Search

More Money, More Power? is a guide to shift the role money plays in your life so you can reclaim your innate power and create sustainable wealth. The book and accompanying e-course will lead you on an inner journey through which you discover the power to choose how your relationship to money will unfold. When thinking about your bank account balance, your income, or even your debt balance, what does that number mean about you? Does it equate to your self-worth—your value? What you bring to the table in your family or other relationships? The answers and feelings that arise when exploring these questions give you a doorway into your internal world. When exploring the role money plays in determining your worthiness or value, you discover the power in your unique Money Design. Wherein lies the fallacy that money is directly tied to power. Breaking down this belief leads you to the knowledge that the power needed to fulfill your vision and achieve your dreams lies within you—not within the money you're attempting to accumulate. Are you ready to drop the disempowering stories about money and shift your Money Design to lead you into a life of unlimited resources and inner fulfillment?

Bring your financial planning to life by bringing life to your financial planning. Life-Centered Financial Planning: How to Deliver Value That Will Never Be Undervalued shows financial planners and advisors how to radically improve the service they provide to their clients by tying their decisions and strategies to their clients'life events, stages, and goals. Written by distinguished financial professionals Mitch Anthony and Paul Armson, Life-Centered Financial Planning provides readers with practical advice and concrete strategies to revolutionize their organization and client service by: · Focusing on what matters most to clients, rather than maximizing assets under management or pushing products · Understanding that a strong financial plan means more than simply accumulating as much money as possible · Building a business model that is good for everyone involved: the financial advisor, clients, and the organization · Moving from being a commodity to being your client's trusted advisor The book is perfect for any financial planner or advisor who wishes to adapt to the radical redefinition of financial services taking place today.

Financial Autonomy is a fresh, innovative book about money. But unlike most money books, it's not focused on making you the richest person in your street, or worse, the richest person in the cemetery. Instead, the focus of this book is on gaining choice. What can you do on the money side of your life, to provide you with the choice to pursue maximum happiness in all the other aspects of your life.Have you ever listened to a guest on a radio program or a speaker at an event talking about some amazing experience they've had? Perhaps it was traveling through Tibet in a beaten-up Land Rover, sailing around the world, jumping out of planes in a wing suit, or starting a business or charity of their own, driven by a magnitude 10 passion to make an impact.And when listening to these inspiring stories, have you ever wondered how they managed to organise their life so that it was possible? Do you wish you could organise your life to do what's important to you?Financial Autonomy is a book about money but it's equally about gaining choice. If you get the money side of your life right, you will have the choice to pursue maximum happiness in all the other aspects of your life. Personal finance expert Paul Benson believes there are three vehicles to create enough wealth to have the choices you desire are: (1) Investing in shares; (2) Investing in property; and (3) Working for yourself (starting a side hustle or small business). He explores these in detail, as well budgeting and saving - and as you'd expect, he gives readers a choice of strategies they can adopt to succeed in these areas.

The Taxable Investor's Manifesto: Wealth Management Strategies to Last a Lifetime is written for every investor with taxable wealth and every advisor who serves them. The Taxable Investor's Manifesto guides readers through a series of related topics, bringing clarity to complexity with an economy of words, while providing valuable and actionable advice at every turn. This remarkable book combines the deep industry knowledge of a seasoned practitioner with the communication skills of a leading educator. Author Stuart E. Lucas is the founder and Chief Investment Officer of Wealth Strategist Partners, a firm that advises complex family enterprises, including his own. He also co-founded the University of Chicago's Private Wealth Management program, now in its fourteenth year. Most investment books only address pre-tax headline returns, but individuals pay taxes. The incentives and disincentives of our tax system can have a dramatic impact on actual investment time horizons and returns. The Manifesto sensibly folds tax incentives into investment strategy in ways that can add profound value over a lifetime to actual results. It includes guidance on: How to keep a greater percentage of your profits with a higher probability of success and less effort Why it's important to manage the intersection of investment, tax and estate planning How to compete for better long-term investment returns against tax-exempt investors. Whether you're a young professional or entrepreneur, a mid-career manager, a senior business executive, or a retiree this book will give you tools to enhance your net worth considerably. If you are an advisor, studying and implementing Lucas's advice will strengthen your business and make your clients happier.

Your all-in-one guide to getting your career and finances in order — for greater clarity, happiness, and peace of mind.Studies show that if you're like the majority of young professionals, you feel dissatisfied with your job, your finances, or your overall station in life. It can seem impossible to disentangle the work stuff, the money stuff, and the personal stuff, because they're all inextricably linked. But the good news is, you don't have to go at it alone: Work Your Money, Not Your Life is your all-in-one guide to achieving both your career and financial goals so that you can get where you want to be.In his debut book, Roger Ma, an award-winning financial planner and a publisher strategist at Google, offers secrets on how you can craft a meaningful career, gain financial comfort, and achieve a greater sense of purpose. And the premise behind it all is this: money affects every part of our lives. Simply by sorting out your personal finances (and it isn't as bad as it sounds!), you can build a foundation from which you'll be able to find the right career path, visualize your desired lifestyle, and turn your dreams into a reality.You'll learn how to: Relieve yourself of the work, money, and personal stressors that keep you up at night Dispel the job myths that are preventing you from a more rewarding career Apply the fundamentals of personal finance to your unique situation, without all the confusing jargon Prioritize and balance your career and money needs through exercises and easy-to-use templates, launching yourself on the path to the life satisfaction you desire When the life you're living and the life you want to live don't match up, everything feels off balance. Where do you begin trying to connect the dots? Start with this book. Through accessible, practical advice, you'll learn the career and financial strategies you need to live the life you deserve.

