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Reasonable urban commercial planning must clarify the location and scope of urban commercial districts (UCDs). However, existing studies typically detect spurious UCDs owing to the bias in a single data source while ignoring the continuity and ambiguity of commercial district boundaries. Therefore, in this study, we designed a two-stage approach for detecting UCDs. First, points of interest and population heat data were fused through hotspot and overlay analyses to detect core commercial areas. The boundaries of the UCDs were then identified by considering adjacent blocks using adjusted cosine similarity and region-growing algorithms. Finally, an experiment was conducted in Xiamen, revealing concentrated businesses on Xiamen Island and sparse businesses outside Xiamen Island. An experimental comparison with other strategies confirmed the improved modeling ability of this approach for the edge ambiguity of UCDs. This framework provides tools for urban commercial planning and helps recognize urban commercial patterns in a timely manner. [ABSTRACT FROM AUTHOR]