4,584 results on '"Bankacılık"'
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2. Türkiye'deki Bankaların Hisse Senedi Fiyatını Etkileyen Finansal Faktörler
- Author
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Metin Aktaş and Saeed Abdelfattah
- Subjects
bankacılık ,panel veri ,pay senedi fiyatları ,banking ,panel data ,stock price ,Political science ,Economics as a science ,HB71-74 - Abstract
Pay senedi fiyatlarını etkileyen faktörlerin tahmin edilmesi, sürdürülebilir karlılığı sağlayacak yatırımların seçilmesi açısından önem arz eden bir konudur. Dolayısıyla bu çalışmanın amacı, Türk bankacılık sektöründe bankaların pay senedi fiyatları üzerinde etkili olan finansal oranları tespit etmektir. Bunun için 2015-2023 dönemini kapsayan veriler ile panel veri analizi yapılmaktadır. Analizde Türk bankacılık sektöründe faaliyet gösteren 10 mevduat bankasının yıllık finansal oranları, Breusch ve Pagan Lagrangian çarpanı testi, Breusch Pagan ve Cook Weisberg testi, Wooldridge otokorelasyon testi ve Arellano-Froot-Rogers tahmin yöntemi ile analiz edilmektedir. Çalışmanın sonuçları, toplam mevduat/toplam aktifler, net kar (zarar)/toplam aktifler ve faiz gelirleri/faiz giderleri oranlarının pay senedi fiyatları üzerinde pozitif bir etkiye sahip olduklarını, finansal aktifler (net)/toplam aktifler, toplam krediler/toplam aktifler ve likit aktifler/toplam aktifler oranlarının ise pay senedi fiyatı üzerinde negatif bir etkiye sahip olduklarını göstermektedir.
- Published
- 2024
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3. BİR KIYMETLİ EVRAK TÜRÜ OLARAK SUKUKUN SÜRDÜRÜLEBİLİR HEDEFLER İÇİN KULLANILMASI: YEŞİL SUKUK ÜZERİNE BİR ANALİZ.
- Author
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KARATEPE KAYA, Üyesi Meltem
- Abstract
Copyright of Akdeniz Üniversitesi Hukuk Fakültesi Dergisi is the property of Akdeniz Universitesi Hukuk Fakultesi Dergisi and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2024
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4. TÜRKİYE’DE KONUT PİYASASINDA UYGULANAN KONUT KREDİSİ FAİZ POLİTİKASININ DEĞERLENDİRİLMESİ.
- Author
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TORUN, Mustafa, TOPÇU, Uğur, and VAROL, Gizem
- Abstract
Copyright of Journal of Entrepreneurship & Development / Girisimcilik ve Kalkinma Dergisi is the property of Journal of Entrepreneurship & Development / Girisimcilik ve Kalkinma Dergisi and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2024
5. Bankaların Takipteki Kredilerini Etkileyen Faktörlerin Panel Veri Modelleri İle Analizi.
- Author
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Erdoğan, Burhan
- Abstract
Copyright of International Journal of Economics, Politics, Humanities & Social Sciences / Uluslararası Ekonomi Siyaset İnsan ve Toplum Bilimleri Dergisi is the property of International Journal of Economics, Politics, Humanities & Social Sciences and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2024
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6. BANKALARIN HİSSE SENEDİ FİYATINI ETKİLEYEN UNSURLARIN PANEL VERİ MODELLERİ İLE ANALİZİ.
- Author
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ERDOĞAN, Burhan
- Abstract
Copyright of Bulletin of Accounting & Finance Reviews / Muhasebe ve Finans İncelemeleri Dergisi is the property of Muhasebe & Finans Incelemeleri Dergisi and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2024
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7. BANKACILIK SEKTÖRÜNDE SÜREÇ İYİLEŞTİRME ÜZERİNE BİR UYGULAMA.
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AVUÇALMAZ, Eda and TURANOĞLU ŞİRİN, Betül
- Abstract
Copyright of Journal of Administrative Sciences / Yonetim Bilimleri Dergisi is the property of Canakkale Onsekiz Mart Universitesi, Terzioglu Kampusu and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2024
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8. Hisse Senedi Fiyatını Etkileyen Finansal Göstergelerin Saptanması: Katılım ve Konvansiyonel Bankacılık Sektörü Uygulaması.
- Author
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AHMETOĞULLARI, Kayhan
- Abstract
Copyright of International Journal of Economic & Social Research is the property of Abant Izzet Baysal University, Faculty of Economics & Administrative Sciences and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2024
