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An essential and comprehensive personal finance and money management guide for Childfree and Permanently Childless people.Design the life you want, then create the right financial plan to get you there.Financial planning looks vastly different for DINKs (dual-income, no kids) and SINKs (single-income, no kids). But nearly all the advice out there assumes you have children or will have them someday. Everything from pursuing the kind of career you want; deciding whether you want to buy a house, rent, or hit the road as a digital nomad; to planning and filing taxes; budgeting and investing your money; and getting set up for retirement or your later years is different. Simply said: When you aren't following the Standard LifeScript (go to college, get married, buy a house, have kids), you have the time, money, and freedom to do what you want.Childfree Wealth Specialist® Dr. Jay Zigmont flips FIRE—Financial Independence, Retire Early—on its head, showing how people without kids can live the FILE life—Financial Independence, LIVE Early—by following his eight No-Baby Steps. Whether you're single, coupled up, or planning the perfect Golden Girls living arrangement with your best friends, The Childfree Guide to Life and Money is the most comprehensive resource for designing your life, figuring out your finances, and living your best life.

A fun and straightforward approach to learning personal finance and budgeting In The Personal Finance Cookbook, Certified Financial Planner™ certificant and celebrated social media creator Nick Meyer delivers a fun and engaging toolkit for a variety of personal finance tasks, including budgeting, investing, and buying a house. In the book, you'll find a cookbook-style collection of “recipes” detailing the steps you need to take to complete various common and important money-related tasks. You'll learn how to avoid the “paralysis by analysis” that often traps people into doing very little about their personal finances before it's too late. You'll also discover how to take meaningful, concrete steps toward change and positive action. The book includes: Strategies for household budgeting and how to start investing your money The best ways to start saving for your first home and your first car The steps you should take before and while applying for your first credit card and strategies for building your credit rating An invaluable resource for young families, new professionals just beginning their career journeys, and people starting to get ready for retirement, The Personal Finance Cookbook is the perfect book for everyone hoping to get a strong grip of their money situation once and for all.

Discover how the wealthy think about, earn, spend, and invest money In Eavesdropping on Millionaires: Investment Strategies and Advice on How to Build and Maintain Wealth, John and Tiffani Mauldin of Mauldin Economics, follow millionaires over 12 years to deliver a one-of-a-kind money management guide based on the investment habits, lessons, and techniques used by a cross-section of affluent people. The book provides revelatory insights to those aspiring to new financial heights, investment managers who want to know more about their clients, and for those firmly on the path of financial freedom – a rare window into the lives of your peers. The authors show you how to achieve significant wealth by demonstrating how real people have already traveled that road. You'll find: Discussions of how the subjects of the book made their money, how they invested, how they spent, and the plans they've created for the immediate future. Explorations of how millionaires enjoy life, their outlooks, mistakes, pivotal lessons learned, how they teach their children about money, and their personal spending habits. Examinations of how the affluent make important decisions and deal with adverse market and money events like bear markets, recessions, career changes, and life transitions.An inspiring and eminently practical resource about how people gain, maintain, and grow significant fortunes in the real world, Eavesdropping on Millionaires is a must-read roadmap to wealth for contemporary investors and those serious about financial freedom.

Embark on a journey to financial freedom and personal well-being Are you striving to live the life you've always envisioned? Do you wonder how retirement will reflect the dreams and luxuries you desire? In Wealth in the Key of Life: Finding Your Financial Harmony, Dr. Preston D. Cherry, an Accredited Financial Counselor®, Certified Financial Therapist™, and Certified Financial Planner® delivers a unique perspective on harmonizing your financial and personal life. Dr. Cherry's comprehensive Life Money Balance® approach focuses not only on wealth accumulation but also emphasizes the importance of well-being in achieving a fulfilling life. In this book, you'll find: The'Six-A Alignment System': A revolutionary framework to understand and improve your relationship with money The Four-T's: Self-Audit, including Trial, Triumph, Transition, and Transformation, aiding in the seamless integration of finances into your life Strategies to navigate financial noise and conflicting advice, fostering mindfulness and resilience in your wealth-building journey This book is a must-read for anyone looking to create a balanced, prosperous life. It's perfect for professionals, families, individuals with adult children, homeowners, renters, employees, and small business owners. Whether you're just starting your financial journey or looking to enhance your current path, Wealth in the Key of Life provides the insights and tools necessary for aligning your financial decisions with your personal goals and well-being to help you flourish. Discover how to unlock your financial potential and live the life you've always envisioned.

Basisboek aanpak schulden - beschrijft de nieuwe wetgeving (2023) over de aanpak van schuldenproblematiek en incasso; - bestrijkt de aanpak van schulden over de gehele linie, van preventie tot curatie; - biedt juridische basiskennis gecombineerd met kennis over hoe geldzorgen doorwerken op gedrag. Schuldenproblematiek is een grote maatschappelijke kwestie. Maar liefst 30 procent van de Nederlandse huishoudens is financieel ongezond en nog eens 30 procent is financieel kwetsbaar. Basisboek aanpak schulden reikt studenten alle relevante informatie aan om deze problematiek goed te begrijpen. In 2023 is er belangrijke nieuwe wetgeving omtrent de aanpak van schuldenproblematiek in werking getreden. Zo is de termijn van schuldregelingen verkort van 36 naar 18 maanden. Daarnaast zijn er tal van andere initiatieven in gang gezet die de schuldenproblematiek moeten verminderen. Deze derde editie geeft een helder overzicht van alle veranderingen. De aanpak van schulden krijgt veel maatschappelijke aandacht. In een periode waarin er veel wetswijzigingen zijn op dit gebied, is het belangrijk dat deze actuele kennis beschikbaar gemaakt wordt voor studenten. Basisboek aanpak schulden voorziet hierin. Doelgroep Basisboek aanpak schulden is gericht op de hbo-opleidingen Sociaal Juridische Dienstverlening en Social Work. Het boek kan zowel in de propedeutische fase als de hoofdfase van beide opleidingen worden gebruikt.

The World's Simplest Guide to the Stock Market provides a crash course on the essentials of stocks and the stock market. In plain language it gives clear answers to key questions such as: – What is a company, how do companies grow, how do companies raise money, and how does a company go public? – What is a stock, what causes stock prices to move, and what do investors experience when they own a stock? – What are stock exchanges, how do exchanges work, how do investors interact with exchanges, and what is an index? And much, much more. Author Edward W. Ryan brings life to what can be complex and daunting topics. By drawing on his own experiences as both a personal investor and a professional in the investment industry, he provides real-world context that makes the material relatable and memorable. The World's Simplest Guide to the Stock Market is the ideal first read for anyone new to stocks, but is also useful for someone looking for a refresher on the basics. If you want to understand stocks and the stock market, this is the place to start!

