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This study is titled "Implementation of Fatwa DSN MUI No:115/DSN-MUI/IX/2017 against Mudharabah Agreement on Savings Plan at Bank Mega Syariah Palu Branch." The main issues are how mudharabah contract mechanism on iB plan savings at Bank Mega Syariah Palu Branch and how to Implement Fatwa No:115/DSN-MUI/IX/2017 against Mudharabah contract on Savings Plan at Bank Mega Syariah Palu Branch. The purpose of this research is to find out the Mechanism of Mudharabah agreement on iB savings plan at Bank Mega Syariah Palu Branch and how to Implement Fatwa DSN MUI No:115/DSN-MUI/IX/2017 against Mudharabah agreement on Savings Plan at Bank Mega Syariah Palu Branch.The research method used is a descriptive qualitative method. The results showed that the mechanism of Akad mudharabah at Bank Mega Syariah is not entirely in accordance with the provisions of the fatwa DSN MUI this desebabes the problem among human resources and the difficulties faced in the field. Bank Mega Syariah requires qualified administrators and employees not only related to their cognitive abilities but also related to the competence of moral attitudes.

The new curriculum (2013 curriculum) encourages implementing the higher-order thinking skills (HOTS) approach in learning Islamic religious education in each academic unit in Indonesia. This paper intends to study the HOTS implementation trend in the learning process of Islamic religious education in Madrasas and schools. The method in this study is a systematic literature review. Researchers found that this trend began to emerge after implementing the 2013 curriculum by the Indonesian Government, where the curriculum used a scientific approach. Teachers, educators, and experts' efforts in implementing HOTS in Islamic Education learning can be grouped into two categories. The first is that they innovate the HOTS-based learning process, and the second is those who develop HOTS-based assessment instruments. Several innovations in the learning process were carried out by applying various learning methods, models, and strategies. The application of HOTS-based learning in Islamic Education learning can improve learning quality to be more effective, efficient, fun, and meaningful. This improvement, then, has an impact on increasing the quality of learning achievement. This study provides highlights and helps to understand the results of previous studies that discuss HOTS using systematic reviews in the implementation of Islamic Religious Education in Madrasas and Schools.

Gegulu Hamlet is a hamlet located in Gulurejo Village, Lendah District, Kulon Progo Regency. Gegulu Hamlet is one of the hamlets in Gulurejo Village which is the location of the Group 5 Regular Real Work Lecture. The results are for personal consumption as well as opportunities for the livelihoods of the surrounding community. In addition, many people own livestock, rice fields, and gardens to increase their personal income. The 20 sub-districts that had the highest average monthly rainfall in 2016 were in Samigaluh District of 364 mm with a total of 12 rainy days per month. The rainfall in Kulon Progo Regency fluctuates from year to year. In addition, there is no health service post that has adequate road access in Gegulu Hamlet, Gulurejo Village, Lendah District, Kulon Progo Regency, Yogyakarta.

Indonesia is the biggest archipelago country in the world, the government has tried to prosper the people by issuing policies on regional autonomy. Regional autonomy in its development is widespread in all fields, one of them in education. Autonomy Education gained much support among the people, thus giving birth to Decentralization of Education, namely to give up government responsibility according to the needs and capabilities of each region. The effort has been regulated in Law Number 20 Year 2003 on National Education System supported by Government Regulation no. 55 of 2007. However, these efforts have not been fully realized, so that sometimes cause gap and prolonged criticism. Therefore we as a policy-bearer must prioritize the principle good governance in Decentralization of Education. The religious and religious education policies contained in Government Regulation No. 55 of 2007 are intended to help realize the goals of education in Indonesia, giving the right of autonomy in the form of decentralization of education to each school in each region to manage the institution. If the school is religious based, it is given the freedom to manage according to the teachings of the religion. But to realize this policy requires strong observers and willing to act, the principle of autonomy, flexibility, participatory and initiative can be used as a basis in realizing these goals as a whole.