9. DOĞU ASYA KRİZLERİ VE LATİN AMERİKA KRİZLERİNE NEDEN OLAN ORTAK DİNAMİKLER.
- Author
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Demircioğlu, Semra and Kuşçu, Rana Atabay
- Abstract
Copyright of Istanbul Commerce University Journal of Social Sciences / İstanbul Ticaret Üniversitesi Sosyal Bilimler Dergisi is the property of Istanbul Commerce University Journal of Social Sciences and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2024
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10. Fıkhi Açıdan Maaş Promosyonları ve Katılım Finans Sistemi İçin Alternatif Ürün Önerisi: Karz Limiti
- Author
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Doğan Öztürk and Münir Yaşar Kaya
- Subjects
fıkıh ,katılım finans ,bankacılık ,promosyon ,karz ,fıqh ,participation finance ,banking ,promotion ,qardh ,Islam ,BP1-253 ,Islamic law ,KBP1-4860 - Abstract
Bankacılık ve ticaret sistemi işletme ve kâr maksimizasyonunu sağlamak üzerine kuruludur. Dolayısıyla bankalar müşteri sayısını artırabildiği ve müşterilerinin finansal birikimlerini yönetebildikleri oranda kendi işletme kapasitelerini artırabilmekte ve büyüyebilmektedir. Müşteri potansiyelini artırmak amacıyla ise farklı stratejiler ve kampanyalar geliştirilebilmektedir. Günümüzde maaş promosyonu olarak bilinen uygulama da bu amaç doğrultusunda geliştirilmiş ve bankalar tarafından uygulamaya konulmuş olan bir üründür. Bankalar, maaş hesabı açtıran kamu çalışanı ile Sosyal Güvenlik Kurumu (SGK) tarafından emeklilik hakkı verilmiş bireylere ödül, hibe veya hediye adı altında promosyon vermektedir. Bazı bankalar bu ödüle ek olarak kredi kartlarına para puan da yüklemektedir. Ayrıca banka tarafından müşterilerine özel krediler, kredi kartları, sigorta ve emeklilik poliçeleri gibi hizmetler de sunulmaktadır. Promosyon Fransızca kökenli bir kelimedir ve bir ürünün geniş kitlelere tanıtılması ve sürümünün gerçekleştirilebilmesi amacıyla yapılan çalışmaların tamamını ifade eder. Finans sektörü içerisinde ise bankaların ürün ve hizmetlerinin kullandırılması ve tanıtılması amacıyla kişilerin maddi açıdan lehine olabilecek her türlü kazandırmayı ifade etmektedir. Maaş ödemesi ve yapılacak ürün/hizmet tanıtımları karşılığında kurumların kendisi ya da personeline emtia tahsisi, nakit ödeme gibi kazandırmalar bu kapsamda değerlendirilmektedir. Bankaların yapmış olduğu bu kazandırmalara, finans sektöründe “promosyon” adı verilmektedir. Mevcut konvansiyonel sistemde uygulanan haliyle promosyon uygulaması güncel finans sektörü içerisinde İslâm’ın uygun gördüğü kurallar çerçevesinde sürdüren katılım finans sektörü için belirlenen kriterlere uymadığı kabul edilmekte ve bu sebeple konvansiyoneldeki biçimi danışma kurulları tarafından onaylanmamaktadır. Dolayısıyla birçok katılım finans kurumu konvansiyonel bankaların promosyon ödemeleri sayesinde müşteri çekme yarışına dahil olamamakta ve katılım finans kurumlarının finans sektörü içerisindeki payının büyümesine engel sebeplerden biri olarak görülmektedir. Öte yandan Türkiye’de görev yapmakta olan din görevlileri ve ilahiyat hocalarına halk tarafından bu bağlamda sorular yöneltilmekte ve buna dair çözüm üretilmesi talep edilmektedir. Ancak promosyon uygulamasında faiz ihtimalinin bulunduğuna dair kanaat sebebiyle çoğunlukla olumsuz cevaplar verildiği görülmektedir. Bununla beraber mevcut uygulamaya ne katılım finans kurumları tarafından ne de danışma kurulları tarafından alternatif çözüm üretilememektedir. Katılım finans kurumlarının hem katılım finans kriterlerine uygun hem de kişilerin katılım finans kurumunu maaş için tercih etmesini sağlayacak ikinci ihtimal ise promosyondan bağımsız geliştirilecek yeni uygulamalar ile mümkündür. Bu bağlamda geliştirilebilecek ürünlerden biri “Karz Limiti” uygulamasıdır. Geliştirilecek sistemin temelinde tamamen faizsiz bir uygulama olan ve katılım finans kriterlerinin dayanağı olan ayet ve hadislerle teşvik edilerek güzel borç olarak adlandırılan “karz-ı hasen” bulunmaktadır. Malum olduğu üzere karz-ı hasen zimmette borç olarak tahakkuk eden miktarın aynıyla ödenmesini içeren bir uygulamadır. İslâm bunun dışında herhangi bir karşılığı bulunmayan ve bahsi geçen borç sebebiyle fazladan alınan miktarı faiz olacağından dolayı yasaklamaktadır. Bu kapsamda maaşını almak üzere katılım finans kurumunu tercih etmesi istenen emekli ve çalışanları teşvik etmek üzere promosyon yerine karz-ı hasen vaadinde bulunmak ürünün çıkış noktasını oluşturmaktadır. Çalışma hali hazırda uygulanmakta olan çalışanlara yönelik promosyonun fıkhi boyutunu detaylı şekilde incelemenin ve bu açıdan uygun olmayan yönlerin detaylı analizini yapmanın yanı sıra katılım finans stratejisi ile fıkhi açıdan uygun ve uygulanabilir bir ürün geliştirmeyi amaçlamaktadır. Bu sayede toplum içerisinden İslâmi hükümlere uygun hareket ederek yaşamını sürdüren insanlara da alternatif bir ürün geliştirilmeye çalışılmaktadır. Böylelikle kişilerin hak ettikleri kazançlarını daha meşru yolla alabilmeleri sağlanabilecektir.
- Published
- 2023
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11. YATIRIM İŞLEMLERİNİN DİJİTALLEŞMESİNİN PORTFÖY YÖNETİM ŞİRKETLERİ PERFORMASINA ETKİSİ VARMIDIR?
- Author
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DEMİREL, Serkan
- Subjects
- *
INVESTMENT products , *PORTFOLIO management (Investments) , *ECONOMETRICS , *DIGITAL technology , *BANKING industry - Abstract
The purpose of this study is to investigate the impact of digital investment transactions on the trading volume and profitability of banks' asset management companies. The observations of the variables in the study are compiled for 9 banks between the 1st quarter of 2015 and the 1st quarter of 2023, and a balanced panel data set containing 297 observations is formed. Panel ARDL model, cointegration analysis and correlation analysis are utilized in the study. According to descriptive statistics and normal distribution statistics, Total Trading Volume variable is normally distributed, while Asset Management Company Profit Amount, Bond Trading Volume, Equity Trading Volume and VIOP Trading Volume variables are not normally distributed but close to normal. According to the findings of the CD Horizontal Cross-Section Dependence Test, it is determined that there is horizontal cross-section dependence for Total Trading Volume and Asset Management Company Profit Amount variables and other variables do not vary across units. According to the findings of the IPS (2003), LLC (2002) and CADF (2007) 2nd generation panel unit root tests for the variables Total Trading Volume and Portfolio Management Company Profit Amount, the dependent variables of the study were found to be non-stationary at the level and stationary at the first cyclical difference (Total Trading Volume, Portfolio Management Company Profit Amount). According to the findings of Breitung (1991) and HarrisTzavalis (1999) unit root tests, which are among the first generation panel unit root tests for variables with unit constant and time variables, the variables with unit constant and time variables in the models, namely Bond Trading Volume, Equity Trading Volume, VIOP Trading Volume and Mutual Fund Trading Volume, are found to be non-stationary in level but stationary in first-cycle difference. According to the findings of the correlation analysis between variables, there is a statistically significant, moderate relationship between Total Trading Volume and Bond Trading Volume, VIOP Trading Volume and Mutual Fund Trading Volume at the 1% significance level. There is no statistically significant relationship between Total Trading Volume and Equity Trading Volume. While there are statistically significant low to medium positive relationships between Asset Management Company Profit Amount variable and Bond Trading Volume, Mutual Fund Trading Volume and Mutual Fund Trading Volume at 1% significance level, there is no statistically significant relationship between Asset Management Company Profit Amount and Equity Trading Volume. When the relationships between independent variables are analyzed, there is a statistically significant and quite high relationship between Bond Trading Volume and VIOP Trading Volume and Mutual Fund Trading Volume at the 1% significance level. [ABSTRACT FROM AUTHOR]
- Published
- 2024
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12. FİNTEK (FİNANSAL TEKNOLOJİ) İLE İLGİLİ YOUTUBE VİDEO YORUMLARININ DEĞERLENDİRİLMESİ.
