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The article presents several questions and answers including sunscreens that are suitable for people with sensitive skin, whether is it legal to request a fee for paying in cash in Australia and whether there are risks or a downside to splitting one's insurance.

The article focuses on the health insurance of single parents. Topics discussed include health services offered by the insurance companies to single parents; special treatment to kids offered by the companies such as no excess or co-payments, less premiums and free extras services; and a table depicting health funds with discounted policies for single parents.

The article focuses on the impact of daytime television advertising on the business growth in Australia. It mentions regarding the plans of the companies in targeting audience for daytime advertising; and products recently promoted on daytime television including Kleva Range Essential Bundle offering gadgets for the kitchen, exercise belts, and funeral insurance.

The article examines returns taxpayer receive on private health insurance rebates. It discusses private health insurance report by the Australian Competition and Consumer Commission (ACCC) which showed trend of cheaper policies with low cover. Topics include ambulance policies and expected returns for taxpayer-funded subsidy health. funds.

The article offers information on restricted membership health funds and presents a chart showing restricted membership health fund hospital and policy features.

The article focuses on Lifetime Health Cover (LHC) initiated by government of Australia and the rules related to it. Topics discussed include the LHC loading for couples which is calculated as an average of each partner's rate, finding the cheapest hospitals policy for saving, and rate of increase of insurance premiums annually.

The article presents several questions and answers such as guidance on online purchase of hearing aids, high data speed by the National Broadband Network (NBN), and toothpaste containing non-biodegradable plastic microbeads.

The article reports that public hospitals in Australia provide life-saving cancer treatment and private health insurance can be useful if one wants to choose one's own doctor, but can come with out-of-pocket costs.

The article discusses impact of health insurance reforms on seniors and mentions hip and knee replacements that are done after a certain age.

The article discusses the restrictions in hospital and extra coverage of several health funds for a particular profession such as military, teaching, and medicine. These include the monthly premiums for couple and families in premium hospitals, the benefits limits and singles cover by extra such as dental services, and restriction of podiatry surgery to cover in public hospital.

The article presents questions and answers on topics including free range lambs in Australia, HCF private health insurance and faulty games refund.

The article offers information on credit protection insurance which is claimed to have the poorest value propositions and makes an easy money for lenders and insurers. It notes that credit protection insurance covers loan repayments against unemployment, sickness and death which has unreasonable restrictions and exclusions.

The article examines several ways for Australians to avoid health insurance premium increase as of March 2016, highlighting the journal's study on the top insurance policies which outperform their competitors' cover and price. Health insurance premiums have reportedly been increasing, however the price for 2015 can be locked by renewing the policy for a year and paying an annual premium. Graphical representations of related key data are also presented.

Several question and answer are presented including on the rights of the consumer in retail stores, about changing our health insurance and no certificate of occupancy of a resort.

The article presents questions and answers including the regulation of hospital insurance, the home insurance claim for a burnt house, and the consumer protection due to injury.

The article explores ways to save on private health insurance coverage. Topics discussed are the application of rebate on health insurance premium, discounts offered to those who pay annually, pay by direct debit, or can afford a higher excess on a family policy, the application of Medicare levy surcharge and lifetime health cover surcharges if there is no hospital cover, and the eligibility to join a restricted membership health fund. The qualifications for a corporate discount are outlined.

The article offers tips for creating an effective budget to save money. These tips include determining one's financial goals, listing one's sources of income and monthly expenses, assessng one's fiscal situation and identifying areas to cut back on costs. It also suggests cutting back on purchasing designer coffee and bringing one's own lunch to work.

The article reports on the availability of bank accounts in Australia as of February 2015 with no monthly fee and no fees for certain everyday transactions. Topics include the amount paid by Australians for their transaction accounts, banks that require smaller deposits to maintain a minimum balance, and savings accounts by standard rate including Rural Bank's One Saver, AMP's Saver Account, and RaboDirect's High Interest Savings Account.

The article presents a comparison of restricted health funds for Australians as of October 2014 including Teacher Health, Defence Health and Commonwealth Bank of Australia group employees.

The article offers answers to the questions on topics include private health insurance, palm oil and Do Not Knock sticker.

The article discusses increase in interest rates by banks for home loans in Australia, reasons for the hike and ways to deal with it. Topics discussed include analysis by the Moody's Investors Service regarding default risk to the mortgage holders due to rise in arrears, effect of rise in interest rates by the U.S. Federal Reserve as it may raise funding costs for the banks and details regarding fixed rate loan plans as an alternative to get secured.

The article discusses the impact of restrictions in health insurance policies which can leave mental health patients without cover in Australia and offers tips for checking hospital cover policies for psychiatric cover. Topics discussed include health insurers' restriction and limitation cover for psychiatric care; views of psychiatrist Malcolm Hopwood on the need to transparency of cover provided by private health insurance policies; and the need to check cover policies for psychiatric cover.

The article presents questions and answers related to consumer services including the best way to send money from personal account at Westpac to a German account; the safest and most cost effective way of making a will; and the source of packaged meat.

The article provides guidelines to consumers in determining a good deal when buying a car. The offer of zero percent rate only applied to part of the loan amount and after the three-year loan period, more than half of the reverse repurchase (RRP) would be due as a lump sum, the author explains. A discussion on guaranteed future value offers is also provided. The author suggests avoiding financing as the smartest financial move.

