1. Credit Risk Minimizing: Analysis study of Islamic and conventional banks in Yemen
- Author
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Siddiq, Dr. Abbokar, Al Gamal, Ebrahim, and AL-Maamari , Osamah
- Subjects
Materials Science (miscellaneous) ,conventional banks ,Business and International Management ,Islamic Banks ,General Business, Management and Accounting ,Credit risk ,Industrial and Manufacturing Engineering - Abstract
Purpose: The study aims to compare the credit risk minimization between Islamic and conventional banks in Yemen. Approach/Methodology/Design: This paper is limited to a homogeneous sample that includes the Islamic and conventional banks' coverage as they represent the most significant part of the Yemeni banking sector. Using a descriptive-analytical method, data has been collected by a questionnaire sent by post to each Islamic and conventional bank separately located in Yemen's capital city. Findings: The study concludes that credit risk is the most critical risk facing banks, and there is a significant difference in credit risk minimizing between Islamic. Originality/value: The result showed that the banks' most critical risks are credit risks, and there is a significant difference in credit risk minimisation between Islamic and conventional banks. Also, conventional banks possessed a credit risk minimizing system better than Islamic banks. Several recommendations identified where the Yemeni banks, whether Islamic or conventional, should use advanced methods to measure and analyze credit risks.
- Published
- 2023
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