- Author
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GÜLER, Hale Nur
- Abstract
Copyright of Journal of Business Economics & Management Research is the property of Bayburt University and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2024
13. Bitcoin Fiyat Değişimlerinin Bankaların Finansal Performansına Etkisi.
- Author
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Sarp, Kezban Hitay
- Subjects
- *
FINANCIAL performance , *DATA analysis , *BANKING industry - Abstract
The aim of this study is to determine the effect of changes in Bitcoin price on the financial performance of banks. In this direction, the quarterly data of the 10 banks in the BIST Bank index between the years 2017-2022 has been determined as the research period. Panel Data Regression analysis was used to analyze the data for the determination of financial performance and to determine the effect investigated. Before applying the regression analysis, correlation analysis was performed to determine the relationship between the variables and the existence of a negative relationship between the variables was determined. Then, two models were created for Panel regression analysis. As a result of the analysis of the models, while there was no significant relationship between the independent variable Bitcoin price and the dependent variables in both models, it was concluded that there was a negative and significant relationship between the control variable and the dependent variables expressing financial performance. [ABSTRACT FROM AUTHOR]
- Published
- 2023
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14. DİJİTAL ÖDEME SİSTEMLERİNİN FİNANSAL KURUMLARIN ERİŞİM VE DERİNLİĞİNE ETKİSİ: TÜRK BANKACILIK SEKTÖRÜNDEN KANITLAR.
- Author
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DEMİREL, Serkan, ULUSOY, Ahmet, and ÖZBİLGE, Gökhan
- Abstract
Copyright of Akademik Hassasiyetler is the property of Huzeyfe Suleyman Arslan and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
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15. Finansal performansı etkiyen içsel faktörler: mevduat ve katılım bankaları üzerine bir uygulama.
- Author
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Bilge, Cüneyt and Nur, Tuğba
- Abstract
Copyright of Ardahan University Journal of the Faculty of Economics & Administrative Sciences / Ardahan Üniversitesi Iktisadi ve Idari Bilimler Fakültesi Dergisi is the property of Ardahan University Journal of the Faculty of Economics & Administrative Sciences and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
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16. Türk Bankacılık Sektörünün Mali Performanslarının Ölçülmesinde Mali Rasyoların Etkinliğinin İncelenmesi: Entropi Yöntemi ile Bir Analiz.
- Author
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GÖKTÜRK, İbrahim Emre and YALÇINKAYA, Hüseyin Serdar
- Subjects
FINANCIAL ratios ,FINANCIAL statements ,ENTROPY ,BANKING industry - Abstract
Copyright of Necmettin Erbakan University Journal of the Faculty of Political Science / Necmettin Erbakan Üniversitesi Siyasal Bilgiler Fakültesi Dergisi is the property of Necmettin Erbakan University Journal of The Faculty of Political Science and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
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17. Türk Bankacılık Sektöründe Etkinlik.
- Author
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Yanık, Serpil and Gü, Timur Han
- Abstract
Copyright of Efil Journal of Economic Research / Efil Ekonomi Araştırmaları Dergisi is the property of Efil Journal of Economic Research and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
18. Türkiye'nin İhracat Hacmi ile İhracat Kredileri Arasındaki Nedensellik İlişkisinin Analizi.
- Author
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SELVİ HANİŞOĞLU, Gülay
- Subjects
EXPORT credit ,FINANCIAL institutions ,BANKING industry - Abstract
Copyright of Kastamonu University Journal of Economics & Administrative Sciences Faculty / Kastamonu Üniversitesi Iktisadi ve Idari Bilimler Fakültesi Dergisi is the property of Kastamonu University and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
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19. Gender Bias and Credit Access: Case of Turkic Countries.
- Author
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Erdoğan, Ali and Öncü, Erdem
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GENDER differences (Sociology) ,SEX discrimination ,WEALTH inequality ,INCOME inequality ,GENDER inequality ,PAWNBROKING - Abstract
Copyright of International Journal of Disciplines Economics & Administrative Scienves Studies is the property of International Journal of Disciplines in Economics & Administrative Sciences Studies and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
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20. 'CUMHURİYET DÖNEMİNİN İLK MALİ SKANDALI': İSTANBUL ESNAF BANKASI T.A.Ş.
