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Your search keyword '"CREDITWORTHINESS"' showing total 2 results
Start Over Descriptor "CREDITWORTHINESS" Region singapore
2 results on '"CREDITWORTHINESS"'

1. New Credit Card and Unsecured Credit Rules and Improvements on Lending Practices of Financial Institutions Implemented in Phases From December 1, 2013.

Author

Mok, Francis and Tiah, Karen

Subjects
FINANCIAL institutions, BANKING laws, BANKING industry, LOAN laws, DISCLOSURE laws
Abstract

The article focuses on the proposed changes made to the rules regarding the lending practices of financial institutions (FIs) and credit cards by the Monetary Authority of Singapore (MAS). Topics include amendments to the Banking Act of Singapore, the disclosure practices of FIs, and lending rules governing unsecured loans.

Published
2014

2. PROPERTY LOANS.

Author

Mok, Francis and Sheau Farn, Hoo

Subjects
FINANCIAL services industry, BANKING industry, LENDER liability, DEBT-to-equity ratio, MORTGAGE loan laws
Abstract

The article reports that the Monetary Authority of Singapore (MAS) has implemented a Total Debt Servicing Ratio (TDSR) framework that will apply to property loans granted to individuals by financial institutions (FIs). Topics include loan-to-value (LTV) limits on housing loans and the monitoring of credit underwriting practices by FIs.

Published
2013

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