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45 results on '"Consumer finance companies -- Surveys"'

1. The Evolution of Student Debt 2019-2022: Evidence from the Survey of Consumer Finances

Author

Moschini, Emily G. and Phelan, Thomas

Subjects
Family -- Surveys, College costs -- Surveys, Student loans -- Surveys, Marketing research -- Surveys, Consumer behavior -- Surveys, Consumer finance companies -- Surveys, Economists -- Surveys, Banking, finance and accounting industries, Business, general, Business, Economics
Abstract

In recent years, economists and policymakers have been interested in the burden of student debt across socioeconomic groups. In this Economic Commentary, we use the two most recent waves of the Survey of Consumer Finances, collected in 2019 and 2022, to study changes in the joint distribution of student debt and two measures of 'ability-to-pay,' income and net worth. We find that between 2019 and 2022, both the fraction of families with student debt and real student debt per family were essentially unchanged, and aggregate student debt fell as a fraction of aggregate income and net worth. However, over the same period, the distribution of student debt shifted toward higher-income and wealthier families, with a rise in the average student debt in the highest quintile of both income and net worth. Further, this shift was not driven by changes in the distribution of debtors, but, instead, in the amount of debt per family., Student debt is the third-largest category of consumer debt in the United States and currently stands at approximately $1.6 trillion. (1) In recent years, the increasing magnitude of student debt [...]

Published
2024
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2. Lendmark Financial Services Reports on Customer Reviews in 'Voice of the Customer' Survey

Subjects
Consumer behavior -- Surveys, Consumer finance companies -- Surveys, Food and beverage industries
Abstract

Lendmark Financial Services, a provider of household credit and consumer loan solutions, conducted a voice of the customer (VOC) survey, facilitated by third-party marketing firm Arketi, to understand overall customer [...]

Published
2023

3. Lendmark Financial Services Highlights Customer Reviews in 'Voice of the Customer' Survey

Subjects
Consumer behavior -- Surveys, Consumer finance companies -- Surveys, Food and beverage industries
Abstract

Lendmark Financial Services, a provider of household credit and consumer loan solutions, conducted a voice of the customer (VOC) survey, facilitated by third-party marketing firm Arketi, to understand overall customer [...]

Published
2023

4. Findings from New School for Social Research Broaden Understanding of CDC and FDA (Monetary Policy and the Evolution of Wealth Disparity: an Assessment Using Us Survey of Consumer Finance Data)

Subjects
Monetary policy -- Surveys, Distribution (Economics) -- Surveys, Marketing research -- Surveys, Consumer behavior -- Surveys, Consumer finance companies -- Surveys, Wealth -- Surveys, Business, Economics, New School for Social Research -- Surveys
Abstract

2024 APR 19 (VerticalNews) -- By a News Reporter-Staff News Editor at Economics Week -- Current study results on CDC and FDA have been published. According to news reporting originating [...]

Published
2024

7. Does education loan debt influence household financial distress? An assessment using the 2007-2009 Survey of Consumer Finances panel

Author

Bricker, Jesse and Thompson, Jeffrey

Subjects
United States. Federal Reserve Board -- Surveys, Family -- Surveys, Marketing research -- Surveys, Consumer credit -- Surveys, Consumer finance companies -- Surveys, Business, Economics
Abstract

Families with student loans in 2007 have higher levels of financial distress than families without such loans, and these families also transitioned to financial distress at higher rates during the early stages of the Great Recession. This correlation persists once we control for a host of other demographic, work-status, and household balance sheet measures. Families with an average level of student loans were 3.1 percentage points more likely to be 60 days late paying bills and 3 percentage points more likely to be denied credit. Families with other types of consumer debt were no more or less likely to be financially distressed. (JEL D14, H81,122), I. INTRODUCTION The rise to prominence of educational debt on the household balance sheet alongside continued high unemployment in the wake of the Great Recession has fueled discussion of financial [...]

Published
2016
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8. United States : Federal Reserve Board begins 2022 Survey of Consumer Finances

Subjects
United States. Federal Reserve Board -- Surveys, Marketing research -- Surveys, Consumer behavior -- Surveys, Consumer finance companies -- Surveys, Business, international
Abstract

The Federal Reserve Board in March will begin a statistical study of household finances, the Survey of Consumer Finances, that will provide policymakers with important insight into the economic condition [...]

Published
2022

9. FEDERAL RESERVE BOARD BEGINS 2022 SURVEY OF CONSUMER FINANCES

Subjects
United States. Federal Reserve Board -- Surveys, Marketing research -- Surveys, Consumer behavior -- Surveys, Consumer finance companies -- Surveys, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by the Federal Reserve Board: The Federal Reserve Board in March will begin a statistical study of household finances, the Survey of Consumer [...]

