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The proposal of this paper is to introduce a low-level blockchain marketplace, which is a blockchain where participants could share its power generation and demand. To achieve this implementation in a secure way for each actor in the network, we proposed to deploy it over efficient and generic low-performance devices. Thus, they are installed as IoT devices, registering measurements each fifteen minutes, and also acting as blockchain nodes for the marketplace. Nevertheless, it is necessary that blockchain is lightweight, so it is implemented as a specific consensus protocol that allows each node to have enough time and computer requirements to act both as an IoT device and a blockchain node. This marketplace will be ruled by Smart Contracts deployed inside the blockchain. With them, it is possible to make registers for power generation and demand. This low-level marketplace could be connected to other services to execute matching algorithms from the data stored in the blockchain. Finally, a real test-bed implementation of the marketplace was tested, to confirm that it is technically feasible.

The market of e-commerce dynamically develops in the territory of Ukraine both in the sphere of consumption and in conditions of formation of commercial business relations. The analysis of the status, definition of the modern tendencies of development of the market of e-business, and also prospects of its development, allow to indicate significant rates of growth of the given sphere of activity in Ukraine in comparison with the global indicators. The structural component of the electronic commerce market of Ukraine also has approached the international standards. Particular attention has recently been paid to the harmonization of the category of mobile advertising. The article defines the forecast of development of the e-commerce market and presents the corresponding equation of trend. The influence of innovations on the development of internet advertising and consumer attraction has been identified; an improvement of the existing business models of e-commerce organization through introduction of bulletin board and electronic auction, together with the models of marketplace and e-shop, depending on the sphere of activity Enterprise, has been proposed.

Abstract Background The Affordable Care Act (ACA) established the health insurance marketplaces to provide people the opportunity to obtain healthcare coverage. Assisters have worked with people who may have difficulty understanding the new system and selecting the right plan. This study aims to describe the local availability of assister programs, and examine the factors influencing assister provision. Methods The 2016 Small Area Health Insurance Estimates data and a database of assister programs constructed using healthcare.gov were analyzed at the county level. Bivariate analysis by assister provision was performed to determine the differences between the two groups, and the hierarchical generalized linear model was used to examine the factors predicting assister availability. Results The study analyzed 2260 counties nested within 35 states. Assister availability largely varied across counties and states. About half of the counties did not provide assisters at all, and the assister provision rate at state level ranged between 19 - 100%. Counties in metropolitan areas were more likely to provide assister programs than rural areas, and so were counties with higher adult uninsured rate or higher uninsured rate among the people with incomes between 138 - 400% of federal poverty level (FPL). Conclusions Despite the important role of in-person assistance in plan enrollment, no previous study has examined the local variability of assister program. Our study found a large geographical variation in assister availability, raising concerns about the disparity in access to assister service.

The development of e-commerce based on marketplace is very familiar in Indonesia. However, there is no digital printing services based on marketplace whereas the need of these services remains high. Currently, the printing house services based on business to customer (B2C) style so people have to compare the pricing and service information directly to print owners both online and offline. One solution to face this problem is to create a marketplace printing services called CETAKIN. By this application, information of printing service in a region can be integrated into this system. This system of printing marketplace integration is built with waterfall method with four stages namely needs analysis, system design, implementation, and system testing with PHP programming language and MySQL Database. The features that exist in this marketplace application is registration, search, order printing services. This information system application provides added value that makes the process of printing search and printing service prices more effective and efficient because people do not need to visit the address of printing. On the other hand, the benefits gained for the store owner can expand the coverage of his store's advertising so that the public know more the existence of the printing.

The online store is changing people’s shopping behavior. Despite the fact, the potential customer’s distrust in the quality of products and service is one of the online store’s weaknesses. A review is provided by the online stores to overcome this weakness. Customers often write a review using languages that are not well structured. Sentiment analysis is used to extract the polarity of the unstructured texts. This research attempted to do a sentiment analysis in the sales review. Sentiment analysis in sales reviews can be used as a tool to evaluate the sales. This research intends to conduct a sentiment analysis in the sales review of Indonesian marketplace by utilizing Support Vector Machine and Naive Bayes. The reviews of the data are gathered from one of Indonesian marketplace, Bukalapak. The data are classified into positive or negative class. TF-IDF is used to feature extraction. The experiment shows that Support Vector Machine with linear kernel provides higher accuracy than Naive Bayes. Support Vector Machine shows the highest accuracy average. The generated accuracy is 93.65%. This approach of sentiment analysis in sales review can be used as the base of intelligent sales evaluation for online stores in the future.

