1. AI Lending and the ECOA: Avoiding Accidental Discrimination.
- Author
-
Griffith, Michael
- Subjects
Artificial intelligence -- Demographic aspects -- Economic aspects -- Laws, regulations and rules ,Consumer credit -- Demographic aspects -- Laws, regulations and rules ,Disparate impact -- Economic aspects -- Laws, regulations and rules ,Algorithms -- Demographic aspects -- Economic aspects -- Laws, regulations and rules ,Discrimination in consumer credit -- Demographic aspects -- Prevention -- Laws, regulations and rules ,Government regulation ,Algorithm ,Artificial intelligence ,Equal Credit Opportunity Act - Abstract
I. INTRODUCTION An unmarried woman has an ongoing credit arrangement with her local lender. Some time later, after that woman marries, her lender notifies her that her new marital status [...]
- Published
- 2023