Published
2022

10. Evidence on entrepreneurs in the United States: data from the 1989-2004 Survey of Consumer Finances

Author

De Nardi, Mariacristina, Doctor, Phil, and Krane, Spencer D.

Subjects
Households -- Surveys, Marketing research -- Surveys, Consumer finance companies -- Surveys, Business, Economics, Surveys
Abstract

Introduction and summary A country's national saving rate is a crucial determinant of its ability to accumulate capital and generate growth; hence, it is an important determinant of the country's [...]

Published
2007

11. Press Statement Tenure and Households in Ireland 2016-2019

Subjects
Households -- Surveys, Consumer finance companies -- Surveys, General interest, News, opinion and commentary
Abstract

Ireland: Central Statistics Office of Ireland has issued the following press release: The Central Statistics Office (CSO) has today (10 December 2020) published, 'Tenure & Households in Ireland, 2016 - [...]

Published
2020

12. Data on Data Acquisition Reported by Researchers at Korea University (Wealth Heterogeneity, Information Acquisition and Equity Home Bias: Evidence From Us Household Surveys of Consumer Finance & Nbsp;)

Subjects
Consumer finance companies -- Surveys, Computers
Abstract

2021 MAY 25 (VerticalNews) -- By a News Reporter-Staff News Editor at Information Technology Newsweekly -- Investigators publish new report on Information Technology - Data Acquisition. According to news originating [...]

Published
2021

13. Multistate taxation.

Author

Mercer, Mark and Hightower, Charlotte

Subjects
Consumer finance companies -- Surveys, Automotive dealers -- Surveys, Sales tax -- Surveys
Abstract

This month's column discusses recent developments in sales taxation of the states. The Indiana Tax Court ruled on the assignment of the right to a sales tax deduction. The Massachusetts [...]

Published
2002

14. New Findings on COVID-19 Described by Investigators at Southwestern University of Finance and Economics (Covid-19 Pandemic and Household Liquidity Constraints: Evidence From Micro Data)

Subjects
Epidemics -- China, Consumer finance companies -- Surveys, Coronaviruses -- Surveys, Business, Health, Health care industry
Abstract

2021 FEB 7 (NewsRx) -- By a News Reporter-Staff News Editor at Medical Letter on the CDC & FDA -- Current study results on Coronavirus - COVID-19 have been published. [...]

Published
2021

15. Changes in U.S. Family Finances from 2013 to 2016: Evidence from the Survey of Consumer Finances

Author

Bricker, Jesse, Dettling, Lisa J., Henriques, Alice, Hsu, Joanne W., Jacobs, Lindsay, Moore, Kevin B., Pack, Sarah, Sabelhaus, John, Thompson, Jeffrey, and Windle, Richard A.

Subjects
United States. Federal Reserve Board -- Surveys, Consumer research -- Surveys, Consumer behavior -- Surveys, Consumer price indexes -- Surveys, Consumer finance companies -- Surveys, Banking, finance and accounting industries, Business, Government
Abstract

The Federal Reserve Board's triennial Survey of Consumer Finances (SCF) collects information about family incomes, net worth, balance sheet components, credit use, and other financial outcomes. (1) The 2016 SCF [...]

Published
2017

16. Lenders listen to satisfy dealers; Finance companies keep communication open, see survey results improve

Subjects
Ford Motor Credit Company L.L.C., Nissan Motor Acceptance Corp., Automobile dealers -- Surveys, Consumer finance companies -- Surveys, Commercial finance companies -- Surveys, Automobile industry, Business
Abstract

Byline: Jim Henry As auto lenders seek to do a better job of serving dealers, there's no single solution, said Mark Kaczyn-ski, CEO of captive finance company Nissan Motor Acceptance [...]

Published
2014

17. Payday lenders 'trap people with loans they can't afford'

Subjects
United Kingdom. Financial Conduct Authority -- Surveys, Alternative financial services -- Surveys, Personal loans -- Surveys, Consumer finance companies -- Surveys, General interest, News, opinion and commentary
Abstract

Payday lenders have been accused of 'irresponsible behaviour' that is trapping people with loans they cannot afford. A study by Citizens Advice found that some companies were still failing to [...]

Published
2016

18. Changes in U.S. family finances from 2010 to 2013: evidence from the Survey of Consumer Finances

Author

Bricker, Jesse, Dettling, Lisa J., Henriques, Alice, Hsu, Joanne W., Moore, Kevin B., Sabelhaus, John, Thompson, Jeffrey, and Windle, Richard A.