No Worries shows how anyone can live a stress-free financial life and build wealth for the long term. This is not about millions of tiny decisions that drain the joy from life, like skipping daily coffee to save a few bucks. And it's not simply about having more money. The secret lies in adopting the right attitude to money and getting a small number of big things right. In his unique style, drawing on decades of expertise, finance expert Jared Dillian gives us the essential facts about personal finance that will help you see things as you never have before. Jared reveals: -how the right kind of abundance mindset works wonders -how to purge the urge to splurge (without making life a drag) -the most effective ways to use credit cards that no one tells you about -the smart ways to buy big-ticket items, from houses to cars -what's gone wrong with student loans and how to use them sensibly -how to ace investing with the set-and-forget Awesome Portfolio. No matter where you're at, Jared can help you get your finances in better shape than 99% of other people – so that you can get on with your life as your wealth builds. Do that and you'll have no financial stress, and no worries.

From “The Godfather of FI”, a follow-up to his international bestselling personal finance sensation The Simple Path to Wealth! Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence—providing practical encouragement and inspiration for anyone who wants to join them. Lighting the way in the real world to The Simple Path to Wealth, these are fascinating, heartfelt, often surprising tales: - of struggles overcome and the rewards that followed - of enterprising solutions to unexpected problems - of sacrifices made and the kindness of strangers - of surprisingly simple steps—and the amazing places they can take you and much, much more. Author JL Collins accompanies these readers'stories with reflections on his “rules for the road”—as well as a candid conversation about the journey to financial freedom with his daughter, the inspiration for his original international bestseller. Pathfinders is the ultimate companion for your own journey to financial freedom—and the true and lasting wealth that lies at the end.

This book empowers individuals with practical knowledge to manage their financial wealth from their first job until retirement and beyond.The first main theme is investments and covers security types, investment strategies, and asset allocations for individual investors. The foundation for this theme is the magical behavior of investment returns across securities and time, and the concept of market efficiency.Next, the author details tax minimization, beginning with an understanding of how taxes deplete investment value. He then illuminates various tax loopholes and strategies that individuals can exploit, including:the use of tax-favored investment accounts,opportunistic trading,picking ETFs over mutual funds,gifting to bypass estate taxes.Lie also covers the many pitfalls in the world of wealth management. Several stem from investors'ignorance or irrational behavior, while others are concocted by financial institutions to fleece individual investors. Either way, the readers learn to avoid them.Other topics also discussed include:What types of insurance should individuals purchase?When should a mortgage be refinanced?And how can individuals avoid costly probate court for the estate?This book is useful for university courses on wealth management and for all individuals who want to secure their financial future. This includes you.

Everyone knows that human beings can't predict the future. Yet, Wall Street and its minions maintain otherwise with their'latest and greatest secrets,'which result in confusion, hit-or-miss approaches, and exaggerated return claims. This can be very frustrating for any investor. We'll take you'behind the curtain'to expose the tricks of the investing trade so you won't fall victim. Then the good news... Evidence Wealth changes everything. We'll show how, as a free-market participant, you can have a successful investing experience through Evidence-Based Investing (EBI). This approach uses a Nobel Prize-winning, data-driven methodology to create the optimal investing framework. Then once this financial piece is in order, you can focus more on those things that bring true wealth into your life: investing wisely of your time, talents, and relationships. Congratulations! The next few hours are going to make a significant impact in your life as you discover the only investment strategy you will ever need.

A Wall Street insider draws back the curtain on how financial firms take advantage of individual investors—and delivers the information and insights you need to turn the tables Nationwide brokerage firms have perfected the secrets for how to legally fool the rest of us into giving them our hard-earned money. Written by a renowned leader and financial reform advocate who has seen every trick in the book firsthand, Outsmart the Money Magicians reveals how biased the financial system often is, and helps you see through the illusions, understand exactly what is happening with your money, and make investing and tax decisions accordingly. You'll learn everything there is to know about how often Wall Street and the IRS rely on hard-to-see deceptions that encourage the public to behave a certain way, including: Encouraging people to save a fixed amount each month in an illusion called Pay Yourself First Hiding the profits created by dividends and rebalancing, to motivate people to sell investments worth keeping Leveraging fear of the higher “tax bracket” to incentivize us to spend more money on government-approved deductions Giving every member of their salesforce the same “advisor” title even though they often have very different offerings like mortgages, insurance, and credit cards Forcing advisors to use their customers like products whenever they change firms Refusing to commit in writing to a service model regular people can understand and appreciate Outsmart the Money Magicians provides clear, easy-to-understand action steps to protect your portfolio and maximize your wealth-building efforts. Readers will learn the 14 Questions to Ask a Financial Planner and access templates for the kinds of reports Wall Street should be providing. With an example of the kinds of notes you should get after meeting your advisor and specific charts about how to look at your profit, this book gives experts and beginners alike an inside view to how Wall Street should improve.At a time of heightened confusion, anxiety, and mistrust of our financial institutions, Outsmart the Money Magicians provides anyone who is concerned about their personal finances with invaluable insider insights and practices for avoiding the most common financial traps created by the IRS and Wall Street. The book arms you with the information you need to see your money, your advisors, and your investment firms with full clarity, so you can make the best possible decisions when it comes to building your portfolio.

The ultimate hands-on workbook for anyone looking to get their finances in order—from budgeting to investing and everything in between—by Tiffany “The Budgetnista” Aliche, the New York Times bestselling author of the smash hit Get Good with MoneyWe all want to live within our means, save for retirement, invest a little, and yet still have some left over each month for fun. But as most people know, real life can get in the way of even our best intentions! To help us set realistic goals and keep us on track to meeting them, New York Times bestselling financial educator Tiffany “The Budgetnista” Aliche has an invaluable 10-step action plan: Made Whole. With her signature down-to-earth style, she offers worksheets, checklists, and action items for ten important building blocks—from the ins and outs of budgeting, investing, credit rating, and estate planning, to getting insurance and getting the flow of our money automated. A hardworking tool for getting our financial ducks in a row, it also includes:• Clear explanations of intimidating financial terminology• Simple instruction on calculating our present situation and future needs• Invaluable worksheets for keeping track of the numbers• Handy hacks for increasing your credit score, making savings “hard to access,” and finding support to stay on track to your goalsA masterclass in taking charge of your money, Made Whole has what every reader needs to achieve financial savvy, stability, and security.

The ultimate handbook for achieving your goals and transforming your life In Smart Moves: Simple Ways to Take Control of Your Life, you'll find the knowledge, tools and confidence to go after what you want and live the life you've always dreamed of. This practical playbook is packed full of more than 100 actionable tips for levelling up in your finances, your career, your wellbeing and your relationships. Inside, you'll find everything you need to empower and motivate you to take charge—starting today! Smart Moves breaks down a variety of complex topics into easy-to-understand steps, showing you how to conquer the challenges you encounter every day, in all aspects of your life. With tried-and-trusted strategies from Téa Angelos, founder of the wildly popular online community Smart Women Society, you'll learn how to: Make your money work for you: spend wisely, learn how to budget, pay off debts, and invest for your future Take your career to the next stage: write a resume that will land you your dream job, ace your interviews, advocate for yourself at work and negotiate a promotion Beat burnout and rediscover your motivation: develop simple but effective practices for self-care, time management, productivity and wellbeing Form and foster relationships that support and nurture you: learn to love yourself, set healthy boundaries, strengthen your friendships and build a healthy, happy love life Smart Moves is the ultimate guide for any ambitious woman seeking to make smarter decisions and lead a happy, fulfilling and successful life.

