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The article discusses the Paycheck Protection Program (PPP) being administered by the U.S. Small Business Administration (SBA) to help qualified businesses address the economic impact of the coronavirus disease 2019 (COVID-19) pandemic. Topics explored include the development of the PPP under the Coronavirus Aid, Relief, and Economic Security (CARES) Act, the use of the PPP by the health care sector to retain workers, and the awarding of loans to small businesses under the program.

The article focuses on campus-based microfinance institutions (MFIs) in the U.S. Particular focus is offered for Intersect Fund founded in 2008 by Joe Shure and Rohan Mathew, students of Rutgers University in New Jersey, which offers small business loans and business training with the help of the Catholic Church, university connections and student volunteers. It discusses how MFIs live out the principles of Catholic social teaching.

The article examines the significance of the U.S. Small Business Administration (SBA) to small businesses. The SBA guarantees loans, its partners coach small companies and helps contractors negotiate the complex ways of the U.S. government. The Office of Government Contracting helps small businesses break into the government market. The SBA offers and funds counseling and technical assistance through nonprofit SCORE, small business development centers (SBDC) and Women's Business Centers.

Argues that the United States Congress has mishandled the worldwide need for a National Endowment for Democracy. How President George W. Bush promised to double the NED's budget; How it was weakly augmented and eventually ignored as Congress drew all funds from it; How the money will instead go to small-business loans in the United States.

The article explores the connection between the health of U.S. small businesses and the overall health of the U.S. economy. The number of jobs provided by small businesses, the scarcity of credit for many small businesses, and the benefits of economic recessions to some small businesses are examined. Particular focus is given to the Marlin Steel Wire Products small business owned by entrepreneur Drew Greenblatt.

The article presents a first person account of the activities of the Small Business Financial and Regulatory Affairs Committee of the Institute of Management Accountants (IMA). The group's beginning as a response to the accounting changes required by the Sarbanes-Oxley Act is described. Its work to represent small business with the U.S. Small Business Administration and the Financial Accounting Standards Board is explained.

Reports on the move by the U.S. Small Business Administration to temporarily close its loan program, as of March 2004. Incident that led to the move; Impact on the relationship between the U.S. government and small business; Various comments on the matter.

The article discusses the author's opinion that any improvement in the U.S. economy during November and December 2009 is only temporary and that unemployment is the most important indicator of economic recovery. The author argues that the failure of banks to release loans to small businesses is helping to perpetuate the unemployment crisis while globalization has resulted in less demand for white-collar, corporate jobs.

The article discusses the financial difficulties faced by small businesses in the U.S. According to the financial firm Capital Economics small businesses have been responsible for an unprecedented two thirds of unemployment in the U.S. Factors contributing to the loss of jobs in the small business sector is the inability of many small firms to secure bank loans.

The article reports on increased difficulty among U.S. small businesses in securing loans because of the tightening credit market. The example of Victoria Braden and her Braden Benefit Strategies consulting firm, which in late 2007 was denied a loan for the first time in its history, is discussed. Fears of a U.S. recession are discussed also.

The article briefly offers advice for getting a business loan. Tips include trying a variety of lenders, from different sizes of banks to the U.S. Small Business Administration, seeking out Internet resources such as online business networks and financial web sites, and maintaining a good business plan.

The article focuses on the conditions of small banks in the U.S. in 2011. The author looks into the relationship between growth in small business loans and the lender's total financial condition. She mentions that total business loans under one million dollars by small banks have declined in 2011, particularly among financially weak banks.She states that supply conditions and demand for credit have affected lending to small businesses in the country.

The article discusses the U.S. congressional bill Small Business Lending Fairness Act, which would affect confessions of judgment related to small business borrowers and consumer loan contracts, affecting enforcement by the U.S. Federal Trade Commission (FTC).