Subjects
United States. Federal Reserve Board -- Surveys, Marketing research -- Surveys, Consumer behavior -- Surveys, Consumer finance companies -- Surveys, Banking, finance and accounting industries, Business, Government
Abstract

The Federal Reserve Board's triennial Survey of Consumer Finances (SCF) collects information about family incomes, net worth, balance sheet components, credit use, and other financial outcomes. (1) The 2013 SCF [...]

Published
2014

19. PAYDAY LENDING SLOWS STATEWIDE, BUT SURGES AMONG SENIOR CITIZENS

Subjects
Alternative financial services -- Surveys, Personal loans -- Surveys, Consumer finance companies -- Surveys, News, opinion and commentary
Abstract

SACRAMENTO, CA -- The following information was released by the California Department of Business Oversight (DBO): Payday lending slowed in California in 2016 although it increased dramatically among senior citizens [...]

Published
2017

20. Profile of Director Cherene L. Reese of Dickinson Wright

Subjects
Ford Motor Credit Company L.L.C., Consumer finance companies -- Surveys, General interest, News, opinion and commentary
Abstract

Detroit: Following is the Profile of Director Cherene L. Reese of Dickinson Wright: Cherene Reese assists in real estate development, real estate finance and commercial lending: Assignments: Review of title [...]

Published
2017

21. Gen Y Likes Going Green

Author

Stewart, Jackie

Subjects
Baby boom generation -- Surveys, Consumer finance companies -- Surveys, Banking, finance and accounting industries, Business, Economics
Abstract

Byline: Jackie Stewart Data about employees' attitudes toward direct deposit found that Generation Y is more likely than other generations to use direct deposit as a means to reduce their [...]

Published
2011

22. MS2M survey small fry online

Subjects
Ally Financial Inc., Marketing -- Surveys, New products -- Surveys, Public opinion polls -- Surveys, Consumer finance companies -- Surveys, New technique, Banking, finance and accounting industries
Abstract

Compliance specialist Management Services 2000, also known as MS2M, has launched an online research project to assess the risk profile of small intermediary firms.. David Pawsey Lenders including Abbey, BM [...]

Published
2008

23. Investors still believe in securitisation

Subjects
JPMorgan Chase & Co., Ally Financial Inc., Banking industry -- Surveys, Consumer finance companies -- Surveys, Banking industry, Banking, finance and accounting industries, Real estate industry
Abstract

A whopping 75% of investors believe securitisation still has a role to play in funding consumer lending, a survey published last week reveals. Investment giant JP Morgan polled more than [...]

Published
2008

24. CML to rethink league table after GMAC clash

Subjects
Commercial associations -- Reports, Commercial associations -- Management, Consumer finance companies -- Management, Consumer finance companies -- Rankings, Consumer finance companies -- Surveys, Company business management, GMAC L.L.C. -- Management, GMAC L.L.C. -- Rankings
Abstract

The Council of Mortgage Lenders will work with its members to produce a more robust lender league table after coming under fire from GMAC. GMAC complained to the CML after […]

Published
2006

25. Consumer Finance: Incursion Anxiety

Author

Garver, Rob

Subjects
Wal-Mart Stores Inc. -- Licensing, certification and accreditation, Wal-Mart Stores Inc. -- Market share, Consumer finance companies -- Surveys, Consumer finance companies -- Industry forecasts, Financial services industry -- Surveys, Financial services industry -- Industry forecasts, Financial services industry -- Market share, Electronic commerce -- Forecasts and trends, Electronic commerce -- Surveys, Retail industry -- Market share, Retail industry -- Industry forecasts, Bankers -- Beliefs, opinions and attitudes, Bankers -- Surveys, Discount stores -- Licensing, certification and accreditation, Discount stores -- Market share, Banking industry -- Charters, Banking industry -- Analysis, Financial services industry, Electronic commerce, Company market share, Market trend/market analysis, Banking, finance and accounting industries, Business, Economics
Abstract

Between e-commerce, new payment technologies, and a credit card industry on tenterhooks over interchange fee litigation, there are plenty of things that could rock the world of consumer finance in [...]

Published
2006

26. Consumer Finance Concerns

Subjects
Financial services industry -- Surveys, Financial services industry -- Industry forecasts, Retail industry -- Surveys, Retail industry -- Industry forecasts, Consumer finance companies -- Surveys, Consumer finance companies -- Industry forecasts, Consumer finance companies -- Planning, Financial services industry, Company business planning, Banking, finance and accounting industries, Business, Economics
Abstract

The latest Financial Services Executive Forum focused on consumer finance. When asked about the external forces that will have the largest effect on their business this year, nearly 29% of [...]

