (NewsRx) -- By a News Reporter-Staff News Editor at Science Letter -- Investigators publish new report on Science - Operations Science. According to news reporting from Beijing, [...]

Published
2022

15. The future of structured finance ratings after the financial crisis

Author

Kotecha, Mahesh, Ryan, Sharon, and Weinberger, Roy

Subjects
Credit ratings -- Services, Credit ratings -- Management, Rating agencies (Securities) -- Compensation and benefits, Rating agencies (Securities) -- Laws, regulations and rules, Rating agencies (Securities) -- Beliefs, opinions and attitudes, Structured notes (Securities) -- Evaluation, Structured notes (Securities) -- Prices and rates, Structured notes (Securities) -- Laws, regulations and rules, Company business management, Government regulation, Company pricing policy, Banking, finance and accounting industries, Business
Abstract

The authors believe that the rating agency reforms underway in Europe and the United States, as well as at the agencies themselves, are steps in the right direction but do [...]

Published
2010

16. Can you get loan?

Author

Anderson, Jessica L., Clark, Jane Bennett, Esswein, Patricia Mertz, Franklin, Mary Beth, and Goldwasser, Joan

Subjects
Loan servicing -- Management, Mortgages -- Management, Commercial loans -- Management, Credit ratings -- Management, Home equity loans, Mortgages, Company business management
Published
2009

17. New to adulting? Here's what you need to know about credit

Author

Purdue, Madeline

Subjects
Credit ratings -- Management, Leases, Student loans, Company business management, News, opinion and commentary
Abstract

Byline: Madeline Purdue, USA TODAY Recently, I went to apply for my first real apartment, but before they could tell me whether they wanted to offer me a lease, they [...]

Published
2019

18. Power to borrow can ease the strain

Author

Wiles, Russ

Subjects
Personal finance -- Management, Credit ratings -- Management, Americans, Floor covering industry, Surgery, Personal loans, Company business management, News, opinion and commentary
Abstract

Byline: Russ Wiles, Arizona Republic, USA TODAY NETWORK Like many Americans, Chris Gray got into financial trouble when he accumulated large medical expenses - in his case, for hip surgery [...]

Published
2019

19. Your rent can help boost your credit score

Author

Herron, Janna

Subjects
Rents (Property), Credit ratings -- Management, Tenants, Personal finance, Company business management, News, opinion and commentary
Abstract

Byline: Janna Herron, USA TODAY Want an easy way to improve your credit score? Talk to your landlord. The credit scores of many Americans could get an immediate boost of [...]

Published
2019

20. 'Good Doctor' star wants to boost your credit

Author

Tompor, Susan

Subjects
The Good Doctor (Television program) -- Personalities, Personal finance -- Management, Credit ratings -- Management, Actors -- Beliefs, opinions and attitudes -- Aims and objectives, Banks (Finance), Credit bureaus, Activists, Technology, Company business management, News, opinion and commentary
Abstract

Byline: Susan Tompor, Columnist, USA TODAY Actor and activist Hill Harper, no stranger to offering advice on building financial security, is about to embark on a new venture with Experian [...]

Published
2019

21. The effects of corporate governance on firmsE credit ratings

Author

Ashbaugh-Skaife, Hollis, Collins, Daniel W., and LaFond, Ryan

Subjects
Corporate governance -- Evaluation, Credit ratings -- Management, Company business management, Banking, finance and accounting industries, Business
Abstract

The influence of corporate governance on a firm's market ratings is analyzed.

Published
2006

22. Doing more with less: small business decisioning at the front end

Author

O'Connor, John A.

Subjects
Small business -- Planning, Small business -- Finance, Small business -- Evaluation, Small business -- United States, Credit ratings -- Management, Commercial loans -- Services, Commercial loans -- Management, Banks (Finance) -- Management, Banks (Finance) -- Services, Small business, SOHO, Company financing, Company business planning, Company business management, Banking, finance and accounting industries, Business
Abstract

Based on empirical data from institutions that hold over 31% of small business outstandings, this article examines how to improve the operations of a small business lending unit in order [...]

Published
2005

23. Secure financing with the three Cs

Author

Marolis, Jessie

Subjects
Management, Methods, Forecasts and trends, Company business management, Market trend/market analysis, Commercial credit -- Forecasts and trends, Interest rates -- Forecasts and trends, Credit ratings -- Management, Cash management -- Methods, Banks (Finance), Medical practice, Business relocation
Abstract

Whether starting a new practice, expanding an existing one, or relocating to a new permanent space, there may come a time when you need external funding to elevate your career [...]

