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Privacy concerns persist when consumers disclose information, impacting mobile payment services diffusion. However, information disclosure is inevitable in mobile payment services. According to the privacy paradox, users' willingness to disclose information is governed by assessing perceived risks and associated benefits. This study investigates the role of structural assurance and trust in reducing users' sensitivity to information disclosure in mobile payment services. A conceptual model is proposed by employing communication privacy management theory and privacy trust behavioural intention as overarching theoretical guidance. Based on the analysis of 339 valid responses, using partial least square structural equation modelling (PLS-SEM), the assessment suggests that structural assurance can boost privacy and security perception to enhance users' trust in mobile payment services. Trust reduces perceived risks and information sensitivity, positively influencing information disclosure. A thorough understanding of privacy concerns can contribute to improved service and system development, efficient utilisation of collected data, and identification of appropriate data management solutions that ensure data subjects' privacy protection. The insights may further help practitioners craft communication strategies and derive privacy policies to facilitate better diffusion of mobile payment services. [ABSTRACT FROM AUTHOR]

The emergence of fintech companies has revolutionized the credit ecosystem by providing flexible credit products with lower interest rates and convenient repayment options. These companies have introduced fintech credit products (FCP) that target young consumers, including the popular Buy Now Pay Later (BNPL). Despite the increasing popularity of FCP, there is a dearth of research on understanding consumers' attitudes toward using them. Thus, this study aims to fill the literature gap by examining the attitude formation of young consumers toward FCP in the context of BNPL. Using a stimulus-organism-response framework and SmartPLS, the study assessed the stimulus (affordability, flexibility, and structural assurance) and organism (perceived usefulness and trust) factors that affect attitude formation toward FCP among young consumers. The result shows that affordability, flexibility, structural assurance, and perceived usefulness help form consumers' attitudes toward FCP. The findings of this study can contribute to understanding young consumers' preferences and expectations toward FCP and inform fintech companies in designing and marketing FCP that meet consumer needs. [ABSTRACT FROM AUTHOR]

As the utilization of modern fintech credit products, such as Buy-Now-Pay-Later (BNPL), continues to grow, there is a growing need to enhance our understanding of their adoption. This study aims to uncover the determinants of BNPL adoption by identifying factors from technological, economical, and psychological (TEP) perspectives. This research examines consumer adoption of BNPL by drawing upon the Unified Theory of Acceptance and Use of Technology (UTAUT) and Self-Determination Theory (SDT). A cross-sectional research design was utilized in this study, and data from 226 participants were analyzed using Partial Least Square-Structural Equation Modeling (PLS-SEM). Further, the study used importance-performance map analysis (IPMA) to identify the importance and performance of each independent variable against the intention to adopt BNPL. The findings support the hypotheses that technological factors, performance expectancy, and effort expectancy significantly influence the intention to adopt BNPL. Moreover, the economic factor, the flexibility of payment, is positively associated with forming a positive attitude toward BNPL adoption. Further, psychological factors, perceived competence, and perceived relatedness positively influence perceived usefulness, which, in turn, positively affects the intention to adopt BNPL. The study offers valuable strategic insights for BNPL service providers to formulate impactful go-to-market strategies for broadening their customer reach. [ABSTRACT FROM AUTHOR]

Researchers have increasingly explored various aspects of mobile payment in the past two decades, including different mobile payment systems (MPS), stakeholders, and related research contexts. However, existing literature reviews are limited to user adoption, overlooking the importance of understanding other key stakeholders, such as retailers and MPS providers, and post‐adoption behaviors. To address this gap, this comprehensive review examines exhaustive 310 studies in the MPS literature using the theory‐context‐characteristics‐methods framework, providing insights into all stakeholders and contexts studied. The findings highlight the need for further research in areas such as peer‐to‐peer payment, MPS adoption in lower‐income countries, MPS discontinuance behavior, socioeconomic impact, and consumer privacy issues. Additionally, the study suggests expanding the scope of MPS research to include emerging mobile payment options like buy now pay later and facial recognition payment system (FRPS). This research contributes valuable insights and proposes future research directions for MPS studies. [ABSTRACT FROM AUTHOR]

India accounts for 2/3rd confirmed cases of malaria reported in South-East Asia region in the world. Orissa accounted 130 malaria deaths in 2009, just ranked below Meghalaya. Angul district of Orissa has 3.09% of the state population. The ST population is 132,994 lakhs in the districts which is 11.66% of the district population. It has 87% of Pf prevalence and Pallalhada is one of the Blocks known for high Pf prevalence area. To access the malaria situation and its causes, a study was conducted in Bandhabhuin G.P. of Plallalhada Block. This paper presented the Malaria situation at Jamardihi PHC (New) area only. Total 120 Households were selected as sample (60 Tribal and 60 Non tribal). Tools like Interview schedule and FGD were properly used. It was found that each unit has experienced Malaria episodes. Out of 120 households 13 Households had malaria cases at the time of survey. Mainly women and children are more vulnerable to malaria. People used to take treatment from both traditional methods as well as from hospital/PHC. It needs to strengthen the community process like Gaon Kalyana Samiti to fight against the fatal disease successfully.