The Best Tricks, Tips, and Hacks to Your Favorite RestaurantsFrom Starbucks hacks to the McDonald's secret menu, Fast Food Hacks To Save Money and More is a funny, modern guide to cheap eating outHack the menu, your way. From foodies to viral YouTube stars, Julia and JP skyrocketed to fame by sharing the best and most exclusive fast food hacks on their channel Hellthy Junk Food. Never doubt a hack again in this comprehensive guide to your favorite fast food chains.Save money with cheap food. Eating cheap at your favorite chains has never been easier. With hacks for McDonald's, Chipotle, Wendy's, Burger King, Taco Bell, Subway, and more, this guide provides top tips on saving money at your favorite fast food restaurants.Inside, you'll find:Scannable QR codes so you can instantly find discounts on your mealsFun artwork and spunky colorful graphicsAn inspiration for meal budgeting that will help you enjoy all your favorite chains, at a lower costIf you liked Nerdy Nummies, Good and Cheap, or FlavCity's 5 Ingredient Meals, you'll love Fast Food Hacks to Save Money and More

Über Geld spricht man nicht … oder doch? Dieser und andere Glaubenssätze stehen dem entspannten Umgang mit Geld oft im Weg. Dabei ist es so wichtig – und unterhaltsam –, sich über Geldfragen und all die damit verbundenen Missverständnisse auszutauschen, wie Nikolaus Braun beweist. In 30 Geldgeschichten aus dem echten Leben öffnet der unabhängige Vermögensberater seinen wertvollen Erfahrungsschatz rund um die Themen Finanzplanung, Besitz und Reichtum. Mal komisch, mal grotesk, mal als Romanze, mal als Tragödie, laden die wahren Anekdoten dazu ein, die eigenen Haltungen und Denkmuster zu hinterfragen, und vermitteln ganz nebenbei das Einmaleins zu einem glücklichen und selbstbestimmten Umgang mit Geld. »Das Buch ist eine Revolution, das Thema Geld wird vom Kopf auf die Füße gestellt.« Dr. Andreas Beck, Finanzexperte und Portfoliomanager »Ein wahres Füllhorn guter Anregungen dafür, wie Geld unserem Leben dient und nicht umgekehrt.« Prof. Dr. Hartmut Walz, Verhaltensökonom und mehrfacher Bestsellerautor »Wie gehen andere mit Geld um? Was beschäftigt sie, welche Gefühle leiten sie, worüber stolpern sie und wie gelingt es, finanziell zufrieden zu sein? Braun erzählt in diesem Buch Geschichten aus seiner Praxis als Honorarberater – erfrischend direkt, (selbst)reflektiert, greifbar.« Dani Parthum, Finanzcoach und Journalistin »Ein erfolgreicher Umgang mit Geld erfordert vor allem eines: Rationalität. Brauns Buch erlaubt einen tiefen Blick in unser meist irrationales Verhältnis zu Geld. Es zeigt, warum so viele Menschen beim Thema Geld scheitern, und hilft so, es selbst besser zu machen.« Dr. Gerd Kommer, Vermögensverwalter und Bestsellerautor

Add another dimension to your portfolio with commodities Commodities For Dummies gives you a complete overview of the basics of investing in commodities. Step-by-step explanations, plus the most up-to-date market information and global events, make it easy to invest in the stuff the world is made of. This book helps you identify the most valuable commodities to add to your portfolio, use commodities as a safe haven in shifting economic times, and come out on top. Learn quick, with real-life examples, expert advice, and basic explanations to get you involved in energy, agriculture, and metals. Pick up this book, and you'll be ready to select the right investment vehicles for you, manage risk, and reap the benefits of investing in commodities—the Dummies way. Get a crash course in the basics of global commodity trading and investing Discover how recent global events have impacted commodity prices and supply chains Find the right balance of commodities for your portfolio—in any market weather Understand the importance of ESG and renewables in the commodity investing landscapeThis is the perfect Dummies guide for investors who have a good grasp of the basics and want to continue to diversify their portfolio with—you guessed it—commodities.

Accessible Financial Literacy and Budgeting for Beginners”Finally a smart, funny, relatable, and REAL book on navigating finances and wealth-building for Black women! ―Cinneah El-Amin, founder of Flynanced#1 New Release in E-commerce Professional, Budgeting & Money Management, and Wealth ManagementAn easy-to-follow financial literacy guide for BIPOC (Black, Indigenous, and People of Color). Financial help can be hard to find but So…This Is Why I'm Broke gives practical and simplified financial tips for you to financially thrive.A safe space for all BIPOC. Financial help is right here! Melissa Jean-Baptiste of “Millennial in Debt” is a first generation American providing readers with accessible financial tips and advice wrapped up in her story of paying off over $100,000 on a teacher's salary. Melissa makes financial literacy relatable and easy to understand.Action steps to develop your financial literacy. Learn about budgeting for beginners, fixing your credit score, investing, and passive income ideas. With this guide, financial literacy gets broken down step-by-step through interesting perspectives and historical points.Inside, you'll find:An accessible financial guide on financial literacy and investing for beginners The story of Melissa, a “Millennial in Debt” teaching others how to thrive financiallyPractical examples on budgeting for beginners and passive income ideas, and the best budgeting bookIf you're looking for books for entrepreneurs or financial literacy books for the CEO in your life, grab your copy today! If you liked reading Financial Feminist, Get Good with Money, We Should All Be Millionaires, or More Money Now, then you'll love So…This is Why I'm Broke.

This much-needed conversational guide to the stock market by a financial expert empowers you to heal money wounds, establish financial literacy, and make your money work for you. Financial educator Linda García breaks down one of the most elusive yet effective financial systems in existence. A single mother at a young age, Linda struggled to survive. As bills and eviction notices flowed in, she felt stuck. After getting advice from a work friend, Linda took the leap and invested two hundred dollars. Soon, two hundred dollars a month grew to seven thousand dollars, then that became a high six-figure investment. Now she owns her home and is making more money than she'd ever imagined, and is ready to help other people of color access stock knowledge and achieve financial success. As a proud Latina, García understands that building wealth can mean more than stepping into financial arenas historically kept from communities of color. It may first require getting to the root of our money wounds—the factors and experiences that limit our capacity to feel deserving of wealth and capable of building it. In this investing playbook, she guides you on how to establish a budget, create your “opportunity fund,” and pay yourself first. She shows you how to analyze a company, choose the right stocks for you, and create a plan to multiply your money. You'll learn: What it means to invest, where your money goes, and how to read stock charts. How to assess companies, pick your first stock, and buy your first shares. Tactics to break free from a scarcity mindset and grow your stocks to create life-changing wealth. Complete with an accessible glossary of stock market terms, Wealth Warrior is a true primer on how to generate the wealth you deserve!