Geldanlage im Lebenszyklus-Modell – Einfach zu Ihrer Vermögensstrategie Die Behavioral-Finance-Forschung ist sich einig: Stundenlange Aktienanalyse, Fragen nach dem optimalen Markteinstieg und tägliche Kontrolle der Portfolio-Performance sind für Sie als Privatanleger völlig unnötig. Viel wichtiger ist, sich den eigenen Anlagehorizont und die persönliche Risikotoleranz bewusst zu machen, um die optimale Anlagestrategie zu finden. Die hier versammelten Expertinnen und Experten – allesamt renommierte Finanzwirtschaftlerinnen und -wirtschaftler mit Professuren an verschiedenen deutschen Hochschulen – zeigen leicht verständlich, wie ein finanziell sorgenfreies Leben möglich wird. Neueste Forschungserkenntnisse werden zu einer einfach umsetzbaren Vermögensstrategie für alle Lebenslagen verwoben – egal, ob Sie am Anfang oder Ende Ihres Erwerbslebens stehen.

This small book provides a blueprint for a life beyond your wildest dreams. It is a primer for achieving wealth, loaded with the most salient prosperity wisdom of the last hundred years. The content is further enhanced by thoughtful exercises that will aid you in your personal success journey. Each of the chapters focuses on one of the twelve principles and includes selections of writings from the world's greatest prosperity teachers, including Napoleon Hill, James Allen, Norman Vincent Peale, Julia Cameron, Stephen Covey, Zig Ziglar, and many more. Those principles are:GoalsDreamsPerseveranceGrowthSelf-ConfidenceImaginationSelf-TalkMaster MindsPlayDecisionsTaking ActionGiving BackRead lessHere is your opportunity to explore your goals, your dreams, your self-confidence, and much more. “This is not a book for those who are afraid to hear the truth about what it takes to achieve prosperity. Nor for those who want to read long, feel-good books that take forever to get to the point. This is a book for those who need short yet powerful reminders to keep them on track. It is chock-full of mind gems, or wisdom in a nutshell, that will see you through both the good times and the hard times on the journey to success.” —from the foreword by David Cameron Gikandi

This book provides computational tools that readers can use to flourish in the retirement income industry. Each chapter describes recipe-like algorithms and explains how to implement them via simple scripts in the freely available R coding language. Students can use those skills to generate quantitative answers to the most common questions in retirement income planning, as well as to develop a deeper understanding of the finance and economics underlying the field itself. The book will be an excellent asset for experienced students who are interested in advanced wealth management, and specifically within courses that focus on holistic modeling of the retirement income process. The material will also be useful to current and future wealth management professionals within the financial services industry. Readers should have a solid understanding of financial principles, as well as a rudimentary background in economics and accounting.

No, this isn't a Cinderella Story … or a Fitness Guide … Dr. Shellie's Ball Gowns to Yoga Pants helps you start building your authentic brand and successful company! Dr. Shellie Hipsky's daughter noted that her mom no longer wore power suits daily for work. As a successful motivational media company's CEO and the nonprofit leader of The Global Sisterhood, Dr. Shellie helps inspire and empower the women of the world. Her daughter Alyssa stated she was always wearing either, “ball gowns for charity events or running around in yoga pants with her kids making deals on the phone.” This practical book takes you step by step from vision to startup and beyond as Dr. Shellie describes her rise from tenured professor to becoming an award-winning “Best Business Woman” and “Entrepreneur of the Year” whose company has grown massively in impact and revenue. If you have ever dreamed of leaving your 9-to-5 or you want to get back into the workforce as a powerful mom and entrepreneur, then listen as Dr. Shellie gives you her proven secrets to success, as well as the stories of other entrepreneurs who started out with a powerful vision and drive. You will be living your perfect brand in no time. This is not a fairytale… It is your real life. No matter what you choose to wear, get on the path to business success with Dr. Shellie!

True freedom is within your grasp with this powerful wealth creation strategy. Freedom First challenges you to rethink your ideas about how to become financially free. Drawing on historical financial insights as old as Confucius, as well as lessons gleaned from modern psychology and economics, this book explores a counterintuitive approach to wealth creation: if you want to become financially free, you need to become free first. Author Matthew Klan walked away from his professional career and the promise of financial security in the pursuit of freedom. Now a self-made millionaire, Klan reveals his two-part wealth-building principle, and shares stories of others who have harnessed the power of getting free first. This book will enable you to: Learn the counterintuitive financial insights of the rich Understand the traps of not being free: Dependence trap, Debt trap, Income trap Learn how to free yourself from what is holding you back Free up time and energy to unlock your full creative potential Adopt a growth mindset and go beyond the traditional'passive income‘ approach Whether you're a millennial or retiree, this book will teach you the wealth generation secrets of the rich and enable you to become financially free now.