Published
2006

27. Banker study says longer loans are becoming more common

Author

Kachadourian, Gail

Subjects
Consumer finance companies -- Surveys, Automobile loans -- Surveys, Automobile industry, Business, Surveys
Abstract

Byline: Gail Kachadourian Auto loans are getting longer, a new study concludes. Last year 45 percent of new-vehicle loans had terms of more than 60 months, according to the Consumer [...]

Published
2005

28. GMAC gifts may sour Power survey

Author

Guilford, DaTROITve

Subjects
Ally Bank -- Surveys, J.D. Power and Associates -- Surveys, Marketing research firms -- Surveys, Consumer finance companies -- Surveys, Commercial finance companies -- Surveys, Automobile industry, Business, Surveys
Abstract

General Motors Acceptance Corp. is offering gifts to dealers to complete a J.D. Power and Associates survey that rates auto lenders, and the consulting firm is afraid the gifts will [...]

Published
2002

29. Portugal : Household Finance and Consumption Survey - 2013: main results

Subjects
Portugal. Banco de Portugal -- Surveys, Personal income -- Surveys, Consumer finance companies -- Surveys, Business, international
Abstract

Banco de Portugal and Statistics Portugal release today the main results of the second wave of the Household Finance and Consumption Survey (HFCS) conducted during the second quarter of 2013. [...]

Published
2016

30. RESERVE BOARD BEGINS 2016 SURVEY OF CONSUMER FINANCES

Subjects
United States. Federal Reserve Board -- Surveys, Consumer research -- Surveys, Consumer behavior -- Surveys, Consumer finance companies -- Surveys, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by the Federal Reserve Board: The Federal Reserve Board in April will begin a statistical study of household finances, the Survey of Consumer [...]

Published
2016

31. UK hooked on credit with millions trapped in spiral of debt; 8m people in the UK have debt problems with just 1 in 6 seeking help; 46% of Britons plan to pay for Christmas with credit and 1.4m plan to rely on payday lenders

Subjects
Alternative financial services -- Surveys, Personal loans -- Surveys, Consumer finance companies -- Surveys, Business, Business, international
Abstract

M2 PRESSWIRE-December 22, 2015-: UK hooked on credit with millions trapped in spiral of debt; 8m people in the UK have debt problems with just 1 in 6 seeking help; [...]

Published
2015

32. Dealer Satisfaction for Floor Planning

Subjects
Automobile dealers -- Surveys -- Evaluation, Consumer finance companies -- Surveys, Automotive dealers -- Evaluation, Commercial finance companies -- Evaluation -- Surveys, Automobiles, Transportation industry
Abstract

Dealer Satisfaction for Floor Planning Index Ranking VW Credit/ Audit Financial 904 BankAmerica 900 Toyota Mtr. Credit/ Lexus Financial 899 VW Credit 895 Chrysler Financial 890 Ford Credit 879 Industry [...]

Published
1999

33. Five million expected to turn to payday lenders over Christmas

Subjects
Consumer finance companies -- Surveys, Personal loans -- Surveys, General interest, News, opinion and commentary
Abstract

The Office of Fair Trading yesterday supported The Independent's campaign to crack down on unscrupulous payday lenders who target vulnerable people at Christmas. Meanwhile, a survey has revealed the situation [...]

Published
2012

34. Overseas assignments keep pace, but economic conditions hold the reins

Author

Minton-Eversole, Theresa

Subjects
GMAC Global Relocation Services L.L.C. -- Planning, GMAC Global Relocation Services L.L.C. -- Reports, Consumer finance companies -- Planning, Consumer finance companies -- Surveys, Consumer finance companies -- Reports, Economic conditions -- Surveys, Economic conditions -- Reports, International business enterprises -- Surveys, International business enterprises -- Reports, Company business planning, Business, Human resources and labor relations
Abstract

Sluggish economy woes apparently aren't squelching multinational corporations' plans to deploy more employees on overseas assignments, according to the results of a May relocation trends report. An overwhelming majority-95 percent--of [...]

Published
2008

35. Investigators at Federal Reserve Board Report Findings in Student Loans (Does Education Loan Debt Influence Household Financial Distress? An Assessment Using The 2007-2009 Survey Of Consumer Finances Panel)

Subjects
Student loans -- Surveys, Family -- Surveys, Education -- Surveys, Consumer finance companies -- Surveys, Education, News, opinion and commentary
Abstract

2016 OCT 19 (VerticalNews) -- By a News Reporter-Staff News Editor at Education Letter -- Current study results on Student Loans have been published. According to news reporting originating in [...]

