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Turkey in the housing finance market, conventional banks, participation banks and some private institutions provide different conditions and opportunities for their customer through home ownership by. The Islamic banks operating in Turkey offer Housing Finance products which are identical with the conventional mortgage products. Islamic home financing products are certainly different from conventional home loan. Conventional provided home loan is based on lending of interest which is prohibited by Shari'ah. On the other hand, having the big majority Moslem population, Islamic finance is an alternative to be developed in Turkey. All housing finance is a large share of public income and covers long-term payments. This paper, will focus on two selected participation banks in Islamic banking institutions. This research aims to investigate the relationship between alternatives offered by two participation banks in choosing Islamic home financing products. In this study, between the quarterly 2010-2019; Multiple linear regression analysis was conducted by using asset size of Kuveyt Türk and Albaraka Türk banks, housing price index, inflation rate, housing loan interest rates and GDP. It is meaningful in the two models established. Independent variables explain more than %50 dependent variables in each model. [ABSTRACT FROM AUTHOR]

Labor is the most important production factor for the production of goods and services. The amount of labor supply usually depends on the household or individuals. Basically labor supply growth is expected to increase in parallel with an increase in wages. However, it is disputable whether or not this generally accepted assumption is always valid. It is known that individuals or labor supply holders prefer, for a variety of reasons, leisure time over work. On the other hand, sometimes individuals may also choose not to work despite the wage increases. This situation, observed despite the increasing income, is explained by the backward supply curve. Individuals who make labor supply prefer leisure time for reasons such as spending time for themselves, taking care more of the family or pursue other preoccupations besides working. This study examines changes in labor supply in relation with wage increases in Turkey. According to the results of the analysis, which uses the household survey data, it has been seen that laborers in Turkey initially choose to increase the supply of labor with wage increases in accordance with the general assumption. It has been determined that individuals behave differently after a certain point over time in the face of increasing wages. Labor supply holders in Turkey prefer leisure against increasing wages after a certain income level. The results of the analysis show that the labor supply curve has followed a course of twisted backward or backward bending in Turkey. [ABSTRACT FROM AUTHOR]

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Miciocredit programme which is used today in alleviation against the poverty, constitutes one of the significant policy instruments. Microcredit programmes, which are currently being implemented in many countries of the world induding Turkey, have some important effects in terms of increasing employment besides preventing poverty. The aim of this study is to determine the efficiency of the microcredit in the prevention of the poverty in the provnce of Eskisehir. The data for the study were obtained from Eskişehir Branches (Tepebasi and Odunpazari) via the method of questionnaires. According to the research results, before and after the credit, there have been significant differences in family incomes of the microcredit borrowers and 1 out of every four families has surpassed the poverty line. Moreover, the positive contributions of the microcredit have been identified in female labor force participation rates depending on the employment growth. [ABSTRACT FROM AUTHOR]