Search

Rupanyup, a town in Wimmera region of north-west Victoria, launched a campaign and opened the first bank of Bendigo Bank's Community Banking facilities in June 1998 after the closure of ANZ Bank. A large percentage of Rupanyup community population has no access to internet banking.

Irwin Financial Corp. didn't fail because its commercial banking business unraveled. What did the company in was its national home equity loan unit, which went into a tailspin after mortgage [...]

Two relatively small words have the power to change the world. I feel like I've been saying them since birth because that's how important they were to my parents. I [...]

When I hear the words that serve as the title for this month's column, my immediate action is usually, 'really?' I suppose questions are raised in my mind because the [...]

As I write this column, the official start of spring is just four days away. For so many people, this time of year symbolizes renewal and a fresh start. In [...]

The Wall Street tumult is being felt locally with fewer loans made, including those guaranteed by the Small Business Administration. Because of liquidity and capital problems on the part of [...]

Community banks are a target of regulatory scrutiny regarding their lending to small businesses and are being encouraged to tighten lending standards. The increased scrutiny comes with the subprime mortgage downturn, although community banks are not affected by it. The reduced number of lenders in the Small Business Administration program is discussed.

It's not your imagination. Banking life is moving faster. The competitive roach meter has jumped right off the scale. If you haven't gone to full thrust by now, you may [...]

The business growth of MyBank, a local bank serving New Mexico as the Bank of Belen since 1992, is discussed.

Community banks across the city of Portland are serving small customers by lending them money as small as $500 and $10,000.

WHAT FOLLOWS are eight days in the life of hurricane-devastated Merchants & Marine Bank (Pascagoula, Miss.; $364 million in assets) and the people who worked to get its branches open […]

ACCORDING TO the FDIC, there were 343 financial institutions directly affected by Hurricanes Katrina and Rita. Among the hardest hit banks--measured in terms of branch closures as of early October--were […]

Community bankers are investing more dollars in employee training, according to an ABA Banking Journal survey of 504 community banker CEOs. Seventy percent report their training and education budgets were [...]

The April issue of The RMA Journal focuses on community banking. I hope you find value in the perspectives presented, from the cover interview with Glenn Wilson [p. 8] to [...]

Market-index-linked certificates of deposit have returns tied to a stock index. Indexed CDs offer depositors a way to enjoy the stock market's upside without placing principal at risk. Just as [...]

The Office of Thrift Supervision has issued a proposal that would give large savings associations added flexibility in serving the credit needs of their communities. The proposal, which America's Community [...]

America's Community Bankers offers several major schools for employees of financial institutions that Focus on the technical and management development of specialists and officers. Programs are offered at locations throughout [...]

America's Community Bankers has launched an online Corporate Governance Resource Center to assist members in identifying and establishing good corporate governance practices. The Resource Center contains separate sections for public [...]

For community banks looking to make student loans, the market 'is not likely to get any better and could get further squeezed' in the coming year, said Fritz Elmendorf, vice [...]

when I bought my first home five years ago, I could almost have qualified for the mortgage on my own. My husband couldn't. At the time, I was making more [...]

Point Loma Community Opens: Point Loma Community Bank opened its doors Aug. 2, becoming the area's 14th new community bank since 2000. It's also the second opened under the arrangement [...]

Regulatory Bodies Clash: A proposal made by all four banking regulatory agencies to increase the limit for an exception on doing a full-scale Community Reinvestment Act exam from $250 million [...]

A group of new community banks across the Puget Sound region are busy raising capital and working to establish their fledgling brand names. The new banks could take guidance from the previously started banks regarding the keys for success and the potential pitfalls they are likely to encounter.

Community banks are aggressively launching into the world of cash management, with the last two or three years seeing a surge in the number of banks offering these services, according [...]

The time may be ripe for banks to ratchet up their focus on helping customers manage money. The mortgage boom is winding down, interest rates are heading up, and the [...]

Foreign and local banks are aiming Russia as their new target point to market consumer loans since Russians are slowly opening up to the idea of taking loans. The fast growth in gross domestic product (GDP) is encouraging for bankers to concentrate on retail banking options.

Recently, a fellow trade association executive contacted me to ask why we at ACB call ourselves Americas Community Bankers. After all, he pointed out, we represent a large number of [...]