- Author
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Kader AKDAĞ SARI
- Subjects
sermaye birikimi ,milli girişimcilik ,bankacılık ,i̇stanbul esnaf bankası ,yolsuzluk ,tasfiye ,accumulation of capital ,national entrepreneurship ,banking ,istanbul esnaf bank ,corruption ,liquidation ,Social sciences (General) ,H1-99 - Abstract
ÖZ: Birinci Dünya Savaşı yıllarında İttihat ve Terakki Hükûmetince benimsenen Millî İktisat politikası, Cumhuriyet dönemiyle süreklilik arz etmiş, bankacılığın geliştirilmesi ve millî sermaye birikimi oluşturulması bakımından taşıdığı önem artarak devam etmiştir. Yeni bankaların kurulmasının yanı sıra toplam mevduat ve kredi hacminde yaşanan büyük artışlar, millî bankacılık faaliyetlerini olumlu etkilemiştir. Osmanlı Devleti’nin son dönemlerindeki yabancı bankaların ülke ekonomisi üzerindeki etkisi, Cumhuriyet’in ilk yıllarında azalırken, 1923-1929 yılları arasında 34 yerli yeni banka kurulmuştur. Yeni kurulan bankalar içerisinde idare merkezi İstanbul olan bankalardan biri de İstanbul Belediyesi’nin teşebbüsü ile 14 Haziran 1925 tarihinde kurulan İstanbul Esnaf Bankası T.A.Ş.’tir. İstanbul esnafının “iktisadi iktidarlarının takviyesi ve mali itibarlarının temini”ni sağlamak amacıyla kurulan İstanbul Esnaf Bankası; bankacılık işlemlerinin yanı sıra, sermayesinin oldukça üzerinde ve kısa sürede daha fazla kazanç elde etmeyi amaçladıkları ticari faaliyetlere yönelmiştir. İşleyişinin, belli bir zümrenin iktisadi menfaatleri çerçevesinde rant odağı haline gelmesiyle, Mart 1935’te faaliyetlerine ara veren İstanbul Esnaf Bankasının, sermayesi kaybolduğu gerekçesiyle 28 Şubat 1938 tarihinde fesih ve tasfiyesine karar verilmiştir. Çalışmanın amacı; esnafa kredi vermek amacıyla kurulan İstanbul Esnaf Bankası’nın kuruluş amacından uzaklaşarak tasfiyesine giden süreci değerlendirmektir. Ele alınan dönem; bankanın kurulduğu 1925 yılı ile iflasını açıkladığı 1935 yılları arasını kapsamaktadır. ABSTRACT: The National Economic policy, which was adopted by the Union and Progress governments during the First World War, continued in the Republican period. New banks have opened, and the number of bank branches has grown. As a result, national banks' overall deposit and loan volume increased significantly. In the last years of the Ottoman Empire, the influence of foreign banks' control over the country's economy decreased in the first years of the Republic. Between 1923 and 1929, 34 new local banks were established. İstanbul Esnaf Bank was one of the three newly established banks with an administrative center in Istanbul and was founded on the initiative of the Istanbul Municipality on 14 June 1925. İstanbul Esnaf Bank was established to solve the credit problems of tradesmen. In addition to banking transactions, it has turned to commercial activities in which they hope to earn more money in a short period, far exceeding their initial investment. It halted operations in March 1935 after being the target of rent within the context of a specific group's economic goals. On February 28, 1938, it was decided to terminate and liquidate because its capital had been lost. The study aims to evaluate the liquidation process of İstanbul Esnaf Bank, which was established to provide loans to tradesmen, moving away from its founding purpose. The period analyzed covers the years between 1925, when the bank was founded, and 1935 when it ceased operations.
- Published
- 2023
- Full Text
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21. Osmanlı'dan Cumhuriyet'e Sermaye Birikimi Açısından Bankacılık.
- Author
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ÇONKAR, M. Kemalettin
- Abstract
Copyright of Afyon Kocatepe University Journal of Social Sciences / Afyon Kocatepe Üniversitesi Sosyal Bilimler Dergisi is the property of Afyon Kocatepe University (AKU) Sosyal Bilimler Enstitusu and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
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22. THE IMPACT OF SELECTED MACROECONOMIC VARIABLES ON THE BIST BANKING INDEX: EXAMPLE OF TÜRKİYE IN 2002-2023.
- Author
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VARSAK, Serkan and OKŞAK, Yüksel
- Subjects
- *
INDUSTRIAL production index , *CONSUMER price indexes , *EDUCATIONAL mobility , *FINANCIAL instruments , *BANK stocks , *BANKING industry , *STOCK price indexes - Abstract
The increasing number of financial instruments in the financial markets and the increase in product diversity in the real sector push the relevant markets to new searches in terms of both financing and competitiveness. In this context, in this study, the transformation of the recent global financial mobility and increasing financial competition in the macroeocomic variables in the Turkish economy and the possible effects of this transformation in selected macroeconomic variables on the banking sector, which is the most important pillar of the financial sector, were analyzed by determining the effects of the nominal effective exchange rate index (EERI), industrial production index (IPI) and consumer price index (CPI) on the banking stock exchange index between the periods 2002M01-2023M03 and the direction and degree of the relationship between the relevant variables were tried to be determined. In this context, since the Phillips-Perron unit root test results of the variables included in the analysis are stable at different stationary levels, the ARDL Boundary Test method was performed and the results obtained showed that; It was concluded that there is a positive and long-term relationship between the nominal EERI and the CPI and the banking stock exchange index, therefore the relevant variables are cointegrated, but the IPI and the banking stock exchange index are not long-term cointegrated. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
23. BIST-100 ENDEKSİNDE İŞLEM GÖREN MEVDUAT BANKALARININ FİNANSAL PERFORMANSLARININ İNCELENMESİ.
- Author
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ER, Hülya
- Abstract
Copyright of R&S: Research Studies Anatolia Journal is the property of Dr. Arif Yildiz and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
- View/download PDF
24. Bank Interest Rate Margins and Uncertainty: A Forward-Looking Approach.
- Author
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ŞAHİN, Baki Cem
- Subjects
BANK management ,RATE setting ,BANKING industry - Abstract
Copyright of Journal of Finance Letters / Maliye Finans Yazıları Dergisi is the property of Maliye Finans Yazilari Yayimcilik Ltd. and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
- View/download PDF
25. BANKA DENETİM RAPORLARININ YETERLİLİĞİ VE BEKLENTİ BOŞLUĞU.
- Author
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KARTAL, Fikret
- Abstract
Copyright of Accounting & Auditing Perspective Magazine / Muhasebe ve Denetime Bakış is the property of Union of Chambers of Certified Public Accountants of Turkey (TURMOB) and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
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- View/download PDF
26. Mülkiyet Yapılarına Göre Türk Bankacılık Sektörünün Yönetim Yeterliliği Performansının Entropi-MARCOS Yöntemiyle Analizi
- Author
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Ferhat Demirci
- Subjects
management competence ,banking ,ownership structure ,marcos ,entropy ,yönetim yeterliliği ,bankacılık ,sahiplik yapısı ,entropi ,Industrial productivity ,HD56-57.5 - Abstract
Amaç: Araştırmanın amacı 2017-2021 yılları arasındaki dönemde Türk bankacılık sektörünün yönetim yeterliliği performansının değerlendirilmesi ve mülkiyet yapılarına göre karşılaştırılmasıdır. Yöntem: Mülkiyet yapılarına göre Türk bankacılık sektörünün yönetim yeterliliği performansı en yeni çok kriterli karar verme yöntemlerinden biri olan MARCOS (Measurement Alternatives and Ranking According to Compromise Solution) yöntemiyle sıralanmıştır. Yönetim yeterliliği kriterleri CAMELS yönteminde yer alan kriterlerden seçilmiştir. Kriter ağırlıkları Entropi yöntemiyle belirlenmiştir. Bulgular: Kamu bankaları beş yıllık araştırma periyodunun dört yılında özel-yerli ve yabancı bankalardan daha iyi performans göstermişlerdir. Araştırma bulgularına göre yabancı bankaların yönetim yeterliliği performansı yerli-özel bankalardan 2018-2021 yıllarında daha iyidir. Özgünlük: Literatürdeki araştırmalar bankaların finansal performanslarına odaklanmakta iken bu araştırmada bankaların yönetim yeterliliği performansları sahiplik yapılarına göre karşılaştırmalı olarak analiz edilmiştir.