The article investigates the lending trends in small business in the U.S. including the continuing shrinkage of bank loans. It offers a comparison between the lending trends in large banks with at least 10 billion dollars in assets and small banks with less than one billion in assets. It reveals that small business lending in small banks not backed by commercial real estate are slightly healthier than small business lending that is secured by commercial property.

The article discusses how various Native Hawaiians are working to gain U.S. federal government recognition as a separate quasi-sovereign government as of 2017, and it mentions the legal status of Native Hawaiians who are not protected by American federal Indian law. According to the article, the U.S. Congress has passed more that 150 laws dealing with Native Hawaiians' benefits programs, homesteads, and small-business loans. Several U.S. constitutional law cases are assessed.

The article provides information on the comparison between the small business loans which are made by banks with and without any branches in a respective local area in the U.S. Out-of-market small business loans accordingly entail a certain demarcation of the geographic borders of the small business lending markets. Also, the inclusion of such loans is believed to potentially reduce the measured concentration in the lending market.

The article discusses the link between the level of competition in small business lending and the local geographic banking markets in the U.S. It notes that the theory of industrial organization called "Structure, Conduct, Performance"(SCP) emphasizes the occurrence of higher small business loans and lower interest rates with the presence of greater competition. It further states that market concentration is being used by empirical studies when measuring the amount of competition in the market.

The article offers information on Deck Capital, a company that provides loans to small companies in the U.S. Launched in May 2009, Deck has been able to provide over $20 million in loans to businesses with less than $5 million in annual revenue. It is supported by several venture capital firms like Khosla Ventures and RRE Ventures. To qualify for a loan, a business should be earning at least $3,000 and must be operating for more than a year.

The article examines issues related to getting small business loans in the U.S. Bob Seiwert, a senior vice president with the American Bankers Association, says many banks are willing and able to lend money to small companies despite the credit crisis. It relates the experience of Tricialee Riley, owner of Polish Bar of Brooklyn, a nail and beauty salon, in getting a loan to expand her business. It outlines the criteria that guide banks in choosing the recipient of their loans. It offers tips for small business owners on shopping for a bank loan.

The article discusses the Military Reservist Economic Injury Disaster Loan, a U.S. Small Business Administration lending program. The program was created in August 2001 to help businesses that have suffered financially because a key employee, a member of the Reserve Components, is called to active duty.

The article reports that the U.S. Small Business Administration (SBA) is offering National Guardsmen the Patriot Express Pilot Loan. The loan aims to help current and former military members who own or want to start their own business. IT is a streamlined product based on the SBA Express Program, but with enhanced guarantee and interest rate characteristics.

The article discusses Canaccord Capital's acquisition of Adams Harkness and its success in the U.S. According to Peter Brown, chairman and chief executive officer of Canaccord, most Canadian businesses that come to the U.S. fail because they believe the culture is the same. The merger didn't change the company's focus, small business. Brown believes staying focused is how his firm has succeeded in the U.S.

The article offers advice for small businesses on applying for bank loans in the U.S. Financial analysis done by bank lenders on small enterprises are centered on three areas, including performance over the past three to five years. Financial status of a company is compared with industry averages to determine its strength. Consultation with counselors by entrepreneurs is recommended.

The article comments on U.S. President George Bush's emergency package aimed at helping inner city citizens in the U.S. One program to which the emergency package applies is the emergency Small Business Administration loans. Another is the plan of the president to create several enterprise zones where businesses are exempted from taxes and regulations. The packages also embraces the goal of turning public-housing tenants into owners. On the other hand, it welcomes the Weed and Seed program targeted at drug dealers and violent criminals.

The article talks about the U.S. Federal Reserve and its role in the U.S. economy. It assesses if the Federal has done too much to fulfill its statutory mandate to maximize employment in the U.S. It cites the more than 16 trillion dollar loans provided by the Federal Reserve to every major financial institution in the U.S. It criticizes the Federal Reserve for its failure to act with sense of urgency to make sure that small businesses receive the loans they needed.