The world of investing normally sees experts telling us the'right'way to manage our money. How often do these experts pull back the curtain and tell us how they invest their own money? Never. How I Invest My Money changes that. In this unprecedented collection, 25 financial experts share how they navigate markets with their own capital. In this honest rendering of how they invest, save, spend, give, and borrow, this group of portfolio managers, financial advisors, venture capitalists and other experts detail the'how'and the'why'of their investments. They share stories about their childhood, their families, the struggles they face and the aspirations they hold. Sometimes raw, always revealing, these stories detail the indelible relationship between our money and our values. Taken as a whole, these essays powerfully demonstrate that there is no single'right'way to save, spend, and invest. We see a kaleidoscope of perspectives on stocks, bonds, real assets, funds, charity, and other means of achieving the life one desires. With engaging illustrations throughout by Carl Richards, How I Invest My Money inspires readers to think creatively about their financial decisions and how money figures in the broader quest for a contented life. With contributions from: Morgan Housel, Christine Benz, Brian Portnoy, Joshua Brown, Bob Seawright, Carolyn McClanahan, Tyrone Ross, Dasarte Yarnway, Nina O'Neal, Debbie Freeman, Shirl Penney, Ted Seides, Ashby Daniels, Blair duQuesnay, Leighann Miko, Perth Tolle, Josh Rogers, Jenny Harrington, Mike Underhill, Dan Egan, Howard Lindzon, Ryan Krueger, Lazetta Rainey Braxton, Rita Cheng, Alex Chalekian

What are the secrets of the greatest investors in history – the Investment Wizards? What are the life principles, investment strategies and rules they all follow to profit, year after year, in all economic cycles? The Ten Commandments of Investing shares the ten common guiding principles of investing as practiced by the world's great Investment Wizards. The Ten Commandments of Investing is accessible and applicable to novices and pros alike. Their timeless advice is particularly relevant for investors navigating the post COVID-19 world. Listen to the Investment Wizards! Apply the Ten Commandments to achieve financial freedom through smart investing.

Build Your Business and Your Financial Future As a solopreneur, you can reinvent the way you work with much more freedom, fun, and financial security. There's never been a better time to earn more money by starting a full- or part-time solo venture. But being your own boss can be a challenge or feel scary when you don't have a roadmap. In Money-Smart Solopreneur, Laura D. Adams answers questions every aspiring and new entrepreneur has about creating a business and building a secure financial future. It's a complete guide for what to do, critical mistakes to avoid, and how to start a solo business without taking too much risk. You'll get answers to these common questions: Can I get started without any filings or paperwork? Do I need a business bank account? How can I budget and reach goals with an irregular income? What business entity is best? When should I incorporate? How do I protect my intellectual property? When do I need an accountant? How can I figure out how much to charge clients? What tax deadlines am I required to meet? Do I need a business license? When should I leave my day job? Which tools are worth paying for? No matter if you're a freelancer, independent contractor, or side-hustler in the on-demand economy, you'll get essential knowledge, tools, and inspiration to live a successful solopreneur life. Laura D. Adams demystifies how to start and build any solo or small business. She covers legal, financial, and tax issues you must know to stay out of trouble. Her upbeat tone and approach for managing variable income, using an automatic money system, and creating a self-employed benefits package are just a few gems you'll discover. Laura's smart tips and chapter exercises include refreshing strategies for earning more, managing the unexpected, and reaching financial goals. You'll come away empowered to build your full- or part-time solo business and create long-lasting financial security. After reading Money-Smart Solopreneur, you'll be able to: Earn full- or part-time self-employed income with confidence. Refine your business and brand vision. Evaluate the pros and cons of working as a solopreneur. Create a strategy to exit a day job by building a business on the side. Turbocharge your productivity using pro tips. Create a financial safety net and leapfrog to the life you want. Organize and legally protect your business using simple techniques. Set higher rates, create better proposals, and negotiate wisely. Save money by operating a home-based business. Set up an automatic money system to achieve goals and build wealth.

Theme: Hi-Lo, Life Skills, Money, JobsEach flip book in this 10-book set covers a key life skill necessary for newcomers, such as managing money, finding a job, or starting at a new school. The books also delve into American culture and expectations. Developed for newcomers reading at the most basic level, the books range in readability from 1.0 to 1.9 and have Lexile scores of 130L to 230L. Each book is actually two books in one, with a nonfiction side and a fiction side. The nonfiction side teaches students about an important life-skills topic, and the fiction side depicts characters negotiating new skills in real-life situations.LIFE SKILLS: Newcomers will build practical life skills that are expected of all American teens with this 10-book set each nonfiction side includes a glossary of key terms used in the text and topical conversation questions that help students practice English language skills.