Be your own financial planner and create a winning strategy to achieve your money goals Do you want to learn and apply the strategies that experts use to grow and protect wealth? In Smart Money Strategy, popular financial planner Luke Smith comprehensively reveals the principles, methods and tactics that real financial planners use with their clients. Every person's—and every family's—financial journey is different. There's no silver bullet or one-size-fits-all approach. But there are financial strategies that can be applied, no matter what stage you're at in life, to get your money working harder for you with less stress. Smart Money Strategy will help you to define your priorities and create a personalised, actionable plan to achieve your goals. You'll learn effective strategies to manage your income, reduce your debts, and maximise your investment, superannuation and retirement outcomes. Even better, you'll learn how different strategies can be stacked together for maximum benefit. In other words, you'll learn how you can stack the financial odds in your favour! You'll discover: The basics: 5 truths about money and the 5 foundations you need to get started The actual strategies used by financial planners when it comes to cash flow, risk assessment, investing, protecting wealth, retirement, and estate planning How smart planning can minimise fees and taxes on your investments How to combine your money strategies and put together your own detailed financial planFrom adopting a money mindset to protecting your assets, with Smart Money Strategy you'll uncover the secrets to achieving your financial goals. Whether you want a hands-on DIY approach, or you're looking for the essentials you need to talk more confidently with your own financial planner, this book will help you create a tailored plan for growing your wealth.

Get your arms around wills, trusts, probate, inheritance taxes, and other important estate planning essentials Estate Planning For Dummies teaches you the ins and outs of estate planning. It's all about drafting wills, dealing with probate, assigning powers of attorney, establishing living trusts, and beyond. Think you don't have enough assets to merit estate planning? Think again. This everyone-friendly guide walks you through building a solid estate plan, whatever your current financial situation. In easy-to-understand language, you'll learn the ins and outs of estate planning, including what happens to your stuff—cash, real estate, businesses, retirement funds, everything—when you pass away. This new edition is updated for the many recent changes in estate taxes and inheritance law. Make sure your assets get into the pockets of your heirs or wherever you want them to go, and learn how to accomplish it the For Dummies way. Understand state and federal estate and inheritance taxes Build an air-tight will and make sure your heirs get as much as they can Protect your estate's privacy even after you're gone Plan for the transition of a family business Prevent disagreements and uncertainty among your heirs Figure out how to pass on your digital assetsThis friendly guide is a must for people of any age in the process of drafting their wills and planning where their assets ultimately end up.

As the economic pendulum swings, it's time to start living smart Living Well in a Down Economy For Dummies offers ideas for keeping more money in your pocket during a topsy-turvy economy. With more than 100 tips, it shows you how to tighten your belt without feeling a big pinch in your day-to-day life. Discover innovative and effective ways to cut expenses and boost your income in today's economy. It isn't about making sacrifices. It's about setting priorities. Gain the skills you need to take control of your spending, make smarter choices, and stop the financial drain that can accompany a downturn in the economy. Inside, you'll find practical advice on how to live and thrive when prices creep up or your income falls. Get tips for spending less in all areas of life—utilities, groceries, pet care, entertainment, and beyond. And figure out how to slip in some self-care without breaking the bank. You can do this, thanks to this no-judgment For Dummies guide. Reduce your expenses by cooking at home, doing your own car maintenance, cutting your own hair, and more Discover creative ways to increase your income, interview for better-paying jobs, and continue to save for college or retirement Save money on home maintenance, insurance, and other reoccurring costs Minimize your tax bill, improve your credit, and avoid foreclosureIf you're looking for practical tips on how to make ends meet that you can implement today, this For Dummies guide is for you.

An eye-opening panoramic guide providing the economic literacy you need to be in control of your money decisions and get on the path to long-term financial independence “We are all on this earth together, and so is our money,” Bryan Kuderna writes. “You must understand that money, your money, rests at the heart of every major issue in the world.” Kuderna, a Certified Financial Planner™ and nationally recognized financial advisor, knows first-hand that the key to wise financial decisions is a deep understanding of economics. When his clients ask him, “What should I do with my money?” Kuderna has found the conversation quickly turns from one of personal finance to a 360-degree view of economics, illustrating why and how issues on the global stage and the kitchen table are directly connected. In What Should I Do with My Money?, Kuderna explains how economies and markets are affected by the way people live, learn, love, work, play, and pray—for it is these behaviors that determine how groups, corporations, and nations make money or lose money. Using history, storytelling, and sage insights, Kuderna takes you on a panoramic tour of the nine most important domains impacting your wealth: POPULATION—a rapidly growing and shifting balance of givers and takers ENTITLEMENTS—the past, present, and future of Social Security, Medicare/Medicaid, pensions, and stimulus programs EDUCATION—costs and benefits of college and student loans ECONOMIC PHILOSOPHY—political and monetary beliefs that govern our world ENVIRONMENT—the sustainability of our planet amid global warming, plastics, and finite natural resources TECH—opportunities and threats from the fastest-growing sector of the stock market WAR—the use of proxy wars, civil military fusion, cyber, and economic attacks RELIGION—how faith has steered economies from the stone age to the space age PERSONAL FINANCE—a plan to attain the Three I's: Impact, Independence, and Income Each chapter includes special features explaining the “macro” problem and what it means to your personal “micro” world―helping you connect the dots of global issues to your own financial plan.Now more than ever you might feel overwhelmed, the victim of existing economic structures, but wait and see how there has been no better time for you to take control and build wealth.

The Wall Street Journal Bestseller Up your game in today's lucrative real estate market with 10 proven steps from investing insider James Nelson Featuring a foreword by bestselling author and star of Bravo's'Million Dollar Listing'Ryan Serhant The real estate investment market is worth nearly $21 trillion, and almost half of the properties are purchased by individual investors. There's space available for anyone who's willing to play—and The Insider's Edge to Real Estate Investing shows exactly how to get in the game and create lasting wealth. Sought-after industry expert and highly acclaimed real estate master James Nelson delivers the knowledge, insights, and tools you need to get started, generate returns, achieve your investing goals, and build a portfolio for the future. He lays out the ten key steps to follow when investing in real estate. He offers sage advice on: Selecting a property type: multifamily, retail, office, and land Building a strong network to get the inside scoop on deals Reimagining spaces and their uses to make outsized returns Underwriting and gauging real value Raising capital and closing the deal Improving and repositioning property by finding the right tenants Selling or refinancing property for massive gains For both beginning investors and real estate veterans, The Insider's Edge to Real Estate Investing provides proven ways to outperform the market—and build a legacy.