Economy is the main thing and must be experienced by every human being in this world, so that the economy is always developing so rapidly, so is the Islamic economy which is currently developing rapidly to compensate for conventional economics. The Islamic economy has a function as a filter for the economic activities of every Muslim in the world, because in the concept of its implementation it has principles based on the strength of the Muslim Al-Qur'an and Sunnah that avoid usury, gharar and maysir. This study uses a quantitative method, which uses a questionnaire as a measurement tool, while the object of research is the Islamic boarding school students in Yogyakarta, and the variables studied are the attitude and behavior of students toward saving desires in Islamic banks. The results showed that the students 'attitudes and behavior had a positive effect on students' desire to save at Islamic banks.

Measurement in the field of education, especially the teaching and learning process can be done with measuring tools in the form of tests and non-tests. Islamic Religious Education is considered the same as other subjects. to realize student success is also measured through evaluation, which is a systematic process to obtain information about the effectiveness of teaching and learning activities. In addition, it can also assist teachers in achieving learning objectives and describe student achievement in accordance with predetermined criteria. This study aims to analyze the Year-End Assessment of MAN 2 Bantul for the 2020/2021 academic year consisting of 25 multiple-choice questions. The items analyzed in the report have a total number of responses of 265 students. Item analysis using analysis with modern test theory ( Item Response Theory ). The results showed that the results of the model fit test showed that the instrument fit on the 2 PL model (Logistics parameter) with the lowest AIC value, namely 4874.85. The results of the parameter analysis of the level of difficulty indicate that there are 4 questions that are categorized as very easy, 4 easy questions, 15 moderate questions, 1 difficult question, and 1 very difficult question. This shows that the distribution of the difficulty level parameters is quite balanced. The results of the analysis of the different power parameters show that there are 23 good questions, 1 fairly good question, and 1 bad question. This shows that the different power level parameters are quite good. The results of the estimation of students' abilities with the MLE estimator showed that there were no students who had abilities below -4. There are 15 students with abilities above 2.00. There are 165 students who fall into the good category (ability -2 to 2 and 9 students who have abilities below -2. Based on the plot of the information function, it can be concluded that the optimal test if given to individuals with low abilities is around -1.2. Accurate questions to measure students' abilities with a range of -2.5 to 1.2.

Di tengah era disrupsi ini, Keluarga adalah salah satu kunci sukseknya Pendidikan. Keluarga menjadi basis organik Pendidikan bagi perkembangan seorang anak. Dalam keluarga seorang anak dibentuk fisik dan psikisnya. Tulisan ini bertujuan untuk mengeksplor perspektif alquran dalam melihat Pendidikan keluarga secara utuh. Era milenial yang ditandai dengan perkembangan tekhnologi dan informasi yang super cepat menjadikan sosio-kultur dalam keluarga banyak berubah. Revolusi industri 4.0 yang bergulir tidak dapat di tahan ditengah laju globalisasi. Hasil pembahasan menunjukkan bahwa dibutuhkan pendekatan baru dalam Pendidikan keluarga ditengah perubahan yang terus terjadi.

Scholars have widely discussed meta-analysis studies on the theory of multiple intelligences. However, no research explicitly discusses the theory of multiple intelligences in the development of social science. This study determined the effectiveness of multiple intelligences on learning achievement in social studies. For this reason, researchers compiled a study that has been carried out to determine the effectiveness of multiple intelligences in meta-analysis. This study used a meta-analysis method. There are six articles used in the study based on the inclusion-exclusion criteria. The meta-analysis findings revealed that multiple learning intelligence had a modest and optimistic impact on students’ social science performance. This study also revealed the magnitude of the effect of multiple intelligence-based learning based on moderator variables at the level of education, treatment implementation time, and type of subject. The research findings provide suggestions for the development of research on multiple intelligence studies in the future.

University Libraries are sources of electronic resources that are accessible to users. The literature search results show that few studies discuss electronic resource procurement in Indonesian libraries. This article aimed to determine the procurement of electronic resources collections at the Sunan Kalijaga State Islamic University (UIN) Library. The study used a qualitative approach with a descriptive research method conducted at the UIN Sunan Kalijaga Library. Data collection techniques used structured interviews with seven informants. The analysis results showed seven main findings in the procurement process for collecting electronic resources: the target, budgeting, user specifications, single sign-on authentication, the right team, content duplication, and communication with vendors. The library analyzed the contents of electronic resources to be purchased. Libraries use Ministry and Institutional Work Plan and Budget (RKAKL) funds in their budgeting. Subscriptions to electronic resources are specially for undergraduate and postgraduate students. The Single Sign-On authentication system used is EZproxy. The Procurement team consists of the head of the library, deputy head of the library, technical service coordinator, and general reference coordinator. The duplication-checking process is carried out based on the subject. In the communication process with vendors, the team has coordinated well. The research findings contribute to Indonesia's electronic resources procurement management practices.