An essential money-saving resource for every Australian who pays tax – updated for the 2020-2021 tax year and including the latest COVID-19 pandemic government relief measures. 101 Ways to Save Money on Your Tax – Legally! is the tax guide every Australian should own. Step-by-step instructions from Adrian Raftery, aka Mr. Taxman, will show you how to leverage every available deduction to lower your tax bill and keep more of your hard-earned money. Thoroughly updated for the 2020-2021 tax year, this new edition gives you the latest information on changes to the tax codes as well as the latest COVID-19 pandemic government relief measures, including the JobKeeper payment, the Cash Flow Boost, the Coronavirus Supplement, the Coronavirus SME Guarantee Scheme and the early access to superannuation. Tax laws are constantly changing, but you don't have to pore over piles of legislation to file your tax accurately and completely – that's what Mr. Taxman is here for. Don't let yourself become one of the people who overpay. Find out what you actually owe, and prepare for even better savings next year. This guide removes the stress and confusion from tax season and helps you file on time with no mistakes. Whether you're an individual, married couple, investor, business owner or pensioner, this guide will help you: understand how your taxes have changed for 2020-2021 reduce your tax bill, potentially by $100s or $1000s learn plenty of expert tips, avoid tax traps and find the answers to frequently-asked questions explore topics such as medical expenses, levies, shares, property, education, business and family expenses, superannuation and much more protect yourself from errors, audits, overpayments and other common problems. When it's time to file your tax, turn to 101 Ways to Save Money on Your Tax – Legally! Maximise your deductions and get the best possible tax return. Don't pay more than you have to. Mr. Taxman is here to help.

A comprehensive guide to talking about money in every aspect of your life, including at work, with friends and family, and in relationships, from the author of the Broke Millennial series.Let's face it--talking about money is always awkward. In this user-friendly and approachable guide, finance writer Erin Lowry helps take the stress out of these tricky conversations. With scripts, tips, and troubleshooting advice, she takes you through every possible money talk scenario, including:how to tell your friends you can't afford the same lifestyle they canhow to ask your parents if they can afford retirement and if they'll need your support as they agehow to talk to your coworkers about your salary and negotiate with your bosshow to broach the subject of a prenup with your fiancé Lowry arms you with all of the financial knowledge you'll need in order to get the most out of each interaction, whether that's with your friends, your spouse, your employer, or your mom. It's time to demystify our money and hash out these tough topics with the important people in our lives, and this helpful book will make it all much easier.

What this book can do for you: You support climate protection, quickly receive compact information and checklists from experts (overview and press reviews in the book preview) as well as advice tested in practice, which leads step by step to success - also thanks to add-on. Because financial crises can be very frightening: In addition to the normal everyday worries, in crisis situations there is also the worry of what will become of the saved money and whether we will be able to put money aside at all. But the good news is: On the one hand, we can save a lot of money in everyday life with the right financial planning, on the other hand, everyone should urgently deal with the topic of investments and shares, after all, savings and thus the retirement provisions that are important for pensions are only destroyed by inflation. We give you the best possible help on the topics of career, finance, management, personnel work and life assistance. For this purpose, we gather in each book the best experts in their field as authors - detailed biographies in the book -, who give a comprehensive overview of the topic and additionally offer you success planner workbooks in printed form. Our guidebooks are aimed primarily at beginners. Readers who are looking for more in-depth information can get it for free as an add-on with individual content in German and English as desired. This concept is made possible by a particularly efficient, innovative digital process and Deep Learning, AI systems that use neural networks in translation. Moreover, we give at least 5 percent of our proceeds from book sales to social and sustainable projects. For example, we endow scholarships or support innovative ideas as well as climate protection initiatives and in some cases also receive government funding for this. With our translations from German into English we improve the quality of neural machine learning and thus contribute to international understanding. You can find out more on the website of our Berufebilder Yourweb Institute. Publisher Simone Janson is also a bestselling author as well as one of the 10 most important German bloggers according to the Blogger-Relevance-Index, furthermore she was a columnist and author of renowned media such as WELT, Wirtschaftswoche or ZEIT - more about her in Wikipedia.

Managing Your Personal Finance teaches you how to manage your money and savings. Keeping technical jargon to a minimum, the authors have articulated a wide range of topics on complex financial issues into simple and easy-to-understand ways for those keen on making their savings work for them from the beginning of their career to retirement. Follow young David's journey through a series of letters from his father as he learns how to manage his financial resources. You'll learn how to set financial goals, use financial tools, and how to plan for your future. The authors have made complex and difficult financial ideas easy to grasp and apply for the layman. There are many useful lessons to be learnt that might just answer some of your financial questions and will spark your interest on how to begin handling your personal finance wisely.

Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions—from paying off your student loans to managing investments. Are you looking for ways to decrease your spending…and start increasing your savings? Need some simple advice for maximizing your investments? Want to start planning for your retirement but don't know where to start? It's now easier than ever to achieve all your financial goals! Many people are afraid to talk about money, which means that you might be missing some of the best money-saving skills out there! In Money Hacks you will learn the basics of your finances so you can start making every penny count. Whether you're trying to pay down debt, start an emergency fund, or make the smartest choice on a major purchase, this book is chock-full of all the useful hacks to make your money work for you in every situation!