Financial experts have become ubiquitous on television, radio, and social media. They provide investment advice, interpret market movements, and explain the implications of political events, wielding a great deal of power and influence through their media presence. How do these experts acquire their authority, and what makes displays of financial expertise persuasive to their audiences?Alex Preda provides an ethnographic exploration of how financial expertise is performed and produced in the media, analyzing its features and how audiences react to it. He examines how analysts, anchors, and producers collaborate in manufacturing financial talk that circulates around the world. Preda emphasizes the significance of talk—as opposed to the written word—in finance, as the fabric of many transactions and a means of capturing capital. Analysts and media figures understand financial talk as requiring a skill set distinct from conducting research or representing facts. Preda demonstrates that analysts and media professionals deploy expertise when they engage with audiences in ways that make it difficult to contest the claims conveyed in their talk.The Spectacle of Expertise is based on close observations of TV and radio studios in Hong Kong, a global financial center and a crucial gateway to China, including interviews with audience members and financial analysts who appear as regular guests. It offers new and global perspectives on the relationship between financial expertise and the media, the making of public-expert talk, and how expertise is used to legitimize financialization.

Aprende cómo estirar tu salario, no solo para lograr que te alcance ¡sino para convertirlo en el instrumento principal para alcanzar tus metas?nancieras!¿Cómo llego a fin de mes?, el best seller galardonado por los Premios SEPA por el mejor libro original en español, es una guía importante, basada en principios integrales y valores bíblicos, que ha ayudado a más de medio millón de lectores a tomar control de sus finanzas y lograr la estabilidad financiera. Aprenderás del principio de la renuncia, la felicidad, la paciencia y la perseverancia, entre otros, no menos importantes.Entenderás la receta conformada por los 7 ingredientes indispensables que no te deben faltar en el camino hacia la libertad financiera.Lograrás armar un plan de control de gastos y llevarás a cabo las acciones necesarias para cambiar, no solamente tu calidad de vida, sino también la de los demás, aspirando a ser ejemplo en tu comunidad a través del don de la generosidad. Únete al Dr. Andrés Panasiuk, para alcanzar el éxito con cambios fáciles que puedes implementar en tu vida diaria utilizando formularios sencillos con plantillas y ejercicios claros. Este recurso de probada e?cacia te ayudará a personalizar tu estilo y ritmo de vida e iniciar tu transición hacia la prosperi-dad... ¡No lo pospongas más!How Do I Make It'til the End of the Month?Learn how to stretch your salary, not only to make ends meet, but to turn it into the main instrument to reach your financial goals!How Do I Make It'Til the End of the Month?, the bestselling SEPA Award winner for Best Original Spanish-language book, is an important guide, based on holistic principles and biblical values, that has helped more than half a million readers take control of their finances and achieve financial stability.You will learn about the principle of renunciation, happiness, patience and perseverance, among others, no less important.You will understand the recipe made up of the 7 indispensable ingredients that you should not miss on the road to financial freedom.You will be able to put together a spending control plan and you will carry out the necessary actions to change not only your quality of life, but also that of others, aspiring to be an example in your community through the gift of generosity.Join Dr. Andres Panasiuk, to achieve success with easy changes you can implement in your daily life using simple forms with clear templates and exercises. This proven resource will help you customize your lifestyle and pace of life and begin your transition to prosperity..... Don't put it off any longer!

Decisions students make today can affect not only their life now but have an impact on their future. If students make wise financial decisions, life can become a more joyous experience. While there are no guarantees there won't be hardships ahead, the material in the 14th edition of Personal Finance can provide you with the information needed to weather a pandemic, an unexpected job loss, or the next crisis. Personal Finance was written with one purpose: To provide the information you need to make informed decisions that can literally change your life. This edition is packed with new and updated information and examples to help students plan for the future and achieve financial security. For example, we have revised important topics like taxes, banking services, college loans, health care, investments, and retirement planning. In addition, our new features personal FinTech and digital financial literacy are both designed to help you use technology to improve financial decision-making.

A new, holistic way to understand money and find your own path to financial freedom, from the wealth-building expert behind One Big Happy Life You deserve to live your dream life. Mastering your finances and learning how to use your money to create that life is a nonnegotiable, because let's be honest: life costs money. The good news is that you can create a money plan that you actually enjoy sticking to—one that allows you to build wealth while spending guilt-free on a life that you love today.Scarlett Cochran knows because she's been there, from starting out as a single teenage mom living under the poverty line and working to put herself through law school, to becoming the founder of One Big Happy Life and teaching millions how to create the rich life that we deserve, on our own terms.Do any of these “rules” sound familiar? Don't buy that five-dollar coffee! Debt is terrible! Live below your means! Cochran's approach is different. If you want a latte every day, go get it. You can have your lattes and your millions, too. Have big goals for your life, like buying your dream house, traveling the world, or leaving a meaningful legacy for your family? Your money can make all of that possible for you—and more. Cochran can help anyone, even those who think they're “bad with money,” define their personal path to building wealth their way, including how to:redefine wealth;change your money story;expand your money capacity;define your version of a rich life; andcreate your money practice.This is a book about money, but it's not really about the money. It's about the doors that open when you understand how to put your money to work to create the life that you want. It introduces a new way to understand personal finance—because the old ways just don't cut it anymore. Empower yourself to truly own your money and make financial decisions confidently, based on your unique vision of what a good life looks like.

Despite an expansive array of financial planning tools, advice, and gurus, putting real financial planning into practice is deeply personal—and incredibly difficult. More Than Money: Real-Life Stories of Financial Planning is a collection of surprising and inspiring true stories that reveal how real clients applied financial planning to derive tangible results that changed their lives.These stories by award-winning financial advisors feature people from all walks of life—young and old, those in debt and those with great wealth—and a wide variety of situations, from designing a desired lifestyle to dealing with catastrophe. They show how well-thought-out, personalized, and high-touch financial planning can truly impact lives for the better. These leaders in a growing industry remind us that financial planning is more than dollars and cents—it is about resourcing dreams and improving lives in the near-term and beyond. Financial planning is More Than Money.Contributions from: Elliott Appel, Michael H. Baker, Vincent R. Barbera, Jordan Benold, Todd Bessey, Todd A. Bryant, Marguerita Cheng, Kevin D. Christensen, Christopher Clepp, Cathy Curtis, Shanna Due, Jessica L. Fahrenholz, Brett K. Fellows, Matt Fizell, Steven Fox, Melissa Joy, Michael Kelly, David Kuzma, Douglas M. Lynch, Kevin Mahoney, Andrew Martz, Stephanie W. McCullough, Dana J. Menard, Amar Pandit, Matthew G. Ricks, Jeffrey J. Smith, Nicola Tomlin, Simon A. Tryzna.