Recently South Africa has been experiencing accelerated challenges on a spiritual level relating to ‘place of worship’ and spiritual pilgrimage. This has been one of the biggest challenges facing religious activities in South Africa. Arising from that, this paper examines possible connections between salvation seekers and consumers (in the marketplace). To this end, this paper seeks to understand the assertion of ‘distance to travel not being a limitation in the spiritual realm’ (Adeboye, 2014), where some Christians claim that at a certain place there is a blessing waiting for them and that they cannot find that blessing at any other location. The act of shopping for tangible products within a given ‘marketplace’ and shopping for ‘salvation’ (including the selling and promotion of merchandise and services at churches) are compared using a qualitative methodology involving informal conversation interviews, focus groups, semi-structured interviews, observations, and researcher self-reflection. Accordingly, empirical findings show that places of worship show a great variety of blessings for Christians who associate themselves with any denomination without considering time, distance, and place. In addition, the results reveal that spirituality, belief, and religion are major factors promoting pilgrimage i.e. consumers travelling to explore the religious spiritual destination and shopping for associated products and services. The study found that a marketplace is not the same as a spiritual place rather, the spiritual place is considered to be a venue for worship and spiritual distribution of church products. [ABSTRACT FROM AUTHOR]

Objective: The Affordable Care Act allows insurers to charge up to 50% higher premiums to tobacco users, making tobacco use the only behavioral factor that can be used to rate premiums in the nongroup insurance market. Some states have set more restrictive limits on rating for tobacco use, and several states have outlawed tobacco premium surcharges altogether. We examined the impact of state level tobacco surcharge policy on health insurance enrollment decisions among smokers.Study Design: We compared insurance enrollment in states that did and did not allow tobacco surcharges, using a difference-in-difference approach to compare the policy effects among smokers and nonsmokers. We also used geographic variation in tobacco surcharges to examine how the size of the surcharge affects insurance coverage, again comparing smokers to nonsmokers.Data Collection: We linked data from two components of the Current Population Survey-the 2015 and 2019 Annual Social and Economic Supplement and the Tobacco Use Supplement, which we combined with data on marketplace plan premiums. We also collected qualitative data from a survey of smokers who did not have insurance through an employer or public program.Principal Findings: Allowing a tobacco surcharge reduced insurance enrollment among smokers by 4.0 percentage points (P = .01). Further, smokers without insurance through an employer or public program were 9.0 percentage points less likely (P < .01) to enroll in a nongroup plan if they were subject to a tobacco surcharge. In states with surcharges, enrollment among smokers was 3.4 percentage points lower (P < .01) for every 10 percentage point increase in the tobacco surcharge.Conclusions: Tobacco use is the largest cause of preventable illness in the United States. State tobacco surcharge policy may have a substantial impact on whether tobacco users choose to remain insured and consequently their ability to receive care critical for preventing and treating tobacco-related disease. [ABSTRACT FROM AUTHOR]

Antimicrobial resistance is a pressing global threat, but companies developing antibiotics are failing. Large pharmaceutical companies recently created the AMR Action Fund, which will invest $1 billion in small antibiotic development companies. To understand the state of antibiotic development in the United States, we conducted a case study of new agents against carbapenem-resistant Gram-negative bacteria. Factors contributing to market failures were slow clinical uptake of drugs despite their effectiveness and safety, relatively small numbers of target infections that are insufficient to support existing drugs economically, and an excess of recently approved and pipeline agents with redundant spectra of activity. The AMR Action Fund will provide an immediate lifeline to companies in danger of failing due to an inability to secure investment, but it will not address issues identified in the case study or fix the antibiotic development model or marketplace. The Fund buys time for reforms to salvage antibiotic development. [ABSTRACT FROM AUTHOR]