- Published
- 2023
- Full Text
- View/download PDF
27. Asimetrik Bilgi Çerçevesinde Mevduat ve Katılım Bankalarının Finansal Performanslarının Değerlendirilmesi.
- Author
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ER, Hülya and GÜLMEZ, Ahmet
- Subjects
ISLAMIC finance ,DATA analysis ,BANKING industry ,PARTICIPATION - Abstract
Copyright of Itobiad: Journal of the Human & Social Science Researches / İnsan ve Toplum Bilimleri Araştırmaları Dergisi is the property of Itobiad: Journal of the Human & Social Science Researches and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
- View/download PDF
28. How Does Digital Banking-Driven Financial Inclusion Affect Income Inequality in Türkiye?
- Subjects
ONLINE banking ,INVESTMENTS ,INCOME inequality ,INCOME distribution ,ECONOMIC mobility - Abstract
Copyright of Journal of Economic Policy Researches / İktisat Politikası Araştırmaları Dergisi is the property of Journal of Economic Policy Researches / Iktisat Politikasi Arastirmalari Dergisi and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
- View/download PDF
29. FİNTEK (FİNANSAL TEKNOLOJİ) İLE İLGİLİ YOUTUBE VİDEO YORUMLARININ DEĞERLENDİRİLMESİ.
- Author
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GÜLER, Hale Nur
- Abstract
Copyright of Journal of Business Economics & Management Research is the property of Bayburt University and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
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30. Finansal Performans ve Çevresel Performans İlişkisinin Bankacılık Sektörü Açısından İncelenmesi.
- Author
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ÇİZGİCİ AKYÜZ, Gülay
- Subjects
CARBON emissions ,COINTEGRATION ,BANKING industry - Abstract
Copyright of Uluslararasi Ekonomi ve Yenilik Dergisi is the property of Karadeniz Technical University, Depertmant of Economics and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
- View/download PDF
31. Financial Inclusion and its Determinants: The Case of Antalya.
- Author
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Aktan, Mehmet Nefi and Narinç, Nihan Öksüz
- Subjects
FINANCIAL management ,FINANCIAL literacy ,HIGHER education ,CONSUMER protection ,GLOBALIZATION - Abstract
Copyright of Turkish Studies - Economics, Finance, Politics is the property of Electronic Turkish Studies and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
- View/download PDF
32. İslami Bankacılık Konvansiyonel Bankacılık Üzerinde Etkili mi? Türkiye Örneği Üzerinden Bir Nedensellik Analizi
- Author
-
Hasan Kazak
- Subjects
islamic banking ,participation banking ,conventional banking ,banking ,deposit ,credit ,toda–yamamoto ,causality test ,i̇slami bankacılık ,katılım bankacılığı ,konvansiyonel bankacılık ,bankacılık ,mevduat ,kredi ,nedensellik testi ,Finance ,HG1-9999 - Abstract
İslami bankacılık faaliyetleri ile bankacılık sektörü ilişkisine yönelik yapılacak çalışmalar finans alanının nitelikli büyümesine katkı sağlayacaktır. Bu çalışmada İslami bankacılık alanının konvansiyonel bankacılık alanı üzerinde bir etkisinin olup olmadığı değerlendirilerek, Türkiye örneği üzerinde ele alınan değişkenler arasındaki nedensellik ilişkisinin belirlenmesi amaçlanmaktadır. Çalışmada 2005:Q1-2022:Q2 dönemine ait üç aylık veriler kullanılmıştır. Değişkenler arasındaki nedenselliği araştırmak için Toda ve Yamamoto tarafından önerilen Granger nedensellik testinin değiştirilmiş bir versiyonu kullanılmıştır. Çalışma İslami bankacılık katılım fonu ve fon kullandırma hacmi ile konvansiyonel bankacılık mevduat hacmi arasındaki nedenselliği ortaya koymaktadır. Analiz sonuçları İslami bankalarının katılım fonu ve fon kullandırma hacminin konvansiyonel bankalar mevduat hacmi üzerinde etkili olduğunu (granger nedeni), aynı zamanda konvansiyonel bankacılık mevduat hacminin de İslami bankacılık katılım fon hacmi üzerinde etkili olduğunu (granger nedeni) göstermektedir. Çalışma elde edilen sonuçlarla bir taraftan bankacılık sektörü açısından katılım bankalarının önemini ortaya koymakta diğer taraftan İslami bankalar (katılım bankaları) ile konvansiyonel bankalar arasındaki ilişkiyi farklı bir perspektiften ele alarak literatüre önemli bir katkı sağlamaktadır.
- Published
- 2022
- Full Text
- View/download PDF
33. Covid-19 Pandemisi Süresince Uzaktan Çalışma Alanları Kullanımının İncelenmesi: Katılım Bankası Çalışanları Üzerinde Bir Araştırma
- Author
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Abdulkadir Daştan and Alper Veli Çam
- Subjects
banking ,teleworking ,technology acceptance model ,structural equation model ,bankacılık ,uzaktan çalışma ,teknoloji kabul modeli ,yapısal eşitlik modeli ,Finance ,HG1-9999 ,Business ,HF5001-6182 - Abstract
Covid-19 sürecinde özellikle bankalar, alternatif çalışma alanlarını aktif olarak kullanmaya başlamıştır. Bu çalışmada, Covid-19 sürecinde uzaktan çalışma alanlarının katılım bankaları çalışanları üzerindeki etkileri araştırılmıştır. Türkiye genelindeki Katılım Bankalarında ofis veya şubede çalışan 411 örneklemden elde edilen veriler kullanılmıştır. Modelde oluşturulan toplam 19 hipotez test edilmiştir ve Teknoloji Kabul Modeli kullanılmıştır. Bu modelin test edilebilmesi için Yapısal Eşitlik Modelinden yararlanılmıştır. Çalışma sonucunda, çalışanların uzaktan çalışma sistemine uyumlulukları, zaman, algılanan davranışsal kontrolü ve algılanan kullanım kolaylıkları faktörlerinin, algılanan faydayı olumlu etkilediği tespit edilmiştir. Ayrıca çalışanların uzaktan çalışma sistemi için kolaylaştırıcı koşullar, endişe, güven ve öz yeterlilik faktörlerinin, algılanan faydayı olumsuz etkilediği tespit edilmiştir.