Get smart and start saving—without sacrificing the things you love With high prices for everything from food to gas, how can you make ends meet—and still have enough for the things you love? 500 Great Ways to Save For Dummies is packed with creative ideas for cutting costs in small and big ways, in dozens of categories, ranging from groceries and healthcare to education, travel, and major purchases. This fun book helps you get into a saving mindset, know where your money goes, and whittle down debt. These quick tips are so easy you can start saving today! Reduce everyday costs of groceries, restaurant meals, gas, utilities, home maintenance, healthcare, and insurance Save money on fitness, pet care, entertainment, and all your hobbies Cut costs on big-ticket items including vacations, cars, and appliances Find free stuff, special discounts, and money-saving apps This is the only book you need to save money throughout the year!

People are unwittingly taking risks with their investments by entrusting them to advisers who are biased but don't know it.Does your financial adviser tell you to hold on and never sell? That markets recover in the long run? Does your adviser seem to always have an optimistic disposition? Do they tell you not to worry, no matter what is going on in the outside world?In Bullshift, John J. De Goey explores the hidden relationship between bias and financial markets. He makes clear that investors and financial advisers are not the rational decision makers that economic theory assumes them to be, and that “tried and true” investment advice is not always sound. De Goey shows that advisers are immersed in a culture of Bullshift — they simply don't realize how their positive outlook on markets is based on industry-wide groupthink.Unfortunately, this problem affects much more than just your own investment portfolio. After three years of an international pandemic, the full economic impact of the response to it still hasn't been felt. There's more pain coming, but the financial industry's eternal optimism, abetted by government policies designed to consistently encourage growth and avoid tough choices, is walking us toward a cliff for the global economy.De Goey helps readers understand the subtle but profound challenges of industry bias, with optimism bias as a particularly vexing issue. The next downturn may be deeper than anything you or your adviser has ever experienced. True optimism comes from a shift to unbiased realism.

The next generation within wealthy families are often said to be born with a silver spoon in their mouths. Perceived as free from life's toughest challenges. “Having it all.” But being raised in affluence brings a unique set of pressures and hidden tripwires. Great wealth casts a long shadow. Inheritors commonly face intense familial expectations, public scrutiny and judgment, and confusing or debilitating self-narratives, under which many flounder. And we—as family, friends, and society—slowly lose their contribution to our lives and the common good. The Myth of the Silver Spoon helps guide the next gen of the affluent, their families, and the ecosystem of professionals who influence them—wealth advisors, estate attorneys, tax attorneys, philanthropic advisors, family office professionals, and career coaches—to identify and confront negative thinking and behaviors related to wealth. Through new research, meaningful storytelling, and actionable concepts, Kristin Keffeler—an expert advisor, consultant, and certified professional coach to high-net-worth families—helps readers clear the internal and external clutter from their paths that accumulates from growing up with wealth. She shows readers how to: Put words to their difficulties and dismantle the hidden tripwires of affluence Address challenges at their root, including when raising children of their own, instilling guardrails against entitlement and feelings of helplessness Identify structures for finding and sustaining one's own vision of a fulfilling, impactful life Privately held wealth has great potential to benefit society. But only if it is held by people able and willing to do good with it. Whether you're a rising gen yourself or gifting this to a client, The Myth of Silver Spoon offers a compassionate discussion and a seven-step process for connecting a rising gen's innate strengths to the embers of their hopes, so that they can move forward creating thriving and impactful lives.

'Investing is a simple activity, which an entire industry strives to make complicated to justify its existence.” At a time when a record number of people are investing in the stock market, this book by award-winning financial writer Nicolas Bérubé reveals how any investor can get rich and beat the professionals at their own game by investing less than an hour a year of their time. Admitting that he felt like a'zero'after his first mistakes as a beginner investor, Nicolas has never stopped trying to understand what separates the winners from the losers. He has observed how the greatest investors around the world think and act, meeting and interviewing many of them, and going on to include the revealing results here. He also uses little-known examples, such as the forgotten theft of the Mona Lisa, Isaac Newton's stock market disaster, and the mistake made by one of the world's greatest investors, to make learning about investing a compelling journey through history, psychology, and finance. Finally, using the latest research, he identifies proven and accessible ways to invest, and offers concrete advice on how to get started or take control of your investments today. From Zero to Millionaire gives you the tools to understand the stock market, and the skills to better manage your investments.

The best investment you can make is in yourself and your career Sort Your Career Out: And Make More Money is your go-to guide for building a career that you love. Dream jobs don't just come along: you need to make them happen. And this is the book that will show you how, from creating the ultimate career strategy to getting paid what you're really worth. (Hint: It's not just about changing the font on your resume!) With tips and guidance from two of today's top money and career experts, you'll learn how to change jobs, secure a promotion, ask for a pay rise and much, much more. Whether you're preparing for a job interview or you're looking to make a radical change, Sort Your Career Out has the smart advice you need for earning more and winning at work. Inside you'll find practical activities that will help boost your bankability and take you further, faster. Along the way, you'll also follow diverse case studies from real employees: people who have been there, done that, and figured out the way forward. Sort Your Career Out: And Make More Money unpacks everything you need to: Establish your career mindset: define your purpose and unlock your skills and strengths Set concrete goals and create new opportunities for yourself Upskill with essential tips and templates for resumes, cover letters, interviews, networking, and more Know when to take risks and how to handle setbacks like burnout and unemployment It's time to discover more career flexibility and achieve your long-term goals. With this must-read handbook, you'll be ready to move up, move on, and feel more fulfilled with what you do every day.

“The reality is money can be a hellish prison that holds us captive to doing whatever is necessary to stay afloat, or it can be one of the greatest sources of freedom that fuels our ability to live an incredibly meaningful, fulfilling, purposeful life. And that's the reason I've decided to write this book.” –Liz Davidson Would you like to live a life free of financial worries? Of course, you would! Well, the good news is the life you want is well within your reach. Liz Davidson, founder and CEO of Financial Finesse, a company that has helped millions of Americans take control of their financial lives, wrote Money Strong to give you the tools you need to start building the life you want today. Packed with real-life stories of financial challenges overcome, this book not only serves up proven tactics for success, it shows you exactly how others have made them work. If they can do it, you absolutely can too. Page by page, Davidson breaks down concepts, shares relatable examples, and offers guided exercises to help you get the most out of every chapter. This book is like a conversation with a trusted financial coach who has your back no matter what―and who isn't afraid to push you toward your dreams. Major brands have trusted and loved Financial Finesse for years. Now, with Money Strong, Davidson brings they company's proven systems directly to you. Your financial wellness influences your whole life, not only your finances and everyone has room to improve. All you have to do is start. Money Strong was created to help. Let's go.

