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Due to the rapid transition to a cashless society in Asia, credit card consumption now falls behind electronic payments. Many users have turned to other mobile alternatives as they are unwilling or unable to afford the huge expenses incurred by using credit cards. In addition, as compared with traditional transactions using physical currency, mobile payment is faster and more convenient. As mobile payment requires network connectivity, consumers must consider the security of transaction information when using a mobile payment system. In view of the above, this study discusses consumer intention to use mobile payment regarding the "overall risk exposure consumers are subject to when using mobile payment" and "consumer attitude towards using mobile payment", respectively. Under the two major perspectives of overall risk exposure and attitude, this study analyzes how these factors influence consumer usage intention by questionnaire survey and Structural Equation Modeling (SME). Overall, consumer intention to use mobile payment can be increased if the privacy risk, economic risk, social risk, and security risk, which constitute the overall risk exposure, can be effectively mitigated; consumer intention to use mobile payment can be increased if consumer's perceived usefulness, perceived ease of use, and the degree of trust with mobile payment can be improved. [ABSTRACT FROM AUTHOR]

Background: The Asian region accounts for the highest number of internet and mobile cell phones consumers among the regions of the world. As the use of information and communications technology becomes more and more widespread, the misuse of such technology becomes a concern. Cyberbullying, or bullying using information and communications technology is an issue that youth are encountering in Asia and in other parts of the world. Students who are cyberbullied experience several detrimental psychosocial effects that detract from their ability be successful in school. In some instances, youth suicide has been linked to cyberbullying. Goals: The purpose of this article is to highlight the need for proactive media literacy initiatives that promote the ethical and responsible social use of technology by students. Results: Examples of initiatives to reduce cyberbullying and other harmful uses of social media are presented. These initiatives are targeted not just at students but at teachers, other school personnel, and parents. The need to address cyberbullying via school policies and country or regional laws is also discussed. [ABSTRACT FROM AUTHOR]