The research analyses overtourism in a fast-changing destination on the Arabian Peninsula with its social 'ordering', conceptualized in local community perceptions, local memories and representations. The souq, located opposite the cruise terminal in Muscat, is the oldest marketplace in Oman and one of the top tourist destinations. The construction of a new USD 2 billion Waterfront Development facing the souq will start by the end of 2019. How does the local, multi-ethnic community consisting of sellers, business owners, tour guides, residents and government officials experience the spatial and social changes? How authentic is the souq for them? Cultural brokers like shop vendors, business-owners and tour guides are seen as local agents. Their perspectives are analyzed within a capitalist, neoliberal development, reinforced since the arrival of mega-cruise tourism in the Sultanate of Oman in 2004. The research is part of a long-term, qualitative, ethnographic research project conducted between 2012 and 2014 and 2017 and 2019 on cruise tourism development transforming Souq Muttrah into a 'hybrid space'. Results indicate that mega-cruise tourism has created signs of overtourism, operationalized in overcrowding along the main streets, a monoculture of shops, unethical guiding and selling practices transforming the souq into a hybrid space and a staged culture. Interviewees felt being part of a dynamic, cultural and historical process or legacy in Souq Muttrah. To maximize benefits and to increase their quality of life, it is recommended to introduce regulatory, economic and physical measures while including all stakeholders of the local community in cruise tourism planning. [ABSTRACT FROM AUTHOR]

Copyright of Techno.com is the property of Universitas Dian Nuswantoro, Fakultas Ilmu Komputer and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

For many ordinary people responding to ongoing post‐Soviet precarity, domestic and transnational trade has become a common choice of livelihood. This article is about the small and medium sized traders who deal in cheap Chinese commodities in the Caucasus –particularly in Georgia and Armenia. It introduces the notion of 'trade formations' to account for the multiple ways in which cross‐cultural trade and microfinance practices, as well as stereotypes about national and regional groups and trading minorities, highlight the role of trust, reputation and everyday diplomacy in long‐distance commercial networks. While current trade networks are rooted in the cultures of trade practised under the Soviets, dispositions of pragmatic cosmopolitanism and defensive nationalism often determine who may or may not respond to post‐Soviet precarity by turning to transnational trade, embracing political and religious diversity, and overlooking hostilities, past and present. [ABSTRACT FROM AUTHOR]

High-deductible health plans (HDHPs) have become increasingly prevalent among employer-sponsored health plans and plans offered through the Health Insurance Marketplace in the United States. This study examined the impact of deductible levels on health care experiences in terms of care access, affordability, routine checkup, out-of-pocket cost, and satisfaction using data from the Health Reform Monitoring Survey. The study also tested whether the experiences of Marketplace enrollees differed from off-Marketplace individuals, controlling for deductible levels. Results from multivariable and propensity score weighted regression models showed that many of the outcomes were adversely affected by deductible levels and Marketplace enrollment. These results highlight the importance of efforts to help individuals choose the plan that fits both their medical needs and their budgets. The study also calls for more attention to improving provider acceptance of HDHPs and Marketplace plans as these plans become increasingly common over time. [ABSTRACT FROM AUTHOR]

This article scrutinizes the consequences that arise when current modes of urban governance fail to consider the micro-geographies of market trading during urban regeneration and relocation processes. It argues that the marketplace possesses significant and complex spatial dimensions that are fundamental to the sustenance and capital accumulation of traders. Findings from an empirical scrutiny of the regeneration of market infrastructure in Cape Coast reveal that the unwillingness of municipal authorities to consider the spatial dimensions of market trading during a period of temporary relocation caused negative consequences for traders, who experienced loss of customers, loss of capital, low savings, inability to meet family responsibilities and deterioration in health, among others. In response, the traders devised several coping strategies to survive these experiences. Due to the intimate relationship between state and non-state actors in urban governance, the municipal authority in Cape Coast not only suffered a sharp decline in its revenue generation but also could not recoup the funds invested in the development of the temporary markets. This study calls for inclusive urban governance in market development projects in order to preserve the spatial characteristics of market trading during relocation. [ABSTRACT FROM AUTHOR]