Published
2019

24. Time for a check-up of your credit scoring system

Author

Dietrichs, Carol

Subjects
United States. Office of the Comptroller of the Currency -- Reports, Credit ratings -- Management, Financial services industry -- Management, Credit management -- Methods, Banking, finance and accounting industries
Abstract

Financial institutions can effectively manage and monitor their credit scoring systems through regular check-ups. Check-ups can help them prepare for the next regulatory examination while boosting the portfolios' overall profitability. According to a May 1997 bulletin issued by the Office of the Comptroller of the Currency (OCC) to all OCC examiners and national banks, properly implemented credit scoring can be useful in managing credit losses, controlling risk selection, assessing new loan programs, expediting loan approval processing, bolstering profitability and improving compliance with fair lending laws. The bulletin, titled 'The Potential Benefits and Risks of Credit Scoring Models,' also identifies potential credit scoring pitfalls and offers recommendations to specific concerns. A seven-point checklist addressing these concerns is presented.

Published
1997

25. Farnoosh Torabi Discusses Ways to Get Store Discounts Without Signing Up For Store Credit Cards

Subjects
Credit ratings -- Management, Shopping -- Methods, Company business management
Abstract

To view this video, click here: http://feeds.shadowtv.com/feed/player/D41C22B9-9DE3-9046-E181-F23B217D30DC/pl17NP7GeXYBPRA3qxjeYCZM4_k3zmKT HODA KOTB, co-host: Now have you ever noticed how many times you're asked if you'd like to sign up for a store credit […]

Published
2010

26. Debunking a credit score myth. No, you shouldn't leave a balance on your card

Author

Singletary, Michelle

Subjects
Personal finance -- Management, Credit ratings -- Management, Credit cards, Credit card industry, Student loans, Business, Computers and office automation industries, Telecommunications industry
Abstract

Byline: Michelle Singletary There is a lot of misinformation about credit scores, but when it's coming from someone who should know better, I want to scream. During a recent online [...]

Published
2019

27. Today's Real Estate: Real Estate Expert Barbara Corcoran Discusses The Big Mistakes That Hurt A Homebuyer's Credit

Subjects
Credit management -- Methods, Credit ratings -- Management, Company business management
Abstract

To view this video, click here: http://feeds.shadowtv.com/feed/player/D41C22B9-9DE3-9046-E181-F23B217D30DC/NpyncOcVLT6Dok_EgwcPeVGSJMJxDYzi (Graphic) HEADER: "Homebuyer's Credit Mistakes" (Graphic) SUPERS: "You're entitled to a free credit report once every 12 months, Order credit report from annualcreditreport.com, […]

Published
2010

28. Need a boost to your credit rating? These new financial tools might help

Author

Harney , Kenneth R.

Subjects
Credit ratings -- Management, Personal finance -- Management, Financial services software -- Usage, Backup software, Credit bureaus, High technology industry, Phenols (Class of compounds), Financial services, Technology, Company business management, Business, Computers and office automation industries, Telecommunications industry
Abstract

Byline: Kenneth R. Harney Here's some good news for anyone whose credit scores aren't quite as high as they'd like them to be: Three new financial tools have come to [...]

Published
2019

29. A new tool could give a boost to your credit score

Author

Herron, Janna

Subjects
Experian PLC -- Product introduction, Credit ratings -- Management, Credit bureaus -- Product introduction, Web applications -- Product introduction, Company business management, News, opinion and commentary
Abstract

Byline: Janna Herron, USA TODAYBoosting your credit score often requires months of responsible financial behavior. But a new tool from Experian - one of the three major credit bureaus - [...]

Published
2018

30. Millennials are getting bad deals on loans

Author

Herron, Janna

Subjects
Millennials -- Finance, Personal loans -- Forecasts and trends, Credit ratings -- Management, Student loans, Credit cards, Interest rates, Credit card industry, Company financing, Market trend/market analysis, Company business management, News, opinion and commentary
Abstract

Byline: Janna Herron, USA TODAYMillennials are financially cautious, and that could be making it harder for them to get low-cost loans or credit cards.Unlike older generations, many millennials are reluctant [...]

Published
2018

31. Credit score too low? Here are steps to boost it

Author

Powell, Robert

Subjects
Credit ratings -- Management, Company business management, News, opinion and commentary
Abstract

Byline: Robert Powell, Columnist, USA TODAY More and more Americans are checking their credit and understand how the scoring system works. Fifty-seven percent of consumers have obtained at least one [...]

