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Your search keyword '"Cooper, Cheryl"' showing total 11 results
Start Over Author "Cooper, Cheryl" Topic united states. congress -- powers and duties
11 results on '"Cooper, Cheryl"'

1. Science and Technology Issues for the 118th Congress

Author

Gottron, Frank, Gallo, Jason A., Benson, Lisa S., Blevins, Emily G., Bracmort, Kelsi, Brannon, Valerie C., Busch, Kristen E., Carter, Nicole T., Cho, Clare Y., Clark, Corrie E., Comay, Laura B., Cooper, Cheryl R., Elias, Bart, Finklea, Kristin, Jones, Angela C., Keating-Bitonti, Caitlin, Kuiken, Todd, Lawhorn, Julie M., Lawson, Ashley J., Leggett, Jane A., Levin, Adam G., Linebaugh, Chris D., Lipiec, Eva, Morgan, Daniel, Normand, Anna E., Parfomak, Paul W., Rachfal, Colby Leigh, Riddle, Anne A., Rowan, Linda R., Sarata, Amanda K., Sargent, John F., Jr., Sekar, Kavya, Su, Eva, Sutherland, Michael D., Sutter, Karen M., Sykes, Jay B., Tierno, Paul, Wilson, Jill H., and Zhu, Ling

Subjects
United States. Congress -- Powers and duties, Medical research -- Evaluation -- Forecasts and trends, Medicine, Experimental -- Evaluation -- Forecasts and trends, Astronautics and state -- Evaluation -- Forecasts and trends, Telecommunication policy -- Evaluation -- Forecasts and trends, Environmental policy -- Evaluation -- Forecasts and trends, Market trend/market analysis, Government
Abstract

Updated April 6, 2023 The federal government supports scientific and technological advancement directly by funding and performing research and development and indirectly by creating and maintaining policies that encourage private [...]

Published
2023

2. Automation, Artificial Intelligence, and Machine Learning in Consumer Lending

Author

Cooper, Cheryl R.

Subjects
United States. Congress -- Powers and duties, Artificial intelligence -- Usage -- Laws, regulations and rules, Consumer credit -- Evaluation -- Laws, regulations and rules, Machine learning -- Usage -- Laws, regulations and rules, Algorithms -- Usage, Government regulation, Algorithm, Artificial intelligence, Government
Abstract

May 10, 2023 Financial firms may use algorithms--pre-coded sets of instructions and calculations that are executed automatically--to enhance consumer loan underwriting, the process of evaluating the likelihood that applicants will [...]

Published
2023

3. Financial Literacy and Financial Education Policy Issues

Author

Cooper, Cheryl R.

Subjects
United States. Consumer Financial Protection Bureau -- Powers and duties, United States. Department of the Treasury -- Powers and duties, United States. Congress -- Powers and duties, Financial literacy -- Laws, regulations and rules, Financial management -- Methods -- Laws, regulations and rules, Government regulation, Government
Abstract

Contents Financial Education and Federal Government Activities The Financial Literacy and Education Commission (FLEC) The CFPB's Financial Education Activities The CFPB's Civil Penalty Fund Research on Financial Literacy, Financial Education, [...]

Published
2021

4. COVID-19: Household Debt During the Pandemic

Author

Cooper, Cheryl R., Weinstock, Lida R., and Mullins, Maura

Subjects
United States. Congress -- Powers and duties, Epidemics -- Economic aspects -- United States, Fiscal policy -- Evaluation, Consumer credit -- Laws, regulations and rules -- Government finance, Domestic economic assistance -- Laws, regulations and rules, Government regulation, Government, Coronavirus Aid, Relief, and Economic Security Act of 2020, Consolidated Appropriations Act of 2021, American Rescue Plan Act of 2021
Abstract

Updated May 6, 2021 The COVID-19 pandemic has had a large and persistent economic impact across the United States. Fear of infection, social distancing, and stay-at-home orders prompted business closures [...]

Published
2021

5. Banking Policy Issues in the 117th Congress

Author

Perkins, David W., Cooper, Cheryl R., Getter, Darryl E., Gnanarajah, Raj, Labonte, Marc, Miller, Rena S., Scott, Andrew P., and Weinstock, Lida R.

Subjects
United States. Congress -- Powers and duties, Epidemics -- Economic aspects -- United States, Banking law -- Evaluation, Financial services industry -- Laws, regulations and rules, Economic conditions -- Forecasts and trends, Government regulation, Market trend/market analysis, Financial services industry, Government, Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, Coronavirus Aid, Relief, and Economic Security Act of 2020, Economic Growth, Regulatory Relief and Consumer Protection Act of 2018
Abstract

March 2, 2021 Contents Introduction 'Safety and Soundness' Background Prudential Regulation Community Bank Capital Requirements CECL Accounting Standard Implementation Anti-Money-Laundering Regulation BSA/AML and Banking Cannabis Businesses Cybersecurity Consumer Fairness and [...]