A real estate expert's guide to taking control of the process to minimize stress—and maximize equity. Many of us want to stop throwing away money on rent—but buying a home can be an emotional rollercoaster, especially for first-timers. Homebuyer Rollercoaster helps readers navigate the ups and downs of buying a home while also helping them to save money and keep their sanity. Monica Benitez uses her real estate expertise to help homebuyers achieve their goal of owning a home, even if they've been told it's not possible. Within Homebuyer Rollercoaster, readers learn how to: · Select the right home for themselves and their family by learning to dominate the homebuying process · Create their Homebuyer Blueprint, which will help them reach their desired outcome · Budget with down payments and closing costs Monica Benitez draws on more than twenty years of experience with both residential and commercial real estate to help you make the process less overwhelming—and make your investment more rewarding.

YOUR GUIDE TO SURVIVING AND THRIVING IN THE AI ECONOMY.No one can be completely sure what the future of work is going to look like, but it will likely be completely transformed by artificial intelligence. That means an uncertain future for Millennials, including the need to switch jobs, change occupations and learn new skills. Taking steps towards financial freedom and early retirement now, on your own terms, will put you in the driver's seat for what could be a bumpy road ahead. In OVERCOME AI, Wall Street expert Scott Gamm sets out a practical roadmap to financial freedom and early retirement. Discover:Why retiring early will become a necessity, not just a goal.How much money you'll need to live well without a steady 9-5 job.The importance of reducing or eliminating debt.How to invest in the stock market.How to use alternative retirement savings vehicles.OVERCOME AI is full of actionable investing information that can be applied within minutes of reading. This is truly the first book to provide a clear plan for wealth-building and financial security in the automation era.

Make a plan now and manifest a rewarding and abundant retirement: “A book that countless women are waiting for.” —Marianne Williamson Coach and personal finance professional Debra K. Menke spent years watching powerful women not properly plan for retirement. To help this strong tribe of women take ownership of their financial freedom, she offers this love letter as a route to retirement success. In Powerful Women Plan for Retirement, Debra helps women to: Figure out exactly how much money they'll need in order to retire Quit guessing whether they'll be ready to retire in ten years Create a solid retirement plan and never stress about it again Ensure their plan doesn't fall apart, even when life happens Plan their exit strategy and start living the life of their daydreams

In this breakthrough book you'll discover your Money Story, your Money Type and just as importantly you'll learn the habits, triggers and tricks that are right for you.If you've ever tried to budget but found it just doesn't work, you need to read this book. When it comes to saving and spending money, we're not all the same. Yet for too long, the financial advice world has treated us as if we are. This book will give you the tools you need to make that long-awaited financial breakthrough, allowing you to discover your'Financial Phenotype': the unique combination comprising your Money Story, your Money Environment, your Money Type and, just as importantly, the habits, triggers and tricks that are right for you.Once you realise that the one-size-fits-all approach to finances you've been trying to adopt doesn't work for most people, it can be liberating. Finally there's a rational explanation for why you've struggled with money-why you're perpetually sabotaging, why you're constantly at loggerheads with your partner or why you just can't seem to be consistent.When it comes to other areas of your life, such as food and exercise, you've no doubt embraced a multi-faceted, often highly personalised approach and you recognise that's important. Why should it be any different when it comes to your finances?That's why understanding your Money Story and discovering your Money Type is the key to financial success.

Este libro es una invitación a abrirse a una gama de conceptos e ideas que lo liberarán de las trabas y fricciones que no le permiten, en definitiva, ser parte de la maquinaria de creación de riqueza. Despeje sus dudas sobre cómo funciona el sistema financiero y conviértalo en una potente palanca que le permita lograr sus objetivos sobre su independencia financiera.

BOUNCE BACK TO FINANCIAL, SPIRITUAL, AND PSYCHOLOGICAL HEALTH WITH THESE FIVE POWERFUL CONDENSED CLASSICS The five works abridged and introduced by historian and New Thought scholar Mitch Horowitz in Bounce Back give you the greatest possible opportunity to navigate economic crisis and poise yourself for recovery. • Revolutionize your budgeting skills and be ready to take advantage of economic upswing with George S. Clason's classic guide to personal finance, The Richest Man in Babylon. • How to Attract Money is Joseph Murphy's most effective program of visualization. Offering specific prayers and affirmations, Murphy brings you closer to your goals and helps you attain the life you want. • Russell H. Conwell's motivational classic Acres of Diamondsteaches you to think in practical ways and transform seemingly modest ideas into large returns. • Transcendentalist philosopher Ralph Waldo Emerson offers his principles for self-directed living in Power and Wealth, helping you focus and exert your will in the world. • Think and Grow Rich, the world's greatest book on successful living, provides Napoleon Hill's famous thirteen steps to wealth and achievement. Open the door to financial empowerment and bounce back from challenging times with these great primers of self-potential.