Published
2018

32. Credit cards tough to nab for millennials

Author

Tompor, Susan

Subjects
Millennials -- Finance, Credit ratings -- Management, Credit cards -- Usage, Company business management, Company financing, News, opinion and commentary
Abstract

Byline: Susan Tompor, Columnist, USA Today The Uber Visa, launched last fall, may target on-the-go millennials with amazing rewards, such as 4 percent for eating out and 3 percent on [...]

Published
2018

33. Freezing credit still a good idea

Author

Tompor, Susan

Subjects
Equifax Inc. -- Safety and security measures, Computer crimes, Consumer protection, Credit ratings -- Management, Credit bureaus -- Safety and security measures, Personal information -- Safety and security measures, Company business management, Computer crime, News, opinion and commentary
Abstract

Byline: Susan Tompor, Columnist, USA Today Wait? You still didn't freeze your credit report after the Equifax data breach in September? Somehow it just slipped your mind that crooks could [...]

Published
2018

34. Today's Money 911: Financial Experts Jean Chatzky, David Bach, And Sharon Epperson Answer Viewer Questions About Their Finances

Subjects
Financial management -- Methods, Credit ratings -- Influence, Credit ratings -- Management, Company business management
Abstract

To view this video, click here: http://feeds.shadowtv.com/feed/player/D41C22B9-9DE3-9046-E181-F23B217D30DC/XkFlm9VGvhI5OTJpv_6XNNiZY8YAfkIj "Today" Financial Editor Jean Chatzky, founder of finishrich.com David Bach, and CNBC's Sharon Epperson seen live in-studio. Morales seen live in Dean & […]

Published
2009

35. Credit Check: Free Look At Credit Scores: MSNBC.com's Bob Sullivan Discusses Knowing Your Credit Score

Subjects
Credit bureaus -- Services, Credit bureaus -- Ethical aspects, Credit ratings -- Social aspects, Credit ratings -- Management, Company business management
Abstract

To view this video, click here: http://feeds.shadowtv.com/feed/player/D41C22B9-9DE3-9046-E181-F23B217D30DC/zv69TryJX8w3G+5n3pNXy1vrOY/fXHaw (Graphic) Header "Credit Scores Affect." (Graphic) Supers "Loan Approvals", "Credit Card Interest Rates", "Mortgage Interest Rates", "Interest Rates On Car Loans", "Interest Rates […]

Published
2008

36. Color of Money: Freezing Credit

Subjects
Identity theft -- Prevention, Credit ratings -- Management, Company business management
Abstract

To listen to this broadcast, click here: http://www.npr.org/templates/story/story.php?storyId=17929493 ALEX CHADWICK, host: According to Javelin Strategy and Research, more than eight million people were victims of identity theft in 2007. Now, […]

Published
2008

37. Managing Joint Credit Histories

Subjects
Credit management -- Methods, Credit ratings -- Management, Marriage -- Influence, Company business management
Abstract

To listen to this broadcast, click here: http://www.npr.org/templates/story/story.php?storyId=7872676 MADELEINE BRAND, host: You know, we received a lot of listener letters for our personal finance guru, Michelle Singletary. One of them, […]

Published
2007

38. Credit quality and the lender-initiated credit risk-rating system

Author

Prykull, Kevin P.

Subjects
Credit ratings -- Management, Commercial loans -- Management, Banking industry -- Management, Banking, finance and accounting industries, Business
Abstract

A lender-initiated credit risk-rating system can be an essential tool for managing the quality of the loan portfolio at a commercial bank. The process assists managers in focusing on credit quality. The author recommends implementing a lender-initiated credit risk-rating system with the cooperation of the credit administration area. The result will be the early identification of potential problem loans and, through timely intervention, a reduction in non-performing credits. (Reprinted by permission of the publisher.), At the time of loan approval, the credit risk of a borrower is at a minimum. The initial underwriting and approval process is designed to screen out unacceptable credit risks [...]

