Search

An old saying goes: Be careful what you wish for because you might get You wished for, and new tax breaks for education, investments, and retirement savings, among other things. […]

Hold on to your purse, your wallet, your checkbook, and all the money tinder your mattress. Women are highly vulnerable to investment fraud, especially women on their own. Slimy stock […]

Discusses several aspects of Roth Individual Retirement Accounts (IRA). How much singles can contribute; Rules about the minimum time you must hold the Roth to take accumulated tax-free earnings; Comparisons with traditional IRA; Information for spouses with no earnings of their own; Questions about Roths.

Provides facts on Social Security in the United States. Benefits given to wives; Protection to divorced or married women; Provisions in the law for working wives, divorcees, housewives; Proposals for reform of the system.

Discusses taxation in the United States. Qualifications for Individual Retirement Account (IRA); Rules on tax when selling homes; Tax credit for children and education. INSET: How capital gains will change.

Presents the advantages and disadvantages of joining an investment club. Possible problems with investment club; Effect of `The Beardstown Ladies' Common-Sense Investment Guide' book on prospective investors; List of building blocks of success. INSET: How to start your own..

Advises on how to lower the cost of long distance calls. Types of discount calling plans. Prices of discount plans; Federal Communications Commission (FCC) report; Telecommunications Research & Action Center (TRAC) outfit; Other money-saving tips from TRAC. INSET: What a discount can do..

Explains that your credit report give clues about your character, telling how fast you pay your bills, or if you are just running up debts. How to check for mistakes; Surprise attack; Credit and jobs; Effect this have on your credit history. INSET: What's in your credit report?..

Suggests automobile insurance updating in the United States. Causes of automobile insurance rate decrease; Importance of comparison shopping; Classification of drivers; Risk categories of The Robert Plan Corporation in Bethpage, New York; Advice for lowering insurance rates.

Discusses how to evaluate the return on one's investments. Story of the inaccurate investment return calculation by the investment club called the Beardstown Ladies; Using a computer software specially created for the purpose; Calculating annual percentage return of a brokerage account; Working with a financial planner; Adding up one's savings and investments.

Answers questions related to the management of personal finances. Distinction between prepaid phone cards and traditional telephone calling cards; Starting a Roth individual retirement account for one's child; Choosing between a car loan and a home-equity loan in financing a new car purchase.

Provides information on long-term care (LTC) insurance. Factors affecting prices of an LTC policy; Coverage; Size and start of the benefit; Home-care option; Premium levels.

Identifies risks for 401(k) investors and how to deal with them. No-growth investments that pay steady interest; Company stock as an investment choice; Types of funds preferred by professional managers; High-fee 401(k) plans.

Answers several questions about savings bonds. Cost of bonds; Interest on bonds; Interest-rate guarantees; Bond maturity. INSET: Better than bonds?.

Focuses on subprime borrowers which have blotches on their credit records. Difference between A credits and B credits; How subprime lending works for mortgages and auto loans; Serious problem with subprime lending. INSET: If your credit is good....

Provides answers to several questions about the Roth Individual Retirement Account (IRA). Information on the amount that can be invested; Qualities of a person who can applying for an IRA; Information on withdrawing contributions; Availability of IRA.

Presents smart ways on how to shops during Christmas. INSET: Just getting started?..

Comments on the significance of teaching children about credit cards. Why card issuers are targeting students; Significance and implication of a credit card; Important facts about credit cards. INSET: Should you and your child share a card?..

Presents the idea of giving cash as a gift during the holidays. What to consider when giving cash; Organizations where to invest. INSET: The smart way to give..

Suggests several factors to consider in setting up a home-based business. Business bank account; Insurance coverage; Keeping records of the company's expenses; Other money-saving strategies.

Presents suggestions for employee protection from the dire consequences of corporate downsizing. Includes reducing one's debts; Increasing savings; Refinancing of home mortgages.

Provides information about debit cards. Comparison between debit and credit cards; Credit-card payments; Interest rates charged on credit cards. INSETS: How safe are your transactions?.;Getting credit where it's due..

Presents tips for reducing mortgage costs. Includes refinancing of mortgages; Mortgage shopping; Loans for the first-time or moderate-income home buyers. INSET: A loan for fixer-uppers..

Looks at questions to ask yourself when thinking of insurance. Do you need insurance; How much do i need; How much can you afford.

Points out the extra payments given to employees in the United States. Includes health insurance benefits; Company pension plans; Paid vacation leave; Social security contributions. INSET: Making the most of your employee benefits..

Presents money-saving strategies that Christmas shoppers can use. Wiser catalog shopping; Avoiding credit-card traps; Shopping right after Christmas.

Presents advice for getting a health insurer to pay insurance claims. Experience of a woman who had a hysterectomy; Reversing claim rejections; Importance of documentation pertaining to dealings with the insurer; Maintaining of a good relationship with the doctor.