The paper proposes to show a study on the territorial dynamics caused by the arrival of a traveling business marketplace, in the district of Aprazível, in Sobral (CE). Such activity triggered a reorganization process of its territory, both physical with the construction of buildings, houses, roads, sewage systems, etc., and in the way of life of the local population. However, the changes occurred over decades, since the first marketplace, according to reports from the oldest residents of the district, date from the mid-1960s as will be described in the context below, although the most significant changes have occurred with the present-day clothing marketplace. For the development of this work, it is necessary to use procedures to support the data collection, such as conducting a bibliographic and documentary survey, observing through field activities, applying questionnaires, and conducting informal interviews. The flows generated by the marketplace in the district, over the past sixty years, show the dynamics existing among the various actors involved, for example, marketers, buyers, the Association and the residents of the district, given the recurrent transformations of the spatial relations favored in the face of such activity. Thus, the marketplace establishes several changes, which, it seems, will continue over the years, thanks to the contributions it offers for the economic and structural growth of the Aprazível district. [ABSTRACT FROM AUTHOR]

Low-income pregnant women have been Medicaid eligible since the 1980s, but the Affordable Care Act (ACA)'s expansion of Medicaid to women preconception has the potential to improve pregnancy and birth outcomes by removing delays in Medicaid enrollment. More substantially, the ACA expanded subsidized nongroup maternity coverage. Pre-ACA, nongroup health insurance had generally excluded maternity coverage and was prohibitively expensive for low-income individuals, but the ACA's creation of the Marketplace made maternity coverage mandatory and provides income-based subsidies. I use a simulated eligibility approach to measure how these two aspects of the ACA impacted pregnancy and birth outcomes for first-time mothers, paying special attention to racial-ethnic differences. I find expanding Medicaid to women prior to pregnancy significantly improves the share of women with a prenatal care visit in the first trimester for non-Hispanic Whites and Blacks. Expansions in non-Medicaid subsidized insurance, such as Marketplace insurance, significantly reduce the share of births paid by Medicaid and increased breastfeeding across all racial and ethnic groups. Neither type of subsidized insurance had significant, robust impacts on birth outcomes. [ABSTRACT FROM AUTHOR]

The rapid development of technology eases people to do many things such as shopping, paying bills, transferring money, and so on. This study is intended to discover consumers' motives and gratifications in using online marketplace websites through uses and gratification theory (UGT). This study employed a quantitative method. The population in this study is undergraduate students of business and economy faculty of Universitas Sumatera Utara who have ever made a purchase at tokopedia.com and bukalapak.com. Accidental and purposive samplings were utilized to determine the samples totaling to 66 respondents. The methods employed to collect the data were survey and questionnaire. Validity and reliability were tested by using SPSS 17.0 Program, and to test the significance level, t-test was employed. The results elucidate the users were gratified in information, entertainment, and social interaction motives. Meanwhile, in economic and convenience motives, the users' gratification was not achieved. Then, there is no difference in the gratification level of Tokopedia. com and Bukalapak.com users. The discrepancy level between motives and users' gratification in the information, comfortability, entertainment, social interaction, and economic dimension yields no significant score. [ABSTRACT FROM AUTHOR]

The affordable care act (ACA) greatly expanded subsidized health insurance opportunities for low‐income childless women through Medicaid and the Marketplace. This insurance provides better access to prescription‐based contraception, which could reduce the number of births. At the same time, it lowers childbirth costs for women who previously would not have qualified for Medicaid‐paid pregnancies. I examine how Medicaid and non‐Medicaid subsidized insurance (NMSI) eligibility have impacted insurance enrollment and the birth rate for childless women from 2011 through 2016 using the American Community Survey and birth information from the Vital Statistics. To estimate the causal effects of subsidized insurance, I use simulated eligibility to utilize variation in the timing and income eligibility thresholds for Medicaid, the Marketplace, and other pre‐ACA state subsidized insurance programs. My results indicate expanding Medicaid had no significant effect on the birth rate, but that a 10 percentage point increase in NMSI eligibility increased the birth rate between 1.60 and 2.30%, depending on the age group. These findings indicate that expanding Medicaid to childless adults did not produce cost savings from fewer Medicaid paid births, but improvements in the nongroup insurance market increased births. [ABSTRACT FROM AUTHOR]

Individual vendors and their market booths constitute a collective atmosphere in the marketplace by getting together with spatial arrangements, operational collaborations and event‐based dynamics. The base of study is how these dynamic interactions in a marketplace can find a place within the education process and representations of the architectural design studio. The workshop which was organised in this context consists of personal representations (drawings are produced for each individual market booth and represent all movements and time‐varying conditions on market booths by superposed layers) and collectively produced narratives (which emerged by gathering personal representations together in the studio). In this study, collective and generative potentials of education in a design studio will be discussed thanks to the transfers from the marketplace. [ABSTRACT FROM AUTHOR]