Your personal roadmap to financial freedom through small but mighty changes to your money In a world where you have questions about money and Google has a million different answers, it can be hard to know how to make the most of what you have… Especially if you don't have a ton of it. In Building Wealth on a Dime: Finding Your Financial Freedom, financial educator and Latina Kimberly Hamilton delivers an engaging guide for building wealth through small but powerful changes to your money – even if you're starting small. As a former student debt warrior turned homeowner, Kimberly knows this experience first-hand, but this book isn't about her. Through the financial lives of everyday moneymakers like Claire in New York, Tanya in Chicago, and Eric in Portland, Kimberly teaches you how to take control of your finances, eliminate debt, and invest for your financial future. Written in a tone that sounds more like a friend than financial advice, you'll gain the tools you need – psychological and financial – to change your mindset and achieve your own financial freedom. In Building Wealth on a Dime, you'll discover how to shift your financial trajectory “on a dime” and gain confidence in your money ASAP. You'll also find: Efficient techniques for eliminating debt How to calculate and implement a guilt-free weekly spending cap A complete breakdown on investing for beginners, including the different types of accounts, investments, and methods you need to be strategic Completely legal (but rarely talked about) tax loopholes that can save you thousands What you need to consider when buying your first home or real estate investment A can't-miss handbook for the everyday money maker, working professional, or soon-to-graduate, Building Wealth on a Dime belongs on the bookshelves of anyone seeking to improve their relationship with money and accelerate their journey to financial freedom.

Transform your financial situation with easy-to-follow advice from a first-generation professional In Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth, lawyer, business owner, and first-generation professional Cindy Zuniga-Sanchez delivers a practical and actionable blueprint for financial independence. Full of easy-to-apply advice for young adults, students, and early-career professionals, the book is a holistic guide to responsibly managing money and debt while building your nest egg. In the book, you'll explore how to be a responsible consumer, how to budget, save, invest, pay off debt, build credit, and increase your income. You'll also understand much of what school didn't teach you about student loans. The author explains: Strategies to create a realistic and actionable debt repayment plan that will save you money and time Strategies for maximizing your income by negotiating your salary and finding profitable “side hustles” Techniques for straightforward forms of investing that responsibly balance risk and reward The money strategies that she put into place and resources that she used to go from having six-figures of debt to a multiple six-figure net worthAn essential money resource for students, professionals, entrepreneurs, young families, and anyone else hoping to reduce their financial stress and improve their lives, Overcoming Debt, Achieving Financial Freedom is the simple and powerful money guide you've been waiting for.

Break free from the slow grind of budgeting and rethink your wealth-building strategy with this award-winning Wall Street Journal bestseller: the ultimate playbook for financial freedom.Building wealth isn't complicated—but it's also not easy. Abandon the get-rich-quick-schemes and take the guesswork out of financial freedom with a strategy perfected by countless self-made millionaires.If you're looking for a blue-collar blueprint for financial freedom, Pillars of Wealth provides a holistic approach to systematically make more money and watch it grow over time. In this book, seasoned investor David Greene shows you how he built a multimillion-dollar net worth from the ground up.Whether you're drowning in debt, swimming in cash, or floating in assets, David's approach will revitalize your wealth-building strategy. You'll learn how to unlock your earning potential, adopt new budgeting systems, start your own business, and invest for constant growth so you can build the financially free life of your dreams.With this book, you'll learn how to:Unlock your earning potential to make more money every yearSave your money and stop excessive spending with an effective budgetInvest your money through proven real estate strategiesProtect your money by finding clever and legal tax savingsBecome wealthy by replacing your job with investments and true financial freedom

Take control of your money, avoid common financial pitfalls, and prepare for whatever life throws at you In Stop Worrying about Money, Jacqui Clarke, Australia's best-kept money secret, delivers smart and sure-fire guidance that will see you through life's financial ups and downs. You'll learn to clarify your values, set goals, and be upfront and honest about your money—both with yourself and with others. Fact: Money comes in and goes out. The cost of living is ever increasing, big changes can come as big surprises and sometimes you're stuck just trying to keep on top of everything. It's time to hit pause on the distractions and get wise with your finances. With Stop Worrying about Money, you'll re-assess what financial independence and freedom mean to you. This is the guide that will help you build a less stressful, more empowering relationship with money, starting today. You'll discover how to: Build financial security for yourself and your family Set meaningful (and within-your-means) money goals Combat expense creep and avoid other typical money traps Overcome setbacks and become a master plannerA practical and hands-on guide to dealing with life's most common and challenging financial obstacles, Stop Worrying about Money is the energising, no-nonsense financial wake-up call that you've been waiting for.

Provides consumer information on money and career management for prospective teen workers, with guidelines on spending wisely, details on investment options like commodity trading and cryptocurrency, and improving financial and working skills. Includes index and resource information.

Avoid share market traps and create a watertight plan for long-term investment success.Most of us know the Greek myth of Ulysses. He made a pact with his ship's crew ordering them to block their ears with wax and tie him to the mast of the ship while they steered past an island inhabited by mythological creatures called Sirens.This story inspired the term ‘ Ulysses Contract', which is a commitment device that helps us to build and maintain good habits and decisions despite future temptations.In The Ulysses Contract, Michael Kemp uses the Ulysses analogy to warn of the'sirens'that tempt investors to part with their money and demonstrates how to put in place a successful investment plan that embodies discipline, consistency and patience. Written with masterful storytelling that expertly explains complex investment concepts, you will learn how to:• avoid get-rich-quick temptations - think cryptocurrency and day trading• learn from the lessons of history - it's NOT different this time• develop a long term, low-risk investing strategy.Armed with this knowledge you will become empowered to make sound investment decisions and obtain your own slice of financial freedom.

Expand your investment horizons and increase your returns with alternative assets In Grow Your Wealth Faster with Alternative Assets, one of Australia's leading alternative asset managers, Travis Miller, delivers an eye-opening, jargon-free guide to the lucrative opportunities available in alternative investing. You'll learn how to successfully diversify your portfolio with alternative assets like commercial property, infrastructure, private equity, private credit, agriculture, commodities, and much more. Thanks to new financial technologies and investment platforms, these high-yield alternative investments are increasingly easy and accessible. It's time to learn how your investment strategy can benefit from higher rewards, without taking on more risk. In Grow Your Wealth Faster with Alternative Assets, you'll find a step-by-step method for finding and executing trades. Explore which alternative assets are right for you, and discover how to: Diversify your investment portfolio Assess risk and expected returns Avoid the traps and pitfalls Navigate fees, finances, and due diligenceGrow Your Wealth Faster with Alternative Assets shares the pros and cons of various asset classes and unpacks why these assets offer such impressive rewards—for the same (or even less) risk than traditional investments. Best of all, it outlines exactly how Australian investors can build wealth faster through exciting, creative new strategies.