Published
2021

6. Potential Impacts of the COVID-19 Pandemic on the Income Security of Older Americans

Author

Li, Zhe, Cooper, Cheryl R., Davies, Paul S., Donovan, Sarah A., Huston, Barry F., Isaacs, Katelin P., Morton, William R., Myers, Elizabeth A., Su, Eva, Topoleski, John J., and Whittaker, Julie M.

Subjects
United States. Congress -- Powers and duties, Retirement benefits -- Laws, regulations and rules -- Economic aspects, Epidemics -- Economic aspects -- United States, Personal income -- Laws, regulations and rules, Aged -- Employment, Unemployment -- Laws, regulations and rules -- Economic aspects, Public health administration -- Laws, regulations and rules -- Economic aspects, Domestic economic assistance -- Laws, regulations and rules, Government regulation, Government, Coronavirus Aid, Relief, and Economic Security Act of 2020, Families First Coronavirus Response Act of 2020
Abstract

November 24, 2020 Americans aged 55 and older account for approximately 30% of the overall population in 2020, representing older workers approaching retirement and current retirees and totaling about 100 [...]

Published
2020

7. Consumer Credit Reporting, Credit Bureaus, Credit Scoring, and Related Policy Issues

Author

Cooper, Cheryl R. and Getter, Darryl E.

Subjects
United States. House of Representatives. Committee on Financial Services -- Powers and duties, United States. Congress -- Powers and duties, Financial institutions -- Laws, regulations and rules, Credit ratings -- Laws, regulations and rules, Credit bureaus -- Laws, regulations and rules, Consumer credit -- Laws, regulations and rules, Government regulation, Government, Health and Economic Recovery Omnibus Emergency Solutions Act of 2020 (Draft), Fair Credit Reporting Act, Coronavirus Aid, Relief, and Economic Security Act of 2020
Abstract

Updated October 15, 2020 Contents Introduction The Consumer Data Industry and Specialty Services Consumer Reporting Services Credit Scoring Services Existing Consumer Protections and Regulation of Credit Reporting Agencies Policy Issues [...]

Published
2020

8. Financial Inclusion: Access to Bank Accounts

Author

Cooper, Cheryl R.

Subjects
United States. Federal Deposit Insurance Corp. -- Powers and duties, United States. Congress -- Powers and duties, Financial management -- Laws, regulations and rules, Bank accounts -- Access control -- Laws, regulations and rules, Personal loans -- Laws, regulations and rules, Government regulation, Government, Community Reinvestment Act of 1977
Abstract

August 27, 2020 Most U.S. consumers choose to open a bank account, such as a checking or savings account, because it is considered a safe and secure way to store [...]

Published
2020

9. Alternative Data in Financial Services

Author

Cooper, Cheryl R.

Subjects
United States. Consumer Financial Protection Bureau -- Powers and duties, United States. Congress -- Powers and duties, Financial services industry -- Laws, regulations and rules, Credit ratings -- Laws, regulations and rules, Credit bureaus -- Laws, regulations and rules, Data entry -- Laws, regulations and rules -- Methods, Government regulation, Financial services industry, Government
Abstract

August 27, 2020 Alternative data generally refer to information used to determine a consumer's creditworthiness that the national consumer reporting agencies--Equifax, Experian, and TransUnion--do not traditionally use to calculate a [...]

Published
2020

10. Saving for Retirement: Household Decisionmaking and Policy Options

Author

Cooper, Cheryl R. and Li, Zhe

Subjects
United States. Congress -- Powers and duties, Financial planning -- Laws, regulations and rules, Retirement planning -- Laws, regulations and rules, Defined contribution plans -- Laws, regulations and rules, Individual retirement accounts -- Laws, regulations and rules, Savings -- Laws, regulations and rules, Government regulation, Government, Further Consolidated Appropriations Act for Fiscal Year 2020
Abstract

July 2, 2020 Contents Introduction Retirement Savings and Household Finances DC Pension Plans and IRAs Household Retirement Assets, 1989-2016 Retirement Income and Saving Adequacy Other Influences on Households' Finances That [...]

Published
2020

11. Banking Policy Issues in the 116th Congress

Author

Perkins, David W., Cooper, Cheryl R., Getter, Darryl E., Labonte, Marc, Miller, Rena S., and Weiss, N. Eric

Subjects
United States. Congress -- Powers and duties, Banking industry -- Management -- Laws, regulations and rules, Government regulation, Company business management, Banking industry, Government
Abstract

Contents Introduction 'Safety and Soundness' Background Prudential Regulation Capital Requirements Volcker Rule Anti-Money Laundering Regulation Cybersecurity Consumer Protection, Fair Lending, and Banking Access Background Consumer Protection, Fair Lending, and CFPB [...]

Published
2019

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