Artificially intelligent communicators are increasingly influencing human discourse. Algorithms and bots are determining the range and frequency of ideas individuals encounter, ultimately raising questions about whether the marketplace of ideas theory of the First Amendment, as it has traditionally been envisioned by the Supreme Court, can continue to endure as justices' dominant tool for rationalizing extensive safeguards for free expression. In particular, the emergence of AI actors, which drown out human ideas and spread false and misleading information, appear to only worsen the long-standing criticisms of the theory's assumptions. This article draws from Hannah Arendt's political philosophy to construct a revised approach to marketplace theory as it enters its second century of use by the Supreme Court. Arendt's ideas, especially as they pertain to the power of human-made machines to condition human behavior, as well as her concerns regarding community, truth, and the dichotomy between animal laborans and homo faber, are uniquely suited, as well as relatively under considered, when it comes to revising the marketplace approach. [ABSTRACT FROM AUTHOR]

How do markets come about? This article offers a first systematic analysis of three different ideal types of market fashioning: mutual adjustment, organization, and fields. Although aspects of these are identifiable in most empirical markets, these three ideal types provide analytic tools for students of real markets and marketplaces. After going through this comprehensive literature, it is argued that mutual adjustment, which refers to non-planned processes, is affinity with markets in which products are differentiated, for example, producer markets. Organization refers to process driven by attempts to decide for others and shows affinity with markets for standardized and homogenous products, for example, stock exchanges. Organization also accounts for the making of marketplaces. The broader notion of fields does not refer to any specific process, but accounts for the context of market fashioning and its respective power struggles. [ABSTRACT FROM AUTHOR]

Since the launch of the Open Door policies in Vietnam in the late 1980s, Ninh Hiệp, a peri-urban village located on the edge of Hanoi, has experienced significant economic growth. Due to the expansion of its marketplace, it has become a crucial node for wholesale fabric and ready-made clothing trade in northern Vietnam. In the spirit of Tania Li [2007. The Will to Improve: Governmentality, Development and the Practice of Politics. Durham: Duke University Press], this article shows how, by issuing and implementing decrees to establish new and to renovate existing marketplaces, the Vietnamese state attempts to build a 'civilized' nation. I argue that private investors can be seen as new development actors that recently joined the ranks of influential individuals negotiating the road towards modernity – yet rather than being beyond the state, they are in alliance with it. Finally, the article also traces the trend towards private markets in recent years and how this paves the way for an exclusionary development of marketplace trade. Based on twelve months of in-depth ethnographic field research in northern Vietnam in 2012–2013, this article looks closely at the changing, and at times contested, ideas of development and modernity in post-reform Vietnam. [ABSTRACT FROM AUTHOR]

Copyright of JDM: Jurnal Dinamika Manajemen is the property of Universitas Negeri Semarang, Fakultas Ekonomi, Jurusan Manajemen and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

Data analytics inform many facets of our everyday life, from Netflix recommendations to the ads that pop up on our social media feeds. This same technology can make an enormous difference in human resource and talent management enabling individuals to market their skillsets and organizations to describe their job requirements down to a granular level of detail in the hopes that searches, optimization algorithms, and simple recommendation engines can guide them towards an optimal decision for talent management – the right person in the right job at the right time. While these analytic tools are important to optimizing decisions, it is not always evident where to apply them for the best possible effect. The Army advanced analytics in a way that allows them to forecast their ability to fill critical job requirements over time by forecasting new acquisitions, promotions, and losses at the aggregate level. However, that system falls far short of being able to match people to positions in an optimal manner and results in long lag times when it comes to meeting emerging requirements. A new data collection system identifying both unit-required and individual-possessed knowledge, skills, and behaviors (KSBs) will enable the Army to make forecasts and fill positions much more rapidly (along with assigning the best person to the position) provided the data is available to decision makers at the right time to best support talent management decisions. This paper outlines the new structure of this complex human resource (HR) system from data collection to analytic tools along with showing how modeling this system illustrates an adaptive complex system based on data engineering. [ABSTRACT FROM AUTHOR]