The article presents the results of a survey on whether banks in Australia are planning to comply with the revised Code of Banking Practice which comes into effect on February 1, 2014 and which further strengthens consumer protections. It was found that the banks surveyed had trouble following the code's direction to promptly process a direct debit cancellation at the customer's request. It also shows that not all banks have signed up to the code, including Bank of China and Macquarie.

The article discusses the issue of excessive credit card surcharges. The Reserve Bank of Australia (RBA) has implemented reforms to reduce surcharges. Figures show the excessive credit card surcharges introduced by retailers such as Visa and MasterCard. Findings from a research study revealed several companies and airlines that use tactics to increase their surcharges, including Cabcharge, Qantas, Jetstar, Virgn Australia, and Tiger.

The article discusses the high cost of in-vitro fertilisation (IVF) treatment in Australia. The government decided to cap the benefit for assisted reproductive treatment (ART) procedures which led to an increase in IVF costs. Particular focus is given to the price differences, as well as the level of service provided across clinics. The variation in success rates of IVF procedure is also explained.

The article outlines several junk insurance that would help protect assets. It states that credit protection insurance covers the credit card, mortgage repayments, and personal loan if an individual get sick or lose job. It stresses that insurance against identity theft helps with the costs of dealing with identity fraud. It explains that mortgage insurance protects the lenders if the default on the loan and the home is sold for less than what an individual owe.

The article discusses the impact of an income tax rule implemented by the Australian government on children's saving accounts from banks. Under the rule, the low-income tax offset no longer applies to interest earned by children. But exemptions apply for children who work full-time and those with disabilities.

The article presents pieces of advice on how people could avoid work-from-home scams. It mentions that money laundering schemes are one of the most popular types of employment scams that have become common in Australia. Based on a survey conducted by the staff of this publication, 14 per cent of the victims of such scams lost important and confidential personal data like bank account details.

The article presents good rate car loans on offer from credit unions and other mutual lenders. It mentions that secured car loans are the cheaper alternative and involve that offer some collateral should the borrower default on the loan. The average secured personal loan is at 8.3% rate, while the average unsecured is 12.4% rate on the Mozo database.

The article discusses the report conducted by the Commonwealth Ombudsman in Australia which shows the complaints of consumers over increasing insurance premiums.

The article reports that the journal is warning consumers in Australia about buying car insurance which have restrictions that make the policy worthless, noting that most of the premium paid will go to salespeople.

The article reports on the estimates of the Australian Consumer Action Law Centre that consumers can get a maximum of $70 million in refunds for bad value credit protection car insurance premium payment as of May 2016.

The article presents questions and answers related to customers goods and services including the duration of changing oil motors in cars, the charges for the postponed direct debit on costumer's account, and the decision to change the existing transformer with light emitting diode (LED) downlight.

The article focuses on the federal government in Australia to sign an increase in an average health insurance premium, which affects members of CUA, a financial services company, and Health.com.au, an online health insurance start-up.

The article reports that there are numerous credit cards in Australia to offer low interest rates as of March 2016 which can reduce the length of time that the debt can be filly paid, highlighting a chart depicting low interest rates.

The article offers brief information on the top five savings accounts offered by several banking companies in Australia as of March 2016 based on bonus rate which include ING Direct Australia, UBank, and RaboDirect.

The article presents consumer-related questions and answers, including questions relating to buying local products and donating to international charity Water Aid, vaporizers and ultrasonic mist diffusers, and smartphone batteries.

The article reports that automobile company Volkswagen has admitted that the carbon emission claims, which affected 800,000 cars in Europe, affect certain Volkswagen vehicle models with diesel engines and petrol engines.

The article reports on the increase in travel demand to New Zealand by Australians, according to Expedia managing director Georg Ruebensal, and mentions other popular destinations such as Indonesia, Vietnam and the Philippines.

The article discusses the big possibility for real life insurance to be sold cheaper than how it was sold in 2013 due to the 50 percent increase in super funds. Topics include the reason why women aged 40 or under can benefit the most from reviewing their life insurance, how to get the best value for a life insurance, and the advantages and disadvantages of life insurance inside a super fund.

The article discusses automobile maker Volkswagen's scandal of having over 93 thousand emissions affected vehicles in Australia, including models like Passat, Polo and Audi. Topics include Volkswagen's plans of recalling the vehicles with the EA189 diesel engine, the Australian Competition and Consumer Commission's (ACCC) investigation regarding the issue, and details on how to identify an affected Volkswagen vehicle. Also mentioned is the Australian Consumer Law (ACL).

The article highlights the best gift card rewards credit cards and cashback rewards credit cards in Australia as of October 2015, according to consumer advocacy group CHOICE and money saving website Mozo.

The article reports on an investigation by the Australian Securities and Investments Commission into 140 consumer files from 11 lenders that include big four banks, which found that the bank in almost one of three files had failed to consider if the interest-only home loan met the consumer's requirements.

The article offers information on the data from money saving website Mozo which shows that loyalty rewards credit cards can be of little reward particularly for little spenders.

The article presents questions and answers related to consumer concerns, including questions relating to the adverse effects of enzymes on wool, high veterinarian fees, and dust mite-resistant bed linens.

The article presents a survey from Roy Morgan Research, which showed that 3.7 million of Australians are using bicycles to get to work or to get fit as of July 2015, up by almost 19% from 2.1 million in 2005.

The article presents tips on signing up for a childcare centre waiting list in Australia which includes asking the centre how many children are already on the waiting list, checking if one is entitled for a refund, and checking the terms and conditions.

The article offers information on the Guaranteed Funeral Insurance product from Holland Insurance.