The purpose of this study is to evaluate the practices and challenges of online learning or so called Learning From Home (LFH) in English Department during the even semester 2019/2020 academic year. The subject of this study are 8 lecturers of English Department at STKIP Al Hikmah. This study employed descriptive qualitative research design. The instrument used is daily online teaching monitoring and evaluation questionnaire. The result of this study is categorized into five aspects namely 1) online learning applications frequently used by the lecturers are WhatsApp, Google Classroom, Schoology, Quizizz, E-mail, Zoom Cloud Meeting, Email, and Youtube 2) online learning activities frequently conducted by the lecturers are uploading materials, discussion forum, conducting quizzes, uploading assigment,, and video conferences, 3) scheduled assignment submission rate, 4) students’ participation rate and 5) challenges and alternative solution proposed by the lecturers during the online learning.

This study aims to identify the verses of the Quran relating to family resilience. The focus is on the ideal role of each family member; father, mother and child; in strengthening resilience in their environment. From there it can be seen that each one needs seriousness in behaving, acting and communicating with each other for the sake of the continuity of family life can be maintained, if we need to ask for help from other parties. For this reason, it is recommended that family security legislation, especially in Indonesia, be carried out immediately in addition to the activeness of Islamic religious leaders participating directly in the success of its implementation by spreading it as part of the nation's resilience, penelitian ini bertujuan mengidentifikasi ayat-ayat Quran yang berkaitan dengan ketahanan keluarga. Fokusnya pada peran ideal masing-masing anggota keluarga; bapak, ibu dan anak; dalam penguatan ketahanan di lingkungannya. Dari situ dapat diketahui bahwa masing-masing perlu kesungguhan dalam bersikap, bertindak dan berkomunikasi satu sama lain demi kelanggengan kehidupan keluarga bisa terjaga, kalau perlu, meminta bantuan kepada pihak lain. Untuk itu disarankan agar legislasi ketahanan keluarga, khususnya di Indonesia, dapat segera terlaksana selain keaktifan pihak agamawan Islam berpartisipasi langsung dengan mensosialisasikannya sebagai bagian dari ketahanan bangsa.

Jaring Aspirasi is a liaison between the people and the local government leaders of Kulonprogo Regency. With the face-to-face model with a regent every Thursday, it is hoped that public information will be absorbed immediately to solve problems as soon as possible. This legal sociology study is intended to find out how the process works. then the research was conducted by means of observation, documentation and interviews. Triangulation was also carried out to obtain data validity as expected. Qualitative analysis is analytical descriptive of the results of the collected data. The information and public complaints in the seminar department are resolved in four categories depending on the quality of the information. This pattern satisfies members of the community and makes them realize that information cannot always be resolved at one time, especially in matters requiring disposition with other institutions. Kamispaginan as a form of public service is a form of joint deliberation between the regional government and the community which should be continued with increased socialization so that community participation will also increase.

Climate has an impact on the development of mosquito borne diseases, especially lymphatic filariasis. Erratic climate change can certainly cause a bad temperature in the natural environment and disturb human health. In this article, a survey of the impact climate change on filariasis. Materials or methods use review literature search by searching through emerald journals, journal journalists, journal proquests, and Pubmed. The keywords “climate change”, “filariasis disease transmitted through mosquito borne diseases” were searched with various literature or reference articles. Results: From 30 literature collected, 18 articles were excluded because they had no correlation, while 12 articles were included and met the inclusion criteria. The reviewed literature shows that, most of the researchers have been carried out in developed countries, and presumption of the effect of climate metamorphosis on diseases spread by the Aedes Aegypti SP, Anopheles SP, Culex sp and Mansonia. Mosquitoes. Which is due to the following uncertainties: 1. Uncertainty about the spread of disease through climate change and poor environmental sanitation, 2. Uncertainty through behavior between the indirect relationship between climate and human health, 3. Uncertainty about the relationship between climate and disease which is transmitted through the intermediary mosquito borne disease.