Published
2016

36. PERSPECTIVES ON INEQUALITY AND OPPORTUNITY FROM THE SURVEY OF CONSUMER FINANCES

Subjects
United States. Federal Reserve Board -- Surveys, Equality -- Surveys, Income distribution -- Surveys, Consumer finance companies -- Surveys, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by the Federal Reserve Board: The distribution of income and wealth in the United States has been widening more or less steadily for [...]

Published
2014

37. BOARD BEGINS 2010 SURVEY OF CONSUMER FINANCES

Subjects
United States. Federal Reserve Board -- Surveys, Consumer behavior -- Surveys, Marketing research -- Surveys, Consumer finance companies -- Surveys, News, opinion and commentary
Abstract

WASHINGTON -- The following information was released by The Federal Reserve Board: The Federal Reserve Board in April will begin a statistical study of household finances, the Survey of Consumer [...]

Published
2010

38. Payday Loan Rate Cap in Oregon Has Harmed, Not Helped Oregon Households, New Study Circulated by CCRF Suggests

Subjects
Consumer finance companies -- Surveys, Consumer finance companies -- Analysis, Consumer finance companies -- Reports, Personal loans -- Surveys, Personal loans -- Analysis, Personal loans -- Reports, Households -- Analysis, Households -- Surveys, Households -- Reports, Business, Business, international
Abstract

Study Compares Oregon and Washington Households; Analyzes Changes in Key Aspects of Household Finances Before and After the Rate Cap HANOVER, N.H. -- Survey data on 400 payday loan users [...]

Published
2008

39. Survey Finds CEOs Worried About Lending

Subjects
Consumer finance companies -- Surveys, Loans -- Surveys, Credit unions -- Surveys, Banking, finance and accounting industries, Business
Abstract

MADISON, Wis. -- Despite an industry average loan-to-share ratio that has exceeded 80%, a new survey from CUNA has found that many credit union CEOs said boosting consumer loan volume [...]

Published
2006

40. Number of payday lenders shrinks since Ag's order

Author

Riggin, Amy

Subjects
Consumer finance companies -- Statistics, Consumer finance companies -- Surveys, Personal loans -- Statistics, Personal loans -- Surveys, Business, Business, regional
Abstract

A coalition opposing payday lenders announced last week that another 65 of the lenders have stopped making loans, bringing the total number in the state to 33 from 237 in [...]

Published
2008

41. California labor rate survey results now available

Subjects
Ally Financial Inc., Insurance industry -- Surveys, Consumer finance companies -- Surveys, Insurance industry, Automobile industry
Abstract

The California Department of Insurance provided the Collision Repair Association of California (CRA) with labor rate surveys it received from insurers as of Dec. 17, 2007. As requested by the [...]

Published
2008

43. Developing Local Talent and Knowledge Is Key to Success for High-Tech Firms Expanding Into Emerging Markets, According to Survey by GMAC Global Relocation Services

Subjects
Consumer finance companies -- Reports, Consumer finance companies -- Surveys, Emerging markets -- Reports, Emerging markets -- Surveys, Workers -- Beliefs, opinions and attitudes, Workers -- Reports, Workers -- Surveys, Health, Science and technology
Abstract

Emerging markets are increasingly presenting significant challenges for high-tech companies when it comes to relocating employees, according to a survey by GMAC Global Relocation Services (http://www.gmacglobalrelocation.com/) and the Centre for [...]

Published
2008

44. IDENTITY THEFT, OVERDRAFT FEES TOP CONSUMER FINANCE CONCERNS, NEW RESEARCH SUGGESTS

Subjects
Consumer finance companies -- Market research, Consumer finance companies -- Surveys, Identity theft -- Surveys, Consumer behavior -- Surveys, Marketing research, Banking, finance and accounting industries, Business, High technology industry
Abstract

Nearly 54% of consumers consider identity theft or fraud to be their top personal-finance concern, suggest the results of a recent survey conducted by infoUSA, an Omaha, Neb.-based market-research firm. [...]

Published
2007

45. Self-reported benefit accrual rates of defined benefit plans: an analysis of the 2004 and 2007 survey of consumer finances

Subjects
Retirement benefits -- Surveys, Consumer behavior -- Surveys, Marketing research -- Surveys, Defined benefit plans -- Surveys, Consumer finance companies -- Surveys, Business, Human resources and labor relations
Abstract

'This article examines whether self-reported Federal Reserve Board's Survey of Consumer Finances (SCF) respondents accurately estimated their expected benefits from defined benefit (DB) plans in comparison with the 2005 National [...]

Published
2011

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