- Published
- 2022
- Full Text
- View/download PDF
34. AN INVESTIGATION ON THE EFFECT OF AD EXPENSES ON BRAND VALUE IN THE BANKING SECTOR THROUGH PANEL DATA ANALYSIS.
- Author
-
BARAN, Tamer
- Subjects
BRAND name products ,BRAND equity ,CO-branding ,BANKING industry - Abstract
Copyright of Journal of Marketing & Marketing Research / Pazarlama ve Pazarlama Araştırmaları Dergisi is the property of Pazarlama & Pazarlama Arastirmalari Dernegi and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
35. "CUMHURİYET DÖNEMİNİN İLK MALİ SKANDALI": İSTANBUL ESNAF BANKASI T.A.Ş.
- Author
-
AKDAĞ SARI, Kader
- Subjects
- *
FOREIGN banking industry , *COMMUNITY banks , *BRANCH banks , *WORLD War I , *OTTOMAN Empire - Abstract
The National Economic policy, which was adopted by the Union and Progress governments during the First World War, continued in the Republican period. New banks have opened, and the number of bank branches has grown. As a result, national banks' overall deposit and loan volume increased significantly. In the last years of the Ottoman Empire, the influence of foreign banks' control over the country's economy decreased in the first years of the Republic. Between 1923 and 1929, 34 new local banks were established. İstanbul Esnaf Bank was one of the three newly established banks with an administrative center in Istanbul and was founded on the initiative of the Istanbul Municipality on 14 June 1925. İstanbul Esnaf Bank was established to solve the credit problems of tradesmen. In addition to banking transactions, it has turned to commercial activities in which they hope to earn more money in a short period, far exceeding their initial investment. It halted operations in March 1935 after being the target of rent within the context of a specific group's economic goals. On February 28, 1938, it was decided to terminate and liquidate because its capital had been lost. The study aims to evaluate the liquidation process of İstanbul Esnaf Bank, which was established to provide loans to tradesmen, moving away from its founding purpose. The period analyzed covers the years between 1925, when the bank was founded, and 1935 when it ceased operations. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
36. Mülkiyet Yapılarına Göre Türk Bankacılık Sektörünün Yönetim Yeterliliği Performansının Entropi-MARCOS Yöntemiyle Analizi.
- Author
-
DEMİRCİ, Ferhat
- Abstract
Copyright of Verimlilik Dergisi is the property of Verimlilik Dergisi and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
- View/download PDF
37. SORUNLU KREDİLERDEKİ DEĞİŞİMİN KÂRLILIK VE SERMAYE YETERLİLİĞİNE ETKİSİ.
- Author
-
Kartal, Fikret
- Abstract
Copyright of Journal of Economics Business & Finance Research / Ekonomi İşletme ve Maliye Araştırmaları Dergisi is the property of Irfan Ersin and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
- Full Text
- View/download PDF
38. PİYASA YAPICI BANKALARIN PERFORMANSLARININ SIRALANMASI: CILOS, MARCOS VE COPELAND ÇOK KISTASLI KARAR VERME ANALİZİ.
- Author
-
ÇİLEK, Arif
- Subjects
- *
RANK correlation (Statistics) , *DECISION making , *FINANCIAL performance , *STATISTICAL correlation , *MULTIPLE criteria decision making - Abstract
In this study, a model that combines the results of different MCDM techniques is proposed to evaluate the financial performance of primary dealer banks between 2017 and 2020. In the decision process, 8 financial evaluation criteria were weighted using the CILOS technique and the performance ranking of 11 banks was made using the MARCOS technique. By using the COPELAND technique, the MARCOS technique ranking results for the years 2017-2020 were combined under the consensus order and the final rankings of the primary dealer banks were reached. It was determined that the three best performing banks were Akbank, Garanti and HSBC, respectively, and the three worst performing banks were Yapı Kredi, Vakıf and Halk Bankası, respectively. Analysis results also revealed a highly positive correlation between Spearman rank correlation analysis and rankings obtained using MARCOS and COPELAND techniques. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
39. TÜRKİYE'DE BANKACILIK SEKTÖRÜNDE YAPILAN ÖZELLEŞTİRME UYGULAMALARI.
- Author
-
YAVİLİOĞLU KAYA, Yağmur and KIZILKAYA, Arzu
- Subjects
- *
GOVERNMENT ownership of banks , *BANKING industry , *FOREIGN investments , *PRICE inflation , *CONSUMER price indexes ,DEVELOPED countries - Abstract
In this study, the banking sector, which is of great importance for all countries and has become increasingly important with the globalization and the fact that financial transactions do not recognize borders, is discussed. Banking, which is one of the economic growth and development indicators, is also important in our country and more emphasis has been placed on the privatization of public banks, which play an active role in the public sector and also affect the level of market development. Firstly, the concept of privatization and its aims are given, then the sections of privatization and finance and privatization banking sectors are given separately. After giving place to the theoretical and literature parts, privatization practices in the banking sector in Turkey are given. Within the scope of Sümerbank, Anadolubank, Denizbank and Etibank Bank, the first year before and after the privatization were discussed one by one, first the privatization rates were expressed with the help of graphics, and then each bank was considered separately and the income from privatization practices in Turkey ((Million $), Foreign Direct Investment to Turkey (Million $), Inflation Rates (CPI) % and Growth Rates % in Turkey, GNP (Million $), Growth Rate in Developing Countries %, Growth Rate in Developed Countries %, Average Growth Rate in the World Using data such as %, evaluations were made on the basis of the last year before privatization, the year of privatization and the first year after. [ABSTRACT FROM AUTHOR]