Forget waiting until retirement to start living your life. Start now! Bronwen Vearncombe spent 21 years as a banker in one of the top five UK banks, but when she was told she wouldn't be able to draw her pension until she was 67, she became determined to escape the rat race. An impulse purchase of a rental flat led her to becoming a landlord and achieving financial freedom. After just 12 months, Bronwen and her husband John owned over £2m worth of rental property and created an income of £60,000 per annum, enough to leave their day jobs. A year later, they travelled the world and discovered they could manage their property business from anywhere in the world! In this inspirational book, you will learn... • Why now is the best time to invest in property • How to overcome the fear factors and minimise risks • How to follow your dreams • How to build a property portfolio and achieve financial freedom

A Map to the Four Cornerstones of a Fulfilling Life Award-winning designer and author Lori Dennis shares her secrets to balancing the four most important areas of our lives: relationships, finances, wellness, and spirituality. Learning to make these quadrants cooperate in harmony yields real results, including meaningful work, a successful love life, decreased anxiety, better sleep, positive interactions with others, and a general sense of happiness and serenity. From the decision to be happy to grounding reality checks and realistic goal setting, Dennis walks readers through the process of assessing and aligning our aspirations and daily habits to create a productive, satisfying life. She challenges readers: “If you're not happy, it's time to ask yourself why and address the parts of your life that need work. What's been getting in the way of your happiness until now? What part of your life is being neglected or missing altogether?” In this accessible guide, Dennis focuses her philosophy on the following areas:Part One: Relationships examines how we interact with everyone in our lives (romantic partners, family members, friends, coworkers, and new acquaintances), how to recognize unhealthy patterns, and how to create the kinds of connections that enrich and positively challenge us.Part Two: Finances discusses wealth goals, career choices, consumerism, money management, and tips for controlling debt.Part Three: Wellness elaborates on how stress, diet, and exercise all play a role in the general health of our physical, mental, and spiritual being.Part Four: Spirituality identifies the benefits of striving for a sense of awareness, possibility, love, and gratitude. With Quadrant Life in their back pockets, readers will have the knowledge and practical techniques to pursue the life they've always dreamed of.

One of NPR's Best Books of 2020 One of Time's 100 Must-Read Books of 2020 From the New York Times bestselling author of I Can't Date Jesus, which Vogue called “a piece of personal and cultural storytelling that is as fun as it is illuminating,” comes a wry and insightful essay collection that explores the financial and emotional cost of chasing your dreams. Ever since Oprah Winfrey told the 2007 graduating class of Howard University, “Don't be afraid,” Michael Arceneaux has been scared to death. You should never do the opposite of what Oprah instructs you to do, but when you don't have her pocket change, how can you not be terrified of the consequences of pursuing your dreams? Michael has never shied away from discussing his struggles with debt, but in I Don't Want to Die Poor, he reveals the extent to which it has an impact on every facet of his life—how he dates; how he seeks medical care (or in some cases, is unable to); how he wrestles with the question of whether or not he should have chosen a more financially secure path; and finally, how he has dealt with his “dream” turning into an ongoing nightmare as he realizes one bad decision could unravel all that he's earned. You know, actual “economic anxiety.” I Don't Want to Die Poor is an unforgettable and relatable examination about what it's like leading a life that often feels out of your control. But in Michael's voice that's “as joyful as he is shrewd” (BuzzFeed), these razor-sharp essays will still manage to make you laugh and remind you that you're not alone in this often intimidating journey.

The Case Approach to Financial Planning: Bridging the Gap between Theory and Practice, Fourth Edition (Revised), fosters sound financial planning logic and decision-making using the CFP Board of Standards, Inc. newly-revised 7-step systematic financial planning process.This textbook provides the tools and foundation for helping aspiring financial planners learn by doing. The material in this book provides students with real-world scenarios that can provide insights into the financial planning process as they put their financial planning skills to the test.This title features:A content review of the major subject areas typically taught in a college-level financial planning curriculumA comprehensive review of important financial planning mathematical formulas and proceduresA variety of 16 case studies, including an ethics review caseChapter-based case examples that illustrate how financial planning strategies can be used to develop client-specific recommendationsEnd-of-chapter mini-cases with exercises that challenge students to apply chapter contentInstructions on how to do calculations essential to creating a financial planNew in the revised 4th Edition:Newly updated materials that reflect current financial planning trendsUpdated information regarding recent tax changes, including the SECURE ActTopics Covered:Financial PlanningTax PlanningInsurance PlanningEstate PlanningAssessing Client Risk ToleranceClient CommunicationFinancial Planning EthicsAnd More! See the “Table of Contents” section for a full list of topics

Te gustaría ahorrar dinero y pagar tus deudas? Si es así, entonces esta guía es para ti. Tácticas probadas para eliminar tus deudas y ahorrar dinero para tu retiro.

Learning from your mistakes makes you smart. Learning from other people's mistakes makes you a genius. There are two ways to share knowledge, you can push information out or you can pull them in with story. A good story well told, can change the world. After 25 years in the trenches working with thousands of individuals and small business owners, John MacGregor opens the vault on 10 incredible stories that have the power to transform your financial life forever. In this book MacGregor reveals 10 real-life stories of people he encountered who had everythng and lost it all. It is here, MacGreogor reveals for the first time “The B.E.A.R Trap”, THE four underlying reasons why so many people go and stay broke. Using jaw dropping stories, this book answers and solves why: •78% of people are living paycheck to paycheck •65% of people could not come up with $400 today for an emergency expense •Why money is the #1 source of stress in our society •AND, why this problem is getting worse – not better - despite the thousands of how-to-books, DVD, and online resources available. Unlike the thousands of traditional “how-to” personal finance books that use traditional methods that rarely elicit change in people, these stories elicit something deep within the reader that allows people to make meaningful transformations in their life. The BEAR Trap formula is not only effective in your financial decision making, you can use it anywhere in your life to avoid painful outcomes and pitfalls. Though this is about the rich going broke, the amount of money doesn't matter as everyone of these stories can pertain to you and your family