Many of the day-to-day tasks performed by financial planners fall within the broader scope of counseling. Financial planners often face counseling like-incidents in their work. As a result, financial planners need a working knowledge of client and financial planner attitudes, values, and biases. Financial Planning Counseling Skills specifically describes how a financial planner can blend counseling, psychological, and behavioral finance theories, models, and approaches into their practice with clients. Discover: Chapter Applications that include testing materials, such as short answer questions, essay questions, matching charts and sample interview questions A running case study that covers topics for each of the ten chapters that apply principles learned in the chapters Charts that demonstrate how an office environment should be structured to positively influence a client's psychology Each chapter contains frequent discussion points set off in boxes for easy identification that provide practical guidance on points discussed in the text Key terms are highlighted and defined so students can easily find and understand the terms Topics Covered: The application of counseling theory to the practice of financial planning Understanding the importance of using theory in practice and demonstrating how a financial planner can use counseling theories to build client trust and enhance client interactions How to establish, manage, and maintain client relationships, including how to build a trust-based client relationship How to communicate effectively with clients, especially how to obtain deeper insight into a client's values, goals and other valuable information and the importance of nonverbal communication Reflective listening skills, including how it allows planners to gain information and understand the entirety of the client's situation The importance of questioning skills, including open and closed-ended questions The issues with heuristics, or mental shortcuts that allow a decision-maker to process information or make decisions more quickly The role of a financial planner in identifying and monitoring client biases and how they impact client's decision making Sources of money conflict, including areas of potential conflict between spouses and family members, as well as money taboos and differing money personalities How financial planners can communicate the importance of agreeing on financial goals and objectives Discussion of the most common money disorders, including compulsive shopping, gambling, workaholism, hoarding, and financial denial, including the symptoms of these disorders and how a financial planner can support clients with these disorders Description of relational money disorders, such as parental manipulation and financial enabling Discussion of financial infidelity, including the impact of addiction How a financial planner can deal with clients'personal crises such as loss and grief How financial planners can mediate the impact of financial shocks by providing financial education

Wall Street Journal BestsellerUSA Today BestsellerAmazon BestsellerWhen we talk about debt and its impact on our economy, we almost always mean “government debt.” However, this is only a small part of the picture: individuals, private firms, and households owe trillions, and these private debts are vital to understanding the economy.In this iconoclastic book, Richard Vague examines the assets, liabilities, and incomes of the entire country, private and public sector, to reveal its net worth. His holistic analysis shows that the real factor that drives both financial crises and spiraling inequality—but also, paradoxically, economic growth—is ever rising private debt. The paradox is that while debt is essential and our economy relies on it, it also brings instability unless it is periodically deleveraged—and that is very hard to do. It can, however, be carefully managed, and Vague ends the book by showing how to do so in policy areas ranging from trade and housing to financial policy and student debt.Underpinned by pioneering data analysis and the author's lifetime of experience in the financial world, this book is essential for anyone who wants to understand the deep, underlying dynamics of the American economy.

A “practical and inspiring” (Tiffany Aliche, New York Times bestselling author of Get Good with Money) road map for becoming a millionaire and building the foundation of generational wealth from a self-made, first-generation multimillionaire.Demystify the path to wealth once and for all with Dominique Broadway's unique strategy for taking control of your finances and becoming a millionaire. Based on simple steps and small decisions that build upon each other that anyone can execute (even those who have never had money or who face debt), The Wealth Decision includes: -What orange juice has to do with building wealth (hint: it's about wanting the good stuff) -Strategies for spending your way to wealth -One single question to determine if you're on top of your money -How to avoid saving your way to debt -A road map to score higher on your credit score -Dominique's framework for picking the best investments for you -What insurance has to do with your legacy Written with millennials and Gen Z-ers in mind, The Wealth Decision “fills an essential need” (Dr. Paris Woods, author of The Black Girl's Guide to Financial Freedom) by showing you how to make that one decision to be wealthy. It then takes you through the most important decisions you need to live a life of financial freedom and ensuing strategies to build generational wealth and become a millionaire. Worksheets, resources, visuals, quizzes, and graphs bring Dominique's strategies to life. With information on everything from crypto to day-trading to modern financial trends, The Wealth Decision is a must-have for anyone looking to level up their financial situation.

With unique and proven strategies for wealth accumulation, More Wealth, Less Taxes is designed for individuals seeking ways to pay lower taxes during their lifetime—especially during retirement. As a veteran in the financial services industry, Lance Belline knows how essential it is to save strategically and understand how the tax code works. More Wealth, Less Taxes is his guide for anyone who wants to go from'good'to'great'financially. Filled with real-life examples and stories of clients growing their wealth before—and after—they learned of the bucket strategy, Belline's guide helps individuals gain confidence, peace of mind, and clarity of how they should save and invest. His approach is designed for anyone seeking to learn more about potential tax savings, wealth creation, and financial pitfalls to avoid.

Gain access to the ultimate playbook to help you win at your financial game.Money is a game of survival, and you can't get ahead with the outdated playbook of the American Dream. Don't let rising debt, stagnant wages, and increased inflation make it impossible to create financial stability. Create investment opportunities to build lasting wealth, and design the lifestyle of financial freedom that you and your loved ones have always dreamed of.NFL linebacker, investor, and philanthropist Devon Kennard is winning the financial game off the field, with proven strategies to generate income that will support him and his family long after he is playing in the stadium. In this book, Devon provides clear guidance and practical tools to help you create your money success story. You will learn how to: Transform your passions into ideas that earn passive income.Get into the real estate game and learn different investment methods.Cultivate a positive, wealth-building mindset to overcome financial fears and withstand setbacks.Network and create your team to help you reach your money goals.Include philanthropy and charitable works as part of your wealth legacy. At last, you have the ultimate game plan to create a version of the American Dream that works on your terms and builds lasting wealth for you and your family.

A dynamic new guide to personal investment for the era of cryptocurrencies and personal trading platforms.We're all investors now. The first quarter of the new century has seen developments in technology, monetary policy, and the management of large companies that have transformed personal savings and investment around the world. Love it, loathe it, or just not interested in it, this innovation has changed not only the nature of money, but our understanding of what it means to invest—whether we want to safeguard our pensions, experiment with personal trading platforms, or simply understand how the markets really work. How to Invest aims to help investors navigate this new world, offering a principles-based, keep-it-simple approach to help them make investment decisions and have investment conversations that will make the most of their money.

Wealth Wisdom for Everyone provides a practical and easy to read introduction to the management of family income, expenditure and investment. As a part of the Raffles Wealth and Legacy Series of books, and as a guidebook for an introductory course by the same name on the Raffles Legacy and Leadership e-learning site (www.raffleslegacylearning.com), Wealth Wisdom provides a simple and clear description of how to manage family finances — from budgeting to setting and tracking your own investment plans. Simple, practical and clear, this book can serve to inform all members of the family, even those with no prior experience in family financial planning or investment, on what they need to know to get control over their own financial situation. Starting from the beginning, with a practical approach to assembling essential documents, and ending with a description of various investments a wealthy family may want to consider, the approach provided here can both lead to a greater degree of understanding and allow for better control of family wealth. The book, and accompanying course, provide you with the knowledge and practical tools you need to make sure that you control your wealth successfully over time.As they say, if you don't control your wealth, it will control you!