Heat Exchanger is a device used to transfer heat between two or more liquids at different temperatures. The purpose of this study is (a) to design efficient shells and tubes using technology to increase heat transfer coefficients at the side of the shell and tube simultaneously, (b) To determine the optimized variables to produce a maximum heat transfer coefficient and a minimal pressure drop, (c) to analyze the effect of applying helical baffle and coiled wire insert technology on overall heat transfer coefficient and pressure drop. On the shell side, segmental technology is modified into helical baffle technology by regulating the tube pitch and distance between baffles. The optimization method used is Genetic algorithm (GA). The variable used for optimization on the shell side is the helical baffle angle (β) and the distance between the helical baffle (Lbc). Variables used for tube side optimization using coiled wire insert technology are pitch of coiled wire (P) and side length of equilateral triangle (e). The objective function in this study is the overall heat transfer (U). constraint in this study is a pressure drop ΔP that cannot exceed the initial design of the heat exchanger. Modeling of heat E-l-04 was successfully carried out. The modeling obtained has a very small deviation value compared to the initial data sheet HE. Deviation of Overall heat transfer E-l-04 = −0.00%. Deviation ΔPt E-l-04 = −0.22%. The average deviation of all exchanger ΔPS = 0.00%. Heat exchanger optimization was successfully carried out. This can be seen from the increase in the overall heat transfer value in all heat exchangers. Increasing U at HE-E-1-04 = 2.08%. Shell pressure drops did not experience significant changes, only 0.01% in all Heat exchangers. But the pressure drops on the tube side decreased. Decreasing ΔPt at HE-E-1-04 = −11.35%.

The rise of sexual violence cases and immoral acts experienced by women recently, convinced Khaled's ideas about women which based on him are important to be appreciated and developed. The research method used is library research which is combined with the analysis of studies related to Khaled's thought. The results of this study contributes to the development of science in: first, Khaled's scientific contribution which describes the idea of the position of women in Islam which is featured in the book In the Name of God. Khaled's thoughts enrich knowledge and discourse on contemporary Islamic legal thoughts. Through this book, Khaled adds to our insights that Islamic thought can also be applied in everyday life. Secondly, it contributes to the Study of Haditth which provides understanding and enlightenment on a variety of traditions that need to be understood textually and contextually. Debates related to the arguments originating from the Hadith should be studied deeply, so that the implied meaning can be conveyed appropriately. Keyword: Interpretation of women's verses, religious fatwa, gender bias Abstrak: Maraknya kasus kekerasan seksual dan tindakan asusila yang dialami kaum perempuan pada saat ini meyakinkan bahwa gagasan Khaled tentang perempuan penting untuk diapresiasi dan dikembangkan. Metode penelitian yang digunakan adalah library research dengan cara menganalisis kajian-kajian yang berkaitan dengan pemikiran Khaled . Hasil penelitian ini memberikan kontribusi bagi pengembangan ilmu pengetahuan, yakni: pertama, kontribusi keilmuan Khaled yang mendeskripsikan gagasan tentang posisi perempuan dalam Islam yang ditampilkan dalam buku Atas Nama Tuhan. Pemikiran-pemikiran Khaled memperkaya pengetahuan dan wacana pemikiran-pemikiran hukum Islam kontemporer. Melalui buku ini, Khaled menambah wawasan kita dalam pemikiran Islam yang juga dapat diaplikasikan dalam kehidupan sehari-hari. Kedua, kontribusi bagi Studi Hadits yang memberikan pemahaman dan pencerahan atas beragam hadis yang perlu dipahami secara tekstual dan kontekstual. Perdebatan-perdebatan terkait dengan dalil-dalil yang bersumber dari Hadis hendaknya dikaji secara mendalam agar makna yang tersirat dapat tersampaikan secara tepat. Kata Kunci : Tafsir Ayat-Ayat Perempuan, Fatwa Keagamaan, Bias Gender