Published
1993

39. How to improve your credit rating

Subjects
Credit ratings -- Management, Credit bureaus -- Services, Online credit information service, Company business management, Consumer news and advice
Published
2010

40. The rating agency dance

Author

Shea, Thomas

Subjects
Credit ratings -- Management, Public relations -- Analysis, Banking, finance and accounting industries, Business
Abstract

Companies monitor their credit rating very closely because it is an important indicator of a firm's ability to gain access into equity markets. It is therefore vital for businesses to establish a good relationship with credit rating agencies. Speakers at the Financial Executives Institute's Treasurers Conference held recently concluded that building a successful relationship with the agencies is largely dependent on effective communication. Companies must be able to accurately convey their corporate objectives, strategies, prospects and resources to the credit rating agencies. The issue of managing rating agency relationships is considered from the perspectives of issuer Bruce Wilson of U S West Inc, investment banker Richard Davis of Goldman Sachs Money Markets, and Frank S. Rizzo of rating agency Standard & Poor's Rating Group.

Published
1992

42. Not getting paid because of shutdown? Lender forebearance can save your credit score

Author

Singletary, Michelle

Subjects
Credit ratings -- Management, Company business management, Business, Computers and office automation industries, Telecommunications industry
Abstract

Byline: Michelle SingletaryLenders are offering a wide variety of help to workers impacted by the partial government shutdown, but one type of assistance in particular can save your credit rating.I've [...]

Published
2019

43. NCOIL model addresses credit score issues; educational efforts pay off

Author

McDonald, Caroline

Subjects
Insurance industry -- Political aspects, Insurance industry -- Management, Credit ratings -- Management, Credit ratings -- Usage, Insurance industry, Company business management, Business, Insurance, National Conference of Insurance Legislators -- Management, National Conference of Insurance Legislators -- Conferences, meetings and seminars
Abstract

With two states approving it and more than a dozen others pushing it through their state houses, a standardized model introduced by a national insurance legislators group last year may [...]

Published
2003

44. Looking beyond buyers' credit scores; Lenders can check bill payments to get customers into cars

Author

Jr., Vince Bond

Subjects
Automobile dealers -- Customer relations -- Management, Credit ratings -- Management, Company business management, Market trend/market analysis, Automobile industry, Business
Abstract

Byline: Vince Bond Jr. It's a finance and insurance manager's biggest challenge: a customer who's ready to buy but has no credit score. Not a bad score. None. In the [...]

Published
2014

46. Guiding opinions on the management of credit ratings

Subjects
Banking industry -- Management, Credit market -- Laws, regulations and rules, Credit market -- Management, Credit ratings -- Management, Banking industry, Company business management, Government regulation, Government, Law, Political science
Published
2010

47. How to improve your credit score

Author

Singletary, Michelle

Subjects
Personal finance -- Methods, Consumer credit -- Methods, Credit ratings -- Management, Debt management -- Methods, Company business management, Business, Computers and office automation industries, Telecommunications industry
Abstract

Byline: Michelle Singletary Note to subscribers: I'm taking some vacation over the next two weeks to spend some quality time with my family. The newsletters will return as of Thursday, [...]

Published
2018

48. The money trail

Author

Johnson, Stacy

Subjects
Personal finance -- Management, Women -- Finance, Credit ratings -- Management, Family and marriage, Women's issues/gender studies
Abstract

A credit report contains all types of financial and personal data that can have a very real impact on your every day life. Therefore, it is important to know what your credit report says about you. To do this, first request a copy of the report, read it over, contact the appropriate officials about mistakes and make any necessary corrections.

Published
2002

49. Study Results from Dalian University of Technology in the Area of Management Science Reported (Debt Rating Model Based On Default Identification Empirical Evidence From Chinese Small Industrial Enterprises)

Subjects
Management, Finance, Company business management, Company financing, Small business, SOHO, Credit ratings -- Management, Small business -- Finance -- China, Banks (Finance), Technology, Management science, Editors
Abstract

2019 NOV 8 (NewsRx) -- By a News Reporter-Staff News Editor at Science Letter -- Data detailed on Science - Management Science have been presented. According to news reporting originating [...]

Published
2019

50. Entry and strategic information display in credit markets

Author

Bouckaert, Jan and Degryse, Hans

Subjects
Credit market -- Information management, Credit market -- Research, Credit ratings -- Management, Company systems management, Company business management, Business, Economics
Abstract

In many countries, lenders voluntarily provide information about their borrowers to private credit registries. A recent World Bank survey reveals that the display of a lender's own borrower information is often not reciprocated. That is, access to these registries does not require the prior provision of proprietary data. We argue that incumbent lenders release information about a portion of their profitable borrowers for strategic reasons. The reasoning is that the pool of unreleased borrowers becomes characterised by a severe adverse selection problem. This prevents the entrants from bidding for all the incumbent's profitable borrowers and reduces their scale of entry.

Published
2006

Catalog

Books, media, physical & digital resources
See catalog results