Fast-track your financial dreams with this Aussie property investment guide for the 2020s Positively Geared offers a powerful approach for clever property investment, empowering readers to make money when they buy properties, not just when you sell them. This sustainable approach to wealth building will equip you with the knowledge, skills and insider strategies to not only build a diverse property portfolio, but also maintain a portfolio that achieves passive income to reach your goal of financial freedom. Working as a teacher, author Lloyd Edge started to grow his wealth with an initial $30k investment. By the age of 40, he was able to retire from his nine-to-five job. Now a leading property investment strategist, Lloyd's shares his personal story and proven strategies with the hope of inspiring everyday Aussies – young and old – to dream big and proactively craft the lifestyle they really want. Positively Geared will enable you to: Discover tested property investment strategies Learn from real-life case studies and interactive exercises Understand the importance of growth, instant equity, and cash flow when buying properties Employ a strategy designed for property portfolio growth Create a plan to achieve financial freedom based on real estate investment Whether you're a new or experienced property investor, you can take advantage of this unique approach to sustainable wealth building and take control of your finances, refocus on your objectives and start designing the lifestyle you want.

10 secrets to gaining personal and financial freedom for you and your family, from two top marketing experts and entrepreneursFrom living on Jess's wages as a makeup counter sales clerk, to achieving dramatic success as network marketing partners, to running a multi-million-dollar coaching and training company today, Ray and Jessica Higdon have built their lives on a shared desire for freedom and balance. Now they want to help you do the same, and do it all from the comfort of your own home!With 10 simple rules for redefining what's possible in your life, this book will help you build confidence, shift your mindset, and learn the tools to take control of your life and start on a path toward your own definition of freedom.Whether'success'for you means being your own boss full-time, taking an extended parental leave without worrying about how to pay the bills, or saving money to send your child to college, you can follow these rules to make a positive change in your life. You'll learn to: Make room for change in your life by banishing doubt and anxiety Create a vision for your personal brand of freedom outside the corporate grind of the status quo Talk about and make money without shame--the money you have and the money you want Wave good-bye to your inner perfectionist Know exactly what to do on a daily basis to make more money from home Have a commitment strategy, not an exit strategy Always remember that money can't buy happiness!

When Ken Kamen launched his financial services career, technology had just begun to transform how we earn, spend, save, and invest money—along with every other aspect of our lives. Today, nearly four decades later, we have access to boundless possibilities with only a few keystrokes. Technology empowers us by making countless tasks easier and speedier to accomplish, but it also compounds our human tendencies to act impulsively and emotionally, both of which are enemies of long-term financial security. Computers and search engines have lulled us into complacency, making it easy to find just-in-time answers to all our questions. The unexpected consequence has been a decline in the desire, and even the skills, to plan ahead. In Don't Let Technology Crack Your Nest Egg, Kamen presents startling facts that reveal how our reliance on technology poses growing economic dangers. For example, our addiction to our screens leads us to squander our most precious resource: time. Aspirational consumption has become such a budget-breaker that 60% of millennials say their #1 money-saving plan is to stop following social media. The incremental growth of cashless transactions makes us increasingly lax about tracking our spending. And although computers provide us access to a cornucopia of information, many people carelessly put their trust in'knowledge'from unreliable sources. In the real world, we guard our wallets and lock our doors to protect ourselves from unknown threats. But in the virtual world, we are cavalier about allowing motivated parties to invade our privacy and track our behavior, manipulate our buying decisions, and sway our opinions. We trust that simplistic, computer-generated solutions are comprehensive enough to provide carefully considered recommendations for our own particular needs. We allow our cyberself to wander the internet, compromising our identity and acting as an unsupervised agent on our behalf in our interactions and transactions with strangers. Kamen explores the wide-ranging consequences these new forces can have on our financial futures. This book will be cautionary and eye-opening both to older readers with a nest egg to protect and to younger readers just building one—to anyone, in fact, wanting financial insight into navigating a world that is rapidly being transformed by technology.

THE SMARTEST MOVES TO INCREASE YOUR WEALTH...NOW! You may not be rich now or in six months, but you can become wealthy if you change your mindset and adopt proven financial strategies that have helped countless others become true millionaires. The Secrets of Getting Rich provides the strategies to build your wealth quickly and permanently. There's no need to live frugally to achieve financial freedom in the future. Instead, you should focus on making smart choices based on your personal needs and wants. Of course, you can't avoid spending some money but you'll want to figure out how to put aside funds and accumulate wealth for later years. Based on sound financial advice from the acclaimed Newsmax Media Newsletter, The Franklin Prosperity Report, you will learn how to: Maximize Your Savings & Investments Take Advantage of the Best Credit Cards & Banks Save While Shopping – Save Big on Cars! Start Your Own Business & Generate Alternative Income Save More for College & STILL Enjoy Family Vacations & Travel Safe-Guard Your Retirement, Health & Home Protect Your Financial Privacy And Much Much More! And always remember: “A PENNY SAVED IS A PENNY EARNED” – Benjamin Franklin, Founding Father of the United States of America

A common-sense guide to living rich... instead of dying rich Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired. The only thing you wasted along the way was... your life. Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It's intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one's so-called “golden years.” In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins's plan for optimizing your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for. You'll discover how to maximize your lifetime memorable moments with “time-bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your “fulfillment curve” and “personal interest rate.” Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance—Perkins makes a timely, convincing, and contrarian case for living large.