- Published
- 2023
- Full Text
- View/download PDF
40. OSMANLI DÖNEMİ EYTÂM SANDIKLARINDAN MODERN BANKACILIĞA GEÇİŞ.
- Author
-
Kızıldağ, Necla, Kayahan, Cantürk, and Görkaş, İrfan
- Subjects
ISLAMIC finance ,OTTOMAN Empire ,BANKING laws ,SOCIAL classes ,ORPHANS ,ISLAMIC bonds ,FINANCIAL institutions - Abstract
Copyright of Accounting & Financial History Research Journal / Muhasebe ve Finans Tarihi Araştırmaları Dergisi. is the property of Association of Accounting & Financial History Research and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2023
41. BANKALARIN KÂRLILIK PERFORMANSLARININ ENTROPİ VE TOPSIS YÖNTEMİ İLE İNCELENMESİ.
- Author
-
EZİN, Yasemin and SAMIRKAŞ, Mustafa Can
- Abstract
The ratios used in the evaluation of the financial performance of banks have a directional feature for decision-makers such as investors, managers, and researchers. The TOPSIS method, in which both the ratios are taken into account and the performance rankings can be measured, is one of the preferable analyzes in terms of determining the situation of the banks, which have an important role in the financial system in our country, against the rival banks. Within the scope of the study, the profitability ratios of selected 11 deposit banks and 9 investment and development banks were analyzed separately in the 2015-2020 period in order to determine the profitability performances of the banks and to rank the successful banks. In order to determine the profitability performance of the banks, seven criteria were determined and the banks were ranked according to their profitability performance using the TOPSIS method based on entropy. It has been determined that in the average performance ranking of deposit banks by years, Turkish Garanti Bank has the highest, and Diler Investment Bank has the highest profitability performance in investment and development banks in all years. [ABSTRACT FROM AUTHOR]
- Published
- 2022
- Full Text
- View/download PDF
42. Türkiye'deki Özel Sermayeli Bankaların Finansal Performans Analizi: SWARA Ağırlıklı CODAS Yöntemi.
- Author
-
BAYRAM, Erdi
- Abstract
The Turkish Finance System has a bank-based structure. In this respect, the Turkish banking system is the primary component and the leader of the Turkish finance system. While state-owned, privately-owned, and foreign banks operate within the system, there are three different banking models: Conventional (deposit) banking, development and investment banking, and participation banking. This study includes financial analysis and performance measurements of seven conventional privately-owned banks (including foreign banks) and three privately-owned participation banks operating in the Turkish banking sector for 2019-2021. As the methods, SWARA weighted CODAS was used, and eight financial ratios were included in the analysis as performance criteria. According to the results of the analysis, it is seen that Garanti, Akbank, and İşbank obtained higher performance scores compared to other banks. On the other hand, it was determined that Kuveyt Türk and Türkiye Finans performed lower in 2021 compared to other years. [ABSTRACT FROM AUTHOR]
- Published
- 2022
43. Kurumsal Yönetimin Bankaların Finansal Performansları Üzerine Etkisi.
- Author
-
ÇALIŞ, Mehtap and KAYA, Feridun
- Abstract
Copyright of Econder International Academic Journal is the property of Econder International Academic Journal and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2022
- Full Text
- View/download PDF
44. BANKA TELEPAZARLAMA BAŞARISININ TAHMİNİ İÇİN BİR BİRLEŞİK MAKİNE ÖĞRENME TABANLI KARAR DESTEK MODELİ
- Author
-
Ersin Namlı and Ömer Algorabi
- Subjects
banking ,telemarketing ,machine learning ,classification ,bankacılık ,tele pazarlama ,makine öğrenme ,sınıflandırma ,Industrial productivity ,HD56-57.5 - Abstract
Amaç: Günümüzde bankacılık sektöründeişlem verilerinin yakalanmasını sağlayan elektronik bankacılık daha çok benimsenmeye başlanmış ve bu tür verilerin miktarı önemli ölçüde artmıştır. Bu verileri analiz etmek için veri madenciliğine dayalı teknikler benimsenmiştir. Bu çalışmada müşterilerin vadeli mevduat uygunluk durumlarına göre sınıflandırılması amaçlanmıştır. Yöntem: Bu çalışmada, kullanılan veri seti Portekiz Bankacılık Kurumu'nun müşterilerinden telefon ile iletişim yoluyla elde ettiği pazarlama kampanyaları verilerinden oluşmaktadır. Veriler C4.5, Naive Bayes, Bayes Ağları, k-En Yakın Komşu ve Sıralı Minimal Optimizasyon (SMO) sınıflandırma algoritmaları kullanılarak sınıflandırılmıştır. Sınıflandırma modelleri Sentez indeks (SI) değerlerine göre karşılaştırılmıştır. Bulgular: Elde edilen sonuçlara göre basit C4.5, en iyi sınıflandırma modeli olarak bulunmuştur. Önerilen model, literatürdeki diğer çalışmaların aynı veri seti üzerinde uyguladığı yöntemlerden daha üstün bulunmuştur. Özgünlük: Literatürdeki mevcut çalışmalardan farklı olarak bu çalışmada, topluluk öğrenme yöntemleri ile farklı sınıflandırma modelleri oluşturulmuş ve sentez indeks olarak yeni bir performans ölçütü geliştirilmiştir.