Marketplaces in Anglophone West Africa have a long history. However, previous studies have failed to conceptualise the characteristics of these marketplaces in an organised manner. This article demonstrates that the Anglophone West African marketplace is a multidimensional concept characterised by six interrelated features, namely physical, social, economic, cultural, governance, and contestation attributes. With increasing globalisation and penetration of global and regional supermarket chains in Africa, the multifunctional space of the Anglophone West African marketplace, as experienced in Euro-American contexts, risks extinction. More broadly, the article shows that the attributes identified in this framework have relevance beyond Anglophone West Africa, suggesting that the marketplace in other parts of Africa and the Global South face similar threats. The framework lends itself to further research in several disciplines and has applied relevance for Anglophone West African policymakers and municipal authorities as well as the international community. [ABSTRACT FROM AUTHOR]

In this 21st century, driven by the spread of internet access, exponential technological advances have taken place. In this context, commercial operations and, at the same time, electronic commerce contributed decisively to organizational changes. Thus, the objective of this study is to understand the customer service process based on a marketplace strategy. For this, a case study was carried out, with a pre-structured questionnaire, with an e-commerce company, highlighting the decisions throughout the transactional process. Given the notes, it was proved that the marketplace strategy is aligned with the definition that quality in electronic commerce is a multidimensional construct. The article's limitation is the unique case study, which exclusively contemplated the supply chain focal enterprise perspective. Future studies will be able to address this theme by expanding the sample of companies for analysis - both upstream and downstream of the focal company - and extending the research to major marketplace players. The social contribution also stands out, considering the possibilities for small organizations to access markets with barriers due to financial, logistical, or marketing issues. [ABSTRACT FROM AUTHOR]

Copyright of APUNTES - Journal of Cultural Heritage Studies is the property of Pontificia Universidad Javeriana and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

The paper describes a reference architecture for open marketplaces to be used for networked stakeholders in industrial production ecosystems. The motivation for such an endeavor comes from the idea to apply the basic principle of the platform economy to offer functions of an asset “as a service” to industrial production, including the associated supply chain networks. Currently, commercial offers of “production as a service” usually lead to proprietary systems with the risk of platform vendor lock-ins. Hence, there is a need for an open approach that relies upon international (emerging) standards, especially those from IETF, IEC, the Plattform Industrie 4.0 and the International Data Spaces Association (IDSA). The presented approach enables federation of marketplaces according to well-defined interfaces. This article proposes a technology-independent open architecture derived from functional and non-functional system requirements and driven by the idea of the Smart Factory Web, a testbed of the Industrial Internet Consortium (IIC). Furthermore, the architecture of the Smart Factory Web (SFW) platform is presented and assessed against the current and future demands of open federated marketplaces for industrial production ecosystems.

Usaha Mikro Kecil dan Menengah merupakan salah satu potensi bagi pertumbuhan perekonomian negara. Seiring dengan perkembangan teknologi informasi yang memunculkan cara baru dalam memasarkan produk, tentu UMKM perlu memanfaatkan keberadaannya. Melalui kegiatan Pengabdian Masyarakat ini, Program Studi Pendidikan Informatika Universitas Trunojoyo Madura melihat adanya potensi bagi perkembangan UMKM dalam menggunakan e-commerce dan Marketplace bagi perkembangan ekonomi yang pada akhirnya akan didapatkan peningkatan mutu sosial tenaga kerja dan wanita. Serangkaian kegiatan pelatihan yang dilaksanakan dalam kegiatan Pengabdian Masyarakat ini menunjukkan bahwa peserta memiliki pemahaman materi dan potensi untuk mengembangkan usaha.

This paper describes a multistate project that addressed the growing need for health insurance information for individuals by focusing on the Affordable Care Act (ACA) and health insurance education and outreach efforts in targeted areas of the country in federally-facilitated marketplaces with high numbers of uninsured and underinsured individuals. Specifically, the project provided ACA and health insurance information to individuals in formal and informal settings to assist them in choosing a health insurance plan through the Marketplace. Education and outreach activities included group workshops and presentations, Q&A sessions, and panel discussions; one-on-one in-person consultations, phone consultations, and email consultations; and information provided through websites, blog posts, Facebook posts, tweets, YouTube videos, email blasts, newsletters, newspaper articles, and radio and TV programs. Health insurance enrollment assistance was provided by volunteers and some Extension educators or referrals were made to Navigators or Certified Application Counselors for enrollment assistance.