Berbicara tentang hubungan agama dan negara dalam perspektif ketahanan nasional untuk negara pulau dan masyarakat plularistik seperti Indonesia tetap saja relevan sepanjang waktu. Sekalipun Indonesia dikenal sebagai bangsa yang bersemboyan bhinneka tunggal ika, gangguan dan bahkan ancaman terhadap kesatuan dan ketahanan nasional selama 50 tahun merdeka telah terjadi berulang-ulang. Faktor agama sering pula dijadikan pemicu untuk mencabik-cabik republik ini, sekalipun barangkali hanya sekadar untuk menggalang solidaritas massa. Islam yang dipeluk oleh mayoritas penduduk Indonesia tidak pernah bercorak monolitik. Pernah terjadi sekelompok kecil umat Islam di beberapa tempat di Indonesia melakukan pemberontakan senjata terhadap pemerintah pusat karena ketidakpuasan politik dan ekonomi. Sebagian pemberontak itu ingin mendirikan negara Islam. Tapi pernah pula terjadi sekelompok umat Kristen dan Katolik dari Indonesia bagian Timur ingin berdiri di luar republik jika mereka diperlakukan diskriminatif dalam konstitusi, demi memenuhi tuntutan mayoritas rakyat beragama Islam melalui para tokohnya, sebagaimana yang akan kita bicarakan lebih jauh di bawah ini. Setelah pendahuluan ini, selanjutnya akan kita diskusikan berturut-turut masalah hubungan agama dan negara dalam perspektif ketahanan nasional setelah lebih dulu kita tengok peristiwa sejarah yang berkaitan dengan topik pembicaraan kita hari ini. Sebelum penutup akan kita tengok pula keterkaitan antara agama, negara, ketahanan nasional, dan masalah keteladanan.

Globalisasi Islam bagi sementara pihak seringkali dilihat sebagai suatu momok    menakutkan yang menjadi ancaman serius bagi peradaban Barat, dan secara lebih ekstensif bagi peradaban manusia. Pandangan semacam ini semakin menguat setelah adanya serangan 11 September 2001 terhadap World Trade    Center (WTC) yang merupakan simbol kekuatan global dunia (Amerika). Pada paper ini, penulis mengkaitkan pandangan yang minor terhadap Islam dalam konteks Islam Asia Tenggara. Menurut penulis, Islam di Asia Tenggarammerupakan bagian dari ummah Islam global yang memiliki kekhasan tersendiri, sekaligus kemiripan-kemiripan dengan Islam yang ada di Timur Tengah. Pertanyaan yang muncul kemudian, apakah tuduhan terhadap Islam dan gerakan globalisasinya juga berlaku untuk kawasan ini. Pertanyaan ini menjadi semakin spesifik, karena Islam di Asia Tenggara juga besar dan negara negara muslim di kawasan ini sedang memasuki era globalisasi. Ada beberapa pertanyaan yang hendak dikemukakan penulis dalam paper ini, bagaimana globalisasi mempengaruhi muslim di Asia Tenggara? Dalam konteks Indonesia, bagaimana melihat fenomena 'tumbuhnya radikalisme di negeri ini? Dan kemudian bagaimana upaya menuju masa depan yang lebih baik bagi Islam dan Barat dalam era globalisasi.   Â

This paper is a sorrow reflection of writer toward the paradox reality of Indonesian people, which in one hand known as the religious society, granted by God the beautiful and wealth nature, but in other hand it was treated by greedy and corrupted bureaucracy. The big question of writer, why it happened, the religious Indonesian people couldn't look after the motherland of Indonesia, founded by the sacrifice of founding fathers of this nation? Actually, the writer argues that the religious quality ought to seem on moral quality in relation with among people, the universe, and God. It does not belong to this nation yet. Therefore, according to the writer, the struggle for that must always be done in order to the heart and the common sense. become the safer of this nation.

Membicarakan pandangan filosofis seorang sejarawan pemikir dan sekaligus filosuf kontemporer Italia seperti Benedetto Croce bukanlah suatu pekerjaan mudah, apalagi gagasan-gagasan yang dilontarkannya banyak yang bersifatkontroversial. Croce yang dikategorikan orang sebagai pemikir sejarah idealis neo- Hegelian, dengan ide-idenya dalam kemasan ungkapan yang sangat kaya, sering benar mengagetkan sejarawan profesional karenasifatnya yang tak terduga dan berani .