- Published
- 2022
- Full Text
- View/download PDF
45. Bankacılık Sektöründe Çözümleme Maliyetinin Hesaplanması
- Author
-
Ferhun Ateş and Güven Sayılgan
- Subjects
banking ,resolution ,systemic risk ,resolution cost ,bankacılık ,çözümleme ,sistemik risk ,çözümleme maliyeti ,Business ,HF5001-6182 - Abstract
Finansal Sektörde yaşanan krizler neticesinde küresel ölçekli birçok banka iflas noktasına gelmiştir. Bunlardan bazıları devletler eliyle kurtarılmış ancak bu kurtarma süreci ekonomiye ve dolayısıyla vergi ödeyenlere önemli ölçüde yük getirmiştir. Diğer taraftan, batış sürecine giren bankalar da kredilendirme tarafında reel sektörü ciddi biçimde etkilediği için batık bankaların ekonomi üzerindeki maliyeti de önemli boyutlara ulaşmıştır. Dolayısıyla özellikle global finans krizinden sonraki dönemde Bankacılıkta makro ihtiyatlı politikalar çerçevesinde Bankaların iflas noktasına gelmeden önce alınan tedbirlerle batmasının önü alınmaya çalışılmıştır. Bu anlamda bankaların iflas noktasına gelmesinde ortaya çıkacak maliyet önem kazanmış ve bu alanda çalışmalar yapılmıştır.Son yıllarda yabancı literatürde olası bir çözümleme durumunda karşı karşıya kalınacak maliyetlerinin hesaplanmasına yönelik çalışmalar yapılmaktadır. Araştırmalarımızda, çözümlemenin maliyetleri konusunda Türkçe ve Türk Bankacılık sektörü hakkında çalışmaya rastlanılmamıştır. Bu çalışmada, Türk bankacılık sektörünün bir çözümleme süreci ile karşı karşıya kalması durumunda meydana gelebilecek çözümleme maliyetinin hesaplanması hedeflenmiştir. Bu kapsamda, hesaplan çözümleme maliyetlerinin 2004 yılından 2015 yılına kadar önemli ölçüde artış eğilimi gösterdiği görülmektedir. 2015’ten sonra dönemde hesaplanan çözümleme maliyetinde bir düşüş eğilimi görülmekte olup Basel 3 standartlarına uyum çalışmaları çerçevesinde Bankaların özkaynak ve SYR’lerinin yüksek tutulmasına ilişkin yapılan ilave sermaye tamponları bulundurulması benzeri düzenlemelerin etkili olduğu düşünülmektedir.
- Published
- 2021
- Full Text
- View/download PDF
46. Bankacılık Sektöründeki Yoğunlaşmanın Finansal Kırılganlık ve Ekonomik Büyüme ile İlişkisi; MSCI EMI Ülkeleri Özelinde Araştırılması.
- Author
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OĞUZ, Osman, EKŞİ, İbrahim Halil, and BUYURAN, Burcu
- Subjects
BANKING industry ,ECONOMIC expansion - Abstract
Copyright of Journal of Abant Social Sciences / Abant Sosyal Bilimler Dergisi is the property of Journal of Abant Social Sciences and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2022
- Full Text
- View/download PDF
47. TFRS 9 UYGULAMASININ TÜRK BANKACILIK SEKTÖRÜNDE KARŞILIK AYIRMA DÜZEYİNE ETKİSİ.
- Author
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GÜLHAN, Ozan and AKTAŞ BOZKURT, Melike
- Subjects
- *
LOAN loss reserves , *NONPERFORMING loans , *ACCOUNTING standards , *ASSETS (Accounting) , *STANDARDS - Abstract
The purpose of this study is to investigate the effect of the Turkish Financial Reporting Standard (TFRS) 9-Financial Instruments on the level of loan loss provisions in the Turkish banking system. In this context, the effect of TFRS 9 on mandatory and discretionary loan loss provisions is tested with data obtained from the annual financial statements and independent audit reports of 25 banks that had non-performing loan portfolios in 2017 and 2018. It is concluded that the amount of mandatory provisions, the ratio of provisions to total assets and, similarly, discretionary provisions increased significantly after the implementation of TFRS 9. [ABSTRACT FROM AUTHOR]
- Published
- 2022
- Full Text
- View/download PDF
48. RİSK ALMA EĞİLİMİNİ ETKİLEYEN İÇSEL FAKTÖRLER: BİST BANKA ENDEKSİ ÜZERİNE PANEL EŞBÜTÜNLEŞME VE NEDENSELLİK ANALİZİ.
- Author
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NUR, Tuğba
- Subjects
- *
RETURN on assets , *FINANCIAL ratios , *CORPORATE profits , *MARKET value , *LIQUIDITY (Economics) - Abstract
In the study, it is aimed to investigate the determinants of risk-taking behavior of banks traded in Borsa Istanbul Bank Index in the period of December 2000 - December 2020 by panel cointegration and causality analysis. Risk-taking behavior of banks is measured with Z-Score. Ratios related to financial structure (Equity/Total Asset), asset quality (Net Credit/Total Asset), performance (Net Profit/Total Asset), liquidity (Amihud Ratio) and franchise value ((Market Value + Total Debt) /Total Asset) was included in the analysis as an independent variable. As a result of the analyzes carried out, it has been determined that there is a long-term cointegration relationship between the variables and that the increase in the Equity / Total Assets Ratio, return on assets and insufficient liquidity reduces the risk-taking behavior. In addition, a one-way causality relationship has been determined from risk-taking behavior to return on assets, from franchise value to risk-taking behavior and from lack of liquidity to risk-taking behavior. [ABSTRACT FROM AUTHOR]
- Published
- 2022
- Full Text
- View/download PDF
49. Makine Öğrenmesi Yöntemleri ile Banka Müşterilerinin Kredi Alma Eğiliminin Karşılaştırmalı Analizi.
- Author
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Sarızeybek, Ali Tezcan and Sevli, Onur
- Abstract
Banking is a sector that requires frequent communication with customers. When banks want to give their customers a loan that suits their situation, they call the customer by phone. The often time customer rejects the loan offer, which is a huge waste of time from the staff contacting the customer. In this study, the customer's tendency to take credit was estimated using the data set of bank customers' data and various machine learning classification models. According to the results of the study, the prediction of the customer's tendency to take credit with machine learning methods has been successfully realized. As a result of the study, among the models applied KBest, the classifier model with the highest accuracy value was found to be the Random Forest algorithm with 98.86%. Among the models trained without feature selection, the highest model was found to be the Random Forest algorithm with 93.66%. Among the models trained with cross-validation and grid search, the highest value was found in the Random Forest algorithm with 98.6%. [ABSTRACT FROM AUTHOR]
- Published
- 2022
- Full Text
- View/download PDF
50. Türkiye'de Mevduat ve Katılım Bankalarının Karşılaştırmalı Finansal Performansları Üzerine Bir İnceleme.
- Author
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Sezal, Levent
- Subjects
GOVERNMENT ownership of banks ,BANKING industry ,FOREIGN banking industry ,PRIVATE banks ,ONE-way analysis of variance ,BANK deposits ,NONPERFORMING loans - Abstract
Copyright of Hacettepe University Journal of Economics & Administrative Sciences / Hacettepe Üniversitesi Iktisadi ve Idari Bilimler Fakültesi Dergisi is the property of Hacettepe University, Faculty of Economic & Administrative Sciences and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)
- Published
- 2022
- Full Text
- View/download PDF
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