This second book in the Missing Semester series addresses the most overlooked subject in financial-literacy education-investing. Primarily addressing students and recent graduates, its lessons are not laden with jargon; its focus is topics and choices that apply to most young people, not just a few, and not those relevant only late in life. The Missing Second Semester presents a call to action: You're in charge. Understand the opportunity, and make the choices.

La liberté financière dès 45 ans, c'est le but que tout jeune adulte doit viser, soutient le vulgarisateur économique le plus en vue du Québec. Mais attention, «liberté financière» ne signifie pas être riche… Ça veut juste dire: l'être assez pour se payer une vie plus facile et, surtout, plus riche de sens. Une vie où on n'est pas à la merci des factures mensuelles qu'on aime tant s'imposer! Pour atteindre cet objectif ambitieux, tu ne peux pas faire les choses comme tout le monde. Il te faut un plan. Tu dois préciser tes choix d'avenir. Appliquer avec discipline trois règles incontournables qui t'aideront à accumuler le plus rapidement possible un capital substantiel. Et profiter des nombreuses curiosités de l'impôt. Dans ce livre destiné aux jeunes mais où chacun trouvera matière à améliorer son sort, Pierre-Yves McSween, sur le ton mordant qu'on lui connaît, nous incite à choisir notre camp : ceux qui rameront pendant des décennies pour rattraper le passé ou ceux qui n'auront plus à se soucier de leur futur. Encore une fois, il met les rênes de notre destin entre nos mains.

A divorce guide book specifically designed for men to take back full control of their life during and after a divorce for emotional, physical, relationship and financial success. This step by step guide aims to assist you to become stronger in mind and body, to guide you to better decisions, open up your creative money making ideas and pursue worthy goals. How to handle lawyers. How to take control of paperwork. How to travel in style and meet phenomenal woman and then return to your life to continue building your financial assests. How to clean and style your home and rid yourself of the excess. How to see the light behind that dark cloud of divorce. How to perceive and handle child custody to your own benefit Success is the best revenge against your ex. Allow this book to guide you on that path.

Accelerate your journey to financial freedom with the tools, strategies, and mindset of money mastery.Regardless of your stage of life and your current financial picture, the quest for financial freedom can indeed be conquered. The journey will demand the right tools and strategies along with the mindset of money mastery. With decades of collective wisdom and hands-on experience, your guides for this expedition are Peter Mallouk, the only man in history to be ranked the #1 Financial Advisor in the U.S. for three consecutive years by Barron's (2013, 2014, 2015), and Tony Robbins, the world-renowned life and business strategist. Mallouk and Robbins take the seemingly daunting goal of financial freedom and simplify it into a step-by-step process that anyone can achieve. The pages of this book are filled with real-life success stories and vital lessons, such as… • Why the future is better than you think and why there is no greater time in history to be an investor • How to chart your personally tailored course for financial security • How markets behave and how to achieve peace of mind during volatility • What the financial services industry doesn't want you to know • How to select a financial advisor that puts your interests first • How to navigate, select, or reject the many types of investments available • Success without fulfillment is the ultimate failure! Financial freedom is not only about money—it's about feeling deeply fulfilled in your own personal journey “Want an eye-opening guide to money management—one that tells it like it is and will make you laugh along the way? Peter Mallouk's tour of the financial world is a tour de force that'll change the way you think about money.” —Jonathan Clements, Former Columnist for The Wall Street Journal and current board member and Director of Financial Education at Creative Planning “Robbins is the best economic moderator that I've ever worked with. His mission to bring insights from the world's greatest financial minds to the average investor is truly inspiring.” —Alan Greenspan, Former Federal Reserve Chairman'Tony is a force of nature.” —Jack Bogle, Founder of Vanguard

The follow-up to the bestselling The Power of Zero, providing a blueprint to build a guaranteed, tax-free income stream that lasts for the long run. American retirees face a looming crisis. We are living longer than ever before, and most experts predict a dramatic rise in tax rates within the next ten years. The hard truth is that no matter how much you save, you are likely to outlive your money or watch it be taxed into oblivion. But when traditional retirement distribution strategies won't provide sufficient income in the face of higher taxes, what can you do?Tax-Free Income for Life lays out a comprehensive, step-by-step roadmap for a secure retirement. McKnight shows how the combination of guaranteed, inflation-adjusted lifetime income and a proactive asset-shifting strategy can shield you from longevity risk and the cascade of unintended consequences that result from higher taxes. It's an innovative and proven strategy that maximizes return while effectively neutralizing the two biggest risks to retirement savings. If ever there were a solution for the American retiree, it's guaranteed tax-free income for life.